Method Financial · Schema
AccountVerificationSessionResponse
CompanyFintechLiability DataPaymentsLendingPersonal FinanceCreditACHDebtIdentity Verification
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/methodfi/main/json-schema/methodfi-account-verification-session-response-schema.json",
"title": "AccountVerificationSessionResponse",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/methodfi-account-verification-sessions-api-openapi.yml#/components/schemas/AccountVerificationSessionResponse",
"allOf": [
{
"$ref": "#/$defs/SuccessEnvelope"
},
{
"type": "object",
"properties": {
"data": {
"$ref": "#/$defs/AccountVerificationSession"
}
}
}
],
"$defs": {
"AccountVerificationSession": {
"type": "object",
"description": "A verification session for an account.",
"required": [
"id",
"account_id",
"status",
"type",
"created_at",
"updated_at"
],
"properties": {
"id": {
"type": "string",
"description": "Unique identifier for the verification session.",
"pattern": "^avf_\\w+$"
},
"account_id": {
"type": "string",
"description": "The account this verification session belongs to.",
"pattern": "^acc_\\w+$"
},
"status": {
"type": "string",
"description": "Current status of the verification session.",
"enum": [
"pending",
"in_progress",
"verified",
"failed"
]
},
"type": {
"type": "string",
"description": "The type of verification.",
"enum": [
"micro_deposits",
"mx",
"plaid",
"teller",
"auto_verify",
"trusted_provisioner",
"pre_auth",
"standard",
"issuer",
"instant",
"network",
"three_ds"
]
},
"micro_deposits": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type micro_deposits.",
"properties": {
"amounts": {
"type": "array",
"description": "The latest amounts that this verification session was updated with.",
"items": {
"type": "integer"
}
}
}
},
"plaid": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type plaid.",
"properties": {
"balances": {
"type": "object",
"description": "The raw balance data received from Plaid."
},
"transactions": {
"type": "array",
"description": "The raw transaction data received from Plaid.",
"items": {
"type": "object"
}
}
}
},
"mx": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type mx.",
"properties": {
"account": {
"type": "object",
"description": "The raw account data received from MX."
},
"transactions": {
"type": "array",
"description": "The raw transaction data received from MX.",
"items": {
"type": "object"
}
}
}
},
"teller": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type teller.",
"properties": {
"balances": {
"type": "object",
"description": "The raw balance data received from Teller."
},
"transactions": {
"type": "array",
"description": "The raw transaction data received from Teller.",
"items": {
"type": "object"
}
}
}
},
"auto_verify": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type auto_verify."
},
"trusted_provisioner": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type trusted_provisioner."
},
"standard": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type standard.",
"properties": {
"number": {
"type": [
"string",
"null"
],
"description": "The masked card number. Null if the number still needs to be provided."
}
}
},
"pre_auth": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type pre_auth.",
"properties": {
"number": {
"type": [
"string",
"null"
],
"description": "The masked card number. Null if the number still needs to be provided."
},
"exp_month": {
"type": [
"string",
"null"
],
"description": "The masked card expiration month. Null if it still needs to be provided."
},
"exp_year": {
"type": [
"string",
"null"
],
"description": "The masked card expiration year. Null if it still needs to be provided."
},
"exp_check": {
"type": [
"string",
"null"
],
"description": "The card expiration verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"cvv": {
"type": [
"string",
"null"
],
"description": "The masked card CVV. Null if it still needs to be provided."
},
"cvv_check": {
"type": [
"string",
"null"
],
"description": "The card CVV verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"billing_zip_code": {
"type": [
"string",
"null"
],
"description": "The masked billing zip code."
},
"billing_zip_code_check": {
"type": [
"string",
"null"
],
"description": "The billing zip code verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"pre_auth_check": {
"type": [
"string",
"null"
],
"description": "The pre-auth verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
}
}
},
"network": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type network.",
"properties": {
"number": {
"type": [
"string",
"null"
],
"description": "The masked card number. Null if the number still needs to be provided."
},
"exp_month": {
"type": [
"string",
"null"
],
"description": "The masked card expiration month. Null if it still needs to be provided."
},
"exp_year": {
"type": [
"string",
"null"
],
"description": "The masked card expiration year. Null if it still needs to be provided."
},
"exp_check": {
"type": [
"string",
"null"
],
"description": "The card expiration verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"cvv": {
"type": [
"string",
"null"
],
"description": "The masked card CVV. Null if it still needs to be provided."
},
"cvv_check": {
"type": [
"string",
"null"
],
"description": "The card CVV verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"billing_zip_code": {
"type": [
"string",
"null"
],
"description": "The masked billing zip code."
},
"billing_zip_code_check": {
"type": [
"string",
"null"
],
"description": "The billing zip code verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
},
"network_check": {
"type": [
"string",
"null"
],
"description": "The network verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
}
}
},
"instant": {
"type": [
"object",
"null"
],
"description": "Populated when the verification session is of type instant.",
"properties": {
"number": {
"type": [
"string",
"null"
],
"description": "The masked card number. Null if the number still needs to be provided."
},
"exp_month": {
"type": [
"string",
"null"
],
"description": "The masked card expiration month. Null if it still needs to be provided."
},
"exp_year": {
"type": [
"string",
"null"
],
"description": "The masked card expiration year. Null if it still needs to be provided."
},
"exp_check": {
"type": [
"string",
"null"
],
"description": "The card expiration verification check result.",
"enum": [
"pass",
"fail",
"unavailable"
]
}
}
},
"error": {
"$ref": "#/$defs/AccountVerificationSessionResourceError"
},
"created_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the verification session was created."
},
"updated_at": {
"type": "string",
"format": "date-time",
"description": "Timestamp when the verification session was last updated."
}
}
},
"AccountVerificationSessionResourceError": {
"type": [
"object",
"null"
],
"description": "Error details when an account verification session fails.",
"required": [
"type",
"code",
"sub_type",
"message"
],
"properties": {
"type": {
"type": "string",
"description": "The category of verification session error.",
"enum": [
"ACCOUNT_VERIFICATION_SESSION_FAILED"
]
},
"code": {
"type": "integer",
"description": "Numeric error code (16XXX range).",
"enum": [
16001,
16002,
16003,
16004
]
},
"sub_type": {
"type": "string",
"description": "Specific verification session error classification.",
"enum": [
"VERIFICATION_TYPE_NOT_SUPPORTED",
"INVALID_DETAILS",
"VERIFICATION_SESSION_ATTEMPT_LIMIT_REACHED",
"MICRO_DEPOSITS_FAILED"
]
},
"message": {
"type": "string",
"description": "Human-readable error description."
}
}
},
"SuccessEnvelope": {
"type": "object",
"description": "Standard envelope for successful responses that return a single payload.",
"required": [
"success",
"data",
"message"
],
"properties": {
"success": {
"type": "boolean",
"description": "Always `true` for successful responses."
},
"data": {
"description": "Operation-specific response payload."
},
"message": {
"type": [
"string",
"null"
]
}
}
}
}
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