Unit

Unit Accounts API

Deposit and credit accounts.

GitHub OpenAPI
Business capability
Account Lifecycle Operations Management BC-1330.40

Operations 17

GET /accounts Get List Accounts #
POST /accounts Create Account #
GET /accounts/{accountId} Get Account by Id #
PATCH /accounts/{accountId} Update Account #
GET /accounts/{accountId}/limits Get Account Limits by Id #
POST /accounts/{accountId}/freeze Freeze Account by Id #
POST /accounts/{accountId}/unfreeze Unfreeze Account by Id #
POST /accounts/{accountId}/close Close an Account by Id #
POST /accounts/{accountId}/reopen Reopen an Account by Id #
POST /accounts/{accountId}/enter-daca Enter Deposit Account Control Agreement by Id #
POST /accounts/{accountId}/activate-daca Activate Deposit Account Control Agreement by Id #
POST /accounts/{accountId}/deactivate-daca Deactivate Deposit Account Control Agreement by Id #
GET /account-end-of-day Get Account Balance History #
GET /accounts/{accountId}/repayment-information Get Repayment Information #
GET /accounts/{accountId}/deposit-products Get Deposit Products #
POST /accounts/{accountId}/relationships/customers Add Owners to Account by Id #
DELETE /accounts/{accountId}/relationships/customers Remove Owners from Account by Id #

Documentation

📖
Documentation
https://www.unit.co/docs/api/
📖
APIReference
https://www.unit.co/docs/api/applications/
📖
Documentation
https://www.unit.co/docs/api/customers/
📖
APIReference
https://www.unit.co/docs/api/customers/
📖
Documentation
https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
📖
APIReference
https://www.unit.co/docs/api/accounts/
📖
Documentation
https://www.unit.co/docs/api/cards/
📖
APIReference
https://www.unit.co/docs/api/cards/
📖
Documentation
https://docs.unit.co/cards-authorization-requests/
📖
APIReference
https://www.unit.co/docs/api/cards-authorizations/
📖
Documentation
https://docs.unit.co/payments/
📖
APIReference
https://www.unit.co/docs/api/payments/book/
📖
Documentation
https://www.unit.co/docs/api/counterparties/overview/
📖
APIReference
https://www.unit.co/docs/api/payments-counterparties/
📖
Documentation
https://docs.unit.co/check-deposits/
📖
APIReference
https://www.unit.co/docs/api/checks/
📖
Documentation
https://www.unit.co/docs/api/transactions/overview/
📖
APIReference
https://www.unit.co/docs/api/transactions/
📖
Documentation
https://docs.unit.co/statements/
📖
APIReference
https://www.unit.co/docs/api/statements/
📖
Documentation
https://docs.unit.co/webhooks/
📖
APIReference
https://www.unit.co/docs/api/events/
📖
Documentation
https://www.unit.co/docs/api/stop-payments/apis/
📖
APIReference
https://www.unit.co/docs/api/disputes/
📖
Documentation
https://docs.unit.co/repayments/
📖
APIReference
https://docs.unit.co/credit-accounts/
📖
Documentation
https://www.unit.co/docs/api/fees/overview/
📖
APIReference
https://www.unit.co/docs/api/fees/
📖
Documentation
https://www.unit.co/docs/tokens/
📖
APIReference
https://www.unit.co/docs/api/org-api-tokens/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/openapi/unit-co-accounts-api-openapi.yml

Other Resources

🔗
APIsJSON
https://raw.githubusercontent.com/api-evangelist/unit-co/refs/heads/main/apis.yml

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OpenAPI Specification

unit-co-accounts-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Unit Accounts API
  description: Unit is a Banking-as-a-Service (BaaS) platform.
  version: '1.0'
  contact:
    name: Unit
    url: https://www.unit.co
  license:
    name: Proprietary
    url: https://www.unit.co/legal/
servers:
- url: https://api.s.unit.sh
  description: Sandbox (confirmed - default server in Unit's published OpenAPI spec)
- url: https://api.unit.co
  description: Production (industry-standard Unit convention paired with the sandbox host; not independently re-confirmed against a live docs page in this research pass - verify with your Unit solution engineer)
security:
- bearerAuth: []
tags:
- name: Accounts
  description: Deposit and credit accounts.
paths:
  /accounts:
    get:
      operationId: getAccountsList
      tags:
      - Accounts
      summary: Get List Accounts
      parameters:
      - $ref: '#/components/parameters/PageLimit'
      - $ref: '#/components/parameters/PageOffset'
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
    post:
      operationId: createAccount
      tags:
      - Accounts
      summary: Create Account
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              $ref: '#/components/schemas/CreateAccountRequest'
      responses:
        '201':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    get:
      operationId: getAccount
      tags:
      - Accounts
      summary: Get Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
    patch:
      operationId: updateAccount
      tags:
      - Accounts
      summary: Update Account
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              type: object
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/limits:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    get:
      operationId: getAccountLimits
      tags:
      - Accounts
      summary: Get Account Limits by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/freeze:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: freezeAccount
      tags:
      - Accounts
      summary: Freeze Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/unfreeze:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: unfreezeAccount
      tags:
      - Accounts
      summary: Unfreeze Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/close:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: closeAccount
      tags:
      - Accounts
      summary: Close an Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/reopen:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: reopenAccount
      tags:
      - Accounts
      summary: Reopen an Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/enter-daca:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: enterDaca
      tags:
      - Accounts
      summary: Enter Deposit Account Control Agreement by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/activate-daca:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: activateDaca
      tags:
      - Accounts
      summary: Activate Deposit Account Control Agreement by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/deactivate-daca:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: deactivateDaca
      tags:
      - Accounts
      summary: Deactivate Deposit Account Control Agreement by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /account-end-of-day:
    get:
      operationId: getAccountBalanceHistory
      tags:
      - Accounts
      summary: Get Account Balance History
      parameters:
      - $ref: '#/components/parameters/PageLimit'
      - $ref: '#/components/parameters/PageOffset'
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
  /accounts/{accountId}/repayment-information:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    get:
      operationId: getRepaymentInformation
      tags:
      - Accounts
      summary: Get Repayment Information
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /accounts/{accountId}/deposit-products:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    get:
      operationId: getDepositProducts
      tags:
      - Accounts
      summary: Get Deposit Products
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
  /accounts/{accountId}/relationships/customers:
    parameters:
    - $ref: '#/components/parameters/AccountId'
    post:
      operationId: addAccountOwners
      tags:
      - Accounts
      summary: Add Owners to Account by Id
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              type: object
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
    delete:
      operationId: removeAccountOwners
      tags:
      - Accounts
      summary: Remove Owners from Account by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
components:
  schemas:
    JsonApiSingleResponse:
      type: object
      properties:
        data:
          $ref: '#/components/schemas/JsonApiResource'
        included:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
    JsonApiResource:
      type: object
      properties:
        type:
          type: string
          description: The JSON:API resource type, e.g. individualApplication, depositAccount, individualDebitCard, bookPayment, achPayment.
        id:
          type: string
        attributes:
          type: object
          additionalProperties: true
        relationships:
          type: object
          additionalProperties: true
    JsonApiListResponse:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
        meta:
          type: object
          properties:
            pagination:
              type: object
              properties:
                total:
                  type: integer
                limit:
                  type: integer
                offset:
                  type: integer
    CreateAccountRequest:
      type: object
      required:
      - data
      properties:
        data:
          type: object
          required:
          - type
          - attributes
          - relationships
          properties:
            type:
              type: string
              enum:
              - depositAccount
              - creditAccount
            attributes:
              type: object
              properties:
                depositProduct:
                  type: string
                tags:
                  type: object
                  additionalProperties:
                    type: string
                idempotencyKey:
                  type: string
            relationships:
              type: object
              properties:
                customer:
                  type: object
                  properties:
                    data:
                      type: object
                      properties:
                        type:
                          type: string
                          enum:
                          - customer
                        id:
                          type: string
  responses:
    SingleResource:
      description: A single JSON:API resource.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiSingleResponse'
    ResourceList:
      description: A page of JSON:API resources.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiListResponse'
  parameters:
    PageOffset:
      name: page[offset]
      in: query
      schema:
        type: integer
        default: 0
    AccountId:
      name: accountId
      in: path
      required: true
      schema:
        type: string
    PageLimit:
      name: page[limit]
      in: query
      schema:
        type: integer
        default: 100
        maximum: 1000
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: 'Bearer JWT issued as an org API token (Dashboard > Developers) or a customer API token. Sent as `Authorization: Bearer ${TOKEN}`. All request and response bodies use the `application/vnd.api+json` JSON:API media type.'