Increase

aid: increase
url: https://raw.githubusercontent.com/api-evangelist/increase/refs/heads/main/apis.yml
name: Increase
kind: company
description: Increase is a banking and payments API providing direct ACH, wire, RTP, FedNow, check, and card programs. Bank-direct
  connectivity (no aggregator middle layer).
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
  - Fintech
  - Banking
  - Payments
  - ACH
  - Wires
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
apis:
  - name: Increase ACH API
    description: Send and receive ACH transfers, debits, returns, and reversals via the Increase platform.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - ACH
    - Payments
    - Banking
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
  - name: Increase Wire Transfers API
    description: Originate Fedwire transfers and process inbound wires and reversals.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - Wires
    - Payments
    - Banking
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
  - name: Increase Real-Time Payments API
    description: Send and receive RTP and FedNow instant payments with account validation.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - RTP
    - FedNow
    - Instant Payments
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
  - name: Increase Check API
    description: Issue Check 21 originations, deposit checks, and configure positive pay and lockboxes.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - Check
    - Payments
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
  - name: Increase Cards API
    description: Issue physical and digital cards, run real-time decisions, manage wallets and disputes.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - Cards
    - Issuing
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
  - name: Increase Accounts API
    description: Open and manage standard and loan accounts with deposit insurance.
    humanURL: https://increase.com/documentation/api
    baseURL: https://api.increase.com
    tags:
    - Accounts
    - Banking
    properties:
    - type: Documentation
      url: https://increase.com/documentation/api
    - type: OpenAPI
      url: openapi/increase-openapi.json
common:
  - type: GitHubOrganization
    url: https://github.com/Increase
  - type: LinkedIn
    url: https://www.linkedin.com/company/increasebank
  - type: Website
    url: https://increase.com/
  - type: Plans
    url: plans/increase-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/increase-rate-limits.yml
  - type: FinOps
    url: finops/increase-finops.yml
  - type: LLMsTxt
    url: https://increase.com/llms.txt
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com