Unit website screenshot

Unit

Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and lending into their own products without becoming a bank. A single REST API, built on the JSON:API specification (media type application/vnd.api+json) and secured with Bearer/JWT tokens, covers onboarding (Applications), Customers, Deposit and Credit Accounts, Debit and Credit Cards, real-time card Authorizations, Payments (Book, ACH, Wire, Recurring, Cash Deposits), Counterparties, Checks, Transactions, Statements, Tax Forms, Fees, Rewards, Credit and Repayments, and Events delivered as signed HTTP webhooks. Unit publishes an official OpenAPI 3.0.2 specification (github.com/unit-finance/openapi-unit-sdk) plus generated Node.js, Python, Ruby, and Java SDKs. Sandbox runs at api.s.unit.sh; production access is provisioned per signed BaaS agreement with Unit's partner banks.

Unit publishes 17 APIs on the APIs.io network, including Accounts API, API Tokens API, Applications API, and 14 more. Tagged areas include Fintech, Backend-as-a-Service, Banking, Payments, and Card Issuing.

The Unit catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Unit’s developer surface includes authentication, documentation, engineering blog, API reference, getting-started guide, signup flow, sandbox, and 35 more developer resources.

73.3/100 exemplar ▬ flat Agent 33/100 agent ready saas Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
AccessFreemiumSelf serve⚡ Free to try
17 APIs 1 MCP Servers
FintechBackend-as-a-ServiceBankingPaymentsCard IssuingACHLendingJSON:API

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 73.3/100 · exemplar
Contract Quality 12.3 / 21
Developer Ergonomics 12.4 / 17
Access Clarity 11.2 / 17
Operational Transparency 10.2 / 11
Contract Governance 3.1 / 10
Discoverability 6.5 / 9
Regulatory Posture 12.7 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/unit-co: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

Unit Accounts API

Deposit and credit accounts.

Unit API Tokens API

Org-level and customer-level authentication tokens.

Unit Applications API

Individual and business application onboarding (KYC/KYB).

Unit Authorizations API

Completed card authorizations and real-time authorization requests.

Unit Cards API

Debit and credit card issuance and management.

Unit Checks API

Check deposits and outbound check payments.

Unit Counterparties API

External bank accounts and routing-number institution lookups.

Unit Credit and Repayments API

Repayments on credit accounts and receivables.

Unit Customers API

Customer profiles created from approved applications.

Unit Events API

Platform activity log.

Unit Fees and Rewards API

Ad hoc fees and cashback-style rewards.

Unit Payments API

Book, ACH, wire, recurring, and cash-deposit payments.

Unit Risk and Fraud API

Stop payments and card/ACH disputes.

Unit Statements API

Monthly account statements.

Unit Tax Forms API

Annual tax documents.

Unit Transactions API

Posted, immutable ledger entries.

Unit Webhooks API

Subscriptions that deliver events as signed HTTP callbacks.

Scroll for all 17

Postman Collections 16

Ready-to-run Postman collections for exercising this provider's APIs.

Scroll for all 16

Open Collections 36

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Unit Accounts API

OPEN COLLECTION

Unit Accounts API

OPEN COLLECTION

Unit Applications API

OPEN COLLECTION

Unit Accounts Cards API

OPEN COLLECTION

Unit Cards API

OPEN COLLECTION

Unit Accounts Checks API

OPEN COLLECTION

Unit Checks API

OPEN COLLECTION

Unit Customers API

OPEN COLLECTION

Unit Disputes API

OPEN COLLECTION

Unit Accounts Events API

OPEN COLLECTION

Unit Fees and Rewards API

OPEN COLLECTION

Unit Payments API

OPEN COLLECTION

Unit Statements API

OPEN COLLECTION

Unit Stop Payments API

OPEN COLLECTION

Unit Tax Forms API

OPEN COLLECTION

Unit Transactions API

OPEN COLLECTION

Unit API

OPEN COLLECTION

Scroll for all 36

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Unit MCP Server

Candidate MCP tool surface derived one-to-one from the Unit OpenAPI operations. Unit does not publish a hosted/remote MCP server; this is a proposed mapping so the operations ca...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Unit Co Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Unit Co Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Unit Co Authentication

http · 1 scheme

SECURITY

Unit Co Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Unit Co Vulnerability Disclosure

disclosure policy published

SECURITY

Unit Co Trust Center

SOC 2, PCI DSS

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Unit Co Scopes

46 scopes

46 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Unit Co Agentic Access

138 operations · 73 acting · 8 human-in-the-loop

138 operations · 73 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Scroll for all 8

Build 5

SDKs, sample code, and the tooling you integrate with

Access & Security 7

Authentication, authorization, and security posture

Scroll for all 7

Operate 4

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: unit-co
url: https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/apis.yml
name: Unit
kind: company
description: Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and
  lending into their own products without becoming a bank. A single REST API, built on the JSON:API specification (media type
  application/vnd.api+json) and secured with Bearer/JWT tokens, covers onboarding (Applications), Customers, Deposit and Credit
  Accounts, Debit and Credit Cards, real-time card Authorizations, Payments (Book, ACH, Wire, Recurring, Cash Deposits), Counterparties,
  Checks, Transactions, Statements, Tax Forms, Fees, Rewards, Credit and Repayments, and Events delivered as signed HTTP webhooks.
  Unit publishes an official OpenAPI 3.0.2 specification (github.com/unit-finance/openapi-unit-sdk) plus generated Node.js,
  Python, Ruby, and Java SDKs. Sandbox runs at api.s.unit.sh; production access is provisioned per signed BaaS agreement with
  Unit's partner banks.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/unit-co.png
tags:
- Fintech
- Backend-as-a-Service
- Banking
- Payments
- Card Issuing
- ACH
- Lending
- JSON:API
tags_raw:
- FinTech
- BaaS
- Banking
- Payments
- Card Issuing
- ACH
- Lending
- JSON:API
created: '2026-07-02'
modified: '2026-08-08'
specificationVersion: '0.23'
apis:
- aid: unit-co:unit-co-accounts-api
  name: Unit Accounts API
  description: Deposit and credit accounts.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/unit-co-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-api-tokens-api
  name: Unit API Tokens API
  description: Org-level and customer-level authentication tokens.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - API Tokens
  properties:
  - type: OpenAPI
    url: openapi/unit-co-api-tokens-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-applications-api
  name: Unit Applications API
  description: Individual and business application onboarding (KYC/KYB).
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Application
  tags_raw:
  - Applications
  properties:
  - type: OpenAPI
    url: openapi/unit-co-applications-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-authorizations-api
  name: Unit Authorizations API
  description: Completed card authorizations and real-time authorization requests.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Authorizations
  properties:
  - type: OpenAPI
    url: openapi/unit-co-authorizations-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-cards-api
  name: Unit Cards API
  description: Debit and credit card issuance and management.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/unit-co-cards-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-checks-api
  name: Unit Checks API
  description: Check deposits and outbound check payments.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Checks
  properties:
  - type: OpenAPI
    url: openapi/unit-co-checks-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-counterparties-api
  name: Unit Counterparties API
  description: External bank accounts and routing-number institution lookups.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Counterparties
  properties:
  - type: OpenAPI
    url: openapi/unit-co-counterparties-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-credit-and-repayments-api
  name: Unit Credit and Repayments API
  description: Repayments on credit accounts and receivables.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Credit and Repayments
  properties:
  - type: OpenAPI
    url: openapi/unit-co-credit-and-repayments-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-customers-api
  name: Unit Customers API
  description: Customer profiles created from approved applications.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/unit-co-customers-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-events-api
  name: Unit Events API
  description: Platform activity log.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/unit-co-events-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-fees-and-rewards-api
  name: Unit Fees and Rewards API
  description: Ad hoc fees and cashback-style rewards.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Fees and Rewards
  properties:
  - type: OpenAPI
    url: openapi/unit-co-fees-and-rewards-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-payments-api
  name: Unit Payments API
  description: Book, ACH, wire, recurring, and cash-deposit payments.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/unit-co-payments-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-risk-and-fraud-api
  name: Unit Risk and Fraud API
  description: Stop payments and card/ACH disputes.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.s.unit.sh
  tags:
  - Risk and Fraud
  properties:
  - type: OpenAPI
    url: openapi

# --- truncated at 32 KB (46 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/apis.yml

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/unit-co"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/unit-co/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/unit-co/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.