ABN AMRO

aid: abn-amro
url: https://raw.githubusercontent.com/api-evangelist/abn-amro/refs/heads/main/apis.yml
name: ABN AMRO
type: Index
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- European Banking
- Open Banking
- PSD2
- Payments
description: A Dutch banking and financial services group serving retail, private, and corporate clients across Europe. ABN
  AMRO publishes a public developer portal exposing PSD2 Open Banking, Tikkie payment-request, and corporate payment APIs.
created: '2026-05-05'
modified: '2026-05-16'
specificationVersion: '0.19'
apis:
- aid: abn-amro:tikkie
  name: Tikkie API
  tags:
  - Payments
  - Payment Requests
  - Consumer Finance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.abnamro.com/api-products/tikkie/overview
  properties:
  - url: https://developer.abnamro.com/api-products/tikkie/overview
    type: Documentation
  - url: https://developer.abnamro.com/api-products/tikkie/reference-documentation
    type: ReferenceDocumentation
  description: The Tikkie API lets Tikkie Business customers programmatically create payment requests, send them to end-payers,
    and receive notifications when payments complete. Authentication uses an API token (Business) and OAuth 2.0 for higher
    tiers.
- aid: abn-amro:payment-initiation-psd2
  name: Payment Initiation (PSD2) API
  tags:
  - Open Banking
  - PSD2
  - Payments
  - Payment Initiation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.abnamro.com/api-products/payment-initiation-psd2/overview
  properties:
  - url: https://developer.abnamro.com/api-products/payment-initiation-psd2/overview
    type: Documentation
  - url: https://developer.abnamro.com/api-products/payment-initiation-psd2/reference-documentation
    type: ReferenceDocumentation
  description: PSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initiate
    SEPA payments from an ABN AMRO retail or business customer account and retrieve status. Requires a PSD2 eIDAS certificate.
- aid: abn-amro:business-account-payment
  name: Business Account Payment API
  tags:
  - Payments
  - Corporate Banking
  - SEPA
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.abnamro.com/api-products/business-account-payment/overview
  properties:
  - url: https://developer.abnamro.com/api-products/business-account-payment/overview
    type: Documentation
  - url: https://developer.abnamro.com/api-products/business-account-payment/reference-documentation
    type: ReferenceDocumentation
  description: Corporate / business-account payment API used by ABN AMRO commercial customers to initiate payments from their
    own corporate accounts and retrieve transaction status. Uses OAuth 2.0 client-credentials with mTLS.
common:
- type: GitHubOrganization
  url: https://github.com/ABNAMRO
- type: LinkedIn
  url: https://www.linkedin.com/company/abn-amro
- type: Website
  url: https://www.abnamro.com/
- type: Portal
  url: https://developer.abnamro.com/
- type: Documentation
  url: https://developer.abnamro.com/
- type: GettingStarted
  url: https://developer.abnamro.com/get-started
- type: TermsOfService
  url: https://developer.abnamro.com/content/terms-and-conditions
- type: Features
  data:
  - name: Payment Requests
    description: Create Tikkie payment requests and receive callbacks when an end-payer settles them.
  - name: PSD2 Payment Initiation
    description: Initiate SEPA Credit Transfer and SEPA Instant payments under PSD2 PIS for both retail and business accounts.
  - name: Corporate Payments
    description: Submit own-account corporate payments and retrieve detailed transaction status.
  - name: OAuth 2.0 Authorization
    description: Authorization Code (with PKCE) and Client Credentials flows for licensed TPPs and direct business clients.
  - name: eIDAS Certificate Onboarding
    description: PSD2 production access uses qualified eIDAS certificates (QWAC + QSeal) for transport and signing.
  - name: Sandbox
    description: Public sandbox with test certificates and synthetic accounts for all PSD2 and business-payment APIs.
- type: UseCases
  data:
  - name: Merchant Payment Collection
    description: Use Tikkie to send a one-off or recurring payment request to a customer over a link instead of card-present
      checkout.
  - name: Account-to-Account Checkout
    description: Use PSD2 Payment Initiation as a low-cost alternative to card rails for e-commerce checkout in the Netherlands
      and EU.
  - name: Corporate Treasury Automation
    description: Automate payroll, supplier payments, and treasury transfers from ABN AMRO business accounts.
  - name: TPP Aggregation
    description: PSD2 TPPs (PISP role) routing customer-authorized payments through ABN AMRO as one of the Dutch banks they
      cover.
- type: Authentication
  data:
  - name: API Token (Tikkie)
    description: Server-side API token issued via the Tikkie Business portal for Tikkie-only calls.
  - name: OAuth 2.0 Authorization Code
    description: Three-legged OAuth 2.0 with PKCE for PSD2 user-consent flows.
  - name: OAuth 2.0 Client Credentials + mTLS
    description: Two-legged OAuth 2.0 with mutual TLS using eIDAS QWAC for PSD2 and business-account APIs.
  - name: eIDAS Qualified Certificates
    description: PSD2 production access requires QWAC for transport and QSeal for request signing per Berlin Group NextGenPSD2.
- type: Compliance
  data:
  - name: PSD2
    description: Revised Payment Services Directive (EU 2015/2366) — ABN AMRO is a regulated ASPSP exposing PIS and AIS endpoints.
  - name: Berlin Group NextGenPSD2
    description: ABN AMRO follows the Berlin Group NextGenPSD2 XS2A framework for its PSD2 APIs.
  - name: GDPR
    description: General Data Protection Regulation compliance for personal data processed by the APIs.
  - name: DNB / ECB Supervision
    description: Supervised by De Nederlandsche Bank (DNB) and indirectly by the European Central Bank as a significant institution.
  - name: ISO 20022
    description: SEPA payment payloads align with ISO 20022 pain.* and camt.* messages where applicable.
- type: Integrations
  data:
  - name: Tikkie
    description: ABN AMRO subsidiary providing the Tikkie consumer and business payment-request product.
  - name: Berlin Group XS2A
    description: Common European PSD2 specification used by ABN AMRO and most Dutch and German banks.
  - name: Open Banking Aggregators
    description: PSD2 aggregators (e.g., Tink, TrueLayer, Plaid Europe) connect to ABN AMRO via the PSD2 endpoints.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com