Plooto

Plooto is a Toronto-based payments automation company (founded 2015 by Hamed Abbasi and Serguei Kloubkov) that helps small and medium businesses and accounting firms automate domestic and international accounts payable and accounts receivable. Its cloud platform unifies bill pay, approval workflows, supplier and customer payments, reconciliation, and reporting across Canadian EFT, US ACH, credit card, and cross-border rails, syncing two-way with QuickBooks Online, Xero, and NetSuite. Plooto is a licensed money services business in its home market of Canada, working with Tier 1 banks and processing partners. Its posture is integration-led rather than API-platform-led: money movement runs on a first-party backend gateway (api.plooto.com) that powers the app and its accounting connectors, but Plooto does not publish a public, self-serve developer portal, downloadable OpenAPI/Swagger specification, or public API reference. Partner and embedded access is arranged through a gated partner onboarding process, not open developer sign-up.

Plooto is profiled on the APIs.io network. Tagged areas include Payments, Canada, Accounts Payable, Accounts Receivable, and AP Automation.

Plooto’s developer surface includes engineering blog, pricing, getting-started guide, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

25.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

PaymentsCanadaAccounts PayableAccounts ReceivableAP AutomationAR AutomationBill PayMoney TransferEFTACHCross-BorderSMB

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 25.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.5 / 20

Commercial Clarity 10.5 / 20

Operational Transparency 1.4 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/plooto: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Compliance

Compliance

Operate 1

Status, limits, changes, and where to get help

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: plooto
url: https://raw.githubusercontent.com/api-evangelist/plooto/refs/heads/main/apis.yml
name: Plooto
kind: company
description: 'Plooto is a Toronto-based payments automation company (founded 2015 by Hamed Abbasi and Serguei Kloubkov) that
  helps small and medium businesses and accounting firms automate domestic and international accounts payable and accounts
  receivable. Its cloud platform unifies bill pay, approval workflows, supplier and customer payments, reconciliation, and
  reporting across Canadian EFT, US ACH, credit card, and cross-border rails, syncing two-way with QuickBooks Online, Xero,
  and NetSuite. Plooto is a licensed money services business in its home market of Canada, working with Tier 1 banks and processing
  partners. Its posture is integration-led rather than API-platform-led: money movement runs on a first-party backend gateway
  (api.plooto.com) that powers the app and its accounting connectors, but Plooto does not publish a public, self-serve developer
  portal, downloadable OpenAPI/Swagger specification, or public API reference. Partner and embedded access is arranged through
  a gated partner onboarding process, not open developer sign-up.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Canada
- Accounts Payable
- Accounts Receivable
- AP Automation
- AR Automation
- Bill Pay
- Money Transfer
- EFT
- ACH
- Cross-Border
- SMB
created: '2026-07-24'
modified: '2026-07-24T15:05:00Z'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/plooto-domain-security.yml
- type: Website
  url: https://www.plooto.com/
- type: Blog
  url: https://www.plooto.com/blog
- type: HelpCenter
  url: https://plooto.my.site.com/support/
- type: Pricing
  url: https://www.plooto.com/pricing
- type: Security
  url: https://www.plooto.com/plooto-security
- type: Compliance
  url: https://www.plooto.com/plooto-security
- type: GettingStarted
  url: https://www.plooto.com/product
- type: Login
  url: https://app.plooto.com/
- type: LLMsTxt
  url: llms/plooto-llms.txt
- type: TermsOfService
  url: https://www.plooto.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.plooto.com/privacy-policy
- type: LinkedIn
  url: https://ca.linkedin.com/company/plooto
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com