Unit Risk and Fraud API

Stop payments and card/ACH disputes.

Operations 6

GET /stop-payments Get a list of stop payments #
POST /stop-payments Create Stop Payment #
GET /stop-payments/{stopPaymentId} Get details of a specific stop payment #
POST /stop-payments/{stopPaymentId}/disable Disable a stop payment #
GET /disputes Get List Disputes #
GET /disputes/{disputeId} Get Dispute by Id #

Documentation

📖
Documentation
https://www.unit.co/docs/api/
📖
APIReference
https://www.unit.co/docs/api/applications/
📖
Documentation
https://www.unit.co/docs/api/customers/
📖
APIReference
https://www.unit.co/docs/api/customers/
📖
Documentation
https://www.unit.co/docs/api/accounts/deposit-accounts/overview/
📖
APIReference
https://www.unit.co/docs/api/accounts/
📖
Documentation
https://www.unit.co/docs/api/cards/
📖
APIReference
https://www.unit.co/docs/api/cards/
📖
Documentation
https://docs.unit.co/cards-authorization-requests/
📖
APIReference
https://www.unit.co/docs/api/cards-authorizations/
📖
Documentation
https://docs.unit.co/payments/
📖
APIReference
https://www.unit.co/docs/api/payments/book/
📖
Documentation
https://www.unit.co/docs/api/counterparties/overview/
📖
APIReference
https://www.unit.co/docs/api/payments-counterparties/
📖
Documentation
https://docs.unit.co/check-deposits/
📖
APIReference
https://www.unit.co/docs/api/checks/
📖
Documentation
https://www.unit.co/docs/api/transactions/overview/
📖
APIReference
https://www.unit.co/docs/api/transactions/
📖
Documentation
https://docs.unit.co/statements/
📖
APIReference
https://www.unit.co/docs/api/statements/
📖
Documentation
https://docs.unit.co/webhooks/
📖
APIReference
https://www.unit.co/docs/api/events/
📖
Documentation
https://www.unit.co/docs/api/stop-payments/apis/
📖
APIReference
https://www.unit.co/docs/api/disputes/
📖
Documentation
https://docs.unit.co/repayments/
📖
APIReference
https://docs.unit.co/credit-accounts/
📖
Documentation
https://www.unit.co/docs/api/fees/overview/
📖
APIReference
https://www.unit.co/docs/api/fees/
📖
Documentation
https://www.unit.co/docs/tokens/
📖
APIReference
https://www.unit.co/docs/api/org-api-tokens/

Specifications

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OpenAPI Specification

unit-co-risk-and-fraud-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Unit Risk and Fraud API
  description: Unit is a Banking-as-a-Service (BaaS) platform.
  version: '1.0'
  contact:
    name: Unit
    url: https://www.unit.co
  license:
    name: Proprietary
    url: https://www.unit.co/legal/
servers:
- url: https://api.s.unit.sh
  description: Sandbox (confirmed - default server in Unit's published OpenAPI spec)
- url: https://api.unit.co
  description: Production (industry-standard Unit convention paired with the sandbox host; not independently re-confirmed against a live docs page in this research pass - verify with your Unit solution engineer)
security:
- bearerAuth: []
tags:
- name: Risk and Fraud
  description: Stop payments and card/ACH disputes.
paths:
  /stop-payments:
    get:
      operationId: getStopPaymentsList
      tags:
      - Risk and Fraud
      summary: Get a list of stop payments
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
    post:
      operationId: createStopPayment
      tags:
      - Risk and Fraud
      summary: Create Stop Payment
      requestBody:
        required: true
        content:
          application/vnd.api+json:
            schema:
              type: object
      responses:
        '201':
          $ref: '#/components/responses/SingleResource'
  /stop-payments/{stopPaymentId}:
    parameters:
    - name: stopPaymentId
      in: path
      required: true
      schema:
        type: string
    get:
      operationId: getStopPayment
      tags:
      - Risk and Fraud
      summary: Get details of a specific stop payment
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /stop-payments/{stopPaymentId}/disable:
    parameters:
    - name: stopPaymentId
      in: path
      required: true
      schema:
        type: string
    post:
      operationId: disableStopPayment
      tags:
      - Risk and Fraud
      summary: Disable a stop payment
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
  /disputes:
    get:
      operationId: getDisputesList
      tags:
      - Risk and Fraud
      summary: Get List Disputes
      responses:
        '200':
          $ref: '#/components/responses/ResourceList'
  /disputes/{disputeId}:
    parameters:
    - name: disputeId
      in: path
      required: true
      schema:
        type: string
    get:
      operationId: getDispute
      tags:
      - Risk and Fraud
      summary: Get Dispute by Id
      responses:
        '200':
          $ref: '#/components/responses/SingleResource'
components:
  responses:
    ResourceList:
      description: A page of JSON:API resources.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiListResponse'
    SingleResource:
      description: A single JSON:API resource.
      content:
        application/vnd.api+json:
          schema:
            $ref: '#/components/schemas/JsonApiSingleResponse'
  schemas:
    JsonApiSingleResponse:
      type: object
      properties:
        data:
          $ref: '#/components/schemas/JsonApiResource'
        included:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
    JsonApiResource:
      type: object
      properties:
        type:
          type: string
          description: The JSON:API resource type, e.g. individualApplication, depositAccount, individualDebitCard, bookPayment, achPayment.
        id:
          type: string
        attributes:
          type: object
          additionalProperties: true
        relationships:
          type: object
          additionalProperties: true
    JsonApiListResponse:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/JsonApiResource'
        meta:
          type: object
          properties:
            pagination:
              type: object
              properties:
                total:
                  type: integer
                limit:
                  type: integer
                offset:
                  type: integer
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: 'Bearer JWT issued as an org API token (Dashboard > Developers) or a customer API token. Sent as `Authorization: Bearer ${TOKEN}`. All request and response bodies use the `application/vnd.api+json` JSON:API media type.'