Weatherbys Bank

Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in 1770 and incorporated as Weatherbys Bank Limited in 1994. It serves private, business, and racing customers through Weatherbys Private Bank and Weatherbys Racing Bank from offices in London, Wellingborough, and Edinburgh, and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA firm reference under Weatherbys Bank Limited). As an FCA-authorised ASPSP it is a regulated participant in UK Open Banking (PSD2), publishing OBIE-conformant surfaces - PUBLIC, unauthenticated Open Data reference APIs (ATM and branch locators, personal and business current account product data) and the FAPI-secured OBIE Read/Write APIs for Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). It is not one of the CMA9 mandated banks. Its Open Banking gateway is hosted on Oracle Banking APIs (BaaS) at openbanking.weatherbysbank.com; there is no separately branded public developer portal.

Weatherbys Bank publishes 7 API contracts indexed on the APIs.io network, including ATM API, BCA API, Branch API, and 4 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

The Weatherbys Bank catalog on APIs.io includes 1 Spectral governance ruleset.

Weatherbys Bank’s developer surface includes authentication, documentation, engineering blog, support, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

48.9/100 developing ▬ flat Agent 25/100 agent aware Front door AI 1/6 silent Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

4 published contracts

Financial Services Banking Open Banking PSD2 OBIE United Kingdom Payments Account Information Private Banking

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Banking Customer Management

BC-1300

ATMBranch

GET /atms GET /branches

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 48.9/100 · developing

Contract Quality 7.7 / 21

Developer Ergonomics 6.1 / 17

Access Clarity 13.4 / 17

Operational Transparency 1.7 / 11

Contract Governance 3.2 / 10

Discoverability 6.7 / 9

Regulatory Posture 6.3 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/weatherbys-bank/"><img src="https://apis.io/badge/weatherbys-bank/card.svg" alt="Weatherbys Bank on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 36.4 — up to +15.9 composite points
Developer Ergonomics scores 35.7 — up to +12.9 composite points
Operational Transparency scores 15.8 — up to +10.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/weatherbys-bank/apis.yml: open an issue on github.com/api-evangelist/weatherbys-bank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	regulated	38.3 (thin)	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	38.3 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 5

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Open Banking Standard

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

OpenID Connect

measured — observed by APIs.io (declared)

Mutual TLS

measured — observed by APIs.io (declared)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Weatherbys Bank Account and Transaction Information API (AIS)

OBIE Read/Write Account and Transaction Information API (AISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication) — requires OBIE/eIDAS certificates an...

Weatherbys Bank Payment Initiation API (PIS)

OBIE Read/Write Payment Initiation API (PISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires OBIE/eIDAS certificates and dynamic client registration. Represented a...

Weatherbys Bank Confirmation of Funds API (CBPII)

OBIE Read/Write Confirmation of Funds API (CBPII). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires OBIE/eIDAS certificates and dynamic client registration. Represent...

Weatherbys Bank ATM API

Endpoint for getting ATM data

Weatherbys Bank BCA API

Endpoint for getting Business Current Account data

Weatherbys Bank Branch API

Endpoint for getting Branch data

Weatherbys Bank PCA API

Endpoint for getting Personal Current Account data

Scroll for all 7

Open Collections 4

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Open Data API

OPEN COLLECTION

Open Data API

OPEN COLLECTION

Open Data API

OPEN COLLECTION

Open Data API

OPEN COLLECTION

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Weatherbys Bank API Rules

45 rules · 43 errors 1 warnings 1 info

SPECTRAL

OpenAPI Overlays 4

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Weatherbys Bank Atm Locator Overlay

2 actions · update · obie-opendata-atm-locator-standard.json

DERIVED

Weatherbys Bank Branch Locator Overlay

2 actions · update · obie-opendata-branch-locator-standard.json

DERIVED

Weatherbys Bank Business Current Accounts Overlay

2 actions · update · obie-opendata-business-current-accounts-standard.json

DERIVED

Weatherbys Bank Personal Current Accounts Overlay

2 actions · update · obie-opendata-personal-current-accounts-standard.json

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Weatherbys Bank Authentication

none/oauth2/openIdConnect/mutualTLS · 4 schemes

SECURITY

Weatherbys Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Weatherbys Bank Scopes

4 scopes · authorizationCode/clientCredentials

4 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Weatherbys Bank Agentic Access

8 operations

8 operations · 0 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

Conformance

ErrorCatalog

Lifecycle

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

BlogRSS

BlogRSS

Website

Website

LinkedIn

Blog

Blog

Other 6

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Overlay

Overlay

Overlay

SignIn

Source (apis.yml)

aid: weatherbys-bank
url: https://raw.githubusercontent.com/api-evangelist/weatherbys-bank/refs/heads/main/apis.yml
name: Weatherbys Bank
kind: company
description: Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since
  James Weatherby founded the family business in 1770 and incorporated as Weatherbys Bank Limited in 1994. It serves private,
  business, and racing customers through Weatherbys Private Bank and Weatherbys Racing Bank from offices in London, Wellingborough,
  and Edinburgh, and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
  (FCA firm reference under Weatherbys Bank Limited). As an FCA-authorised ASPSP it is a regulated participant in UK Open
  Banking (PSD2), publishing OBIE-conformant surfaces - PUBLIC, unauthenticated Open Data reference APIs (ATM and branch locators,
  personal and business current account product data) and the FAPI-secured OBIE Read/Write APIs for Account and Transaction
  Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). It is not one of the CMA9 mandated banks.
  Its Open Banking gateway is hosted on Oracle Banking APIs (BaaS) at openbanking.weatherbysbank.com; there is no separately
  branded public developer portal.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - scopes
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Private Banking
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Private Banking
- Financial-Services
created: '2026-07-23'
modified: '2026-10-06'
specificationVersion: '0.23'
apis:
- aid: weatherbys-bank:weatherbys-account-transaction-information-api
  name: Weatherbys Bank Account and Transaction Information API (AIS)
  description: OBIE Read/Write Account and Transaction Information API (AISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2
    strong customer authentication) — requires OBIE/eIDAS certificates and dynamic client registration. Represented as the
    documented OBIE Read/Write standard for this ASPSP; base path is standard, credentials are not fabricated.
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v3.1/aisp
  tags:
  - Read/Write
  - Account Information
  - AIS
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: weatherbys-bank:weatherbys-payment-initiation-api
  name: Weatherbys Bank Payment Initiation API (PIS)
  description: OBIE Read/Write Payment Initiation API (PISP). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires
    OBIE/eIDAS certificates and dynamic client registration. Represented as the documented OBIE Read/Write standard for this
    ASPSP; credentials are not fabricated.
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v3.1/pisp
  tags:
  - Read/Write
  - Payment Initiation
  - PI
  tags_raw:
  - Read/Write
  - Payment Initiation
  - PIS
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: weatherbys-bank:weatherbys-confirmation-of-funds-api
  name: Weatherbys Bank Confirmation of Funds API (CBPII)
  description: OBIE Read/Write Confirmation of Funds API (CBPII). FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA) — requires
    OBIE/eIDAS certificates and dynamic client registration. Represented as the documented OBIE Read/Write standard for this
    ASPSP; credentials are not fabricated.
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v3.1/cbpii
  tags:
  - Read/Write
  - Confirmation of Funds
  - CBPII
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: weatherbys-bank:weatherbys-bank-atm-api
  name: Weatherbys Bank ATM API
  description: Endpoint for getting ATM data
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v2.3
  tags:
  - ATM
  properties:
  - type: OpenAPI
    url: openapi/weatherbys-bank-atm-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/atmlocator/atm-locator.html
  - type: APIReference
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/branchlocator/branch-locator.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/pca/pca.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/bca/bca.html
- aid: weatherbys-bank:weatherbys-bank-bca-api
  name: Weatherbys Bank BCA API
  description: Endpoint for getting Business Current Account data
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v2.3
  tags:
  - BCA
  properties:
  - type: OpenAPI
    url: openapi/weatherbys-bank-bca-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/atmlocator/atm-locator.html
  - type: APIReference
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/branchlocator/branch-locator.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/pca/pca.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/bca/bca.html
- aid: weatherbys-bank:weatherbys-bank-branch-api
  name: Weatherbys Bank Branch API
  description: Endpoint for getting Branch data
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v2.3
  tags:
  - Branch
  properties:
  - type: OpenAPI
    url: openapi/weatherbys-bank-branch-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/atmlocator/atm-locator.html
  - type: APIReference
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/branchlocator/branch-locator.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/pca/pca.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/bca/bca.html
- aid: weatherbys-bank:weatherbys-bank-pca-api
  name: Weatherbys Bank PCA API
  description: Endpoint for getting Personal Current Account data
  humanURL: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
  baseURL: https://openbanking.weatherbysbank.com/open-banking/v2.3
  tags:
  - PCA
  properties:
  - type: OpenAPI
    url: openapi/weatherbys-bank-pca-api-openapi.yml
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/atmlocator/atm-locator.html
  - type: APIReference
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/branchlocator/branch-locator.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/pca/pca.html
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/bca/bca.html
common:
- url: https://www.weatherbys.bank/feed/
  type: BlogRSS
- type: CapabilityMap
  url: capabilities/weatherbys-bank-capability-edges.yml
  name: Weatherbys Bank Business Capability Map
- type: AgenticAccess
  url: agentic-access/weatherbys-bank-agentic-access.yml
- type: DomainSecurity
  url: security/weatherbys-bank-domain-security.yml
- type: Authentication
  url: authentication/weatherbys-bank-authentication.yml
- type: OAuthScopes
  url: scopes/weatherbys-bank-scopes.yml
- type: Conventions
  url: conventions/weatherbys-bank-conventions.yml
- type: Idempotency
  url: conventions/weatherbys-bank-conventions.yml
- type: Conformance
  url: conformance/weatherbys-bank-conformance.yml
- type: Compliance
  url: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
- type: ErrorCatalog
  url: errors/weatherbys-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/weatherbys-bank-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/weatherbys-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/weatherbys-bank-llms.txt
- type: Overlay
  name: Open Data ATM Locator overlay
  url: overlays/weatherbys-bank-atm-locator-overlay.yaml
- type: Overlay
  name: Open Data Branch Locator overlay
  url: overlays/weatherbys-bank-branch-locator-overlay.yaml
- type: Overlay
  name: Open Data Personal Current Accounts overlay
  url: overlays/weatherbys-bank-personal-current-accounts-overlay.yaml
- type: Overlay
  name: Open Data Business Current Accounts overlay
  url: overlays/weatherbys-bank-business-current-accounts-overlay.yaml
- type: Website
  url: https://www.weatherbys.bank/
- type: SignIn
  url: https://odbx.weatherbysbank.com/
- type: Documentation
  url: https://www.openbanking.org.uk/regulated-providers/weatherbys-bank-limited/
- type: LinkedIn
  url: https://www.linkedin.com/company/weatherbys-banking-group
- type: Blog
  url: https://www.weatherbys.bank/insights/
- type: StatusPage
  url: https://www.weatherbys.bank/help-and-support/service-updates/
- type: Support
  url: https://www.weatherbys.bank/help-and-support/
- type: TermsOfService
  url: https://www.weatherbys.bank/terms-conditions/
- type: PrivacyPolicy
  url: https://www.weatherbys.bank/privacy-policy/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Weatherbys Bank API — frequently asked questions

Does Weatherbys Bank have an API?

Yes. APIs.io lists 7 APIs from Weatherbys Bank, including Weatherbys Bank Account and Transaction Information API (AIS), Weatherbys Bank Payment Initiation API (PIS) and Weatherbys Bank Confirmation of Funds API (CBPII), and 4 more.

Is there an OpenAPI specification for the Weatherbys Bank API?

Yes. APIs.io indexes 4 OpenAPI specifications for Weatherbys Bank, each linked for download from this page.

How do I authenticate with the Weatherbys Bank API?

Weatherbys Bank uses bearer-token authentication (none/oauth2/openIdConnect/mutualTLS · 4 schemes). The details are profiled on APIs.io as Weatherbys Bank Authentication.

Is the Weatherbys Bank API ready for AI agents?

Weatherbys Bank has a Kin Score of 48.9 out of 100 (developing) and an Agent Readiness score of 24.6 (agent-aware), scored by API Evangelist on 2026-11-06.

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