Tink website screenshot

Tink

Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances, Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check, Expense Check, Risk Insights, Risk Categorisation), Money Manager BFM, Data Enrichment, and PSD2 Payment Initiation Services (Pay by Bank, Auto Payments, Variable Recurring Payments, Mandates, Refunds, Payouts). Authentication is OAuth 2.0 with delegated user consent through the Tink Link hosted flow.

Tink publishes 25 API contracts indexed on the APIs.io network, including Accounts API, AccountVerificationReports API, BalanceRefresh API, and 22 more. Tagged areas include Open Banking, PSD2, Payment Initiation, Account Aggregation, and Risk Decisioning.

The Tink catalog on APIs.io includes 1 JSON-LD context and 3 Spectral governance rulesets.

Tink’s developer surface includes authentication, developer portal, documentation, developer console, signup flow, pricing, changelog, and 55 more developer resources.

65.3/100 strong ▬ flat Agent 30/100 agent ready saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →
AccessPaid
9 published contracts 11 Features 8 Use Cases
Open BankingPSD2Payment InitiationAccount AggregationRisk DecisioningPay by BankFinanceBankingEuropeVisaData Aggregation

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Banking Customer Management
BC-1300
AccountVerificationReportsBusinessAccountVerificationReportsIdentities
GET /data/v1/business-account-verification-reports/{report_id} GET /data/v2/identities
Payments & Card Management
BC-1340
MandatesPayments
POST /payments POST /payments/{paymentId}/cancel POST /payments/{paymentId}/refunds POST /payments/mandates
Developer Platform & API Ecosystem Management
BC-4270
WebhookEndpoints
POST /events/v2/webhook-endpoints

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Tink It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/tink-com/"><img src="https://apis.io/badge/tink-com/card.svg" alt="Tink on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/tink-com: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
Payments undeclared - - -
Nordic Financial Registers (Swedish and Norwegian licence registers) undeclared - - -
EU/EEA Payment and E-Money Institutions (PSD2 passports) undeclared - - -

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 25

Individual APIs this provider publishes, each with its own machine-readable definition.

Tink Accounts API

User bank accounts and balances.

Tink AccountVerificationReports API

Account ownership verification reports.

Tink BalanceRefresh API

On-demand balance refresh.

Tink Budgets API

Personal and business budgets.

Tink BusinessAccountVerificationReports API

Business account ownership verification reports.

Tink Categories API

Tink categorisation taxonomy.

Tink ConnectorAccounts API

Partner-ingested accounts.

Tink ConnectorTransactions API

Partner-ingested transactions.

Tink EnrichedTransactions API

Categorised and merchant-enriched transactions.

Tink ExpenseChecks API

Expense verification reports.

Tink FinancialCalendar API

Financial calendar events and reconciliations.

Tink Identities API

Account holder identities returned by the bank.

Tink IncomeChecks API

Income verification reports.

Tink Investments API

Investment accounts and holdings.

Tink Loans API

Loan accounts.

Tink Mandates API

Recurring payment mandates.

Tink Payments API

Payment initiation, status, cancel, and refund.

Tink RecurringTransactions API

Recurring transaction detection and prediction.

Tink RiskCategorisation API

Risk categorisation reports.

Tink RiskInsights API

Risk decisioning reports.

Tink Transactions API

User bank transactions.

Tink User API

Permanent user lifecycle management.

Tink O Auth API

Token, authorization, and delegated grant endpoints.

Tink Cash Flow API

Cash flow summaries.

Tink Webhook Endpoints API

Webhook endpoint management.

Scroll for all 25

Postman Collections 9

Ready-to-run Postman collections for exercising this provider's APIs.

Tink Data API

POSTMAN

Scroll for all 9

Open Collections 34

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Tink Account Check API

OPEN COLLECTION

Tink Connector API

OPEN COLLECTION

Tink Data API

OPEN COLLECTION

Tink Data Enrichment API

OPEN COLLECTION

Tink Money Manager API

OPEN COLLECTION

Tink Payments API

OPEN COLLECTION

Tink Risk and Reports API

OPEN COLLECTION

Tink Webhooks API

OPEN COLLECTION

Scroll for all 34

Arazzo Workflows 10

Multi-step API workflows described with the Arazzo specification.

Tink Account And Transactions Overview

List a user's accounts, read the balances of a chosen account, then list its transactions.

ARAZZO

Tink Account Check Verification And Report Retrieval

Create a Tink Link session pre-loaded with identity, then retrieve the resulting Account Check report as JSON and PDF.

ARAZZO

Tink Trigger A Balance Refresh And Poll It

Trigger an on-demand balance refresh for a credentials object, then poll until it finishes, then read fresh balances.

ARAZZO

Tink Initiate A Payment And Poll Its Status

Initiate a Pay by Bank payment, then poll the payment until it reaches a terminal status.

ARAZZO

Tink Create A Payment Mandate And Confirm It

Create a recurring payment mandate for a user, then read it back to confirm it is active.

ARAZZO

Tink Refund An Executed Payment And Poll The Refund

Confirm a payment is executed, initiate a refund, then poll the refund until it reaches a terminal status.

ARAZZO

Tink Review And Revoke A Bank Consent

List a user's provider consents and credentials, then delete the credentials object to revoke the underlying bank consent.

ARAZZO

Tink Build A Budget From Recurring Spend

Read a user's confirmed recurring transactions and category taxonomy, create a business budget around them, then read the budget's progress.

ARAZZO

Tink Onboard A User And Access Their Bank Data

Create a permanent Tink user, delegate bank authorization, exchange the code for a user token, and list their accounts.

ARAZZO

Tink Register And Verify A Webhook Endpoint

Register a webhook endpoint for selected event types, read it back to capture its signing secret, then confirm it is enabled in the endpoint list.

ARAZZO

Scroll for all 10

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Tink Com Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Features 11

Notable capabilities this provider offers.

6,000+ Bank Connections

PSD2 and non-PSD2 connectivity across the Nordics, UK, DACH, Benelux, France, Iberia, Italy, Ireland, and Poland.

PSD2 Payment Initiation

Single API for one-off payments, Variable Recurring Payments, Auto Payments, payouts, refunds, and mandates.

Account Check and Business Account Check

Verified account ownership for individuals and businesses with optional identity match (name, DOB, address).

Risk Insights and Risk Categorisation

Lender-grade affordability and risk-decisioning reports built on aggregated bank data.

Income Check and Expense Check

Verified income streams and categorised expenses for underwriting and KYC.

Money Manager

Cash-flow summaries, budgets, financial calendar, and reconciliations for SMB and personal apps.

Data Enrichment

Tink categorisation taxonomy, merchant identification, and recurring-transaction detection and prediction.

Connector API

Push partner-collected data into the Tink platform for downstream enrichment and reporting.

Tink Link

Hosted bank-consent UX handling SCA and bank app-to-app redirects on mobile.

Webhooks

Asynchronous notifications for report completion, payment and refund status, and credentials updates.

SOC 2 Type II and PSD2 Licence

Single PSD2 licensed integration removes the need for customers to obtain their own PSD2 authorisation.

Scroll for all 11

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Tink Com Context

52 classes · 0 properties

JSON-LD

Spectral Rules 3

Spectral governance rulesets for linting and validating these APIs.

Tink — jsonschema rules

6 rules · 4 warnings 2 info

SPECTRAL

Tink API Rules

15 rules · 11 errors 2 warnings 2 info

SPECTRAL

Tink — tink rules

7 rules · 3 errors 3 warnings 1 info

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Tink Account Verification Report

7 properties

JSON SCHEMA

Tink Payment

11 properties

JSON SCHEMA

Tink Transaction

9 properties

JSON SCHEMA

Examples 3

Example request and response payloads for these APIs.

Tink Payment Example

11 fields

EXAMPLE

Tink Transaction Example

9 fields

EXAMPLE

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tink Com Authentication

http · 1 scheme

SECURITY

Tink Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Tink Com Vulnerability Disclosure

security.txt

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Tink Com Scopes

6 scopes

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Tink Com Agentic Access

63 operations · 25 acting · 1 human-in-the-loop

63 operations · 25 acting

AGENTIC

Use Cases 8

What developers build with this provider.

Onboarding and KYC

Verify bank ownership and identity match in seconds with Account Check.

Affordability and Underwriting

Risk Insights, Income Check, and Expense Check inform consumer and SMB lending decisions.

Pay by Bank Checkout

Initiate account-to-account payments at checkout with one-off PIS or Auto Payments.

Subscription Billing

Sweeping Variable Recurring Payments collect recurring charges directly from the customer's bank.

Business Financial Management

Embed Money Manager dashboards in SMB banking and accounting apps.

PFM and Personal Banking

Power personal finance experiences with categorised transactions and recurring detection.

Payouts

Disburse funds back to a verified bank account using PIS payouts.

Open Finance Composition

Stitch PSD2 data with partner-collected data via Connector API for a unified view.

Scroll for all 8

Integrations 6

Pre-built integrations with other platforms and tools.

Visa

Tink is a Visa solution following the 2022 acquisition; integrates with Visa's payment and risk products.

Adyen

Pay by Bank rails for Adyen merchants.

Revolut

Open Banking data and payments connectivity for Revolut.

Younited

Risk decisioning powered by Tink for the European consumer lender.

Bank Norwegian

Account aggregation and risk reports for the Nordic digital bank.

PostNord Strålfors

Payment Initiation Services for the Nordic communications and logistics group.

Solutions 5

Packaged solutions this provider offers.

Banking

Aggregation, money management, and PIS for retail and business banking platforms.

Lending

Income, expense, risk, and account verification for credit underwriting.

Payments

Pay by Bank, VRP, mandates, refunds, and payouts for ecommerce, billers, and PSPs.

Wealth and Investments

Holdings, loans, and balance aggregation for wealth-management and PFM apps.

SMB

Money Manager BFM, business budgets, cash-flow, and Business Account Check for SMB platforms.

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 23

Pagination, idempotency, versioning, errors, and events

Scroll for all 23

Build 10

SDKs, sample code, and the tooling you integrate with

Scroll for all 10

Access & Security 5

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 4

The organization behind the API

Other 3

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: tink-com
url: https://raw.githubusercontent.com/api-evangelist/tink-com/refs/heads/main/apis.yml
name: Tink
description: Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across
  Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances,
  Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check, Expense
  Check, Risk Insights, Risk Categorisation), Money Manager BFM, Data Enrichment, and PSD2 Payment Initiation Services (Pay
  by Bank, Auto Payments, Variable Recurring Payments, Mandates, Refunds, Payouts). Authentication is OAuth 2.0 with delegated
  user consent through the Tink Link hosted flow.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
specificationVersion: '0.23'
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tink-com.png
tags:
- Open Banking
- PSD2
- Payment Initiation
- Account Aggregation
- Risk Decisioning
- Pay by Bank
- Finance
- Banking
- Europe
- Visa
- Data Aggregation
created: '2026-05-25'
modified: '2026-05-25'
maintainers:
- FN: API Evangelist
  email: info@apievangelist.com
  X-twitter: '@apievangelist'
kind: contract
access: 3rd-Party
common:
- type: Spectral
  url: rules/tink-rules.yml
- type: Spectral
  url: rules/tink-com-rules.yml
- type: Spectral
  url: rules/tink-com-jsonschema-spectral-rules.yml
- type: DataModel
  url: data-model/tink-com-data-model.yml
- type: Idempotency
  url: conventions/tink-com-conventions.yml
- type: Conventions
  url: conventions/tink-com-conventions.yml
- type: OAuthScopes
  url: scopes/tink-com-scopes.yml
- type: Lifecycle
  url: lifecycle/tink-com-lifecycle.yml
- type: ErrorCatalog
  url: errors/tink-com-error-codes.yml
- type: ErrorCatalog
  url: errors/tink-com-problem-types.yml
- type: Conformance
  url: conformance/tink-com-conformance.yml
- type: LLMsTxt
  url: llms/tink-com-llms.txt
- type: SecurityTxt
  url: well-known/tink-com-status-security.txt
- type: WellKnown
  url: well-known/tink-com-well-known.yml
- type: Hosts
  url: hosts/tink-com-hosts.yml
- type: Vendors
  url: vendors/tink-com-vendors.yml
- type: Packages
  url: packages/tink-com-packages.yml
- type: Newsroom
  url: https://www.tink.com/press/
- type: Login
  url: https://console.tink.com/login
- type: Website
  url: https://www.tink.com/
- type: CapabilityMap
  url: capabilities/tink-com-capability-edges.yml
  name: Tink Business Capability Map
- type: AgenticAccess
  url: agentic-access/tink-com-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/tink-com-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/tink-com-domain-security.yml
- type: Authentication
  url: authentication/tink-com-authentication.yml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/tink/overview
- type: Arazzo
  url: arazzo/tink-com-account-transactions-overview-workflow.yml
  name: Tink Account And Transactions Overview
- type: Arazzo
  url: arazzo/tink-com-account-verification-report-workflow.yml
  name: Tink Account Check Verification And Report Retrieval
- type: Arazzo
  url: arazzo/tink-com-balance-refresh-poll-workflow.yml
  name: Tink Trigger A Balance Refresh And Poll It
- type: Arazzo
  url: arazzo/tink-com-initiate-payment-poll-status-workflow.yml
  name: Tink Initiate A Payment And Poll Its Status
- type: Arazzo
  url: arazzo/tink-com-mandate-setup-workflow.yml
  name: Tink Create A Payment Mandate And Confirm It
- type: Arazzo
  url: arazzo/tink-com-payment-refund-poll-workflow.yml
  name: Tink Refund An Executed Payment And Poll The Refund
- type: Arazzo
  url: arazzo/tink-com-provider-consent-cleanup-workflow.yml
  name: Tink Review And Revoke A Bank Consent
- type: Arazzo
  url: arazzo/tink-com-recurring-spend-budget-workflow.yml
  name: Tink Build A Budget From Recurring Spend
- type: Arazzo
  url: arazzo/tink-com-user-data-access-workflow.yml
  name: Tink Onboard A User And Access Their Bank Data
- type: Arazzo
  url: arazzo/tink-com-webhook-endpoint-setup-workflow.yml
  name: Tink Register And Verify A Webhook Endpoint
- url: https://tink.com/
  type: Portal
  name: Tink Home
- url: https://docs.tink.com/
  type: Documentation
  name: Tink Developer Docs
- url: https://console.tink.com/
  type: Console
  name: Tink Console
- url: https://tink.com/contact-sales/
  type: Signup
  name: Contact Sales
- url: https://tink.com/pricing/
  type: Pricing
  name: Tink Pricing
- url: https://status.tink.com/
  type: StatusPage
  name: Tink Status
- url: https://docs.tink.com/changelog
  type: ChangeLog
  name: Tink Changelog
- url: https://tink.com/blog/
  type: Blog
  name: Tink Blog
- url: https://tink.com/terms-and-conditions/
  type: TermsOfService
  name: Terms and Conditions
- url: https://docs.tink.com/api
  type: APIReference
  name: Tink API Reference
- url: https://docs.tink.com/resources/getting-started/set-up-your-account
  type: GettingStarted
  name: Set up your Tink account
- url: https://github.com/tink-ab
  type: GitHubOrganization
  name: Tink on GitHub
- url: https://www.linkedin.com/company/tink-ab/
  type: LinkedIn
  name: Tink on LinkedIn
- url: https://github.com/tink-ab/tink-postman
  type: Postman
  name: Tink Postman Collections (EU)
- url: https://github.com/tink-ab/tink-postman-us
  type: Postman
  name: Tink Postman Collections (US)
- url: https://github.com/tink-ab/tink-link-android
  type: SDKs
  name: Tink Link Android SDK
- url: https://github.com/tink-ab/tink-link-ios
  type: SDKs
  name: Tink Link iOS SDK
- url: https://github.com/tink-ab/tink-money-manager-android
  type: SDKs
  name: Tink Money Manager Android SDK
- url: https://github.com/tink-ab/tink-money-manager-ios
  type: SDKs
  name: Tink Money Manager iOS SDK
- url: https://github.com/tink-ab/terraform-provider-buildkite
  type: Tools
  name: Tink Terraform Provider for Buildkite
- url: rules/tink-rules.yml
  type: SpectralRules
  name: Tink Spectral Ruleset
- url: vocabulary/tink-com-vocabulary.yml
  type: Vocabulary
  name: Tink Vocabulary
- url: json-ld/tink-com-context.jsonld
  type: JSONLD
  name: Tink JSON-LD Context
- url: plans/tink-com-plans-pricing.yml
  type: Plans
  name: Tink Plans and Pricing
- url: rate-limits/tink-com-rate-limits.yml
  type: RateLimits
  name: Tink Rate Limits
- url: finops/tink-com-finops.yml
  type: FinOps
  name: Tink FinOps Surface
- type: Features
  name: Features
  data:
  - name: 6,000+ Bank Connections
    description: PSD2 and non-PSD2 connectivity across the Nordics, UK, DACH, Benelux, France, Iberia, Italy, Ireland, and
      Poland.
  - name: PSD2 Payment Initiation
    description: Single API for one-off payments, Variable Recurring Payments, Auto Payments, payouts, refunds, and mandates.
  - name: Account Check and Business Account Check
    description: Verified account ownership for individuals and businesses with optional identity match (name, DOB, address).
  - name: Risk Insights and Risk Categorisation
    description: Lender-grade affordability and risk-decisioning reports built on aggregated bank data.
  - name: Income Check and Expense Check
    description: Verified income streams and categorised expenses for underwriting and KYC.
  - name: Money Manager
    description: Cash-flow summaries, budgets, financial calendar, and reconciliations for SMB and personal apps.
  - name: Data Enrichment
    description: Tink categorisation taxonomy, merchant identification, and recurring-transaction detection and prediction.
  - name: Connector API
    description: Push partner-collected data into the Tink platform for downstream enrichment and reporting.
  - name: Tink Link
    description: Hosted bank-consent UX handling SCA and bank app-to-app redirects on mobile.
  - name: Webhooks
    description: Asynchronous notifications for report completion, payment and refund status, and credentials updates.
  - name: SOC 2 Type II and PSD2 Licence
    description: Single PSD2 licensed integration removes the need for customers to obtain their own PSD2 authorisation.
- type: UseCases
  name: UseCases
  data:
  - name: Onboarding and KYC
    description: Verify bank ownership and identity match in seconds with Account Check.
  - name: Affordability and Underwriting
    description: Risk Insights, Income Check, and Expense Check inform consumer and SMB lending decisions.
  - name: Pay by Bank Checkout
    description: Initiate account-to-account payments at checkout with one-off PIS or Auto Payments.
  - name: Subscription Billing
    description: Sweeping Variable Recurring Payments collect recurring charges directly from the customer's bank.
  - name: Business Financial Management
    description: Embed Money Manager dashboards in SMB banking and accounting apps.
  - name: PFM and Personal Banking
    description: Power personal finance experiences with categorised transactions and recurring detection.
  - name: Payouts
    description: Disburse funds back to a verified bank account using PIS payouts.
  - name: Open Finance Composition
    description: Stitch PSD2 data with partner-collected data via Connector API for a unified view.
- type: Integrations
  name: Integrations
  data:
  - name: Visa
    description: Tink is a Visa solution following the 2022 acquisition; integrates with Visa's payment and risk products.
  - name: Adyen
    description: Pay by Bank rails for Adyen merchants.
  - name: Revolut
    description: Open Banking data and payments connectivity for Revolut.
  - name: Younited
    description: Risk decisioning powered by Tink for the European consumer lender.
  - name: Bank Norwegian
    description: Account aggregation and risk reports for the Nordic digital bank.
  - name: PostNord Strålfors
    description: Payment Initiation Services for the Nordic communications and logistics group.
- type: Solutions
  name: Solutions
  data:
  - name: Banking
    description: Aggregation, money management, and PIS for retail and business banking platforms.
  - name: Lending
    description: Income, expense, risk, and account verification for credit underwriting.
  - name: Payments
    description: Pay by Bank, VRP, mandates, refunds, and payouts for ecommerce, billers, and PSPs.
  - name: Wealth and Investments
    description: Holdings, loans, and balance aggregation for wealth-management and PFM apps.
  - name: SMB
    description: Money Manager BFM, business budgets, cash-flow, and Business Account Check for SMB platforms.
apis:
- aid: tink-com:tink-com-accounts-api
  name: Tink Accounts API
  description: User bank accounts and balances.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/tink-com-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-accountverificationreports-api
  name: Tink AccountVerificationReports API
  description: Account ownership verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - AccountVerificationReports
  properties:
  - type: OpenAPI
    url: openapi/tink-com-accountverificationreports-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-balancerefresh-api
  name: Tink BalanceRefresh API
  description: On-demand balance refresh.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - BalanceRefresh
  properties:
  - type: OpenAPI
    url: openapi/tink-com-balancerefresh-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-budgets-api
  name: Tink Budgets API
  description: Personal and business budgets.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Budgets
  properties:
  - type: OpenAPI
    url: openapi/tink-com-budgets-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-businessaccountverificationreports-api
  name: Tink BusinessAccountVerificationReports API
  description: Business account ownership verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - BusinessAccountVerificationReports
  properties:
  - type: OpenAPI
    url: openapi/tink-com-businessaccountverificationreports-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-categories-api
  name: Tink Categories API
  description: Tink categorisation taxonomy.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/tink-com-categories-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-connectoraccounts-api
  name: Tink ConnectorAccounts API
  description: Partner-ingested accounts.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ConnectorAccounts
  properties:
  - type: OpenAPI
    url: openapi/tink-com-connectoraccounts-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-connectortransactions-api
  name: Tink ConnectorTransactions API
  description: Partner-ingested transactions.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ConnectorTransactions
  properties:
  - type: OpenAPI
    url: openapi/tink-com-connectortransactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-enrichedtransactions-api
  name: Tink EnrichedTransactions API
  description: Categorised and merchant-enriched transactions.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - EnrichedTransactions
  properties:
  - type: OpenAPI
    url: openapi/tink-com-enrichedtransactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-expensechecks-api
  name: Tink ExpenseChecks API
  description: Expense verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - ExpenseChecks
  properties:
  - type: OpenAPI
    url: openapi/tink-com-expensechecks-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-financialcalendar-api
  name: Tink FinancialCalendar API
  description: Financial calendar events and reconciliations.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Financial Calendar
  tags_raw:
  - FinancialCalendar
  properties:
  - type: OpenAPI
    url: openapi/tink-com-financialcalendar-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-identities-api
  name: Tink Identities API
  description: Account holder identities returned by the bank.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Identities
  properties:
  - type: OpenAPI
    url: openapi/tink-com-identities-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-incomechecks-api
  name: Tink IncomeChecks API
  description: Income verification reports.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - IncomeChecks
  properties:
  - type: OpenAPI
    url: openapi/tink-com-incomechecks-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check
  - type: JSONSchema
    url: json-schema/tink-account-verification-report-schema.json
  - type: Examples
    url: examples/tink-account-verification-report-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/transactions
  - type: JSONSchema
    url: json-schema/tink-transaction-schema.json
  - type: Examples
    url: examples/tink-transaction-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/data-enrichment
  - type: Documentation
    url: https://docs.tink.com/resources/payments
  - type: JSONSchema
    url: json-schema/tink-payment-schema.json
  - type: Examples
    url: examples/tink-payment-example.json
  - type: Documentation
    url: https://docs.tink.com/resources/risk-insights
  - type: Documentation
    url: https://docs.tink.com/resources/income-check
  - type: Documentation
    url: https://docs.tink.com/resources/expense-check
  - type: Documentation
    url: https://docs.tink.com/resources/money-manager
  - type: Documentation
    url: https://docs.tink.com/resources/connector
  - type: Documentation
    url: https://docs.tink.com/resources/webhooks
- aid: tink-com:tink-com-investments-api
  name: Tink Investments API
  description: Investment accounts and holdings.
  humanURL: https://docs.tink.com/api-reference/auth-api
  baseURL: https://api.tink.com
  tags:
  - Investment
  tags_raw:
  - Investments
  properties:
  - type: OpenAPI
    url: openapi/tink-com-investments-api-openapi.yml
  - type: Documentation
    url: https://docs.tink.com/api-reference/auth-api
  - type: Documentation
    url: https://docs.tink.com/resources/account-check


# --- truncated at 32 KB (50 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/tink-com/refs/heads/main/apis.yml

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