Method Financial · Schema
EntityVerificationSessionResponse
CompanyFintechLiability DataPaymentsLendingPersonal FinanceCreditACHDebtIdentity Verification
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/methodfi/main/json-schema/methodfi-entity-verification-session-response-schema.json",
"title": "EntityVerificationSessionResponse",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/methodfi-entity-verification-sessions-api-openapi.yml#/components/schemas/EntityVerificationSessionResponse",
"allOf": [
{
"$ref": "#/$defs/SuccessEnvelope"
},
{
"type": "object",
"properties": {
"data": {
"$ref": "#/$defs/EntityVerificationSession"
}
}
}
],
"$defs": {
"EntityVerificationSession": {
"type": "object",
"required": [
"id",
"entity_id",
"status",
"type",
"method",
"created_at",
"updated_at"
],
"properties": {
"id": {
"type": "string",
"description": "Unique identifier for the verification session."
},
"entity_id": {
"type": "string",
"description": "The ID of the entity this verification session belongs to."
},
"status": {
"type": "string",
"description": "Current status of the verification session.",
"enum": [
"pending",
"in_progress",
"verified",
"failed"
]
},
"type": {
"type": "string",
"description": "The type of verification being performed.",
"enum": [
"identity",
"phone"
]
},
"method": {
"type": [
"string",
"null"
],
"description": "The verification method used.",
"enum": [
"sms",
"sna",
"byo_sms",
"byo_kyc",
"kba",
"element",
"opal",
"method_verified",
null
]
},
"error": {
"type": [
"object",
"null"
],
"description": "Error details if the resource encountered an error.",
"allOf": [
{
"$ref": "#/$defs/VerificationSessionResourceError"
}
]
},
"expired_at": {
"type": [
"string",
"null"
],
"format": "date-time",
"description": "Timestamp when the verification session expired."
},
"sms": {
"type": [
"object",
"null"
],
"description": "SMS verification details. Present when method is sms."
},
"sna": {
"type": [
"object",
"null"
],
"description": "SNA verification details. Present when method is sna."
},
"byo_sms": {
"type": [
"object",
"null"
],
"description": "BYO SMS verification details. Present when method is byo_sms."
},
"byo_kyc": {
"type": [
"object",
"null"
],
"description": "BYO KYC verification details. Present when method is byo_kyc."
},
"kba": {
"type": [
"object",
"null"
],
"description": "KBA verification details. Present when method is kba."
},
"element": {
"type": [
"object",
"null"
],
"description": "Element verification details. Present when method is element."
},
"opal": {
"type": [
"object",
"null"
],
"description": "Opal verification details. Present when method is opal."
},
"created_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the verification session was created."
},
"updated_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the verification session was last updated."
}
}
},
"SuccessEnvelope": {
"type": "object",
"description": "Standard envelope for successful responses that return a single payload.",
"required": [
"success",
"data",
"message"
],
"properties": {
"success": {
"type": "boolean",
"description": "Always `true` for successful responses."
},
"data": {
"description": "Operation-specific response payload."
},
"message": {
"type": [
"string",
"null"
]
}
}
},
"VerificationSessionResourceError": {
"type": [
"object",
"null"
],
"description": "Error details when an entity verification session fails.",
"required": [
"type",
"code",
"sub_type",
"message"
],
"properties": {
"type": {
"type": "string",
"description": "The category of verification session error.",
"enum": [
"VERIFICATION_SESSION_FAILED"
]
},
"code": {
"type": "integer",
"description": "Numeric error code (19XXX range).",
"enum": [
19001,
19002,
19003,
19004
]
},
"sub_type": {
"type": "string",
"description": "Specific verification session error classification.",
"enum": [
"VERIFICATION_SESSION_EXPIRED",
"VERIFICATION_SESSION_INCORRECT_SMS_CODE",
"VERIFICATION_SESSION_FAILED_SNA",
"VERIFICATION_SESSION_FAILED_INVALID_ANSWER"
]
},
"message": {
"type": "string",
"description": "Human-readable error description."
}
}
}
}
}
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