Handelsbanken UK website screenshot

Handelsbanken UK

Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 local branches serving personal and business customers across Britain. Incorporated as a wholly-owned UK subsidiary and authorised by the Prudential Regulation Authority and regulated by the FCA and PRA (Financial Services Register number 806852, authorised since 2018), it is a full-service home-market bank rather than one of the CMA9-mandated institutions. Handelsbanken meets its UK Open Banking / PSD2 obligations through the group developer portal at developer.handelsbanken.com, where its Great Britain market APIs - Account Information (AIS), Card Account Information, Payment Initiation (PIS), and Confirmation of Funds - are published to the Berlin Group NextGenPSD2 standard rather than the OBIE Read/Write standard used by the CMA9. Third-party providers enrol against the production gateway at api.handelsbanken.com using a PSD2 eIDAS (QWAC/QSEALC) or UK Open Banking (OBWAC) certificate, with OAuth2 client authentication, mutual-TLS, and PSD2 strong customer authentication, and can test against a sandbox before going live.

Handelsbanken UK publishes 7 APIs on the APIs.io network. Tagged areas include Banking, Open Banking, Financial Services, PSD2, and Berlin Group.

Handelsbanken UK’s developer surface includes documentation, getting-started guide, signup flow, support, authentication, changelog, sandbox, and 15 more developer resources.

36.6/100 thin ▬ flat Agent 18/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
7 APIs
BankingOpen BankingFinancial ServicesPSD2Berlin GroupNextGenPSD2PaymentsAccount InformationUnited KingdomFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 36.6/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 10.0 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 18/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/handelsbanken-uk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Handelsbanken UK PSD2 Account Information API

The Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and transactions for consenting Handelsbanken UK customers. Published to the...

Handelsbanken UK PSD2 Card Account Information API

The Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and card transactions for consenting customers, to the Berlin Group NextGe...

Handelsbanken UK PSD2 Payment Initiation API

The Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consenting Handelsbanken UK customer accounts, to the Berlin Group NextGenPSD2 ...

Handelsbanken UK PSD2 Confirmation of Funds API

The Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is available on a consenting customer account, to the Berlin Group NextGenP...

Handelsbanken UK PSD2 Third-Parties API

TPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (OBWAC) certificate to access live data on the production gateway. POST/...

Handelsbanken UK Premium Accounts API

First-party premium (beyond-PSD2) Accounts API documented on the Handelsbanken developer portal for commercial account data access outside the regulated Open Banking mandate.

Handelsbanken UK Premium FX API

First-party premium (beyond-PSD2) Foreign Exchange API documented on the Handelsbanken developer portal for commercial FX rate and transaction services outside the regulated Ope...

Scroll for all 7

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Handelsbanken Uk Authentication

oauth2/mutualTLS · 4 schemes

SECURITY

Handelsbanken Uk Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: handelsbanken-uk
url: https://raw.githubusercontent.com/api-evangelist/handelsbanken-uk/refs/heads/main/apis.yml
name: Handelsbanken UK
kind: company
description: Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish
  banking group, and operates a decentralised network of over 200 local branches serving personal and business customers across
  Britain. Incorporated as a wholly-owned UK subsidiary and authorised by the Prudential Regulation Authority and regulated
  by the FCA and PRA (Financial Services Register number 806852, authorised since 2018), it is a full-service home-market
  bank rather than one of the CMA9-mandated institutions. Handelsbanken meets its UK Open Banking / PSD2 obligations through
  the group developer portal at developer.handelsbanken.com, where its Great Britain market APIs - Account Information (AIS),
  Card Account Information, Payment Initiation (PIS), and Confirmation of Funds - are published to the Berlin Group NextGenPSD2
  standard rather than the OBIE Read/Write standard used by the CMA9. Third-party providers enrol against the production gateway
  at api.handelsbanken.com using a PSD2 eIDAS (QWAC/QSEALC) or UK Open Banking (OBWAC) certificate, with OAuth2 client authentication,
  mutual-TLS, and PSD2 strong customer authentication, and can test against a sandbox before going live.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Banking
- Open Banking
- Financial Services
- PSD2
- Berlin Group
- NextGenPSD2
- Payments
- Account Information
- United Kingdom
- Fintech
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: handelsbanken-uk:handelsbanken-uk-account-information-api
  name: Handelsbanken UK PSD2 Account Information API
  description: The Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and transactions
    for consenting Handelsbanken UK customers. Published to the Berlin Group NextGenPSD2 standard on the group developer portal;
    consumed under the accounts-gb product.
  humanURL: https://developer.handelsbanken.com/api/psd2
  baseURL: https://api.handelsbanken.com/openbanking/psd2/v1
  tags:
  - Account Information
  - AIS
  - PSD2
  - Berlin Group
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/psd2
  - type: APIReference
    url: https://developer.handelsbanken.com/api/psd2/guidelines
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-card-account-information-api
  name: Handelsbanken UK PSD2 Card Account Information API
  description: The Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and
    card transactions for consenting customers, to the Berlin Group NextGenPSD2 standard; consumed under the card accounts-gb
    product.
  humanURL: https://developer.handelsbanken.com/api/psd2
  baseURL: https://api.handelsbanken.com/openbanking/psd2/v1
  tags:
  - Card Account Information
  - AIS
  - PSD2
  - Berlin Group
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/psd2
  - type: APIReference
    url: https://developer.handelsbanken.com/api/psd2/guidelines
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-payment-initiation-api
  name: Handelsbanken UK PSD2 Payment Initiation API
  description: The Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consenting
    Handelsbanken UK customer accounts, to the Berlin Group NextGenPSD2 standard; consumed under the payments-gb product.
  humanURL: https://developer.handelsbanken.com/api/psd2
  baseURL: https://api.handelsbanken.com/openbanking/psd2/v1
  tags:
  - Payment Initiation
  - PIS
  - PSD2
  - Berlin Group
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/psd2
  - type: APIReference
    url: https://developer.handelsbanken.com/api/psd2/guidelines
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-confirmation-of-funds-api
  name: Handelsbanken UK PSD2 Confirmation of Funds API
  description: The Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is available
    on a consenting customer account, to the Berlin Group NextGenPSD2 standard; consumed under the funds-confirmations-gb
    product.
  humanURL: https://developer.handelsbanken.com/api/psd2
  baseURL: https://api.handelsbanken.com/openbanking/psd2/v1
  tags:
  - Confirmation of Funds
  - CBPII
  - PSD2
  - Berlin Group
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/psd2
  - type: APIReference
    url: https://developer.handelsbanken.com/api/psd2/guidelines
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-third-parties-api
  name: Handelsbanken UK PSD2 Third-Parties API
  description: TPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (OBWAC)
    certificate to access live data on the production gateway. POST/PUT to /openbanking/psd2/v1/third-parties.
  humanURL: https://developer.handelsbanken.com/api/psd2/live
  baseURL: https://api.handelsbanken.com/openbanking/psd2/v1
  tags:
  - Third Parties
  - Onboarding
  - PSD2
  - eIDAS
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/psd2/live
  - type: APIReference
    url: https://developer.handelsbanken.com/api/psd2/guidelines
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-premium-accounts-api
  name: Handelsbanken UK Premium Accounts API
  description: First-party premium (beyond-PSD2) Accounts API documented on the Handelsbanken developer portal for commercial
    account data access outside the regulated Open Banking mandate.
  humanURL: https://developer.handelsbanken.com/api/
  baseURL: https://api.handelsbanken.com
  tags:
  - Premium
  - Accounts
  - Commercial
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
- aid: handelsbanken-uk:handelsbanken-uk-premium-fx-api
  name: Handelsbanken UK Premium FX API
  description: First-party premium (beyond-PSD2) Foreign Exchange API documented on the Handelsbanken developer portal for
    commercial FX rate and transaction services outside the regulated Open Banking mandate.
  humanURL: https://developer.handelsbanken.com/api/
  baseURL: https://api.handelsbanken.com
  tags:
  - Premium
  - FX
  - Foreign Exchange
  properties:
  - type: Documentation
    url: https://developer.handelsbanken.com/api/
  - type: GettingStarted
    url: https://developer.handelsbanken.com/api/getting-started
common:
- type: DomainSecurity
  url: security/handelsbanken-uk-domain-security.yml
- type: Website
  url: https://www.handelsbanken.co.uk/en/
- type: DeveloperPortal
  url: https://developer.handelsbanken.com/api/
- type: Documentation
  url: https://developer.handelsbanken.com/api/psd2
- type: GettingStarted
  url: https://developer.handelsbanken.com/api/getting-started
- type: SignUp
  url: https://developer.handelsbanken.com/api/user/register
- type: Support
  url: https://developer.handelsbanken.com/api/support
- type: OpenBanking
  url: https://www.handelsbanken.com/en/open-banking
- type: LinkedIn
  url: https://www.linkedin.com/company/handelsbanken
- type: TermsOfService
  url: https://www.handelsbanken.co.uk/en/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.handelsbanken.co.uk/en/privacy-notice
- type: About
  url: https://www.handelsbanken.co.uk/en/about-us
- type: Compliance
  url: https://register.fca.org.uk/s/firm?id=0010X000049MNcuQAG
- type: Authentication
  url: authentication/handelsbanken-uk-authentication.yml
- type: Conventions
  url: conventions/handelsbanken-uk-conventions.yml
- type: Idempotency
  url: conventions/handelsbanken-uk-conventions.yml
- type: Conformance
  url: conformance/handelsbanken-uk-conformance.yml
- type: Lifecycle
  url: lifecycle/handelsbanken-uk-lifecycle.yml
- type: Deprecation
  url: https://developer.handelsbanken.com/api/changelog
- type: ChangeLog
  url: changelog/handelsbanken-uk-changelog.yml
- type: Sandbox
  url: sandbox/handelsbanken-uk-sandbox.yml
- type: LLMsTxt
  url: llms/handelsbanken-uk-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com