Moneyhub · Schema
RegularTransactions
PaymentsUnited KingdomOpen BankingOpen FinanceAccount-to-AccountPayment InitiationData AggregationAISPPISPFintech
Properties
| Name | Type | Description |
|---|---|---|
| seriesId | string | The unique identity of the series. |
| accountId | string | The unique identity of the account. |
| type | string | Whether the transaction is income or payment |
| description | string | The full text description of the transactions - often as it is represented on the users bank statement |
| cleanedDescription | string | A cleaned up and shorter description of the transaction, this can be edited |
| counterpartyId | string | A matching id of the counterparty of the series |
| frequency | string | The time between payments in the series |
| numTxMatchedInSeries | integer | The count of the transactions in the series |
| gapLengthInFreqUnits | integer | The count of expected dates with no corresponding transactions |
| dateAnomaliesCount | integer | The count of transactions which occurred outside the predicted date range |
| numReturnedTxs | integer | The count of transactions we have detected were returned (reversed/declined) |
| lastDate | string | Date on which the most recent transaction in the series occured |
| predictedDate | string | Predicted date the next transactions is most likely to occur |
| predictedDateEarliest | string | Earliest predicted date of the next transaction in the series |
| predictedDateLatest | string | Lastest predicted date of the next transaction in the series |
| predictedTxLateOrNotDetected | boolean | Is the predicted payment late or not detected? |
| predictedAmount | object | Predicted amount of the next transaction |
| predictedAmountLower | object | The smallest amount predicted for the next transaction |
| predictedAmountUpper | object | The largest amount predicted for the next transaction |
| predictedCategoryId | string | The category id. Standard categories are prefixed with 'std', custom categories are prefixed with 'cus' |
| transactions | array | An array of transaction IDs |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/moneyhub/main/json-schema/moneyhub-regular-transactions-schema.json",
"title": "RegularTransactions",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/moneyhub-regular-transactions-api-openapi.yml#/components/schemas/RegularTransactions",
"additionalProperties": false,
"type": "object",
"properties": {
"seriesId": {
"description": "The unique identity of the series.",
"type": "string"
},
"accountId": {
"description": "The unique identity of the account.",
"type": "string"
},
"type": {
"description": "Whether the transaction is income or payment",
"type": "string",
"enum": [
"payment",
"income"
]
},
"description": {
"description": "The full text description of the transactions - often as it is represented on the users bank statement",
"type": "string"
},
"cleanedDescription": {
"description": "A cleaned up and shorter description of the transaction, this can be edited",
"type": "string"
},
"counterpartyId": {
"description": "A matching id of the counterparty of the series",
"type": "string"
},
"frequency": {
"description": "The time between payments in the series",
"type": "string",
"enum": [
"weekly",
"fortnightly",
"monthly",
"quarterly",
"yearly"
]
},
"numTxMatchedInSeries": {
"description": "The count of the transactions in the series",
"type": "integer"
},
"gapLengthInFreqUnits": {
"description": "The count of expected dates with no corresponding transactions",
"type": "integer"
},
"dateAnomaliesCount": {
"description": "The count of transactions which occurred outside the predicted date range",
"type": "integer"
},
"numReturnedTxs": {
"description": "The count of transactions we have detected were returned (reversed/declined)",
"type": "integer"
},
"lastDate": {
"description": "Date on which the most recent transaction in the series occured",
"format": "date",
"type": "string"
},
"predictedDate": {
"description": "Predicted date the next transactions is most likely to occur",
"format": "date",
"type": "string"
},
"predictedDateEarliest": {
"description": "Earliest predicted date of the next transaction in the series",
"format": "date",
"type": "string"
},
"predictedDateLatest": {
"description": "Lastest predicted date of the next transaction in the series",
"format": "date",
"type": "string"
},
"predictedTxLateOrNotDetected": {
"description": "Is the predicted payment late or not detected?",
"type": "boolean"
},
"predictedAmount": {
"description": "Predicted amount of the next transaction",
"properties": {
"value": {
"description": "The amount of the transaction in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
],
"type": "object"
},
"predictedAmountLower": {
"description": "The smallest amount predicted for the next transaction",
"properties": {
"value": {
"description": "The amount of the transaction in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
],
"type": "object"
},
"predictedAmountUpper": {
"description": "The largest amount predicted for the next transaction",
"properties": {
"value": {
"description": "The amount of the transaction in minor units of the currency, eg. pennies for GBP, negative means money going out of an account, positive means money coming into an account.",
"type": "integer"
},
"majorUnits": {
"description": "The major units of the value, based on the values currency, eg. pounds for GBP.",
"type": "integer"
},
"minorUnits": {
"description": "The minor units of the value, based on the values currency, eg. pennies for GBP.",
"type": "integer"
},
"currency": {
"description": "The currency of the amount",
"type": "string"
}
},
"required": [
"value",
"currency"
],
"type": "object"
},
"predictedCategoryId": {
"description": "The category id. Standard categories are prefixed with 'std', custom categories are prefixed with 'cus'",
"type": "string",
"pattern": "^(std|cus):(\\w|-)+$"
},
"transactions": {
"description": "An array of transaction IDs",
"type": "array",
"items": {
"type": "string"
}
}
},
"required": [
"seriesId",
"accountId",
"type",
"cleanedDescription",
"frequency",
"numTxMatchedInSeries",
"lastDate",
"predictedDate",
"predictedAmount",
"transactions"
]
}
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