Method Financial · Schema

OpalSessionResponse

CompanyFintechLiability DataPaymentsLendingPersonal FinanceCreditACHDebtIdentity Verification
View JSON Schema on GitHub

JSON Schema

methodfi-opal-session-response-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/methodfi/main/json-schema/methodfi-opal-session-response-schema.json",
  "title": "OpalSessionResponse",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/methodfi-opal-api-openapi.yml#/components/schemas/OpalSessionResponse",
  "allOf": [
    {
      "$ref": "#/$defs/SuccessEnvelope"
    },
    {
      "type": "object",
      "properties": {
        "data": {
          "$ref": "#/$defs/OpalSession"
        }
      }
    }
  ],
  "$defs": {
    "OpalSession": {
      "type": "object",
      "description": "An Opal session representing a client-side workflow for identity verification, account connection, or account verification.",
      "required": [
        "id",
        "config",
        "entity",
        "mode",
        "idv",
        "cxn",
        "avf",
        "txn",
        "completed_at",
        "created_at",
        "updated_at"
      ],
      "properties": {
        "id": {
          "type": "string",
          "description": "Unique identifier for the session."
        },
        "config": {
          "type": "object",
          "description": "Team-level configuration snapshot for the session.",
          "properties": {
            "name": {
              "type": "string",
              "description": "Team display name."
            },
            "logo": {
              "type": [
                "string",
                "null"
              ],
              "description": "Team logo URL."
            },
            "opal_should_prefill_entities": {
              "type": "boolean",
              "description": "Whether to prefill entity information."
            },
            "primary_color": {
              "type": [
                "string",
                "null"
              ],
              "description": "Primary brand color."
            },
            "event_channel": {
              "type": [
                "string",
                "null"
              ],
              "description": "Event channel identifier."
            },
            "accounts_liability_allow_number_update": {
              "type": "boolean",
              "description": "Whether account number updates are allowed."
            },
            "appearance": {
              "type": "string",
              "enum": [
                "light",
                "dark",
                "system"
              ],
              "description": "UI appearance theme."
            }
          }
        },
        "entity": {
          "type": "object",
          "description": "Minimal entity representation for the session.",
          "properties": {
            "id": {
              "type": "string",
              "description": "Entity identifier."
            },
            "individual": {
              "type": [
                "object",
                "null"
              ],
              "description": "Individual entity details."
            },
            "address": {
              "type": [
                "object",
                "null"
              ],
              "description": "Entity address."
            },
            "status": {
              "type": "string",
              "description": "Entity status."
            },
            "verification": {
              "type": "object",
              "description": "Entity verification state.",
              "properties": {
                "identity": {
                  "type": "object",
                  "properties": {
                    "matched": {
                      "type": "boolean"
                    },
                    "verified": {
                      "type": "boolean"
                    }
                  }
                },
                "phone": {
                  "type": "object",
                  "properties": {
                    "verified": {
                      "type": "boolean"
                    }
                  }
                }
              }
            }
          }
        },
        "mode": {
          "$ref": "#/$defs/OpalSessionMode"
        },
        "idv": {
          "type": [
            "object",
            "null"
          ],
          "description": "Identity verification flow configuration and state."
        },
        "cxn": {
          "type": [
            "object",
            "null"
          ],
          "description": "Account connection flow configuration and state."
        },
        "avf": {
          "type": [
            "object",
            "null"
          ],
          "description": "Account verification flow configuration and state."
        },
        "txn": {
          "type": [
            "object",
            "null"
          ],
          "description": "Transactions flow configuration and state."
        },
        "completed_at": {
          "type": [
            "string",
            "null"
          ],
          "format": "date-time",
          "description": "Timestamp when the session was completed, or null if still in progress."
        },
        "created_at": {
          "type": "string",
          "format": "date-time",
          "description": "Timestamp when the session was created."
        },
        "updated_at": {
          "type": "string",
          "format": "date-time",
          "description": "Timestamp when the session was last updated."
        }
      }
    },
    "OpalSessionMode": {
      "type": "string",
      "description": "The mode that determines which flows are configured for the session.",
      "enum": [
        "identity_verification",
        "card_connect",
        "connect",
        "account_verification",
        "transactions"
      ]
    },
    "SuccessEnvelope": {
      "type": "object",
      "description": "Standard envelope for successful responses that return a single payload.",
      "required": [
        "success",
        "data",
        "message"
      ],
      "properties": {
        "success": {
          "type": "boolean",
          "description": "Always `true` for successful responses."
        },
        "data": {
          "description": "Operation-specific response payload."
        },
        "message": {
          "type": [
            "string",
            "null"
          ]
        }
      }
    }
  }
}

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