Unit

opencollection: 1.0.0
info:
  name: Unit API
  version: '1.0'
request:
  auth:
    type: bearer
    token: '{{bearerToken}}'
items:
- info:
    name: Applications
    type: folder
  items:
  - info:
      name: Get List Application.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/applications
    docs: Lists individual and business applications with filtering, sorting, and paging.
  - info:
      name: Create Application.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/applications
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"individualApplication\",\n    \"attributes\": {\n      \"ssn\": \"123456789\"\
          ,\n      \"fullName\": { \"first\": \"John\", \"last\": \"Kenn\" },\n      \"dateOfBirth\": \"1989-02-01\",\n  \
          \    \"address\": { \"street\": \"123 Main St\", \"city\": \"San Francisco\", \"state\": \"CA\", \"postalCode\"\
          : \"94205\", \"country\": \"US\" },\n      \"email\": \"jone.doe@unit-finance.com\",\n      \"phone\": { \"countryCode\"\
          : \"1\", \"number\": \"5555555555\" },\n      \"occupation\": \"ArchitectOrEngineer\",\n      \"annualIncome\":\
          \ \"UpTo10k\",\n      \"sourceOfIncome\": \"EmploymentOrPayrollIncome\"\n    }\n  }\n}"
    docs: Creates an individualApplication or businessApplication.
  - info:
      name: Get Application by Id.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/applications/:applicationId
      params:
      - name: applicationId
        value: ''
        type: path
        description: The applicationId.
    docs: Retrieves an application by ID.
  - info:
      name: Cancel Application by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/applications/:applicationId/cancel
      params:
      - name: applicationId
        value: ''
        type: path
        description: The applicationId.
    docs: Cancels a pending application.
- info:
    name: Customers
    type: folder
  items:
  - info:
      name: Get Customers List.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/customers
    docs: Lists customers.
  - info:
      name: Get Customer by Id.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/customers/:customerId
      params:
      - name: customerId
        value: ''
        type: path
        description: The customerId.
    docs: Retrieves a customer by ID.
  - info:
      name: Archive Customer by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/customers/:customerId/archive
      params:
      - name: customerId
        value: ''
        type: path
        description: The customerId.
    docs: Archives a customer.
- info:
    name: Accounts
    type: folder
  items:
  - info:
      name: Get List Accounts.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/accounts
    docs: Lists deposit and credit accounts.
  - info:
      name: Create Account.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/accounts
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"depositAccount\",\n    \"attributes\": {\n      \"depositProduct\": \"checking\"\
          ,\n      \"tags\": { \"purpose\": \"checking\" },\n      \"idempotencyKey\": \"3a1a33be-4e12-4603-9ed0-820922389fb8\"\
          \n    },\n    \"relationships\": {\n      \"customer\": { \"data\": { \"type\": \"customer\", \"id\": \"45555\"\
          \ } }\n    }\n  }\n}"
    docs: Creates a deposit or credit account for a customer.
  - info:
      name: Get Account by Id.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/accounts/:accountId
      params:
      - name: accountId
        value: ''
        type: path
        description: The accountId.
    docs: Retrieves an account by ID.
  - info:
      name: Freeze Account by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/accounts/:accountId/freeze
      params:
      - name: accountId
        value: ''
        type: path
        description: The accountId.
    docs: Freezes an account.
  - info:
      name: Close an Account by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/accounts/:accountId/close
      params:
      - name: accountId
        value: ''
        type: path
        description: The accountId.
    docs: Closes an account.
- info:
    name: Cards
    type: folder
  items:
  - info:
      name: Get List of Cards.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/cards
    docs: Lists cards.
  - info:
      name: Create a Card.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/cards
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"individualDebitCard\",\n    \"attributes\": {\n      \"shippingAddress\"\
          : { \"street\": \"5230 Newell Rd\", \"city\": \"Palo Alto\", \"state\": \"CA\", \"postalCode\": \"94303\", \"country\"\
          : \"US\" }\n    },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"depositAccount\", \"\
          id\": \"10001\" } }\n    }\n  }\n}"
    docs: Creates a debit or credit card linked to an account.
  - info:
      name: Freeze a Card.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/cards/:cardId/freeze
      params:
      - name: cardId
        value: ''
        type: path
        description: The cardId.
    docs: Freezes a card.
  - info:
      name: Report card as stolen.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/cards/:cardId/report-stolen
      params:
      - name: cardId
        value: ''
        type: path
        description: The cardId.
    docs: Reports a card as stolen.
- info:
    name: Authorizations
    type: folder
  items:
  - info:
      name: Get List authorizations.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/authorizations
    docs: Lists completed authorizations.
  - info:
      name: Get List Authorization Requests.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/authorization-requests
    docs: Lists real-time authorization requests.
  - info:
      name: Approve Authorization Request by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/authorization-requests/:authorizationId/approve
      params:
      - name: authorizationId
        value: ''
        type: path
        description: The authorizationId.
    docs: Approves a real-time authorization request.
  - info:
      name: Decline Authorization Request.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/authorization-requests/:authorizationId/decline
      params:
      - name: authorizationId
        value: ''
        type: path
        description: The authorizationId.
      body:
        type: json
        data: "{\n  \"data\": { \"type\": \"declineAuthorizationRequest\", \"attributes\": { \"reason\": \"InsufficientFunds\"\
          \ } }\n}"
    docs: Declines a real-time authorization request with a reason.
- info:
    name: Payments
    type: folder
  items:
  - info:
      name: Get List Payments.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/payments
    docs: Lists payments.
  - info:
      name: Create a Book Payment.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/payments
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"bookPayment\",\n    \"attributes\": { \"amount\": 10000, \"description\"\
          : \"Book payment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"depositAccount\",\
          \ \"id\": \"10001\" } },\n      \"counterpartyAccount\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"\
          10002\" } }\n    }\n  }\n}"
    docs: Creates an internal, instant book payment.
  - info:
      name: Create an ACH Payment.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/payments
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"achPayment\",\n    \"attributes\": { \"amount\": 5000, \"direction\": \"\
          Credit\", \"description\": \"ACH payment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\"\
          : \"depositAccount\", \"id\": \"10001\" } },\n      \"counterparty\": { \"data\": { \"type\": \"counterparty\",\
          \ \"id\": \"20001\" } }\n    }\n  }\n}"
    docs: Creates an ACH debit or credit payment.
  - info:
      name: Cancel a Payment by Id.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/payments/:paymentId/cancel
      params:
      - name: paymentId
        value: ''
        type: path
        description: The paymentId.
    docs: Cancels a pending payment.
- info:
    name: Counterparties
    type: folder
  items:
  - info:
      name: Get Counterparties List.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/counterparties
    docs: Lists counterparties.
  - info:
      name: Create Counterparty.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/counterparties
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"achCounterparty\",\n    \"attributes\": { \"name\": \"John Doe\", \"routingNumber\"\
          : \"812345678\", \"accountNumber\": \"1234567890\", \"accountType\": \"Checking\", \"type\": \"Person\", \"permissions\"\
          : \"CreditOnly\" },\n    \"relationships\": { \"customer\": { \"data\": { \"type\": \"customer\", \"id\": \"45555\"\
          \ } } }\n  }\n}"
    docs: Creates a counterparty (external bank account).
  - info:
      name: Get Institution by Routing Number.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/institutions/:routingNumber
      params:
      - name: routingNumber
        value: ''
        type: path
        description: The routingNumber.
    docs: Looks up a financial institution by routing number.
- info:
    name: Checks
    type: folder
  items:
  - info:
      name: Get List Check Deposits.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/check-deposits
    docs: Lists check deposits.
  - info:
      name: Create Check Deposit.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/check-deposits
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"checkDeposit\",\n    \"attributes\": { \"amount\": 12345, \"description\"\
          : \"Check deposit\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\"\
          : \"10001\" } } }\n  }\n}"
    docs: Creates a mobile check deposit.
  - info:
      name: Create Check Payment.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/check-payments
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"checkPayment\",\n    \"attributes\": { \"amount\": 5000, \"description\"\
          : \"Check payment\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\"\
          : \"10001\" } } }\n  }\n}"
    docs: Creates an outbound, print-and-mail check payment.
- info:
    name: Transactions
    type: folder
  items:
  - info:
      name: Get List Transactions.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/transactions?page[limit]=20&page[offset]=0
      params:
      - name: page[limit]
        value: '20'
        type: query
        description: The page[limit] query parameter.
      - name: page[offset]
        value: '0'
        type: query
        description: The page[offset] query parameter.
    docs: Lists posted transactions. Paging requires filtering by customer id or account id.
  - info:
      name: Get Transaction by Id.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/accounts/:accountId/transactions/:transactionId
      params:
      - name: accountId
        value: ''
        type: path
        description: The accountId.
      - name: transactionId
        value: ''
        type: path
        description: The transactionId.
    docs: Retrieves a single transaction.
- info:
    name: Statements and Tax Forms
    type: folder
  items:
  - info:
      name: Get List Statements.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/statements
    docs: Lists monthly account statements.
  - info:
      name: Get PDF Statement by Id.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/statements/:statementId/pdf
      params:
      - name: statementId
        value: ''
        type: path
        description: The statementId.
    docs: Downloads a statement as PDF.
  - info:
      name: Get Tax Forms List.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/tax-forms
    docs: Lists tax forms.
- info:
    name: Events and Webhooks
    type: folder
  items:
  - info:
      name: Get Events List.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/events?page[limit]=20&filter[since]=2026-06-01T00:00:00.000Z
      params:
      - name: page[limit]
        value: '20'
        type: query
        description: The page[limit] query parameter.
      - name: filter[since]
        value: '2026-06-01T00:00:00.000Z'
        type: query
        description: The filter[since] query parameter.
    docs: Lists events going back up to 90 days.
  - info:
      name: Get List Webhooks.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/webhooks
    docs: Lists webhook subscriptions.
  - info:
      name: Create Webhook.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/webhooks
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"webhook\",\n    \"attributes\": { \"url\": \"https://example.com/webhook\"\
          , \"secret\": \"my-signing-secret\" }\n  }\n}"
    docs: Creates a webhook subscription, signed via X-Unit-Signature.
- info:
    name: Risk and Fraud
    type: folder
  items:
  - info:
      name: Create Stop Payment.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/stop-payments
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"achStopPayment\",\n    \"attributes\": { \"description\": \"Stop payment\"\
          \ },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } } }\n\
          \  }\n}"
    docs: Creates a stop payment on an ACH or check.
  - info:
      name: Get List Disputes.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/disputes
    docs: Lists card disputes.
- info:
    name: Credit and Repayments
    type: folder
  items:
  - info:
      name: Get List Repayments.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/repayments
    docs: Lists repayments on credit accounts.
  - info:
      name: Create a Repayment.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/repayments
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"bookRepayment\",\n    \"attributes\": { \"amount\": 5000, \"description\"\
          : \"Repayment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"creditAccount\", \"id\"\
          : \"10003\" } },\n      \"counterpartyAccount\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" }\
          \ }\n    }\n  }\n}"
    docs: Creates a one-time repayment on a credit account.
- info:
    name: Fees and Rewards
    type: folder
  items:
  - info:
      name: Create Fee.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/fees
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"fee\",\n    \"attributes\": { \"amount\": 500, \"description\": \"Monthly\
          \ service fee\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"\
          10001\" } } }\n  }\n}"
    docs: Charges a customer's account for an activity not covered by native fees.
  - info:
      name: Get Rewards List.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/rewards
    docs: Lists rewards.
- info:
    name: API Tokens
    type: folder
  items:
  - info:
      name: Get List Org API Tokens.
      type: http
    http:
      method: GET
      url: https://api.s.unit.sh/users/:userId/api-tokens
      params:
      - name: userId
        value: ''
        type: path
        description: The userId.
    docs: Lists a user's org-level API tokens.
  - info:
      name: Create Customer Token.
      type: http
    http:
      method: POST
      url: https://api.s.unit.sh/customers/:customerId/token
      params:
      - name: customerId
        value: ''
        type: path
        description: The customerId.
      body:
        type: json
        data: "{\n  \"data\": {\n    \"type\": \"customerToken\",\n    \"attributes\": { \"scope\": \"accounts payments cards\"\
          \ }\n  }\n}"
    docs: Issues a scoped, short-lived customer API token.
bundled: true