Salt Edge website screenshot

Salt Edge

Salt Edge is a global open-banking aggregator providing account information, payment initiation, data enrichment, merchant identification, AML transaction monitoring, and open-banking compliance solutions across 5,000+ banks. The Salt Edge API exposes Account Information (AIS) and Payment Initiation (PIS) services plus add-on Data Enrichment and AML endpoints under a single REST surface.

Salt Edge publishes 9 APIs on the APIs.io network, including Accounts API, Connect Sessions API, Connections API, and 6 more. Tagged areas include Fintech, Open Banking, PSD2, Aggregator, and Global.

Salt Edge’s developer surface includes authentication, engineering blog, developer portal, documentation, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
27.6/100 thin ▬ flat Agent 20/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessFreemiumSelf serve⚡ Free to try
1 APIs
FintechOpen BankingPSD2AggregatorGlobalAISPPISPComplianceAML

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 27.6/100 · thin
Contract Quality 9.5 / 19
Developer Ergonomics 5.0 / 15
Access Clarity 2.4 / 15
Operational Transparency 1.0 / 10
Contract Governance 0.0 / 9
Discoverability 5.1 / 8
Regulatory Posture 2.3 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 20/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/salt-edge: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 13

Individual APIs this provider publishes, each with its own machine-readable definition.

Salt Edge Account Information API

REST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.

Salt Edge Payment Initiation API

Initiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.

Salt Edge Partners (Compliance Solution) API

APIs for banks adopting open banking - exposes their data to TPPs through Salt Edge's compliance gateway.

Salt Edge Data Enrichment API

Categorize and enrich transactions, identify merchants, and surface financial insights.

Salt Edge Accounts API

The Accounts API from Salt Edge — 1 operation(s) for accounts.

Salt Edge Connect Sessions API

The Connect Sessions API from Salt Edge — 1 operation(s) for connect sessions.

Salt Edge Connections API

The Connections API from Salt Edge — 4 operation(s) for connections.

Salt Edge Consents API

The Consents API from Salt Edge — 2 operation(s) for consents.

Salt Edge Countries API

The Countries API from Salt Edge — 1 operation(s) for countries.

Salt Edge Customers API

The Customers API from Salt Edge — 2 operation(s) for customers.

Salt Edge Holder Info API

The Holder Info API from Salt Edge — 1 operation(s) for holder info.

Salt Edge Providers API

The Providers API from Salt Edge — 2 operation(s) for providers.

Salt Edge Transactions API

The Transactions API from Salt Edge — 1 operation(s) for transactions.

Scroll for all 13

Open Collections 11

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Salt Edge Account Information Accounts API

OPEN COLLECTION

Salt Edge Account Information Accounts Connect Sessions API

OPEN COLLECTION

Salt Edge Account Information Accounts Connections API

OPEN COLLECTION

Salt Edge Account Information Accounts Consents API

OPEN COLLECTION

Salt Edge Account Information Accounts Countries API

OPEN COLLECTION

Salt Edge Account Information Accounts Customers API

OPEN COLLECTION

Salt Edge Account Information Accounts Holder Info API

OPEN COLLECTION

Salt Edge Account Information Accounts Providers API

OPEN COLLECTION

Salt Edge Account Information Accounts Transactions API

OPEN COLLECTION

Salt Edge Account Information API

OPEN COLLECTION

Scroll for all 11

Pricing Plans 1

Published pricing tiers and plan structures.

Salt Edge Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Salt Edge Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Salt Edge Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Salt Edge Authentication

apiKey · 4 schemes

SECURITY

Salt Edge Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Salt Edge Agentic Access

18 operations · 8 acting · 1 human-in-the-loop

18 operations · 8 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Portal
Portal

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap

Source (apis.yml)

apis.yml Raw ↑ 
aid: salt-edge
url: https://raw.githubusercontent.com/api-evangelist/salt-edge/refs/heads/main/apis.yml
name: Salt Edge
kind: company
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/salt-edge.png
tags:
- Fintech
- Open Banking
- PSD2
- Aggregator
- Global
- AISP
- PISP
- Compliance
- AML
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.23'
description: Salt Edge is a global open-banking aggregator providing account information, payment initiation, data enrichment,
  merchant identification, AML transaction monitoring, and open-banking compliance solutions across 5,000+ banks. The Salt
  Edge API exposes Account Information (AIS) and Payment Initiation (PIS) services plus add-on Data Enrichment and AML endpoints
  under a single REST surface.
apis:
- aid: salt-edge:account-information-api
  name: Salt Edge Account Information API
  tags:
  - PSD2
  - AISP
  - Account Information
  - Aggregation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://www.saltedge.com/api/v5
  humanURL: https://docs.saltedge.com/account_information/v5/
  description: REST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.
  properties:
  - type: Documentation
    url: https://docs.saltedge.com/account_information/v5/
  x-features:
  - 5,000+ banks across EU, UK, US, APAC, LATAM
  - Accounts, transactions, balances, holder identity
  - PSD2 AISP-licensed
  x-use-cases:
  - PFM and budgeting
  - Lending decisioning
  - KYC enrichment
- aid: salt-edge:payment-initiation-api
  name: Salt Edge Payment Initiation API
  tags:
  - PSD2
  - PISP
  - Payment Initiation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://www.saltedge.com/api/v5/payments
  humanURL: https://docs.saltedge.com/payment_initiation/v5/
  description: Initiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.
  properties:
  - type: Documentation
    url: https://docs.saltedge.com/payment_initiation/v5/
  x-features:
  - Single, recurring, bulk payments
  - PSD2 PISP-licensed
  x-use-cases:
  - Pay-by-bank checkout
  - Payouts
- aid: salt-edge:partners-api
  name: Salt Edge Partners (Compliance Solution) API
  tags:
  - Compliance
  - Open Banking Compliance
  - Software-as-a-Service
  tags_raw:
  - Compliance
  - Open Banking Compliance
  - SaaS
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://www.saltedge.com/api/partners/v1
  humanURL: https://docs.saltedge.com/compliance_solution/
  description: APIs for banks adopting open banking - exposes their data to TPPs through Salt Edge's compliance gateway.
  properties:
  - type: Documentation
    url: https://docs.saltedge.com/compliance_solution/
  x-features:
  - Open Banking compliance gateway
  - TPP verification
  - Mobile SCA
  x-use-cases:
  - Bank-side PSD2 compliance
  - Open Banking enablement
- aid: salt-edge:data-enrichment-api
  name: Salt Edge Data Enrichment API
  tags:
  - Data Enrichment
  - Categorization
  - Merchant
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://www.saltedge.com/api/data_enrichment/v1
  humanURL: https://docs.saltedge.com/data_enrichment/
  description: Categorize and enrich transactions, identify merchants, and surface financial insights.
  properties:
  - type: Documentation
    url: https://docs.saltedge.com/data_enrichment/
  x-features:
  - Transaction categorization
  - Merchant identification
  - Financial insights
  x-use-cases:
  - PFM enrichment
  - Lending insights
- aid: salt-edge:salt-edge-accounts-api
  name: Salt Edge Accounts API
  description: The Accounts API from Salt Edge — 1 operation(s) for accounts.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-accounts-api-openapi.yml
- aid: salt-edge:salt-edge-connect-sessions-api
  name: Salt Edge Connect Sessions API
  description: The Connect Sessions API from Salt Edge — 1 operation(s) for connect sessions.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Connect Sessions
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-connect-sessions-api-openapi.yml
- aid: salt-edge:salt-edge-connections-api
  name: Salt Edge Connections API
  description: The Connections API from Salt Edge — 4 operation(s) for connections.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Connections
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-connections-api-openapi.yml
- aid: salt-edge:salt-edge-consents-api
  name: Salt Edge Consents API
  description: The Consents API from Salt Edge — 2 operation(s) for consents.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Consents
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-consents-api-openapi.yml
- aid: salt-edge:salt-edge-countries-api
  name: Salt Edge Countries API
  description: The Countries API from Salt Edge — 1 operation(s) for countries.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Countries
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-countries-api-openapi.yml
- aid: salt-edge:salt-edge-customers-api
  name: Salt Edge Customers API
  description: The Customers API from Salt Edge — 2 operation(s) for customers.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-customers-api-openapi.yml
- aid: salt-edge:salt-edge-holder-info-api
  name: Salt Edge Holder Info API
  description: The Holder Info API from Salt Edge — 1 operation(s) for holder info.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Holder Info
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-holder-info-api-openapi.yml
- aid: salt-edge:salt-edge-providers-api
  name: Salt Edge Providers API
  description: The Providers API from Salt Edge — 2 operation(s) for providers.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Providers
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-providers-api-openapi.yml
- aid: salt-edge:salt-edge-transactions-api
  name: Salt Edge Transactions API
  description: The Transactions API from Salt Edge — 1 operation(s) for transactions.
  humanURL: https://docs.saltedge.com/account_information/v5/
  baseURL: https://www.saltedge.com/api/v5
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/salt-edge-transactions-api-openapi.yml
common:
- type: Website
  url: https://www.saltedge.com/
- type: CapabilityMap
  url: capabilities/salt-edge-capability-edges.yml
  name: Salt Edge Business Capability Map
- type: AgenticAccess
  url: agentic-access/salt-edge-agentic-access.yml
- type: DomainSecurity
  url: security/salt-edge-domain-security.yml
- type: Authentication
  url: authentication/salt-edge-authentication.yml
- url: https://blog.saltedge.com/feed
  type: Blog
- type: GitHubOrganization
  url: https://github.com/saltedge
- type: LinkedIn
  url: https://www.linkedin.com/company/salt-edge
- type: Portal
  url: https://www.saltedge.com/
- type: Documentation
  url: https://docs.saltedge.com/
- type: Pricing
  url: https://www.saltedge.com/pricing
- type: Plans
  url: plans/salt-edge-plans-pricing.yml
- type: RateLimits
  url: rate-limits/salt-edge-rate-limits.yml
- type: FinOps
  url: finops/salt-edge-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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