Unit

Unit Cards API

Debit and credit card issuance and management.

GitHub OpenAPI
Business capability
Card Issuance Management BC-1340.60

Operations 13

GET /cards Get List of Cards #
POST /cards Create a Card #
GET /cards/{cardId} Get Card by Id #
PATCH /cards/{cardId} Update Card #
POST /cards/{cardId}/report-lost Report card as lost #
POST /cards/{cardId}/report-stolen Report card as stolen #
POST /cards/{cardId}/close Close a Card #
POST /cards/{cardId}/freeze Freeze a Card #
POST /cards/{cardId}/unfreeze Unfreeze a Card #
POST /cards/{cardId}/replace Replace a Card #
GET /cards/{cardId}/limits Get Card Limit by Id #
GET /cards/{cardId}/secure-data/pin/status Get Card PIN Status #
GET /atm-locations Get List of ATM Locations #

Documentation

📖
Documentation
https://www.unit.co/docs/api/
📖
APIReference
https://www.unit.co/docs/api/applications/
📖
Documentation
https://www.unit.co/docs/api/customers/
📖
APIReference
https://www.unit.co/docs/api/customers/
📖
Documentation
https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
📖
APIReference
https://www.unit.co/docs/api/accounts/
📖
Documentation
https://www.unit.co/docs/api/cards/
📖
APIReference
https://www.unit.co/docs/api/cards/
📖
Documentation
https://docs.unit.co/cards-authorization-requests/
📖
APIReference
https://www.unit.co/docs/api/cards-authorizations/
📖
Documentation
https://docs.unit.co/payments/
📖
APIReference
https://www.unit.co/docs/api/payments/book/
📖
Documentation
https://www.unit.co/docs/api/counterparties/overview/
📖
APIReference
https://www.unit.co/docs/api/payments-counterparties/
📖
Documentation
https://docs.unit.co/check-deposits/
📖
APIReference
https://www.unit.co/docs/api/checks/
📖
Documentation
https://www.unit.co/docs/api/transactions/overview/
📖
APIReference
https://www.unit.co/docs/api/transactions/
📖
Documentation
https://docs.unit.co/statements/
📖
APIReference
https://www.unit.co/docs/api/statements/
📖
Documentation
https://docs.unit.co/webhooks/
📖
APIReference
https://www.unit.co/docs/api/events/
📖
Documentation
https://www.unit.co/docs/api/stop-payments/apis/
📖
APIReference
https://www.unit.co/docs/api/disputes/
📖
Documentation
https://docs.unit.co/repayments/
📖
APIReference
https://docs.unit.co/credit-accounts/
📖
Documentation
https://www.unit.co/docs/api/fees/overview/
📖
APIReference
https://www.unit.co/docs/api/fees/
📖
Documentation
https://www.unit.co/docs/tokens/
📖
APIReference
https://www.unit.co/docs/api/org-api-tokens/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/openapi/unit-co-cards-api-openapi.yml

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OpenAPI Specification

unit-co-cards-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Unit Cards API
  description: Unit is a Banking-as-a-Service (BaaS) platform.
  version: '1.0'
  contact:
    name: Unit
    url: https://www.unit.co
  license:
    name: Proprietary
    url: https://www.unit.co/legal/
servers:
- url: https://api.s.unit.sh
  description: Sandbox (confirmed - default server in Unit's published OpenAPI spec)
- url: https://api.unit.co
  description: Production (industry-standard Unit convention paired with the sandbox host; not independently re-confirmed against a live docs page in this research pass - verify with your Unit solution engineer)
security:
- bearerAuth: []
tags:
- name: Cards
  description: Debit and credit card issuance and management.
paths:
  /cards:
    get:
      operationId: getCardsList
      tags:
      - Cards
      summary: Get List of Cards
      parameters:
      - $ref: '#/components/parameters/PageLimit'
      - $ref: '#/components/parameters/PageOffset'
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
    post:
      operationId: createCard
      tags:
      - Cards
      summary: Create a Card
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              $ref: '#/components/schemas/CreateCardRequest'
      responses:
        '201':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}:
    parameters:
    - $ref: '#/components/parameters/CardId'
    get:
      operationId: getCard
      tags:
      - Cards
      summary: Get Card by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
    patch:
      operationId: updateCard
      tags:
      - Cards
      summary: Update Card
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              type: object
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/report-lost:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: reportLostCard
      tags:
      - Cards
      summary: Report card as lost
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/report-stolen:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: reportStolenCard
      tags:
      - Cards
      summary: Report card as stolen
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/close:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: closeCard
      tags:
      - Cards
      summary: Close a Card
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/freeze:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: freezeCard
      tags:
      - Cards
      summary: Freeze a Card
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/unfreeze:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: unfreezeCard
      tags:
      - Cards
      summary: Unfreeze a Card
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/replace:
    parameters:
    - $ref: '#/components/parameters/CardId'
    post:
      operationId: replaceCard
      tags:
      - Cards
      summary: Replace a Card
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/limits:
    parameters:
    - $ref: '#/components/parameters/CardId'
    get:
      operationId: getCardLimits
      tags:
      - Cards
      summary: Get Card Limit by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /cards/{cardId}/secure-data/pin/status:
    parameters:
    - $ref: '#/components/parameters/CardId'
    get:
      operationId: getCardPinStatus
      tags:
      - Cards
      summary: Get Card PIN Status
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /atm-locations:
    get:
      operationId: getAtmLocationsList
      tags:
      - Cards
      summary: Get List of ATM Locations
      parameters:
      - name: latitude
        in: query
        schema:
          type: number
      - name: longitude
        in: query
        schema:
          type: number
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
components:
  schemas:
    JsonApiSingleResponse:
      type: object
      properties:
        data:
          $ref: '#/components/schemas/JsonApiResource'
        included:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
    Address:
      type: object
      properties:
        street:
          type: string
        city:
          type: string
        state:
          type: string
        postalCode:
          type: string
        country:
          type: string
    JsonApiResource:
      type: object
      properties:
        type:
          type: string
          description: The JSON:API resource type, e.g. individualApplication, depositAccount, individualDebitCard, bookPayment, achPayment.
        id:
          type: string
        attributes:
          type: object
          additionalProperties: true
        relationships:
          type: object
          additionalProperties: true
    JsonApiListResponse:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
        meta:
          type: object
          properties:
            pagination:
              type: object
              properties:
                total:
                  type: integer
                limit:
                  type: integer
                offset:
                  type: integer
    CreateCardRequest:
      type: object
      required:
      - data
      properties:
        data:
          type: object
          required:
          - type
          - relationships
          properties:
            type:
              type: string
              enum:
              - individualDebitCard
              - individualVirtualDebitCard
              - businessDebitCard
              - businessVirtualDebitCard
              - individualCreditCard
              - businessCreditCard
            attributes:
              type: object
              properties:
                shippingAddress:
                  $ref: '#/components/schemas/Address'
            relationships:
              type: object
              properties:
                account:
                  type: object
                  properties:
                    data:
                      type: object
                      properties:
                        type:
                          type: string
                          enum:
                          - depositAccount
                          - creditAccount
                        id:
                          type: string
  responses:
    SingleResource:
      description: A single JSON:API resource.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiSingleResponse'
    ResourceList:
      description: A page of JSON:API resources.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiListResponse'
  parameters:
    PageOffset:
      name: page[offset]
      in: query
      schema:
        type: integer
        default: 0
    CardId:
      name: cardId
      in: path
      required: true
      schema:
        type: string
    PageLimit:
      name: page[limit]
      in: query
      schema:
        type: integer
        default: 100
        maximum: 1000
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: 'Bearer JWT issued as an org API token (Dashboard > Developers) or a customer API token. Sent as `Authorization: Bearer ${TOKEN}`. All request and response bodies use the `application/vnd.api+json` JSON:API media type.'