Method Financial

Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets developers create entities, verify identity, and use Connect to discover a user's complete liability picture across 15,000+ institutions (credit cards, auto loans, student loans, mortgages, personal loans) without credential sharing, then normalize that data and move money via ACH to pay down those liabilities. Additional products include credit scores, card-brand enrichment, financial attributes, transactions, updates/subscriptions for monitoring, reports, and embeddable UI (Opal/Elements). Method powers lending, personal finance management, and commerce/card-linking use cases.

Method Financial publishes 44 API contracts indexed on the APIs.io network, including MethodFi Account Attributes API, MethodFi Account Balances API, MethodFi Account Card Brands API, and 41 more. Tagged areas include Company, Fintech, Liability Data, Payments, and Lending.

The Method Financial catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Method Financial’s developer surface includes engineering blog, authentication, sandbox, changelog, documentation, API reference, getting-started guide, and 45 more developer resources.

🌐 Visit website 📡 Source on GitHub

69.5/100 exemplar ▬ flat Agent 43/100 agent native Front door AI 3/6 light saas Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0

AccessPaid

2 published contracts 1 MCP Servers

Company FintechLiability DataPayments Lending Personal Finance Credit ACH Debt Identity Verification

What this lets a business do 4

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Payment ReversalsPayments

POST /payments DELETE /payments/{pmt_id} GET /payments/{paymentId}/reversals

Developer Platform & API Ecosystem Management

BC-4270

Webhooks

POST /webhooks PATCH /webhooks/{webhookId}

Credit & Lending Management

BC-1320

Account Payoffs

POST /accounts/{accountId}/payoffs

Banking Customer Management

BC-1300

Entity Verification Sessions

POST /entities/{entityId}/verification_sessions

What people ask Method Financial 44

The questions people put to an LLM, and the jobs they hand an agent, that Method Financial's APIs answer — each one linked to the operation that does it. Generated by API Evangelist

MethodFi Entities API List entities “Can I search my entities by name?” Create an entity “How do I create a new individual or corporation in Method?” Get an entity with expanded details “Can I fetch an entity and expand its related objects at the same time?” Update an entity (versioned) “How do I change an entity's address on the current API version?”

MethodFi Payments API List payments “Can I list only the payments that failed?” Send a payment between accounts “How do I move money from a source account to a destination account?” Get a payment with expanded details “Can I fetch a payment and expand its source and destination?” Cancel a pending payment (versioned) “How do I cancel a payment that hasn't been processed yet?”

MethodFi Accounts API List accounts “Can I list only the accounts that belong to one holder?” Create an account for an entity “How do I add a bank, liability, clearing or debit card account to an entity?” Get an account with expanded details “Can I fetch an account and expand related objects in the same call?” Update an account's metadata or number “How do I change the metadata stored on an account?”

MethodFi Webhooks API List webhooks “Which webhooks are active or need attention on my team?” Subscribe a URL to an event type “How do I get notified at my URL when a given event happens?” Get a webhook (versioned) “Which versioned call returns one webhook by webhookId?” Change a webhook's status “How do I re-enable a webhook that was disabled?”

MethodFi Teams API Get the current team “Which team is my API key tied to?” Create a child team “How do I create a sub-team under my team?” Set the team's default encryption key “How do I set the key used to encrypt sensitive data in responses?” List the team's MLE public keys “Which message-level encryption keys has my team registered?”

MethodFi Entity Connects API List connect sessions for an entity “Which connect sessions have been run for this entity?” Discover an entity's liability accounts “How do I find all of a person's liability accounts automatically?” Get one entity connect session “What did a particular connect session find for an entity?” Connect an entity using supplied tradelines “Can I connect an entity using tradelines I already have from a bureau?”

MethodFi Account Verification Sessions API List verification sessions for an account “Which verification attempts have been made on this account?” Start verifying an account “How do I begin verifying ownership of a bank account?” Get one account verification session “Has a particular account verification session succeeded?” Submit details to verify an account “How do I submit micro-deposit amounts to finish verifying an account?”

MethodFi Elements API Create an element token for the frontend “How do I generate a client-side token to launch an element for an entity?” Get the results of a completed element “How do I get the data a user entered during an element flow?” Get an element session “Can I look up an element session by its session ID?” Update an element session “Is it possible to modify an element session after it has started?”

MethodFi Entity Verification Sessions API List verification sessions for an entity “Which identity verifications has this entity gone through?” Start an identity verification for an entity “How do I verify a person's phone number by SMS?” Get one entity verification session “Has a particular identity verification session passed?” Submit an SMS code or KBA answers “How do I submit the SMS code a person received to finish verification?”

MethodFi Account Subscriptions API List subscriptions on an account “Which recurring updates is this account subscribed to?” Subscribe an account to a product “How do I enroll an account in a recurring subscription?” Get one account subscription “Is a specific account subscription still active?” Cancel an account subscription “How do I stop recurring updates on an account?”

MethodFi Secrets API List stored secrets “Which secrets have I stored, without exposing their values?” Store a secret “How do I store a sensitive value securely in Method?” Get a secret's details “Can I look up a secret by its ID?” Delete a secret “How do I remove a secret I no longer need?”

MethodFi Account Payment Instruments API List payment instruments on an account “Which payment instruments are attached to this account?” Create a payment instrument for an account “How do I create a new payment instrument for an account?” Get one payment instrument “Can I look up a payment instrument's details by its ID?” Close a payment instrument “How do I close a payment instrument I no longer need?”

Showing 12 of 44 APIs with phrasing — see every API.

Kin Score

Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0

Composite quality — 69.5/100 · exemplar

Contract Quality 14.2 / 19

Developer Ergonomics 11.3 / 15

Access Clarity 6.3 / 15

Operational Transparency 8.0 / 10

Contract Governance 3.2 / 9

Discoverability 5.9 / 8

Regulatory Posture 5.1 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 43/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/methodfi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Payments	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

NACHA

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

APIs 44

Individual APIs this provider publishes, each with its own machine-readable definition.

MethodFi Account Attributes API

Attribute data for accounts

MethodFi Account Balances API

Balance data for accounts

MethodFi Account Card Brands API

Card brand information for accounts

MethodFi Account Consent API

Consent management for accounts

MethodFi Account Payment Instruments API

Payment instruments for accounts

MethodFi Account Payoffs API

Payoff data for accounts

MethodFi Account Products API

Products associated with accounts

MethodFi Account Sensitive API

Sensitive data for accounts

MethodFi Account Subscriptions API

Subscriptions for accounts

MethodFi Account Transactions API

Transactions for accounts

MethodFi Account Updates API

Update records for accounts

MethodFi Account Verification Sessions API

Verification sessions for accounts

MethodFi Accounts API

Financial accounts (ACH, liability, clearing, debit card)

MethodFi Card Products API

Card product definitions

MethodFi Elements API

Client-side Element endpoints

MethodFi Entities API

Individuals, corporations, and receive-only entities

MethodFi Entity Attributes API

Attribute data for entities

MethodFi Entity Connects API

Account connection sessions for entities

MethodFi Entity Consent API

Consent management for entities

MethodFi Entity Credit Scores API

Credit score data for entities

MethodFi Entity Identities API

Identity verification data for entities

MethodFi Entity Products API

Products associated with entities

MethodFi Entity Subscriptions API

Subscriptions for entities

MethodFi Entity Vehicles API

Vehicle data for entities

MethodFi Entity Verification Sessions API

Verification sessions for entities

MethodFi Events API

Webhook event log

MethodFi Forwarding Requests API

Request forwarding with sensitive data injection

MethodFi Managed Accounts API

Method-managed accounts

MethodFi Merchants API

Merchant directory

MethodFi Opal API

Opal client-side session and token management

MethodFi Payment Reversals API

Reversals for payments

MethodFi Payments API

ACH and clearing payments

MethodFi Ping API

Health check endpoint

MethodFi Public Keys API

Public key discovery endpoints for Message-Level Encryption.

MethodFi Reports API

Downloadable reports

MethodFi Secrets API

Secure secret storage

MethodFi Simulate Accounts API

Sandbox account simulation

MethodFi Simulate Entities API

Sandbox entity simulation

MethodFi Simulate Events API

Sandbox event simulation

MethodFi Simulate Payments API

Sandbox payment simulation

MethodFi Teams API

Team and API key management

MethodFi Webhooks API

Webhook subscriptions

MethodFi Connect API

Liability discovery across Method's institution network.

MethodFi Transactions API

Transaction history for an account.

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Postman Collections 42

Ready-to-run Postman collections for exercising this provider's APIs.

Method Account Attributes API

POSTMAN

Method Account Attributes Account Balances API

POSTMAN

Method Account Attributes Account Card Brands API

POSTMAN

Method Account Attributes Account Consent API

POSTMAN

Method Account Attributes Account Payment Instruments API

POSTMAN

Method Account Attributes Account Payoffs API

POSTMAN

Method Account Attributes Account Products API

POSTMAN

Method Account Attributes Account Sensitive API

POSTMAN

Method Account Attributes Account Subscriptions API

POSTMAN

Method Account Attributes Account Transactions API

POSTMAN

Method Account Attributes Account Updates API

POSTMAN

Method Account Attributes Account Verification Sessions API

POSTMAN

Method Account Attributes Accounts API

POSTMAN

Method Account Attributes Card Products API

POSTMAN

Method Account Attributes Elements API

POSTMAN

Method Account Attributes Entities API

POSTMAN

Method Account Attributes Entity Attributes API

POSTMAN

Method Account Attributes Entity Connects API

POSTMAN

Method Account Attributes Entity Consent API

POSTMAN

Method Account Attributes Entity Credit Scores API

POSTMAN

Method Account Attributes Entity Identities API

POSTMAN

Method Account Attributes Entity Products API

POSTMAN

Method Account Attributes Entity Subscriptions API

POSTMAN

Method Account Attributes Entity Vehicles API

POSTMAN

Method Account Attributes Entity Verification Sessions API

POSTMAN

Method Account Attributes Events API

POSTMAN

Method Account Attributes Forwarding Requests API

POSTMAN

Method Account Attributes Managed Accounts API

POSTMAN

Method Account Attributes Merchants API

POSTMAN

Method Account Attributes Opal API

POSTMAN

Method Account Attributes Payment Reversals API

POSTMAN

Method Account Attributes Payments API

POSTMAN

Method Account Attributes Ping API

POSTMAN

Method Account Attributes Public Keys API

POSTMAN

Method Account Attributes Reports API

POSTMAN

Method Account Attributes Secrets API

POSTMAN

Method Account Attributes Simulate Accounts API

POSTMAN

Method Account Attributes Simulate Entities API

POSTMAN

Method Account Attributes Simulate Events API

POSTMAN

Method Account Attributes Simulate Payments API

POSTMAN

Method Account Attributes Teams API

POSTMAN

Method Account Attributes Webhooks API

POSTMAN

Scroll for all 42

Open Collections 46

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Method Financial API

OPEN COLLECTION

Method Account Attributes API

OPEN COLLECTION

Method Account Attributes Account Balances API

OPEN COLLECTION

Method Account Attributes Account Card Brands API

OPEN COLLECTION

Method Account Attributes Account Consent API

OPEN COLLECTION

Method Account Attributes Account Payment Instruments API

OPEN COLLECTION

Method Account Attributes Account Payoffs API

OPEN COLLECTION

Method Account Attributes Account Products API

OPEN COLLECTION

Method Account Attributes Account Sensitive API

OPEN COLLECTION

Method Account Attributes Account Subscriptions API

OPEN COLLECTION

Method Account Attributes Account Transactions API

OPEN COLLECTION

Method Account Attributes Account Updates API

OPEN COLLECTION

Method Account Attributes Account Verification Sessions API

OPEN COLLECTION

Method Account Attributes Accounts API

OPEN COLLECTION

Method Account Attributes Card Products API

OPEN COLLECTION

Method Financial Accounts Connect API

OPEN COLLECTION

Method Account Attributes Elements API

OPEN COLLECTION

Method Account Attributes Entities API

OPEN COLLECTION

Method Account Attributes Entity Attributes API

OPEN COLLECTION

Method Account Attributes Entity Connects API

OPEN COLLECTION

Method Account Attributes Entity Consent API

OPEN COLLECTION

Method Account Attributes Entity Credit Scores API

OPEN COLLECTION

Method Account Attributes Entity Identities API

OPEN COLLECTION

Method Account Attributes Entity Products API

OPEN COLLECTION

Method Account Attributes Entity Subscriptions API

OPEN COLLECTION

Method Account Attributes Entity Vehicles API

OPEN COLLECTION

Method Account Attributes Entity Verification Sessions API

OPEN COLLECTION

Method Account Attributes Events API

OPEN COLLECTION

Method Account Attributes Forwarding Requests API

OPEN COLLECTION

Method Account Attributes Managed Accounts API

OPEN COLLECTION

Method Account Attributes Merchants API

OPEN COLLECTION

Method Account Attributes Opal API

OPEN COLLECTION

Method Account Attributes Payment Reversals API

OPEN COLLECTION

Method Account Attributes Payments API

OPEN COLLECTION

Method Account Attributes Ping API

OPEN COLLECTION

Method Account Attributes Public Keys API

OPEN COLLECTION

Method Account Attributes Reports API

OPEN COLLECTION

Method Account Attributes Secrets API

OPEN COLLECTION

Method Account Attributes Simulate Accounts API

OPEN COLLECTION

Method Account Attributes Simulate Entities API

OPEN COLLECTION

Method Account Attributes Simulate Events API

OPEN COLLECTION

Method Account Attributes Simulate Payments API

OPEN COLLECTION

Method Account Attributes Teams API

OPEN COLLECTION

Method Financial Accounts Transactions API

OPEN COLLECTION

Method Account Attributes Webhooks API

OPEN COLLECTION

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MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Method API Docs

Method serves a remote MCP server on its own docs host (https://docs.methodfi.com/mcp, Mintlify-hosted). A probed tools/list (2026-10-12, HTTP 200, no auth) returned three DOCUM...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Methodfi Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Methodfi Rate Limits

6 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Methodfi Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Methodfi Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Methodfi Context

120 classes · 214 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Method Financial API Rules

17 rules · 11 errors 2 warnings 4 info

SPECTRAL

OpenAPI Overlays 45

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Methodfi Account Attributes Api Phrasing Overlay

4 actions · phrasing · methodfi-account-attributes-api-openapi.yml

GENERATED

Methodfi Account Balances Api Phrasing Overlay

4 actions · phrasing · methodfi-account-balances-api-openapi.yml

GENERATED

Methodfi Account Card Brands Api Phrasing Overlay

4 actions · phrasing · methodfi-account-card-brands-api-openapi.yml

GENERATED

Methodfi Account Consent Api Phrasing Overlay

2 actions · phrasing · methodfi-account-consent-api-openapi.yml

GENERATED

Methodfi Account Payment Instruments Api Phrasing Overlay

5 actions · phrasing · methodfi-account-payment-instruments-api-openapi.yml

GENERATED

Methodfi Account Payoffs Api Phrasing Overlay

4 actions · phrasing · methodfi-account-payoffs-api-openapi.yml

GENERATED

Methodfi Account Products Api Phrasing Overlay

3 actions · phrasing · methodfi-account-products-api-openapi.yml

GENERATED

Methodfi Account Sensitive Api Phrasing Overlay

4 actions · phrasing · methodfi-account-sensitive-api-openapi.yml

GENERATED

Methodfi Account Subscriptions Api Phrasing Overlay

5 actions · phrasing · methodfi-account-subscriptions-api-openapi.yml

GENERATED

Methodfi Account Transactions Api Phrasing Overlay

3 actions · phrasing · methodfi-account-transactions-api-openapi.yml

GENERATED

Methodfi Account Updates Api Phrasing Overlay

4 actions · phrasing · methodfi-account-updates-api-openapi.yml

GENERATED

Methodfi Account Verification Sessions Api Phrasing Overlay

6 actions · phrasing · methodfi-account-verification-sessions-api-openapi.yml

GENERATED

Methodfi Accounts Api Phrasing Overlay

9 actions · phrasing · methodfi-accounts-api-openapi.yml

GENERATED

Methodfi Card Products Api Phrasing Overlay

2 actions · phrasing · methodfi-card-products-api-openapi.yml

GENERATED

Methodfi Connect Api Phrasing Overlay

2 actions · phrasing · methodfi-connect-api-openapi.yml

GENERATED

Methodfi Elements Api Phrasing Overlay

6 actions · phrasing · methodfi-elements-api-openapi.yml

GENERATED

Methodfi Entities Api Phrasing Overlay

10 actions · phrasing · methodfi-entities-api-openapi.yml

GENERATED

Methodfi Entity Attributes Api Phrasing Overlay

4 actions · phrasing · methodfi-entity-attributes-api-openapi.yml

GENERATED

Methodfi Entity Connects Api Phrasing Overlay

6 actions · phrasing · methodfi-entity-connects-api-openapi.yml

GENERATED

Methodfi Entity Consent Api Phrasing Overlay

2 actions · phrasing · methodfi-entity-consent-api-openapi.yml

GENERATED

Methodfi Entity Credit Scores Api Phrasing Overlay

4 actions · phrasing · methodfi-entity-credit-scores-api-openapi.yml

GENERATED

Methodfi Entity Identities Api Phrasing Overlay

4 actions · phrasing · methodfi-entity-identities-api-openapi.yml

GENERATED

Methodfi Entity Products Api Phrasing Overlay

3 actions · phrasing · methodfi-entity-products-api-openapi.yml

GENERATED

Methodfi Entity Subscriptions Api Phrasing Overlay

5 actions · phrasing · methodfi-entity-subscriptions-api-openapi.yml

GENERATED

Methodfi Entity Vehicles Api Phrasing Overlay

4 actions · phrasing · methodfi-entity-vehicles-api-openapi.yml

GENERATED

Methodfi Entity Verification Sessions Api Phrasing Overlay

5 actions · phrasing · methodfi-entity-verification-sessions-api-openapi.yml

GENERATED

Methodfi Events Api Phrasing Overlay

3 actions · phrasing · methodfi-events-api-openapi.yml

GENERATED

Methodfi Forwarding Requests Api Phrasing Overlay

3 actions · phrasing · methodfi-forwarding-requests-api-openapi.yml

GENERATED

Methodfi Managed Accounts Api Phrasing Overlay

4 actions · phrasing · methodfi-managed-accounts-api-openapi.yml

GENERATED

Methodfi Merchants Api Phrasing Overlay

4 actions · phrasing · methodfi-merchants-api-openapi.yml

GENERATED

Methodfi Opal Api Phrasing Overlay

4 actions · phrasing · methodfi-opal-api-openapi.yml

GENERATED

Methodfi Openapi Overlay

2 actions · update · methodfi-openapi-original.yml

UNRECORDED

Methodfi Payment Reversals Api Phrasing Overlay

4 actions · phrasing · methodfi-payment-reversals-api-openapi.yml

GENERATED

Methodfi Payments Api Phrasing Overlay

9 actions · phrasing · methodfi-payments-api-openapi.yml

GENERATED

Methodfi Ping Api Phrasing Overlay

2 actions · phrasing · methodfi-ping-api-openapi.yml

GENERATED

Methodfi Public Keys Api Phrasing Overlay

3 actions · phrasing · methodfi-public-keys-api-openapi.yml

GENERATED

Methodfi Reports Api Phrasing Overlay

4 actions · phrasing · methodfi-reports-api-openapi.yml

GENERATED

Methodfi Secrets Api Phrasing Overlay

5 actions · phrasing · methodfi-secrets-api-openapi.yml

GENERATED

Methodfi Simulate Accounts Api Phrasing Overlay

4 actions · phrasing · methodfi-simulate-accounts-api-openapi.yml

GENERATED

Methodfi Simulate Entities Api Phrasing Overlay

4 actions · phrasing · methodfi-simulate-entities-api-openapi.yml

GENERATED

Methodfi Simulate Events Api Phrasing Overlay

2 actions · phrasing · methodfi-simulate-events-api-openapi.yml

GENERATED

Methodfi Simulate Payments Api Phrasing Overlay

3 actions · phrasing · methodfi-simulate-payments-api-openapi.yml

GENERATED

Methodfi Teams Api Phrasing Overlay

8 actions · phrasing · methodfi-teams-api-openapi.yml

GENERATED

Methodfi Transactions Api Phrasing Overlay

2 actions · phrasing · methodfi-transactions-api-openapi.yml

GENERATED

Methodfi Webhooks Api Phrasing Overlay

8 actions · phrasing · methodfi-webhooks-api-openapi.yml

GENERATED

Scroll for all 45

JSON Schema 106

Standalone JSON Schema definitions for this provider's data models.

AccountAttributeListResponse

0 properties

JSON SCHEMA

AccountAttributeResponse

0 properties

JSON SCHEMA

AccountBalanceListResponse

0 properties

JSON SCHEMA

AccountBalanceResponse

0 properties

JSON SCHEMA

AccountCardBrandListResponse

0 properties

JSON SCHEMA

AccountCardBrandResponse

0 properties

JSON SCHEMA

AccountConsentUpdateRequest

2 properties

JSON SCHEMA

AccountCreateRequest

0 properties

JSON SCHEMA

AccountListResponse

0 properties

JSON SCHEMA

AccountPaymentInstrumentCreateRequest

1 properties

JSON SCHEMA

AccountPaymentInstrumentListResponse

0 properties

JSON SCHEMA

AccountPaymentInstrumentResponse

0 properties

JSON SCHEMA

AccountPayoffListResponse

0 properties

JSON SCHEMA

AccountPayoffResponse

0 properties

JSON SCHEMA

AccountProductListResponse

0 properties

JSON SCHEMA

AccountProductResponse

0 properties

JSON SCHEMA

AccountResponse_2

10 properties

JSON SCHEMA

AccountResponse

0 properties

JSON SCHEMA

AccountSensitiveCreateRequest

1 properties

JSON SCHEMA

AccountSensitiveListResponse

0 properties

JSON SCHEMA

AccountSensitiveResponse

0 properties

JSON SCHEMA

AccountSubscriptionCreateRequest

1 properties

JSON SCHEMA

AccountSubscriptionListResponse

0 properties

JSON SCHEMA

AccountSubscriptionResponse

0 properties

JSON SCHEMA

AccountTransactionListResponse

0 properties

JSON SCHEMA

AccountTransactionResponse

0 properties

JSON SCHEMA

AccountUpdateListResponse

0 properties

JSON SCHEMA

AccountUpdateRequest

2 properties

JSON SCHEMA

AccountUpdateResponse

0 properties

JSON SCHEMA

AccountVerificationSessionAmountsResponse

0 properties

JSON SCHEMA

AccountVerificationSessionCreateRequest

1 properties

JSON SCHEMA

AccountVerificationSessionListResponse

0 properties

JSON SCHEMA

AccountVerificationSessionResponse

0 properties

JSON SCHEMA

AccountVerificationSessionUpdateRequest

8 properties

JSON SCHEMA

BalanceResponse

5 properties

JSON SCHEMA

CardProductResponse

0 properties

JSON SCHEMA

ConnectResponse

5 properties

JSON SCHEMA

CreateEntityRequest

0 properties

JSON SCHEMA

CreateEntitySubscriptionRequest

2 properties

JSON SCHEMA

CreateEntityVerificationSessionRequest

7 properties

JSON SCHEMA

EntityAttributeListResponse

0 properties

JSON SCHEMA

EntityAttributeResponse

0 properties

JSON SCHEMA

EntityConnectListResponse

0 properties

JSON SCHEMA

EntityConnectResponse

0 properties

JSON SCHEMA

EntityCreateRequest

5 properties

JSON SCHEMA

EntityCreditScoreListResponse

0 properties

JSON SCHEMA

EntityCreditScoreResponse

0 properties

JSON SCHEMA

EntityIdentityListResponse

0 properties

JSON SCHEMA

EntityIdentityResponse

0 properties

JSON SCHEMA

EntityProductListResponse

0 properties

JSON SCHEMA

EntityProductResponse

0 properties

JSON SCHEMA

EntityResponse_2

11 properties

JSON SCHEMA

EntityResponse

0 properties

JSON SCHEMA

EntitySubscriptionListResponse

0 properties

JSON SCHEMA

EntitySubscriptionResponse

0 properties

JSON SCHEMA

EntityVehicleListResponse

0 properties

JSON SCHEMA

EntityVehicleResponse

0 properties

JSON SCHEMA

EntityVerificationSessionListResponse

0 properties

JSON SCHEMA

EntityVerificationSessionRequest

4 properties

JSON SCHEMA

EntityVerificationSessionResponse

0 properties

JSON SCHEMA

EventListResponse

0 properties

JSON SCHEMA

EventResponse

0 properties

JSON SCHEMA

ForwardingRequestCreateRequest

6 properties

JSON SCHEMA

ForwardingRequestResponse

0 properties

JSON SCHEMA

ManagedAccountListResponse

0 properties

JSON SCHEMA

ManagedAccountResponse

0 properties

JSON SCHEMA

ManagedAccountTransactionListResponse

0 properties

JSON SCHEMA

MerchantListResponse

0 properties

JSON SCHEMA

MerchantResponse_2

6 properties

JSON SCHEMA

MerchantResponse

0 properties

JSON SCHEMA

MethodPublicKeyResponse

0 properties

JSON SCHEMA

MLEPublicKeyCreateRequest

1 properties

JSON SCHEMA

MLEPublicKeyListResponse

0 properties

JSON SCHEMA

MLEPublicKeyResponse

0 properties

JSON SCHEMA

ObjectResponse

0 properties

JSON SCHEMA

OpalNullResponse

0 properties

JSON SCHEMA

OpalSessionResponse

0 properties

JSON SCHEMA

OpalTokenCreateRequest

10 properties

JSON SCHEMA

OpalTokenResponse

0 properties

JSON SCHEMA

PaymentCreateRequest

8 properties

JSON SCHEMA

PaymentListResponse

0 properties

JSON SCHEMA

PaymentResponse_2

9 properties

JSON SCHEMA

PaymentResponse

0 properties

JSON SCHEMA

PaymentReversalListResponse

0 properties

JSON SCHEMA

PaymentReversalResponse

0 properties

JSON SCHEMA

PaymentReversalUpdateRequest

1 properties

JSON SCHEMA

ReportCreateRequest

1 properties

JSON SCHEMA

ReportResponse

0 properties

JSON SCHEMA

SearchEntityVehiclesRequest

0 properties

JSON SCHEMA

SecretCreateRequest

2 properties

JSON SCHEMA

SecretListResponse

0 properties

JSON SCHEMA

SecretResponse

0 properties

JSON SCHEMA

TeamCreateRequest

1 properties

JSON SCHEMA

TeamEncryptionKeyRequest

1 properties

JSON SCHEMA

TeamResponse

0 properties

JSON SCHEMA

TransactionListResponse

1 properties

JSON SCHEMA

UpdateEntityConsentRequest

2 properties

JSON SCHEMA

UpdateEntityRequest

4 properties

JSON SCHEMA

UpdateEntityVerificationSessionRequest

5 properties

JSON SCHEMA

WebhookCreateRequest

6 properties

JSON SCHEMA

WebhookDeleteResponse

0 properties

JSON SCHEMA

WebhookListResponse

0 properties

JSON SCHEMA

WebhookResponse_2

5 properties

JSON SCHEMA

WebhookResponse

0 properties

JSON SCHEMA

WebhookUpdateRequest

1 properties

JSON SCHEMA

WellKnownJwksResponse

1 properties

JSON SCHEMA

Scroll for all 106

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Methodfi Authentication

http · 2 schemes

SECURITY

Methodfi Domain Security

TLSv1.2 · DMARC

SECURITY

Methodfi Trust Center

SOC 2, PCI DSS

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Methodfi Agentic Access

146 operations · 60 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 11

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Conventions

Idempotency

Components

Lifecycle

Conformance

ErrorCatalog

DataModel

Webhooks

Scroll for all 11

Build 7

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

PostmanWorkspace

Packages

SDKs

DeclineCodes

GitHubOrganization

GitHubOrganization

Postman

Postman

Scroll for all 7

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

Compliance

TrustCenter

Operate 5

Status, limits, changes, and where to get help

StatusPage

Deprecation

ChangeLog

RateLimits

Support

Commercial 4

Pricing, plans, and the legal terms of use

TermsOfService

PrivacyPolicy

Plans

FinOps

Company 4

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

LinkedIn

Other 6

Properties that don't map to a standard resource type

AgentCard

Hosts

Vendors

Leadership

CapabilityMap

Overlay

Source (apis.yml)

aid: methodfi
name: Method Financial
description: Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets
  developers create entities, verify identity, and use Connect to discover a user's complete liability picture across 15,000+
  institutions (credit cards, auto loans, student loans, mortgages, personal loans) without credential sharing, then normalize
  that data and move money via ACH to pay down those liabilities. Additional products include credit scores, card-brand enrichment,
  financial attributes, transactions, updates/subscriptions for monitoring, reports, and embeddable UI (Opal/Elements). Method
  powers lending, personal finance management, and commerce/card-linking use cases.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://framerusercontent.com/assets/ZHgWyxIoZ4u3muxNTrEuOhP9o.jpg
url: https://raw.githubusercontent.com/api-evangelist/methodfi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-12 (local-v5; was portfolio-lead)
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
x-docs-platform: mintlify
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-04
x-docs-hosting: vercel
tags:
- Company
- Fintech
- Liability Data
- Payments
- Lending
- Personal Finance
- Credit
- ACH
- Debt
- Identity Verification
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/methodfi-rules.yml
- type: JSONLD
  url: json-ld/methodfi-context.jsonld
- type: Vocabulary
  url: vocabulary/methodfi-vocabulary.yml
- type: AgentCard
  url: a2a/methodfi-a2a.yml
- type: ToolCrosswalk
  url: mcp/methodfi-tool-crosswalk.yml
- type: MCPServer
  url: mcp/methodfi-mcp.yml
- type: Hosts
  url: hosts/methodfi-hosts.yml
- type: Vendors
  url: vendors/methodfi-vendors.yml
- type: Newsroom
  url: https://methodfi.com/resources/newsroom
- type: Leadership
  url: https://methodfi.com/team/chris-vu
- url: https://methodfi.com/resources/newsroom
  type: Blog
- type: CapabilityMap
  url: capabilities/methodfi-capability-edges.yml
  name: MethodFi Business Capability Map
- type: Overlay
  url: overlays/methodfi-openapi-overlay.yaml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/methodfi/overview
- type: DomainSecurity
  url: security/methodfi-domain-security.yml
- type: AgenticAccess
  url: agentic-access/methodfi-agentic-access.yml
- type: Authentication
  url: authentication/methodfi-authentication.yml
- type: Conventions
  url: conventions/methodfi-conventions.yml
- type: Idempotency
  url: conventions/methodfi-conventions.yml
- type: Packages
  url: packages/methodfi-packages.yml
- type: SDKs
  url: packages/methodfi-packages.yml
- type: Components
  url: components/methodfi-components.yml
- type: Sandbox
  url: sandbox/methodfi-sandbox.yml
- type: Lifecycle
  url: lifecycle/methodfi-lifecycle.yml
- type: StatusPage
  url: https://methodfi.statuspage.io
- type: Deprecation
  url: lifecycle/methodfi-lifecycle.yml
- type: Conformance
  url: conformance/methodfi-conformance.yml
- type: Compliance
  url: https://methodfi.com/security
- type: ErrorCatalog
  url: errors/methodfi-problem-types.yml
- type: DeclineCodes
  url: errors/methodfi-decline-codes.yml
- type: ChangeLog
  url: changelog/methodfi-changelog.yml
- type: DataModel
  url: data-model/methodfi-data-model.yml
- type: Webhooks
  url: asyncapi/methodfi-webhooks.yml
- type: RateLimits
  url: rate-limits/methodfi-rate-limits.yml
- type: X-MCPServerCandidate
  url: mcp/methodfi-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/methodfi-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Website
  url: https://methodfi.com
- type: DeveloperPortal
  url: https://docs.methodfi.com
- type: Documentation
  url: https://docs.methodfi.com
- type: APIReference
  url: https://docs.methodfi.com/reference/introduction
- type: GettingStarted
  url: https://docs.methodfi.com/guides/quickstart
- type: Support
  url: https://methodfi.com/contact-us
- type: GitHubOrganization
  url: https://github.com/MethodFi
- type: Postman
  url: https://www.postman.com/methodfi/method-api
- type: SignUp
  url: https://dashboard.methodfi.com
- type: TermsOfService
  url: https://methodfi.com/legal/terms
- type: PrivacyPolicy
  url: https://methodfi.com/privacy
- type: TrustCenter
  url: security/methodfi-trust-center.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/methodfi
- type: Plans
  url: plans/methodfi-plans-pricing.yml
- type: FinOps
  url: finops/methodfi-finops.yml
apis:
- aid: methodfi:methodfi-account-attributes-api
  name: MethodFi Account Attributes API
  description: Attribute data for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Attributes
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-attributes-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-attribute-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-attribute-response-schema.json
- aid: methodfi:methodfi-account-balances-api
  name: MethodFi Account Balances API
  description: Balance data for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Balances
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-balances-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-balance-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-balance-response-schema.json
- aid: methodfi:methodfi-account-card-brands-api
  name: MethodFi Account Card Brands API
  description: Card brand information for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Card Brands
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-card-brands-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-card-brand-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-card-brand-response-schema.json
- aid: methodfi:methodfi-account-consent-api
  name: MethodFi Account Consent API
  description: Consent management for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Consent
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-consent-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-consent-update-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-response-schema.json
- aid: methodfi:methodfi-account-payment-instruments-api
  name: MethodFi Account Payment Instruments API
  description: Payment instruments for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Payment Instruments
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-payment-instruments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-payment-instrument-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-payment-instrument-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-payment-instrument-response-schema.json
- aid: methodfi:methodfi-account-payoffs-api
  name: MethodFi Account Payoffs API
  description: Payoff data for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Payoffs
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-payoffs-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-payoff-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-payoff-response-schema.json
- aid: methodfi:methodfi-account-products-api
  name: MethodFi Account Products API
  description: Products associated with accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Products
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-products-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-product-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-product-response-schema.json
- aid: methodfi:methodfi-account-sensitive-api
  name: MethodFi Account Sensitive API
  description: Sensitive data for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Sensitive
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-sensitive-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-sensitive-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-sensitive-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-sensitive-response-schema.json
- aid: methodfi:methodfi-account-subscriptions-api
  name: MethodFi Account Subscriptions API
  description: Subscriptions for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-subscriptions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-subscription-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-subscription-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-subscription-response-schema.json
- aid: methodfi:methodfi-account-transactions-api
  name: MethodFi Account Transactions API
  description: Transactions for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-transactions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-transaction-response-schema.json
- aid: methodfi:methodfi-account-updates-api
  name: MethodFi Account Updates API
  description: Update records for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Updates
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-updates-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-update-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-update-response-schema.json
- aid: methodfi:methodfi-account-verification-sessions-api
  name: MethodFi Account Verification Sessions API
  description: Verification sessions for accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account Verification Sessions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-account-verification-sessions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-update-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-amounts-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-response-schema.json
- aid: methodfi:methodfi-accounts-api
  name: MethodFi Accounts API
  description: Financial accounts (ACH, liability, clearing, debit card)
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/methodfi-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-update-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-response-2-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-balance-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-response-schema.json
- aid: methodfi:methodfi-card-products-api
  name: MethodFi Card Products API
  description: Card product definitions
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Card Products
  properties:
  - type: OpenAPI
    url: openapi/methodfi-card-products-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-card-product-response-schema.json
- aid: methodfi:methodfi-elements-api
  name: MethodFi Elements API
  description: Client-side Element endpoints
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Elements
  properties:
  - type: OpenAPI
    url: openapi/methodfi-elements-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-object-response-schema.json
- aid: methodfi:methodfi-entities-api
  name: MethodFi Entities API
  description: Individuals, corporations, and receive-only entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entities-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-response-2-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-create-entity-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-update-entity-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-verification-session-request-schema.json
- aid: methodfi:methodfi-entity-attributes-api
  name: MethodFi Entity Attributes API
  description: Attribute data for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Attributes
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-attributes-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-attribute-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-attribute-response-schema.json
- aid: methodfi:methodfi-entity-connects-api
  name: MethodFi Entity Connects API
  description: Account connection sessions for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Connects
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-connects-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-connect-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-connect-response-schema.json
- aid: methodfi:methodfi-entity-consent-api
  name: MethodFi Entity Consent API
  description: Consent management for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Consent
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-consent-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-update-entity-consent-request-schema.json
- aid: methodfi:methodfi-entity-credit-scores-api
  name: MethodFi Entity Credit Scores API
  description: Credit score data for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Credit Scores
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-credit-scores-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-credit-score-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-credit-score-response-schema.json
- aid: methodfi:methodfi-entity-identities-api
  name: MethodFi Entity Identities API
  description: Identity verification data for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Identities
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-identities-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-identity-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-identity-response-schema.json
- aid: methodfi:methodfi-entity-products-api
  name: MethodFi Entity Products API
  description: Products associated with entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Products
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-products-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-product-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-product-response-schema.json
- aid: methodfi:methodfi-entity-subscriptions-api
  name: MethodFi Entity Subscriptions API
  description: Subscriptions for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-subscriptions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-create-entity-subscription-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-subscription-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-subscription-response-schema.json
- aid: methodfi:methodfi-entity-vehicles-api
  name: MethodFi Entity Vehicles API
  description: Vehicle data for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Vehicles
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-vehicles-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-vehicle-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-vehicle-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-search-entity-vehicles-request-schema.json
- aid: methodfi:methodfi-entity-verification-sessions-api
  name: MethodFi Entity Verification Sessions API
  description: Verification sessions for entities
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Entity Verification Sessions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-entity-verification-sessions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-update-entity-verification-session-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-create-entity-verification-session-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-verification-session-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-verification-session-response-schema.json
- aid: methodfi:methodfi-events-api
  name: MethodFi Events API
  description: Webhook event log
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/methodfi-events-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-event-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-event-list-response-schema.json
- aid: methodfi:methodfi-forwarding-requests-api
  name: MethodFi Forwarding Requests API
  description: Request forwarding with sensitive data injection
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Forwarding Requests
  properties:
  - type: OpenAPI
    url: openapi/methodfi-forwarding-requests-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-forwarding-request-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-forwarding-request-response-schema.json
- aid: methodfi:methodfi-managed-accounts-api
  name: MethodFi Managed Accounts API
  description: Method-managed accounts
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Managed Accounts
  properties:
  - type: OpenAPI
    url: openapi/methodfi-managed-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-managed-account-transaction-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-managed-account-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-managed-account-response-schema.json
- aid: methodfi:methodfi-merchants-api
  name: MethodFi Merchants API
  description: Merchant directory
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/methodfi-merchants-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-merchant-response-2-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-merchant-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-merchant-response-schema.json
- aid: methodfi:methodfi-opal-api
  name: MethodFi Opal API
  description: Opal client-side session and token management
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Opal
  properties:
  - type: OpenAPI
    url: openapi/methodfi-opal-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-opal-token-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-opal-null-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-opal-session-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-opal-token-response-schema.json
- aid: methodfi:methodfi-payment-reversals-api
  name: MethodFi Payment Reversals API
  description: Reversals for payments
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Payment Reversals
  properties:
  - type: OpenAPI
    url: openapi/methodfi-payment-reversals-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-payment-reversal-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-payment-reversal-update-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-payment-reversal-response-schema.json
- aid: methodfi:methodfi-payments-api
  name: MethodFi Payments API
  description: ACH and clearing payments
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/methodfi-payments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-payment-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-payment-response-2-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-payment-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-payment-response-schema.json
- aid: methodfi:methodfi-ping-api
  name: MethodFi Ping API
  description: Health check endpoint
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Ping
  properties:
  - type: OpenAPI
    url: openapi/methodfi-ping-api-openapi.yml
- aid: methodfi:methodfi-public-keys-api
  name: MethodFi Public Keys API
  description: Public key discovery endpoints for Message-Level Encryption.
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - PublicKeys
  tags_raw:
  - Public Keys
  properties:
  - type: OpenAPI
    url: openapi/methodfi-public-keys-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-method-public-key-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-well-known-jwks-response-schema.json
- aid: methodfi:methodfi-reports-api
  name: MethodFi Reports API
  description: Downloadable reports
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/methodfi-reports-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-report-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-report-response-schema.json
- aid: methodfi:methodfi-secrets-api
  name: MethodFi Secrets API
  description: Secure secret storage
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Secrets
  properties:
  - type: OpenAPI
    url: openapi/methodfi-secrets-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-secret-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-secret-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-secret-response-schema.json
- aid: methodfi:methodfi-simulate-accounts-api
  name: MethodFi Simulate Accounts API
  description: Sandbox account simulation
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Accounts
  properties:
  - type: OpenAPI
    url: openapi/methodfi-simulate-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-account-verification-session-amounts-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-transaction-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-account-card-brand-response-schema.json
- aid: methodfi:methodfi-simulate-entities-api
  name: MethodFi Simulate Entities API
  description: Sandbox entity simulation
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Entities
  properties:
  - type: OpenAPI
    url: openapi/methodfi-simulate-entities-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-entity-credit-score-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-attribute-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-entity-connect-response-schema.json
- aid: methodfi:methodfi-simulate-events-api
  name: MethodFi Simulate Events API
  description: Sandbox event simulation
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Events
  properties:
  - type: OpenAPI
    url: openapi/methodfi-simulate-events-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-event-response-schema.json
- aid: methodfi:methodfi-simulate-payments-api
  name: MethodFi Simulate Payments API
  description: Sandbox payment simulation
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Payments
  properties:
  - type: OpenAPI
    url: openapi/methodfi-simulate-payments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-payment-response-schema.json
- aid: methodfi:methodfi-teams-api
  name: MethodFi Teams API
  description: Team and API key management
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Team
  tags_raw:
  - Teams
  properties:
  - type: OpenAPI
    url: openapi/methodfi-teams-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-team-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-mlepublic-key-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-team-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-team-encryption-key-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-mlepublic-key-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-mlepublic-key-response-schema.json
- aid: methodfi:methodfi-webhooks-api
  name: MethodFi Webhooks API
  description: Webhook subscriptions
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/methodfi-webhooks-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-webhook-create-request-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-webhook-response-2-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-webhook-list-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-webhook-delete-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-webhook-response-schema.json
  - type: JSONSchema
    url: json-schema/methodfi-webhook-update-request-schema.json
- aid: methodfi:methodfi-connect-api
  name: MethodFi Connect API
  description: Liability discovery across Method's institution network.
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Connect
  properties:
  - type: OpenAPI
    url: openapi/methodfi-connect-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-connect-response-schema.json
- aid: methodfi:methodfi-transactions-api
  name: MethodFi Transactions API
  description: Transaction history for an account.
  humanURL: https://docs.methodfi.com/reference/introduction
  baseURL: https://production.methodfi.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/methodfi-transactions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/methodfi-transaction-list-response-schema.json
x-merged-from:
- method-fi
x-enrichment:
  date: '2026-10-12'
  status: enriched
  artifacts_added: 3
  pass: local-v5

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