western-union website screenshot

western-union

The Western Union Company is a global leader in cross-border, cross-currency money movement, providing money transfer, money order, and other financial services to consumers and businesses worldwide. Western Union's Partnership APIs enable financial institutions, fintech companies, and enterprise customers to integrate WU's global payment network for money transfers, batch payments, FX quotes, and account management across 200+ countries and territories in 130+ currencies. Authentication uses mTLS with client certificates.

western-union publishes 7 APIs on the APIs.io network, including Balances API, Batches API, Customers API, and 4 more. Tagged areas include Fortune 500.

The western-union catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

western-union’s developer surface includes authentication, developer portal, getting-started guide, and 9 more developer resources.

50.4/100 developing ▬ flat Agent 34/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessEnterpriseApproval
8 APIs
Fortune 500

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 50.4/100 · developing
Contract Quality 18.0 / 25
Developer Ergonomics 6.1 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.4 / 13
Governance 7.0 / 12
Discoverability 5.9 / 10
Agent readiness — 34/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/western-union: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Western Union Open Banking API

Western Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account information (AIS) and initiate payments (PIS) in compliance with European Pay...

western-union Balances API

Holding balance inquiry.

western-union Batches API

Payment batch lifecycle management.

western-union Customers API

Customer account management.

western-union Health API

API health check.

western-union Orders API

Payment order management.

western-union Payments API

Individual payment management within a batch.

western-union Quotes API

FX rate and payment quote generation.

Scroll for all 8

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Western Union Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Western Union Context

0 classes · 29 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

western-union API Rules

5 rules · 3 warnings 2 info

SPECTRAL

western-union API Rules

8 rules · 1 errors 6 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Western Union Payment Batch

7 properties

JSON SCHEMA

Western Union Payment

16 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Western Union Payment Structure

0 properties

JSON STRUCTURE

Examples 3

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Western Union Authentication

mutualTLS · 1 scheme

SECURITY

Western Union Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Western Union Agentic Access

12 operations · 4 acting

12 operations · 4 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Western Union forms strategic partnership with HCLTech to ...

2026-05-25

Western Union Banks On First-Party Data To Woo Brands ...

2026-05-25

Techstars & Western Union Accelerator Announce 2020 Class ...

2026-05-25

Western Union to Tap Stablecoins and AI for Greater ...

2026-05-25

Western Union Builds on Accelerator Momentum with New ...

2026-05-25

Resources

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: western-union
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/western-union.png
tags:
- Fortune 500
url: https://raw.githubusercontent.com/api-evangelist/western-union/refs/heads/main/apis.yml
modified: '2026-05-19'
description: The Western Union Company is a global leader in cross-border, cross-currency money movement, providing money
  transfer, money order, and other financial services to consumers and businesses worldwide. Western Union's Partnership APIs
  enable financial institutions, fintech companies, and enterprise customers to integrate WU's global payment network for
  money transfers, batch payments, FX quotes, and account management across 200+ countries and territories in 130+ currencies.
  Authentication uses mTLS with client certificates.
apis:
- aid: western-union:open-banking
  name: Western Union Open Banking API
  description: Western Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account information
    (AIS) and initiate payments (PIS) in compliance with European Payment Services Directive 2 (PSD2). The API supports Strong
    Customer Authentication (SCA) and integrates with the WU Business Solutions global payment network.
  humanURL: https://wu-priora.saltedge.com/
  baseURL: https://wu-priora.saltedge.com
  tags:
  - Open Banking
  - PSD2
  - Account Information
  - Payment Initiation
  - Financial Services
  properties:
  - type: Portal
    url: https://wu-priora.saltedge.com/
  - type: Documentation
    url: https://wu-priora.saltedge.com/
  contact:
  - FN: Western Union Business Solutions
- aid: western-union:western-union-balances-api
  name: western-union Balances API
  description: Holding balance inquiry.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/western-union-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-batches-api
  name: western-union Batches API
  description: Payment batch lifecycle management.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Batches
  properties:
  - type: OpenAPI
    url: openapi/western-union-batches-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-customers-api
  name: western-union Customers API
  description: Customer account management.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/western-union-customers-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-health-api
  name: western-union Health API
  description: API health check.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/western-union-health-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-orders-api
  name: western-union Orders API
  description: Payment order management.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/western-union-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-payments-api
  name: western-union Payments API
  description: Individual payment management within a batch.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/western-union-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
- aid: western-union:western-union-quotes-api
  name: western-union Quotes API
  description: FX rate and payment quote generation.
  humanURL: https://developer.westernunion.com/api-money-transfer.html
  baseURL: https://api.westernunion.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/western-union-quotes-api-openapi.yml
  - type: Documentation
    url: https://developer.westernunion.com/api-money-transfer.html
  - type: Portal
    url: https://developer.westernunion.com/getting-started.html
  - type: GettingStarted
    url: https://developer.westernunion.com/getting-started.html
common:
- type: AgenticAccess
  url: agentic-access/western-union-agentic-access.yml
- type: DomainSecurity
  url: security/western-union-domain-security.yml
- type: Authentication
  url: authentication/western-union-authentication.yml
- type: GitHubOrganization
  url: https://github.com/western-union
- type: Website
  url: https://www.westernunion.com
- type: BusinessSolutions
  url: https://business.westernunion.com
- type: Portal
  url: https://developer.westernunion.com
- type: GettingStarted
  url: https://developer.westernunion.com/getting-started.html
- type: Contact
  url: https://corporate.westernunion.com/fi-partnerships/solutions/
- type: PrivacyPolicy
  url: https://www.westernunion.com/us/en/privacy-statement.html
- type: TermsOfService
  url: https://www.westernunion.com/us/en/digital-service-agreement.html
- type: LinkedIn
  url: https://www.linkedin.com/company/western-union