The Co-operative Bank
The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking policy. Following its 2013-2017 recapitalisation it was owned by institutional bondholders, and in January 2025 it completed its acquisition by Coventry Building Society, becoming part of the member-owned Coventry Building Society Group; it also operates the online-only "smile" brand. Authorised by the PRA and regulated by the FCA and PRA, it is an FCA-authorised ASPSP under PSD2 and the UK Open Banking regime. While it is not one of the nine CMA-mandated banks (CMA9), it implements the Open Banking Implementation Entity (OBIE) Read/Write API Standard (v3.1) and publishes a public developer portal at developer.co-operativebank.co.uk exposing Account Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) APIs for both the Co-operative Bank and smile brands, secured with FAPI-grade OAuth2/OIDC, mutual-TLS client authentication using Open Banking directory certificates, and PSD2 strong customer authentication, with a manual TPP onboarding process and a sandbox for testing before production.
The Co-operative Bank publishes 76 API contracts indexed on the APIs.io network, including Accessibility Agent API, Accessibility Checker API, Administration API, and 73 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.
The The Co-operative Bank catalog on APIs.io includes 1 Spectral governance ruleset.
The Co-operative Bank’s developer surface includes documentation, getting-started guide, authentication, sandbox, support, signup flow, and 22 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| EU/EEA Payment and E-Money Institutions (PSD2 passports) | regulated | 19.2 (thin) | - | 1 |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 5
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 76
Individual APIs this provider publishes, each with its own machine-readable definition.
The Co-operative Bank Account Information API (AIS)
OBIE Read/Write Account & Transaction Information (AISP) API for The Co-operative Bank and smile brands — account-access consents, accounts, balances, transactions, direct debit...
The Co-operative Bank Payment Initiation API (PIS)
OBIE Read/Write Payment Initiation (PISP) API for The Co-operative Bank and smile brands — domestic payments, domestic scheduled payments and domestic standing orders, with thei...
The Co-operative Bank Confirmation of Funds API (CBPII)
OBIE Read/Write Confirmation of Funds (CBPII / Card-Based Payment Instrument) API — funds-confirmation consent and funds-confirmation checks for The Co-operative Bank and smile ...
The Co-operative Bank Accessibility Agent API
Streaming a11y-fix agent proxy
The Co-operative Bank Accessibility Checker API
Endpoints that perform operations related to validating accessibility in content.
The Co-operative Bank Administration API
System administration and management tools
The Co-operative Bank AI API
AI-powered content generation and analysis endpoints
The Co-operative Bank Announcements API
System announcements and notifications
The Co-operative Bank API Token API
API token management and authentication
The Co-operative Bank Apps API
Third-party application integration and configuration
The Co-operative Bank Authentication API
The Authentication API from The Co-operative Bank — 6 operation(s) for authentication.
The Co-operative Bank Browser Tree API
File and folder browser tree operations
The Co-operative Bank Bulk Upload API
Creating several assets in one background run
The Co-operative Bank Bundle API
Content bundle management and deployment
The Co-operative Bank Cache Management API
Cache provider management and operations
The Co-operative Bank Categories API
Content categorization and taxonomy
The Co-operative Bank Cluster Management API
Cluster nodes and distributed system management
The Co-operative Bank Containers API
Endpoints for managing Container objects and their content
The Co-operative Bank Content Analytics API
Proxy endpoints that forward analytics requests to the dot-ca-event-manager service.
The Co-operative Bank Content API
Endpoints for managing content and contentlets - the core data objects in dotCMS
The Co-operative Bank Content Delivery API
Content retrieval and manipulation endpoints
The Co-operative Bank Content Import API
The Content Import API from The Co-operative Bank — 11 operation(s) for content import.
The Co-operative Bank Content Report API
Content reporting and analytics
The Co-operative Bank Content Type API
Content type definitions and schema management
The Co-operative Bank Content Type Field API
Content type field definitions and configuration
The Co-operative Bank Data Integrity API
Data integrity checking and conflict resolution
The Co-operative Bank Dot Auth API
OAuth/OIDC and SAML authentication: per-site configuration (SYSTEM_HOST is the global default) and headless OIDC token exchange
The Co-operative Bank Elasticsearch Content Search API
Backend Elasticsearch search endpoints for portlet context
The Co-operative Bank Environment API
Publishing environment management and configuration
The Co-operative Bank Experiment API
The Experiment API from The Co-operative Bank — 15 operation(s) for experiment.
The Co-operative Bank File Assets API
File asset management and download operations
The Co-operative Bank Folders API
Endpoints for managing folder structure and organization
The Co-operative Bank Forms API
Form management and processing
The Co-operative Bank Get Pages Content Types API
Returns the content types valid for a page based on the container/types on the layout
The Co-operative Bank Health API
Health management and monitoring endpoints for administrative dashboards
The Co-operative Bank Internationalization API
Language management and localization
The Co-operative Bank JavaScript API
JavaScript execution and server-side scripting
The Co-operative Bank Job Queue API
Endpoints for managing background jobs and job queues
The Co-operative Bank Language API
Language configuration and management
The Co-operative Bank Layout API
The Layout API from The Co-operative Bank — 1 operation(s) for layout.
The Co-operative Bank License API
License management and validation
The Co-operative Bank Maintenance API
System maintenance and administration operations
The Co-operative Bank Navigation API
Site navigation tree endpoints
The Co-operative Bank Notifications API
User notifications and alerts management
The Co-operative Bank OSGi Plugins API
OSGi plugin management and dynamic deployment
The Co-operative Bank Page API
Page rendering, layout management, and content operations
The Co-operative Bank Permissions API
Permission management and access control
The Co-operative Bank Personalization API
Content personalization and persona management
The Co-operative Bank Personas API
Content persona management and targeting
The Co-operative Bank Portlets API
Portlet management and administration
The Co-operative Bank Publishing API
Push publishing job management endpoints
The Co-operative Bank Relationships API
Content relationship management
The Co-operative Bank Roles API
User role and permission management
The Co-operative Bank Rules Engine API
Business rules and conditional logic management
The Co-operative Bank SAML Authentication API
SAML SSO authentication and integration
The Co-operative Bank Search Index API
Elasticsearch index management and operations
The Co-operative Bank Site API
Site management, lifecycle, and configuration endpoints
The Co-operative Bank System API
System-level operations and Redis management
The Co-operative Bank System Configuration API
System configuration and company settings
The Co-operative Bank System Logging API
System logging configuration and management
The Co-operative Bank System Monitoring API
System monitoring and health checks
The Co-operative Bank System Storage API
Storage providers and data replication management
The Co-operative Bank Tag (v1) API
Legacy tag management endpoints (deprecated - use v2 TagResource instead)
The Co-operative Bank Tags API
Content tagging and labeling
The Co-operative Bank Tail Log API
Server log file monitoring and real-time viewing
The Co-operative Bank Template API
Template CRUD, publish, archive, and layout management endpoints
The Co-operative Bank Templates API
Template design and management
The Co-operative Bank Temporary Files API
Temporary file upload and management for content creation
The Co-operative Bank Test Resource API
The TestResource API from The Co-operative Bank — 2 operation(s) for testresource.
The Co-operative Bank Theme API
Theme browsing and management
The Co-operative Bank Usage API
Provides business intelligence metrics for dashboard usage
The Co-operative Bank Users API
User account management and administration
The Co-operative Bank Variants API
Endpoints for managing content variants
The Co-operative Bank Web Assets API
Web asset management and operations
The Co-operative Bank Widgets API
Widget development and rendering
The Co-operative Bank Workflow API
Endpoints that perform operations related to workflows.
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Open Collections 1
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
The Co-operative Bank API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 7
Authentication, authorization, and security posture
Scroll for all 7
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
The Co-operative Bank API — frequently asked questions
Does The Co-operative Bank have an API?
Yes. APIs.io lists 76 APIs from The Co-operative Bank, including The Co-operative Bank Account Information API (AIS), The Co-operative Bank Payment Initiation API (PIS) and The Co-operative Bank Confirmation of Funds API (CBPII), and 73 more.
Is there an OpenAPI specification for the The Co-operative Bank API?
Yes. APIs.io indexes 73 OpenAPI specifications for The Co-operative Bank, each linked for download from this page.
How do I authenticate with the The Co-operative Bank API?
The Co-operative Bank uses bearer-token authentication (oauth2/openIdConnect/mutualTLS · 3 schemes). The details are profiled on APIs.io as Co Operative Bank Authentication.
Is the The Co-operative Bank API ready for AI agents?
The Co-operative Bank has a Kin Score of 52.6 out of 100 (developing) and an Agent Readiness score of 30.9 (agent-ready), scored by API Evangelist on 2026-11-06.
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