Electronic payment Exchange Inc

Electronic Payment Exchange (EPX) is a full-stack, PCI-compliant payments platform that has processed card, ACH, and alternative payments for merchants and banks across the United States, Canada, Europe, Latin America, and the Caribbean for more than forty years. Now part of North (North American Bancard), EPX combines the roles of ISO, merchant acquirer, gateway, and front-end and back-end processor under one contract. Its BRIC technology issues a unique token for every transaction so cardholder data never touches the merchant environment. Developers integrate through EPX Hosted Checkout, the Hosted Pay Page, the Browser Post API, and the North EPX Custom Pay REST API, all documented on the North Developer portal, supporting sales, authorizations, captures, refunds, voids, recurring billing, and batch settlement with EMV, tokenization, and encryption throughout.

Electronic payment Exchange Inc publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Payment Processing, Merchant Acquiring, and Payment Gateway.

Electronic payment Exchange Inc’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, and 8 more developer resources.

30.8/100 thin ▬ flat Agent 10/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs
CompanyPaymentsPayment ProcessingMerchant AcquiringPayment GatewayTokenizationCredit Card ProcessingACHFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 30.8/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 10/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/electronic-payment-exchange-inc: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

EPX Payments API

EPX card-not-present and card-present payment processing surface — Hosted Checkout, Hosted Pay Page, Browser Post API, and the North EPX Custom Pay REST API — handling sales, au...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: electronic-payment-exchange-inc
name: Electronic payment Exchange Inc
description: Electronic Payment Exchange (EPX) is a full-stack, PCI-compliant payments platform that has processed card, ACH,
  and alternative payments for merchants and banks across the United States, Canada, Europe, Latin America, and the Caribbean
  for more than forty years. Now part of North (North American Bancard), EPX combines the roles of ISO, merchant acquirer,
  gateway, and front-end and back-end processor under one contract. Its BRIC technology issues a unique token for every transaction
  so cardholder data never touches the merchant environment. Developers integrate through EPX Hosted Checkout, the Hosted
  Pay Page, the Browser Post API, and the North EPX Custom Pay REST API, all documented on the North Developer portal, supporting
  sales, authorizations, captures, refunds, voids, recurring billing, and batch settlement with EMV, tokenization, and encryption
  throughout.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.epx.com/app/default/assets/addons/default/epx/epx_theme-theme/resources/853506e8a63744c7bc743bafcdf8072d.gif?v=1784398777
url: https://raw.githubusercontent.com/api-evangelist/electronic-payment-exchange-inc/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Payment Processing
- Merchant Acquiring
- Payment Gateway
- Tokenization
- Credit Card Processing
- ACH
- Fintech
apis:
- name: EPX Payments API
  description: EPX card-not-present and card-present payment processing surface — Hosted Checkout, Hosted Pay Page, Browser
    Post API, and the North EPX Custom Pay REST API — handling sales, authorizations, captures, refunds, voids, recurring
    billing, and batch settlement, with BRIC tokenization for every transaction.
  humanURL: https://developer.north.com/
  baseURL: https://secure.epx.com
  tags:
  - Payments
  - Payment Processing
  - Tokenization
  properties:
  - type: Authentication
    url: authentication/electronic-payment-exchange-inc-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/electronic-payment-exchange-inc-domain-security.yml
- type: DeveloperPortal
  url: https://developer.north.com/
- type: Documentation
  url: https://developer.north.com/products/online/epx-hosted-checkout/integration-guide
- type: APIReference
  url: https://developer.north.com/supplemental-resources/epx-data-dictionary/transaction-request-fields
- type: GettingStarted
  url: https://developer.north.com/products/online/epx-hosted-checkout/integration-guide
- type: Blog
  url: https://developer.north.com/blog
- type: Support
  url: https://www.epx.com/contact
- type: Login
  url: https://websuite.epx.com/
- type: TermsOfService
  url: https://www.epx.com/terms
- type: PrivacyPolicy
  url: https://www.epx.com/privacy-policy
- type: StatusPage
  url: https://trust.paymentshub.com/
- type: Lifecycle
  url: lifecycle/electronic-payment-exchange-inc-lifecycle.yml
- type: Authentication
  url: authentication/electronic-payment-exchange-inc-authentication.yml
- type: LLMsTxt
  url: llms/electronic-payment-exchange-inc-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence