MethodFi
Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets developers create entities, verify identity, and use Connect to discover a user's complete liability picture across 15,000+ institutions (credit cards, auto loans, student loans, mortgages, personal loans) without credential sharing, then normalize that data and move money via ACH to pay down those liabilities. Additional products include credit scores, card-brand enrichment, financial attributes, transactions, updates/subscriptions for monitoring, reports, and embeddable UI (Opal/Elements). Method powers lending, personal finance management, and commerce/card-linking use cases.
MethodFi publishes 42 APIs on the APIs.io network, including Account Attributes API, Account Balances API, Account Card Brands API, and 39 more. Tagged areas include Company, Fintech, Liability Data, Payments, and Lending.
The MethodFi catalog on APIs.io includes 1 event-driven AsyncAPI specification.
MethodFi’s developer surface includes authentication, sandbox, changelog, documentation, API reference, getting-started guide, support, and 27 more developer resources.
Kin Score
APIs 42
Individual APIs this provider publishes, each with its own machine-readable definition.
MethodFi Account Attributes API
Attribute data for accounts
MethodFi Account Balances API
Balance data for accounts
MethodFi Account Card Brands API
Card brand information for accounts
MethodFi Account Consent API
Consent management for accounts
MethodFi Account Payment Instruments API
Payment instruments for accounts
MethodFi Account Payoffs API
Payoff data for accounts
MethodFi Account Products API
Products associated with accounts
MethodFi Account Sensitive API
Sensitive data for accounts
MethodFi Account Subscriptions API
Subscriptions for accounts
MethodFi Account Transactions API
Transactions for accounts
MethodFi Account Updates API
Update records for accounts
MethodFi Account Verification Sessions API
Verification sessions for accounts
MethodFi Accounts API
Financial accounts (ACH, liability, clearing, debit card)
MethodFi Card Products API
Card product definitions
MethodFi Elements API
Client-side Element endpoints
MethodFi Entities API
Individuals, corporations, and receive-only entities
MethodFi Entity Attributes API
Attribute data for entities
MethodFi Entity Connects API
Account connection sessions for entities
MethodFi Entity Consent API
Consent management for entities
MethodFi Entity Credit Scores API
Credit score data for entities
MethodFi Entity Identities API
Identity verification data for entities
MethodFi Entity Products API
Products associated with entities
MethodFi Entity Subscriptions API
Subscriptions for entities
MethodFi Entity Vehicles API
Vehicle data for entities
MethodFi Entity Verification Sessions API
Verification sessions for entities
MethodFi Events API
Webhook event log
MethodFi Forwarding Requests API
Request forwarding with sensitive data injection
MethodFi Managed Accounts API
Method-managed accounts
MethodFi Merchants API
Merchant directory
MethodFi Opal API
Opal client-side session and token management
MethodFi Payment Reversals API
Reversals for payments
MethodFi Payments API
ACH and clearing payments
MethodFi Ping API
Health check endpoint
MethodFi Public Keys API
Public key discovery endpoints for Message-Level Encryption.
MethodFi Reports API
Downloadable reports
MethodFi Secrets API
Secure secret storage
MethodFi Simulate Accounts API
Sandbox account simulation
MethodFi Simulate Entities API
Sandbox entity simulation
MethodFi Simulate Events API
Sandbox event simulation
MethodFi Simulate Payments API
Sandbox payment simulation
MethodFi Teams API
Team and API key management
MethodFi Webhooks API
Webhook subscriptions
Scroll for all 42
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
methodfi-mcp.yml
MCP SERVERRate Limits 1
Documented rate limits and quota policies.
Methodfi Rate Limits
RATE LIMITSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Methodfi Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll for all 8
Build 5
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API