The Co-operative Bank OAuth Scopes

OAuth 2.0 searched

The Co-operative Bank publishes 6 OAuth 2.0 scopes via the authorizationCode flow. Scopes are the fine-grained permissions an application requests at authorization time to act against the The Co-operative Bank API on a user’s behalf.

Tokens are issued from https://bank-retail.apis.co-operativebank.co.uk/apis/oauth/v1/oauth2/token.

This index is generated from the provider’s OpenAPI security definitions (and, where available, its documented scope reference) and refreshes on every APIs.io network build. Browse every provider’s scopes at scopes.apis.io.

Financial ServicesBankingOpen BankingPSD2OBIEUnited KingdomPaymentsAccount InformationConfirmation of FundsFintech

Scopes: 6 Flows: authorizationCode Method: searched

OAuth endpoints

Authorization URL
https://bank-retail.apis.co-operativebank.co.uk/apis/oauth/v1/oauth2/auth

Token URL
https://bank-retail.apis.co-operativebank.co.uk/apis/oauth/v1/oauth2/token

Flows
authorizationCode

Scopes (6)

Scope	Description	Flows
openid	OpenID Connect authentication; required to obtain an id_token for the PSU.	authorizationCode
offline_access	Request a refresh token so the TPP can obtain new access tokens without re-authenticating the PSU (within the consent window).	authorizationCode
offline	Offline access variant advertised by the authorization server.	authorizationCode
accounts	OBIE Read/Write account-information (AIS) scope requested at the token endpoint alongside a signed account-access-consent, gating accounts, balances, transactions, direct debits, standing orders and scheduled payments. (OBIE Read/Write standard scope; not enumerated in the OIDC discovery document but required by the AISP flow.)	authorizationCode
payments	OBIE Read/Write payment-initiation (PIS) scope requested alongside a signed payment-order consent for domestic payments, scheduled payments and standing orders. (OBIE Read/Write standard scope.)	authorizationCode
fundsconfirmation	OBIE Read/Write confirmation-of-funds (CBPII) scope requested alongside a funds-confirmation consent. (OBIE Read/Write standard scope.)	authorizationCode

📄 Provider scope reference: https://www.developer.co-operativebank.co.uk/apis/general-specifications/

Source

OAuth Scopes

generated: '2026-07-23'
method: searched
source: https://openbanking-retail.apis.co-operativebank.co.uk/apis/oauth/v1/.well-known/openid-configuration
docs: https://www.developer.co-operativebank.co.uk/apis/general-specifications/
schemes:
- name: OpenBankingOAuth2
  flows:
  - flow: authorizationCode
    authorizationUrl: https://bank-retail.apis.co-operativebank.co.uk/apis/oauth/v1/oauth2/auth
    tokenUrl: https://bank-retail.apis.co-operativebank.co.uk/apis/oauth/v1/oauth2/token
scopes:
- scope: openid
  description: OpenID Connect authentication; required to obtain an id_token for the PSU.
  flows: [authorizationCode]
  source: openid-configuration scopes_supported
- scope: offline_access
  description: Request a refresh token so the TPP can obtain new access tokens without re-authenticating the PSU (within the consent window).
  flows: [authorizationCode]
  source: openid-configuration scopes_supported
- scope: offline
  description: Offline access variant advertised by the authorization server.
  flows: [authorizationCode]
  source: openid-configuration scopes_supported
- scope: accounts
  description: >-
    OBIE Read/Write account-information (AIS) scope requested at the token
    endpoint alongside a signed account-access-consent, gating accounts,
    balances, transactions, direct debits, standing orders and scheduled
    payments. (OBIE Read/Write standard scope; not enumerated in the OIDC
    discovery document but required by the AISP flow.)
  flows: [authorizationCode]
  source: OBIE Read/Write 3.1 standard
- scope: payments
  description: >-
    OBIE Read/Write payment-initiation (PIS) scope requested alongside a signed
    payment-order consent for domestic payments, scheduled payments and standing
    orders. (OBIE Read/Write standard scope.)
  flows: [authorizationCode]
  source: OBIE Read/Write 3.1 standard
- scope: fundsconfirmation
  description: >-
    OBIE Read/Write confirmation-of-funds (CBPII) scope requested alongside a
    funds-confirmation consent. (OBIE Read/Write standard scope.)
  flows: [authorizationCode]
  source: OBIE Read/Write 3.1 standard
note: >-
  The bank's authorization server advertises only openid/offline_access/offline
  in its OIDC discovery document; the accounts/payments/fundsconfirmation scopes
  are the OBIE Read/Write 3.1 standard scopes that gate the corresponding
  consent + resource endpoints and are documented as OBIE standard, not verified
  in the discovery document.