Method Financial · Schema
AccountCreateRequest
Request body for creating an account. `type` is recommended and used for discrimination in generated clients, but the API can also infer the account type from the nested object you provide.
CompanyFintechLiability DataPaymentsLendingPersonal FinanceCreditACHDebtIdentity Verification
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/methodfi/main/json-schema/methodfi-account-create-request-schema.json",
"title": "AccountCreateRequest",
"description": "Request body for creating an account.\n`type` is recommended and used for discrimination in generated clients, but\nthe API can also infer the account type from the nested object you provide.\n",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/methodfi-accounts-api-openapi.yml#/components/schemas/AccountCreateRequest",
"oneOf": [
{
"$ref": "#/$defs/CreateAchAccountRequest"
},
{
"$ref": "#/$defs/CreateLiabilityAccountRequest"
},
{
"$ref": "#/$defs/CreateClearingAccountRequest"
},
{
"$ref": "#/$defs/CreateDebitCardAccountRequest"
}
],
"$defs": {
"CreateAchAccountRequest": {
"type": "object",
"description": "Create an ACH account.",
"required": [
"holder_id",
"ach"
],
"properties": {
"type": {
"type": "string",
"enum": [
"ach"
]
},
"holder_id": {
"type": "string",
"description": "The entity ID that will own this account.",
"pattern": "^ent_\\w+$"
},
"ach": {
"type": "object",
"description": "ACH account details.",
"required": [
"routing",
"number",
"type"
],
"properties": {
"routing": {
"type": "string",
"description": "The ACH routing number.",
"pattern": "^\\d{9}$"
},
"number": {
"type": "string",
"description": "The ACH account number.",
"pattern": "^\\d+$"
},
"type": {
"type": "string",
"description": "The type of ACH account.",
"enum": [
"checking",
"savings"
]
}
}
},
"metadata": {
"$ref": "#/$defs/Metadata"
}
}
},
"CreateClearingAccountRequest": {
"type": "object",
"description": "Create a clearing account.",
"required": [
"holder_id",
"clearing"
],
"properties": {
"type": {
"type": "string",
"enum": [
"clearing"
]
},
"holder_id": {
"type": "string",
"description": "The entity ID that will own this account.",
"pattern": "^ent_\\w+$"
},
"clearing": {
"type": "object",
"description": "Clearing account details.",
"required": [
"type"
],
"properties": {
"type": {
"type": "string",
"description": "The type of clearing account to create.",
"enum": [
"single_use",
"multi_use"
]
}
}
},
"metadata": {
"$ref": "#/$defs/Metadata"
}
}
},
"CreateDebitCardAccountRequest": {
"type": "object",
"description": "Create a debit card account.",
"required": [
"holder_id",
"debit_card"
],
"properties": {
"type": {
"type": "string",
"enum": [
"debit_card"
]
},
"holder_id": {
"type": "string",
"description": "The entity ID that will own this account.",
"pattern": "^ent_\\w+$"
},
"debit_card": {
"type": "object",
"description": "Debit card details.",
"required": [
"number",
"exp_month",
"exp_year"
],
"properties": {
"number": {
"type": "string",
"minLength": 15,
"maxLength": 16
},
"exp_month": {
"type": "string",
"pattern": "^(0[1-9]|1[0-2])$"
},
"exp_year": {
"type": "integer"
},
"cvv": {
"type": "string"
},
"billing_zip_code": {
"type": "string"
}
}
},
"metadata": {
"$ref": "#/$defs/Metadata"
}
}
},
"CreateLiabilityAccountRequest": {
"type": "object",
"description": "Create a liability account.",
"required": [
"holder_id",
"liability"
],
"properties": {
"type": {
"type": "string",
"enum": [
"liability"
]
},
"holder_id": {
"type": "string",
"description": "The entity ID that will own this account.",
"pattern": "^ent_\\w+$"
},
"liability": {
"type": "object",
"description": "Liability account details.",
"properties": {
"mch_id": {
"type": "string",
"description": "The merchant ID for the liability.",
"pattern": "^mch_\\w+$"
},
"account_number": {
"type": "string",
"description": "Full account number for the liability."
},
"number": {
"type": "string",
"description": "Alternative liability account number field."
},
"credit_card": {
"type": "object",
"description": "Optional supplemental card details for liability accounts.",
"required": [
"exp_month",
"exp_year"
],
"properties": {
"billing_zip_code": {
"type": "string"
},
"cvv": {
"type": "string"
},
"exp_month": {
"type": "string",
"pattern": "^(0[1-9]|1[0-2])$"
},
"exp_year": {
"type": "integer"
}
}
}
},
"oneOf": [
{
"required": [
"account_number"
]
},
{
"required": [
"number"
]
}
]
},
"metadata": {
"$ref": "#/$defs/Metadata"
}
}
},
"Metadata": {
"type": [
"object",
"null"
],
"additionalProperties": true,
"description": "Arbitrary key-value metadata attached to the resource."
}
}
}Work with this as data
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