Tink website screenshot

Tink

Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances, Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check, Expense Check, Risk Insights, Risk Categorisation), Money Manager BFM, Data Enrichment, and PSD2 Payment Initiation Services (Pay by Bank, Auto Payments, Variable Recurring Payments, Mandates, Refunds, Payouts). Authentication is OAuth 2.0 with delegated user consent through the Tink Link hosted flow.

Tink publishes 25 APIs on the APIs.io network, including Accounts API, AccountVerificationReports API, BalanceRefresh API, and 22 more. Tagged areas include Open Banking, PSD2, Payment Initiation, Account Aggregation, and Risk Decisioning.

The Tink catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Tink’s developer surface includes authentication, developer portal, documentation, developer console, signup flow, pricing, changelog, and 34 more developer resources.

🌐 Visit website 📡 Source on GitHub
66.4/100 strong ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-24 · rubric v0.12.1
AccessPaidSelf serve
25 APIs 11 Features 8 Use Cases
Open BankingPSD2Payment InitiationAccount AggregationRisk DecisioningPay by BankFinanceBankingEuropeVisa

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-24 · rubric v0.12.1
Composite quality — 66.4/100 · strong
Contract Quality 15.4 / 21
Developer Ergonomics 8.9 / 17
Access Clarity 12.5 / 17
Operational Transparency 8.7 / 11
Contract Governance 2.9 / 10
Discoverability 6.3 / 9
Regulatory Posture 6.6 / 15
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tink-com: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 25

Individual APIs this provider publishes, each with its own machine-readable definition.

Tink Accounts API

User bank accounts and balances.

Tink AccountVerificationReports API

Account ownership verification reports.

Tink BalanceRefresh API

On-demand balance refresh.

Tink Budgets API

Personal and business budgets.

Tink BusinessAccountVerificationReports API

Business account ownership verification reports.

Tink CashFlow API

Cash flow summaries.

Tink Categories API

Tink categorisation taxonomy.

Tink ConnectorAccounts API

Partner-ingested accounts.

Tink ConnectorTransactions API

Partner-ingested transactions.

Tink EnrichedTransactions API

Categorised and merchant-enriched transactions.

Tink ExpenseChecks API

Expense verification reports.

Tink FinancialCalendar API

Financial calendar events and reconciliations.

Tink Identities API

Account holder identities returned by the bank.

Tink IncomeChecks API

Income verification reports.

Tink Investments API

Investment accounts and holdings.

Tink Loans API

Loan accounts.

Tink Mandates API

Recurring payment mandates.

Tink OAuth API

Token, authorization, and delegated grant endpoints.

Tink Payments API

Payment initiation, status, cancel, and refund.

Tink RecurringTransactions API

Recurring transaction detection and prediction.

Tink RiskCategorisation API

Risk categorisation reports.

Tink RiskInsights API

Risk decisioning reports.

Tink Transactions API

User bank transactions.

Tink User API

Permanent user lifecycle management.

Tink WebhookEndpoints API

Webhook endpoint management.

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Postman Collections 9

Ready-to-run Postman collections for exercising this provider's APIs.

Tink Account Check API

POSTMAN

Tink Connector API

POSTMAN

Tink Data API

POSTMAN

Tink Data Enrichment API

POSTMAN

Tink Money Manager API

POSTMAN

Tink OAuth and Authorization API

POSTMAN

Tink Payments API

POSTMAN

Tink Risk and Reports API

POSTMAN

Tink Webhooks API

POSTMAN

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Open Collections 35

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Tink Account Check API

OPEN COLLECTION

Tink Account Check Accounts API

OPEN COLLECTION

Tink Account Check Accounts AccountVerificationReports API

OPEN COLLECTION

Tink Account Check Accounts BalanceRefresh API

OPEN COLLECTION

Tink Account Check Accounts Budgets API

OPEN COLLECTION

Tink Account Check Accounts BusinessAccountVerificationReports API

OPEN COLLECTION

Tink Account Check Accounts CashFlow API

OPEN COLLECTION

Tink Account Check Accounts Categories API

OPEN COLLECTION

Tink Account Check Accounts ConnectorAccounts API

OPEN COLLECTION

Tink Account Check Accounts ConnectorTransactions API

OPEN COLLECTION

Tink Account Check Accounts EnrichedTransactions API

OPEN COLLECTION

Tink Account Check Accounts ExpenseChecks API

OPEN COLLECTION

Tink Account Check Accounts FinancialCalendar API

OPEN COLLECTION

Tink Account Check Accounts Identities API

OPEN COLLECTION

Tink Account Check Accounts IncomeChecks API

OPEN COLLECTION

Tink Account Check Accounts Investments API

OPEN COLLECTION

Tink Account Check Accounts Loans API

OPEN COLLECTION

Tink Account Check Accounts Mandates API

OPEN COLLECTION

Tink Account Check Accounts OAuth API

OPEN COLLECTION

Tink Account Check Accounts Payments API

OPEN COLLECTION

Tink Account Check Accounts RecurringTransactions API

OPEN COLLECTION

Tink Account Check Accounts RiskCategorisation API

OPEN COLLECTION

Tink Account Check Accounts RiskInsights API

OPEN COLLECTION

Tink Account Check Accounts Transactions API

OPEN COLLECTION

Tink Account Check Accounts User API

OPEN COLLECTION

Tink Account Check Accounts WebhookEndpoints API

OPEN COLLECTION

Tink Connector API

OPEN COLLECTION

Tink Data API

OPEN COLLECTION

Tink Data Enrichment API

OPEN COLLECTION

Tink Money Manager API

OPEN COLLECTION

Tink OAuth and Authorization API

OPEN COLLECTION

Tink Payments API

OPEN COLLECTION

Tink Risk and Reports API

OPEN COLLECTION

Tink Webhooks API

OPEN COLLECTION

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Arazzo Workflows 10

Multi-step API workflows described with the Arazzo specification.

Tink Account And Transactions Overview

List a user's accounts, read the balances of a chosen account, then list its transactions.

ARAZZO

Tink Account Check Verification And Report Retrieval

Create a Tink Link session pre-loaded with identity, then retrieve the resulting Account Check report as JSON and PDF.

ARAZZO

Tink Trigger A Balance Refresh And Poll It

Trigger an on-demand balance refresh for a credentials object, then poll until it finishes, then read fresh balances.

ARAZZO

Tink Initiate A Payment And Poll Its Status

Initiate a Pay by Bank payment, then poll the payment until it reaches a terminal status.

ARAZZO

Tink Create A Payment Mandate And Confirm It

Create a recurring payment mandate for a user, then read it back to confirm it is active.

ARAZZO

Tink Refund An Executed Payment And Poll The Refund

Confirm a payment is executed, initiate a refund, then poll the refund until it reaches a terminal status.

ARAZZO

Tink Review And Revoke A Bank Consent

List a user's provider consents and credentials, then delete the credentials object to revoke the underlying bank consent.

ARAZZO

Tink Build A Budget From Recurring Spend

Read a user's confirmed recurring transactions and category taxonomy, create a business budget around them, then read the budget's progress.

ARAZZO

Tink Onboard A User And Access Their Bank Data

Create a permanent Tink user, delegate bank authorization, exchange the code for a user token, and list their accounts.

ARAZZO

Tink Register And Verify A Webhook Endpoint

Register a webhook endpoint for selected event types, read it back to capture its signing secret, then confirm it is enabled in the endpoint list.

ARAZZO

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Pricing Plans 1

Published pricing tiers and plan structures.

Tink Com Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Tink Com Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Tink Com Finops

FINOPS

Features 11

Notable capabilities this provider offers.

6,000+ Bank Connections

PSD2 and non-PSD2 connectivity across the Nordics, UK, DACH, Benelux, France, Iberia, Italy, Ireland, and Poland.

PSD2 Payment Initiation

Single API for one-off payments, Variable Recurring Payments, Auto Payments, payouts, refunds, and mandates.

Account Check and Business Account Check

Verified account ownership for individuals and businesses with optional identity match (name, DOB, address).

Risk Insights and Risk Categorisation

Lender-grade affordability and risk-decisioning reports built on aggregated bank data.

Income Check and Expense Check

Verified income streams and categorised expenses for underwriting and KYC.

Money Manager

Cash-flow summaries, budgets, financial calendar, and reconciliations for SMB and personal apps.

Data Enrichment

Tink categorisation taxonomy, merchant identification, and recurring-transaction detection and prediction.

Connector API

Push partner-collected data into the Tink platform for downstream enrichment and reporting.

Tink Link

Hosted bank-consent UX handling SCA and bank app-to-app redirects on mobile.

Webhooks

Asynchronous notifications for report completion, payment and refund status, and credentials updates.

SOC 2 Type II and PSD2 Licence

Single PSD2 licensed integration removes the need for customers to obtain their own PSD2 authorisation.

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Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Tink Com Context

52 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Tink API Rules

6 rules · 4 warnings 2 info

SPECTRAL

Tink API Rules

7 rules · 3 errors 3 warnings 1 info

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Tink Account Verification Report

7 properties

JSON SCHEMA

Tink Payment

11 properties

JSON SCHEMA

Tink Transaction

9 properties

JSON SCHEMA

Examples 3

Example request and response payloads for these APIs.

Tink Account Verification Report Example

7 fields

EXAMPLE

Tink Payment Example

11 fields

EXAMPLE

Tink Transaction Example

9 fields

EXAMPLE

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tink Com Authentication

http · 1 scheme

SECURITY

Tink Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Tink Com Vulnerability Disclosure

security.txt

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Tink Com Agentic Access

63 operations · 25 acting · 1 human-in-the-loop

63 operations · 25 acting

AGENTIC

Use Cases 8

What developers build with this provider.

Onboarding and KYC

Verify bank ownership and identity match in seconds with Account Check.

Affordability and Underwriting

Risk Insights, Income Check, and Expense Check inform consumer and SMB lending decisions.

Pay by Bank Checkout

Initiate account-to-account payments at checkout with one-off PIS or Auto Payments.

Subscription Billing

Sweeping Variable Recurring Payments collect recurring charges directly from the customer's bank.

Business Financial Management

Embed Money Manager dashboards in SMB banking and accounting apps.

PFM and Personal Banking

Power personal finance experiences with categorised transactions and recurring detection.

Payouts

Disburse funds back to a verified bank account using PIS payouts.

Open Finance Composition

Stitch PSD2 data with partner-collected data via Connector API for a unified view.

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Integrations 6

Pre-built integrations with other platforms and tools.

Visa

Tink is a Visa solution following the 2022 acquisition; integrates with Visa's payment and risk products.

Adyen

Pay by Bank rails for Adyen merchants.

Revolut

Open Banking data and payments connectivity for Revolut.

Younited

Risk decisioning powered by Tink for the European consumer lender.

Bank Norwegian

Account aggregation and risk reports for the Nordic digital bank.

PostNord Strålfors

Payment Initiation Services for the Nordic communications and logistics group.

Solutions 5

Packaged solutions this provider offers.

Banking

Aggregation, money management, and PIS for retail and business banking platforms.

Lending

Income, expense, risk, and account verification for credit underwriting.

Payments

Pay by Bank, VRP, mandates, refunds, and payouts for ecommerce, billers, and PSPs.

Wealth and Investments

Holdings, loans, and balance aggregation for wealth-management and PFM apps.

SMB

Money Manager BFM, business budgets, cash-flow, and Business Account Check for SMB platforms.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal
Portal
 Console
Console
 Signup
Signup

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Design & Contract 13

Pagination, idempotency, versioning, errors, and events

Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 Arazzo
Arazzo
 SpectralRules
SpectralRules
 Vocabulary
Vocabulary
 JSONLD
JSONLD

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Build 9

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace
PostmanWorkspace
 GitHubOrganization
GitHubOrganization
 Postman
Postman
 Postman
Postman
 SDKs
SDKs
 SDKs
SDKs
 SDKs
SDKs
 SDKs
SDKs
 Tools
Tools

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Access & Security 4

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 Security
Security

Operate 3

Status, limits, changes, and where to get help

StatusPage
StatusPage
 ChangeLog
ChangeLog
 RateLimits
RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Plans
Plans
 FinOps
FinOps

Company 2

The organization behind the API

Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: tink-com
url: https://raw.githubusercontent.com/api-evangelist/tink-com/refs/heads/main/apis.yml
name: Tink
description: Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across
  Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances,
  Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check, Expense
  Check, Risk Insights, Risk Categorisation), Money Manager BFM, Data Enrichment, and PSD2 Payment Initiation Services (Pay
  by Bank, Auto Payments, Variable Recurring Payments, Mandates, Refunds, Payouts). Authentication is OAuth 2.0 with delegated
  user consent through the Tink Link hosted flow.
specificationVersion: '0.23'
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tink-com.png
tags:
- Open Banking
- PSD2
- Payment Initiation
- Account Aggregation
- Risk Decisioning
- Pay by Bank
- Finance
- Banking
- Europe
- Visa
created: '2026-05-25'
modified: '2026-05-25'
maintainers:
- FN: API Evangelist
  email: info@apievangelist.com
  X-twitter: '@apievangelist'
kind: contract
access: 3rd-Party
apis:
- aid: tink-com:tink-com-accounts-api
  name: Tink Accounts API
  description: User bank accounts and balances.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/tink-com-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-accountverificationreports-api
  name: Tink AccountVerificationReports API
  description: Account ownership verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - AccountVerificationReports
  properties:
  - type: OpenAPI
    url: openapi/tink-com-accountverificationreports-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-balancerefresh-api
  name: Tink BalanceRefresh API
  description: On-demand balance refresh.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - BalanceRefresh
  properties:
  - type: OpenAPI
    url: openapi/tink-com-balancerefresh-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-budgets-api
  name: Tink Budgets API
  description: Personal and business budgets.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Budgets
  properties:
  - type: OpenAPI
    url: openapi/tink-com-budgets-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-businessaccountverificationreports-api
  name: Tink BusinessAccountVerificationReports API
  description: Business account ownership verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - BusinessAccountVerificationReports
  properties:
  - type: OpenAPI
    url: openapi/tink-com-businessaccountverificationreports-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-cashflow-api
  name: Tink CashFlow API
  description: Cash flow summaries.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Cash Flow
  tags_raw:
  - CashFlow
  properties:
  - type: OpenAPI
    url: openapi/tink-com-cashflow-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-categories-api
  name: Tink Categories API
  description: Tink categorisation taxonomy.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/tink-com-categories-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-connectoraccounts-api
  name: Tink ConnectorAccounts API
  description: Partner-ingested accounts.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ConnectorAccounts
  properties:
  - type: OpenAPI
    url: openapi/tink-com-connectoraccounts-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-connectortransactions-api
  name: Tink ConnectorTransactions API
  description: Partner-ingested transactions.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ConnectorTransactions
  properties:
  - type: OpenAPI
    url: openapi/tink-com-connectortransactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-enrichedtransactions-api
  name: Tink EnrichedTransactions API
  description: Categorised and merchant-enriched transactions.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - EnrichedTransactions
  properties:
  - type: OpenAPI
    url: openapi/tink-com-enrichedtransactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-expensechecks-api
  name: Tink ExpenseChecks API
  description: Expense verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ExpenseChecks
  properties:
  - type: OpenAPI
    url: openapi/tink-com-expensechecks-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-financialcalendar-api
  name: Tink FinancialCalendar API
  description: Financial calendar events and reconciliations.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - FinancialCalendar
  properties:
  - type: OpenAPI
    url: openapi/tink-com-financialcalendar-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-identities-api
  name: Tink Identities API
  description: Account holder identities returned by the bank.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Identities
  properties:
  - type: OpenAPI
    url: openapi/tink-com-identities-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-incomechecks-api
  name: Tink IncomeChecks API
  description: Income verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - IncomeChecks
  properties:
  - type: OpenAPI
    url: openapi/tink-com-incomechecks-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-investments-api
  name: Tink Investments API
  description: Investment accounts and holdings.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Investments
  properties:
  - type: OpenAPI
    url: openapi/tink-com-investments-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-loans-api
  name: Tink Loans API
  description: Loan accounts.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Loans
  properties:
  - type: OpenAPI
    url: openapi/tink-com-loans-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-mandates-api
  name: Tink Mandates API
  description: Recurring payment mandates.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Mandates
  properties:
  - type: OpenAPI
    url: openapi/tink-com-mandates-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-oauth-api
  name: Tink OAuth API
  description: Token, authorization, and delegated grant endpoints.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Authentication
  tags_raw:
  - OAuth
  properties:
  - type: OpenAPI
    url: openapi/tink-com-oauth-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-payments-api
  name: Tink Payments API
  description: Payment initiation, status, cancel, and refund.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/tink-com-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-recurringtransactions-api
  name: Tink RecurringTransactions API
  description: Recurring transaction detection and prediction.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - RecurringTransactions
  properties:
  - type: OpenAPI
    url: openapi/tink-com-recurringtransactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-ref

# --- truncated at 32 KB (48 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/tink-com/refs/heads/main/apis.yml

Work with this as data

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Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This provider 
curl "https://apis.io/api/v1/providers/tink-com"
All providers 
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose 
curl "https://apis.io/api/v1/providers/tink-com/operations?limit=25"
How their score was established 
curl "https://apis.io/api/v1/providers/tink-com/evidence"

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A second provider on the same verified email joins the account you already have.