Unit

Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and lending into their own products without becoming a bank. A single REST API, built on the JSON:API specification (media type application/vnd.api+json) and secured with Bearer/JWT tokens, covers onboarding (Applications), Customers, Deposit and Credit Accounts, Debit and Credit Cards, real-time card Authorizations, Payments (Book, ACH, Wire, Recurring, Cash Deposits), Counterparties, Checks, Transactions, Statements, Tax Forms, Fees, Rewards, Credit and Repayments, and Events delivered as signed HTTP webhooks. Unit publishes an official OpenAPI 3.0.2 specification (github.com/unit-finance/openapi-unit-sdk) plus generated Node.js, Python, Ruby, and Java SDKs. Sandbox runs at api.s.unit.sh; production access is provisioned per signed BaaS agreement with Unit's partner banks.

Unit publishes 17 API contracts indexed on the APIs.io network, including Accounts API, API Tokens API, Applications API, and 14 more. Tagged areas include Fintech, Banking as a Service, Banking, Payments, and Card Issuing.

The Unit catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Unit’s developer surface includes support, authentication, documentation, engineering blog, API reference, getting-started guide, signup flow, and 53 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

70.0/100 exemplar ▬ flat Agent 33/100 agent ready Front door AI 3/6 light Heartbeat 73/100 alive saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessEnterprise

18 published contracts 3 Agent Skills

Fintech Banking as a Service Banking Payments Card Issuing ACH Lending JSON:API Embedded Finance

What this lets a business do 5

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

AuthorizationsCardsChecksPayments

POST /authorization-requests/{authorizationId}/approve POST /authorization-requests/{authorizationId}/decline POST /cards POST /cards/{cardId}/report-lost

Banking Customer Management

BC-1300

ApplicationsCustomers

GET /applications POST /applications GET /applications/{applicationId} PUT /applications/{applicationId}/documents/{documentId}/verify

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

POST /webhooks POST /webhooks/{webhookId}/enable

Credit & Lending Management

BC-1320

Credit and Repayments

POST /repayments POST /recurring-repayments POST /recurring-repayments/{recurringRepaymentId}/enable

Deposits & Savings Management

BC-1330

Accounts

POST /accounts POST /accounts/{accountId}/freeze POST /accounts/{accountId}/close POST /accounts/{accountId}/reopen

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 70.0/100 · exemplar

Contract Quality 12.3 / 19

Developer Ergonomics 11.7 / 15

Access Clarity 7.3 / 15

Operational Transparency 7.9 / 10

Contract Governance 3.8 / 9

Discoverability 6.8 / 8

Regulatory Posture 7.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 33/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →
Pagination +5 pts — share of collection GETs (an array, or one wrapped in data/items/results ...) that declare a page/limit/offset/cursor parameter, a Link header or a next/cursor field; na with no collection GETs Ask about this →

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 48.9 — up to +10.2 composite points Ask about this →
Contract Quality scores 65.5 — up to +8.6 composite points Ask about this →
Contract Governance scores 41.7 — up to +7.0 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/unit-co/apis.yml: open an issue on github.com/api-evangelist/unit-co to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Payments	distribution	28.8	-	-
Consumer Lending Licensing (UK, US, Canada credit licence registers)	distribution	28.8	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

JSON:API

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

NACHA

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

Unit Accounts API

Deposit and credit accounts.

Unit API Tokens API

Org-level and customer-level authentication tokens.

Unit Applications API

Individual and business application onboarding (KYC/KYB).

Unit Authorizations API

Completed card authorizations and real-time authorization requests.

Unit Cards API

Debit and credit card issuance and management.

Unit Checks API

Check deposits and outbound check payments.

Unit Counterparties API

External bank accounts and routing-number institution lookups.

Unit Credit and Repayments API

Repayments on credit accounts and receivables.

Unit Customers API

Customer profiles created from approved applications.

Unit Events API

Platform activity log.

Unit Fees and Rewards API

Ad hoc fees and cashback-style rewards.

Unit Payments API

Book, ACH, wire, recurring, and cash-deposit payments.

Unit Risk and Fraud API

Stop payments and card/ACH disputes.

Unit Statements API

Monthly account statements.

Unit Tax Forms API

Annual tax documents.

Unit Transactions API

Posted, immutable ledger entries.

Unit Webhooks API

Subscriptions that deliver events as signed HTTP callbacks.

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Postman Collections 16

Ready-to-run Postman collections for exercising this provider's APIs.

Unit Accounts API

POSTMAN

Unit Applications API

POSTMAN

Unit Card Authorizations API

POSTMAN

Unit Cards API

POSTMAN

Unit Checks API

POSTMAN

Unit Credit and Repayments API

POSTMAN

Unit Customers API

POSTMAN

Unit Disputes API

POSTMAN

Unit Fees and Rewards API

POSTMAN

Unit Payments API

POSTMAN

Unit Sandbox and Reference API

POSTMAN

Unit Statements API

POSTMAN

Unit Stop Payments API

POSTMAN

Unit Tax Forms API

POSTMAN

Unit Transactions API

POSTMAN

Unit Webhooks and Events API

POSTMAN

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Open Collections 35

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Unit Accounts API

OPEN COLLECTION

Unit Accounts API

OPEN COLLECTION

Unit Accounts API Tokens API

OPEN COLLECTION

Unit Accounts Applications API

OPEN COLLECTION

Unit Applications API

OPEN COLLECTION

Unit Accounts Authorizations API

OPEN COLLECTION

Unit Card Authorizations API

OPEN COLLECTION

Unit Accounts Cards API

OPEN COLLECTION

Unit Cards API

OPEN COLLECTION

Unit Accounts Checks API

OPEN COLLECTION

Unit Checks API

OPEN COLLECTION

Unit Accounts Counterparties API

OPEN COLLECTION

Unit Accounts Credit and Repayments API

OPEN COLLECTION

Unit Credit and Repayments API

OPEN COLLECTION

Unit Accounts Customers API

OPEN COLLECTION

Unit Customers API

OPEN COLLECTION

Unit Disputes API

OPEN COLLECTION

Unit Accounts Events API

OPEN COLLECTION

Unit Accounts Fees and Rewards API

OPEN COLLECTION

Unit Fees and Rewards API

OPEN COLLECTION

Unit OpenAPI specifications

OPEN COLLECTION

Unit Accounts Payments API

OPEN COLLECTION

Unit Payments API

OPEN COLLECTION

Unit Accounts Risk and Fraud API

OPEN COLLECTION

Unit Sandbox and Reference API

OPEN COLLECTION

Unit Accounts Statements API

OPEN COLLECTION

Unit Statements API

OPEN COLLECTION

Unit Stop Payments API

OPEN COLLECTION

Unit Accounts Tax Forms API

OPEN COLLECTION

Unit Tax Forms API

OPEN COLLECTION

Unit Accounts Transactions API

OPEN COLLECTION

Unit Transactions API

OPEN COLLECTION

Unit Accounts Webhooks API

OPEN COLLECTION

Unit Webhooks and Events API

OPEN COLLECTION

Unit API

OPEN COLLECTION

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Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

issue-and-manage-debit-card

AGENT SKILL

onboard-customer-and-open-deposit-account

AGENT SKILL

originate-ach-payment

AGENT SKILL

Unit API pricing

Rate limits

API request rate: Our rate limit is based on your IP address and is set to 1,000 requests per minute.
List page size: Limit the number of resources to be returned (between 1 and 1000). Defaults to 100 when no value is provided.

Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Unit Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Unit Rate Limits

2 limits

RATE LIMITS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Unit

11 quoted statements, read from Unit's own page on 2026-11-10.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Unit

19 quoted statements, read from Unit's own page on 2026-11-10.

PRIVACY

Deprecation Policy 1

Notice periods, support windows and the headers it sends, quoted from its own page.

Unit

2 quoted statements, read from Unit's own page on 2026-11-10.

DEPRECATION

Compliance 1

Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.

Unit

2 quoted statements, read from Unit's own page on 2026-11-10.

COMPLIANCE

Eligibility 1

Who may sign up and where, quoted from its own terms.

Unit

6 quoted statements, read from Unit's own page on 2026-11-10.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Unit

1 quoted statement, read from Unit's own page on 2026-11-10.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Unit

1 quoted statement, read from Unit's own page on 2026-11-10.

LICENSE

FinOps 1

Cost, billing, and metering signals for API financial operations.

Unit Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Unit Co Events Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Unit Co Context

10 classes · 13 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Unit API Rules

12 rules · 10 error-severity 1 warn-severity 1 info-severity

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Unit Openapi Source Overlay

2 actions · update · unit-openapi-source.json

DERIVED

JSON Schema 5

Standalone JSON Schema definitions for this provider's data models.

CreateAccountRequest

1 properties

JSON SCHEMA

CreateApplicationRequest

1 properties

JSON SCHEMA

CreateCardRequest

1 properties

JSON SCHEMA

CreatePaymentRequest

1 properties

JSON SCHEMA

CreateWebhookRequest

1 properties

JSON SCHEMA

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Unit Authentication

http · 1 scheme

SECURITY

Unit Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Unit Vulnerability Disclosure

no policy recorded

SECURITY

Unit Trust Center

SOC 2, PCI DSS

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Unit Scopes

46 scopes

SCOPES

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Unit Agentic Access

138 operations · 73 acting · 8 human-in-the-loop

138 operations · 73 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AIPreferences

AIPreferences

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 11

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Conventions

Idempotency

ErrorCatalog

Lifecycle

Conformance

Components

DataModel

Webhooks

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Build 6

SDKs, sample code, and the tooling you integrate with

DeclineCodes

DeclineCodes

GitHubOrganization

PostmanWorkspace

Postman

Packages

SDKs

Access & Security 8

Authentication, authorization, and security posture

SecurityTxt

SecurityTxt

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

Authentication

Security

Compliance

OAuthScopes

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Operate 6

Status, limits, changes, and where to get help

Support

RateLimits

StatusPage

Deprecation

ChangeLog

DeprecationSchedule

DeprecationSchedule

Commercial 6

Pricing, plans, and the legal terms of use

Plans

FinOps

TermsOfService

PrivacyPolicy

UsageTerms

DataLicense

Company 4

The organization behind the API

Newsroom

Newsroom

LinkedIn

Website

Website

Blog

Blog

Other 7

Properties that don't map to a standard resource type

Hosts

Vendors

CapabilityMap

Overlay

DataProcessing

Attestations

Eligibility

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Source (apis.yml)

aid: unit-co
url: https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/apis.yml
name: Unit
kind: company
description: Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and
  lending into their own products without becoming a bank. A single REST API, built on the JSON:API specification (media type
  application/vnd.api+json) and secured with Bearer/JWT tokens, covers onboarding (Applications), Customers, Deposit and Credit
  Accounts, Debit and Credit Cards, real-time card Authorizations, Payments (Book, ACH, Wire, Recurring, Cash Deposits), Counterparties,
  Checks, Transactions, Statements, Tax Forms, Fees, Rewards, Credit and Repayments, and Events delivered as signed HTTP webhooks.
  Unit publishes an official OpenAPI 3.0.2 specification (github.com/unit-finance/openapi-unit-sdk) plus generated Node.js,
  Python, Ruby, and Java SDKs. Sandbox runs at api.s.unit.sh; production access is provisioned per signed BaaS agreement with
  Unit's partner banks.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - authentication
  - scopes
  - rate-limits
  - security
  - sandbox
  generated: '2026-11-13'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/unit-co.png
tags:
- Fintech
- Banking as a Service
- Banking
- Payments
- Card Issuing
- ACH
- Lending
- JSON:API
- Embedded Finance
tags_raw:
- FinTech
- Banking as a Service
- Banking
- Payments
- Card Issuing
- ACH
- Lending
- JSON:API
- Embedded Finance
created: '2026-07-02'
modified: '2026-08-08'
specificationVersion: '0.23'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: Spectral
  url: rules/unit-co-rules.yml
- type: JSONLD
  url: json-ld/unit-co-context.jsonld
- type: Vocabulary
  url: vocabulary/unit-co-vocabulary.yml
- type: DeclineCodes
  url: errors/unit-co-decline-codes.yml
- type: SecurityTxt
  url: well-known/unit-co-status-security.txt
- type: WellKnown
  url: well-known/unit-co-well-known.yml
- type: Hosts
  url: hosts/unit-co-hosts.yml
- type: Vendors
  url: vendors/unit-co-vendors.yml
- type: Support
  url: https://support.unit.co/hc/en-us
- type: Newsroom
  url: https://www.unit.co/resources/press
- type: CapabilityMap
  url: capabilities/unit-co-capability-edges.yml
  name: Unit Business Capability Map
- type: AgenticAccess
  url: agentic-access/unit-co-agentic-access.yml
- type: TrustCenter
  url: security/unit-co-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/unit-co-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/unit-co-domain-security.yml
- type: Authentication
  url: authentication/unit-co-authentication.yml
- type: GitHubOrganization
  url: https://github.com/unit-finance
- type: LinkedIn
  url: https://www.linkedin.com/company/unit-finance
- type: Website
  url: https://www.unit.co/
- type: Documentation
  url: https://www.unit.co/docs/api/
- type: Plans
  url: plans/unit-co-plans-pricing.yml
- type: RateLimits
  url: rate-limits/unit-co-rate-limits.yml
- type: FinOps
  url: finops/unit-co-finops.yml
- url: https://www.unit.co/blog/
  type: Blog
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/unit/overview
- type: DeveloperPortal
  url: https://www.unit.co/docs
- type: TermsOfService
  url: https://www.unit.co/terms-conditions
- type: PrivacyPolicy
  url: https://www.unit.co/privacy-policy
- type: StatusPage
  url: https://status.unit.co/
- type: Security
  url: https://www.unit.co/security
- type: Integrations
  url: https://www.unit.co/integrations
- type: APIReference
  url: https://www.unit.co/docs/api
- type: GettingStarted
  url: https://www.unit.co/docs/api/getting-started/tooling
- type: SignUp
  url: https://app.unit.co/
- type: Postman
  name: Unit API Postman Collection
  url: https://unit.co/docs/UnitAPI.postman_collection.json
- type: Compliance
  url: https://www.unit.co/security
- type: Deprecation
  url: https://www.unit.co/docs/api/using-the-api#deprecations
- type: OAuthScopes
  url: scopes/unit-co-scopes.yml
- type: Conventions
  url: conventions/unit-co-conventions.yml
- type: Idempotency
  url: conventions/unit-co-conventions.yml
- type: Packages
  url: packages/unit-co-packages.yml
- type: SDKs
  url: packages/unit-co-packages.yml
- type: ErrorCatalog
  name: Unit API Error Codes
  url: errors/unit-co-problem-types.yml
- type: Lifecycle
  url: lifecycle/unit-co-lifecycle.yml
- type: Conformance
  url: conformance/unit-co-conformance.yml
- type: Sandbox
  url: sandbox/unit-co-sandbox.yml
- type: ChangeLog
  name: Unit White-Label Components Changelog
  url: changelog/unit-co-changelog.yml
- type: Components
  url: components/unit-co-components.yml
- type: DataModel
  url: data-model/unit-co-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/unit-co-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/unit-co-llms.txt
- type: Overlay
  url: overlays/unit-co-openapi-source-overlay.yaml
- type: Webhooks
  url: asyncapi/unit-co-events-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: UsageTerms
  url: terms/unit-co-terms-of-service.yml
- type: DataProcessing
  url: privacy/unit-co-privacy-policy.yml
- type: DeprecationSchedule
  url: deprecation/unit-co-deprecation-policy.yml
- type: Attestations
  url: compliance/unit-co-compliance.yml
- type: Eligibility
  url: eligibility/unit-co-eligibility.yml
- type: AIPreferences
  url: ai-preferences/unit-co-ai-preferences.yml
- type: DataLicense
  url: data-license/unit-co-data-license.yml
apis:
- aid: unit-co:unit-co-accounts-api
  name: Unit Accounts API
  description: Deposit and credit accounts.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.unit.co
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/unit-co-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
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  name: Unit Authorizations API
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  tags_raw:
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  name: Unit Cards API
  description: Debit and credit card issuance and management.
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  baseURL: https://api.unit.co
  tags:
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    url: json-schema/unit-co-create-card-request-schema.json
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  name: Unit Checks API
  description: Check deposits and outbound check payments.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.unit.co
  tags:
  - Checks
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  name: Unit Counterparties API
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  name: Unit Credit and Repayments API
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- aid: unit-co:unit-co-events-api
  name: Unit Events API
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  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/unit-co-events-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/cards/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards/
  - type: Documentation
    url: https://docs.unit.co/cards-authorization-requests/
  - type: APIReference
    url: https://www.unit.co/docs/api/cards-authorizations/
  - type: Documentation
    url: https://docs.unit.co/payments/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments/book/
  - type: Documentation
    url: https://www.unit.co/docs/api/counterparties/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/payments-counterparties/
  - type: Documentation
    url: https://docs.unit.co/check-deposits/
  - type: APIReference
    url: https://www.unit.co/docs/api/checks/
  - type: Documentation
    url: https://www.unit.co/docs/api/transactions/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/transactions/
  - type: Documentation
    url: https://docs.unit.co/statements/
  - type: APIReference
    url: https://www.unit.co/docs/api/statements/
  - type: Documentation
    url: https://docs.unit.co/webhooks/
  - type: APIReference
    url: https://www.unit.co/docs/api/events/
  - type: Documentation
    url: https://www.unit.co/docs/api/stop-payments/apis/
  - type: APIReference
    url: https://www.unit.co/docs/api/disputes/
  - type: Documentation
    url: https://docs.unit.co/repayments/
  - type: APIReference
    url: https://docs.unit.co/credit-accounts/
  - type: Documentation
    url: https://www.unit.co/docs/api/fees/overview/
  - type: APIReference
    url: https://www.unit.co/docs/api/fees/
  - type: Documentation
    url: https://www.unit.co/docs/tokens/
  - type: APIReference
    url: https://www.unit.co/docs/api/org-api-tokens/
- aid: unit-co:unit-co-fees-and-rewards-api
  name: Unit Fees and Rewards API
  description: Ad hoc fees and cashback-style rewards.
  humanURL: https://www.unit.co/docs/api/applications/
  baseURL: https://api.unit.co
  tags:
  - Fees and Rewards
  properties:
  - type: OpenAPI
    url: openapi/unit-co-fees-and-rewards-api-openapi.yml
  - type: Documentation
    url: https://www.unit.co/docs/api/
  - type: APIReference
    url: https://www.unit.co/docs/api/applications/
  - type: Documentation
    url: https://www.unit.co/docs/api/customers/
  - type: APIReference
    url: https://www.unit.co/docs/api/customers/
  - type: Documentation
    url: https://www.unit.co/docs/api/accounts/deposit-accounts/overview/


# --- truncated at 32 KB (48 KB total) ---
# Full source: https://artifacts.apis.io/unit-co/apis.yml

Unit API — frequently asked questions

Does Unit have an API?

Yes. APIs.io lists 17 APIs from Unit, including Unit Accounts API, Unit API Tokens API and Unit Applications API, and 14 more.

Is there an OpenAPI specification for the Unit API?

Yes. APIs.io indexes 17 OpenAPI specifications for Unit, each linked for download from this page.

How do I authenticate with the Unit API?

Unit uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Unit Authentication.

Is the Unit API ready for AI agents?

Unit has a Kin Score of 70.0 out of 100 (exemplar) and an Agent Readiness score of 33.1 (agent-ready), scored by API Evangelist on 2026-11-13.

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