Method Financial · Schema
OpalSessionResponse
CompanyFintechLiability DataPaymentsLendingPersonal FinanceCreditACHDebtIdentity Verification
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/methodfi/main/json-schema/methodfi-opal-session-response-schema.json",
"title": "OpalSessionResponse",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/methodfi-opal-api-openapi.yml#/components/schemas/OpalSessionResponse",
"allOf": [
{
"$ref": "#/$defs/SuccessEnvelope"
},
{
"type": "object",
"properties": {
"data": {
"$ref": "#/$defs/OpalSession"
}
}
}
],
"$defs": {
"OpalSession": {
"type": "object",
"description": "An Opal session representing a client-side workflow for identity verification, account connection, or account verification.",
"required": [
"id",
"config",
"entity",
"mode",
"idv",
"cxn",
"avf",
"txn",
"completed_at",
"created_at",
"updated_at"
],
"properties": {
"id": {
"type": "string",
"description": "Unique identifier for the session."
},
"config": {
"type": "object",
"description": "Team-level configuration snapshot for the session.",
"properties": {
"name": {
"type": "string",
"description": "Team display name."
},
"logo": {
"type": [
"string",
"null"
],
"description": "Team logo URL."
},
"opal_should_prefill_entities": {
"type": "boolean",
"description": "Whether to prefill entity information."
},
"primary_color": {
"type": [
"string",
"null"
],
"description": "Primary brand color."
},
"event_channel": {
"type": [
"string",
"null"
],
"description": "Event channel identifier."
},
"accounts_liability_allow_number_update": {
"type": "boolean",
"description": "Whether account number updates are allowed."
},
"appearance": {
"type": "string",
"enum": [
"light",
"dark",
"system"
],
"description": "UI appearance theme."
}
}
},
"entity": {
"type": "object",
"description": "Minimal entity representation for the session.",
"properties": {
"id": {
"type": "string",
"description": "Entity identifier."
},
"individual": {
"type": [
"object",
"null"
],
"description": "Individual entity details."
},
"address": {
"type": [
"object",
"null"
],
"description": "Entity address."
},
"status": {
"type": "string",
"description": "Entity status."
},
"verification": {
"type": "object",
"description": "Entity verification state.",
"properties": {
"identity": {
"type": "object",
"properties": {
"matched": {
"type": "boolean"
},
"verified": {
"type": "boolean"
}
}
},
"phone": {
"type": "object",
"properties": {
"verified": {
"type": "boolean"
}
}
}
}
}
}
},
"mode": {
"$ref": "#/$defs/OpalSessionMode"
},
"idv": {
"type": [
"object",
"null"
],
"description": "Identity verification flow configuration and state."
},
"cxn": {
"type": [
"object",
"null"
],
"description": "Account connection flow configuration and state."
},
"avf": {
"type": [
"object",
"null"
],
"description": "Account verification flow configuration and state."
},
"txn": {
"type": [
"object",
"null"
],
"description": "Transactions flow configuration and state."
},
"completed_at": {
"type": [
"string",
"null"
],
"format": "date-time",
"description": "Timestamp when the session was completed, or null if still in progress."
},
"created_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the session was created."
},
"updated_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the session was last updated."
}
}
},
"OpalSessionMode": {
"type": "string",
"description": "The mode that determines which flows are configured for the session.",
"enum": [
"identity_verification",
"card_connect",
"connect",
"account_verification",
"transactions"
]
},
"SuccessEnvelope": {
"type": "object",
"description": "Standard envelope for successful responses that return a single payload.",
"required": [
"success",
"data",
"message"
],
"properties": {
"success": {
"type": "boolean",
"description": "Always `true` for successful responses."
},
"data": {
"description": "Operation-specific response payload."
},
"message": {
"type": [
"string",
"null"
]
}
}
}
}
}
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