Increase website screenshot

Increase

Increase is a banking and payments API providing direct ACH, wire, RTP, FedNow, check, and card programs. Bank-direct connectivity (no aggregator middle layer).

Increase publishes 56 APIs on the APIs.io network, including Account Numbers API, Account Statements API, Account Transfers API, and 53 more. Tagged areas include Fintech, Banking, Payments, ACH, and Wires.

Increase’s developer surface includes authentication, engineering blog, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub
31.6/100 thin ▬ flat Agent 42/100 agent ready Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessSelf serve
56 APIs
FintechBankingPaymentsACHWires

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 31.6/100 · thin
Contract Quality 14.9 / 25
Developer Ergonomics 2.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 6.5 / 10
Agent readiness — 42/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/increase: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 56

Individual APIs this provider publishes, each with its own machine-readable definition.

Increase Account Numbers API

Each account can have multiple account and routing numbers. We recommend that you use a set per vendor. This is similar to how you use different passwords for different websites...

Increase Account Statements API

Account Statements are generated monthly for every active Account. You can access the statement's data via the API or retrieve a PDF with its details via its associated File.

Increase Account Transfers API

Account transfers move funds between your own accounts at Increase (accounting systems often refer to these as Book Transfers). Account Transfers are free and synchronous. Upon ...

Increase Accounts API

Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments. They earn interest and have depository insurance.

Increase Ach Prenotifications API

The Ach Prenotifications API from Increase — 2 operation(s) for ach prenotifications.

Increase Ach Transfers API

The Ach Transfers API from Increase — 4 operation(s) for ach transfers.

Increase Card Disputes API

If unauthorized activity occurs on a card, you can create a Card Dispute and we'll work with the card networks to return the funds if appropriate.

Increase Card Payments API

Card Payments group together interactions related to a single card payment, such as an authorization and its corresponding settlement.

Increase Card Purchase Supplements API

Additional information about a card purchase (e.g., settlement or refund), such as level 3 line item data.

Increase Card Push Transfers API

Card Push Transfers send funds to a recipient's payment card in real-time.

Increase Card Tokens API

Card Tokens represent a tokenized card number that can be used for Card Push Transfers and Card Validations.

Increase Card Validations API

Card Validations are used to validate a card and its cardholder before sending funds to or pulling funds from a card.

Increase Cards API

Cards may operate on credit, debit, or prepaid BINs. They’ll immediately work for online purchases after you create them. All cards work on a good funds model, and maintain a ma...

Increase Check Deposits API

Check Deposits allow you to deposit images of paper checks into your account.

Increase Check Transfers API

Check Transfers move funds from your Increase account by mailing a physical check.

Increase Declined Transactions API

Declined Transactions are refused additions and removals of money from your bank account. For example, Declined Transactions are caused when your Account has an insufficient bal...

Increase Digital Card Profiles API

This contains artwork and metadata relating to a Card's appearance in digital wallet apps like Apple Pay and Google Pay. For more information, see our guide on [digital card art...

Increase Digital Wallet Tokens API

A Digital Wallet Token is created when a user adds a Card to their Apple Pay or Google Pay app. The Digital Wallet Token can be used for purchases just like a Card.

Increase Entities API

Entities are the legal entities that own accounts. They can be people, corporations, partnerships, government authorities, or trusts. To learn more, see [Entities](/documentatio...

Increase Entity Beneficial Owners API

The Entity Beneficial Owners API from Increase — 3 operation(s) for entity beneficial owners.

Increase Entity Onboarding Sessions API

Entity Onboarding Sessions let your customers onboard themselves by completing Increase-hosted forms. Create a session and redirect your customer to the returned URL. When they'...

Increase Entity Supplemental Documents API

The Entity Supplemental Documents API from Increase — 1 operation(s) for entity supplemental documents.

Increase Event Subscriptions API

Webhooks are event notifications we send to you by HTTPS POST requests. Event Subscriptions are how you configure your application to listen for them. You can create an Event Su...

Increase Events API

Events are records of things that happened to objects at Increase. Events are accessible via the List Events endpoint and can be delivered to your application via webhooks. For ...

Increase Exports API

Exports are generated files. Some exports can contain a lot of data, like a CSV of your transactions. Others can be a single document, like a tax form. Since they can take a whi...

Increase External Accounts API

External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.

Increase Fednow Transfers API

The Fednow Transfers API from Increase — 4 operation(s) for fednow transfers.

Increase File Links API

File Links let you generate a URL that can be used to download a File.

Increase Files API

Files are objects that represent a file hosted on Increase's servers. The file may have been uploaded by you (for example, when uploading a check image) or it may have been crea...

Increase Groups API

Groups represent organizations using Increase. You can retrieve information about your own organization via the API. More commonly, OAuth platforms can retrieve information abou...

Increase Inbound Ach Transfers API

The Inbound Ach Transfers API from Increase — 5 operation(s) for inbound ach transfers.

Increase Inbound Check Deposits API

Inbound Check Deposits are records of third-parties attempting to deposit checks against your account.

Increase Inbound Fednow Transfers API

The Inbound Fednow Transfers API from Increase — 2 operation(s) for inbound fednow transfers.

Increase Inbound Mail Items API

Inbound Mail Items represent pieces of physical mail delivered to a Lockbox Address.

Increase Inbound Real Time Payments Transfers API

The Inbound Real Time Payments Transfers API from Increase — 2 operation(s) for inbound real time payments transfers.

Increase Inbound Wire Drawdown Requests API

Inbound wire drawdown requests are requests from someone else to send them a wire. For more information, see our [Wire Drawdown Requests documentation](/documentation/wire-drawd...

Increase Inbound Wire Transfers API

An Inbound Wire Transfer is a wire transfer initiated outside of Increase to your account.

Increase Intrafi Account Enrollments API

The Intrafi Account Enrollments API from Increase — 3 operation(s) for intrafi account enrollments.

Increase Intrafi Exclusions API

The Intrafi Exclusions API from Increase — 3 operation(s) for intrafi exclusions.

Increase Lockbox Addresses API

Lockbox Addresses are physical locations that can receive mail containing paper checks.

Increase Lockbox Recipients API

Lockbox Recipients represent an inbox at a Lockbox Address. Checks received for a Lockbox Recipient are deposited into its associated Account.

Increase Oauth API

The Oauth API from Increase — 1 operation(s) for oauth.

Increase Oauth Applications API

The Oauth Applications API from Increase — 2 operation(s) for oauth applications.

Increase Oauth Connections API

The Oauth Connections API from Increase — 2 operation(s) for oauth connections.

Increase Pending Transactions API

Pending Transactions are potential future additions and removals of money from your bank account. They impact your available balance, but not your current balance. To learn more...

Increase Physical Card Profiles API

This contains artwork and metadata relating to a Physical Card's appearance. For more information, see our guide on [physical card artwork](https://increase.com/documentation/ca...

Increase Physical Cards API

Custom physical Visa cards that are shipped to your customers. The artwork is configurable by a connected [Card Profile](/documentation/api#card-profiles). The same Card can be ...

Increase Programs API

Programs determine the compliance and commercial terms of Accounts. By default, you have a Commercial Banking program for managing your own funds. If you are lending or managing...

Increase Real Time Decisions API

The Real Time Decisions API from Increase — 2 operation(s) for real time decisions.

Increase Real Time Payments Transfers API

The Real Time Payments Transfers API from Increase — 4 operation(s) for real time payments transfers.

Increase Routing Numbers API

Routing numbers are used to identify your bank in a financial transaction.

Increase Simulations API

The Simulations API from Increase — 48 operation(s) for simulations.

Increase Swift Transfers API

Swift Transfers send funds internationally.

Increase Transactions API

Transactions are the immutable additions and removals of money from your bank account. They're the equivalent of line items on your bank statement. To learn more, see [Transacti...

Increase Wire Drawdown Requests API

Wire drawdown requests enable you to request that someone else send you a wire. Because there is nuance to making sure your counterparty's bank processes these correctly, we ask...

Increase Wire Transfers API

Wire transfers move funds between your Increase account and any other account accessible by Fedwire.

Scroll for all 56

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Increase API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Increase Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Increase Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Increase Finops

FINOPS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Increase Authentication

http · 1 scheme

SECURITY

Increase Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Increase Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Increase Agentic Access

238 operations · 132 acting · 1 human-in-the-loop

238 operations · 132 acting

AGENTIC

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LlmsText
LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: increase
url: https://raw.githubusercontent.com/api-evangelist/increase/refs/heads/main/apis.yml
name: Increase
kind: company
description: Increase is a banking and payments API providing direct ACH, wire, RTP, FedNow, check, and card programs. Bank-direct
  connectivity (no aggregator middle layer).
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/increase.png
tags:
- Fintech
- Banking
- Payments
- ACH
- Wires
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
apis:
- aid: increase:increase-account-numbers-api
  name: Increase Account Numbers API
  description: Each account can have multiple account and routing numbers. We recommend that you use a set per vendor. This
    is similar to how you use different passwords for different websites. Account numbers can also be used to seamlessly reconcile
    inbound payments. Generating a unique account number per vendor ensures you always know the originator of an incoming
    payment.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Account Numbers
  properties:
  - type: OpenAPI
    url: openapi/increase-account-numbers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-account-statements-api
  name: Increase Account Statements API
  description: Account Statements are generated monthly for every active Account. You can access the statement's data via
    the API or retrieve a PDF with its details via its associated File.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Account Statements
  properties:
  - type: OpenAPI
    url: openapi/increase-account-statements-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-account-transfers-api
  name: Increase Account Transfers API
  description: Account transfers move funds between your own accounts at Increase (accounting systems often refer to these
    as Book Transfers). Account Transfers are free and synchronous. Upon creation they create two Transactions, one negative
    on the originating account and one positive on the destination account (unless the transfer requires approval, in which
    case the Transactions will be created when the transfer is approved).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Account Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-account-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-accounts-api
  name: Increase Accounts API
  description: Accounts are your bank accounts with Increase. They store money, receive transfers, and send payments. They
    earn interest and have depository insurance.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/increase-accounts-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-ach-prenotifications-api
  name: Increase Ach Prenotifications API
  description: The Ach Prenotifications API from Increase — 2 operation(s) for ach prenotifications.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Ach Prenotifications
  properties:
  - type: OpenAPI
    url: openapi/increase-ach-prenotifications-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-ach-transfers-api
  name: Increase Ach Transfers API
  description: The Ach Transfers API from Increase — 4 operation(s) for ach transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Ach Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-ach-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-disputes-api
  name: Increase Card Disputes API
  description: If unauthorized activity occurs on a card, you can create a Card Dispute and we'll work with the card networks
    to return the funds if appropriate.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Disputes
  properties:
  - type: OpenAPI
    url: openapi/increase-card-disputes-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-payments-api
  name: Increase Card Payments API
  description: Card Payments group together interactions related to a single card payment, such as an authorization and its
    corresponding settlement.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Payments
  properties:
  - type: OpenAPI
    url: openapi/increase-card-payments-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-purchase-supplements-api
  name: Increase Card Purchase Supplements API
  description: Additional information about a card purchase (e.g., settlement or refund), such as level 3 line item data.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Purchase Supplements
  properties:
  - type: OpenAPI
    url: openapi/increase-card-purchase-supplements-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-push-transfers-api
  name: Increase Card Push Transfers API
  description: Card Push Transfers send funds to a recipient's payment card in real-time.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Push Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-card-push-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-tokens-api
  name: Increase Card Tokens API
  description: Card Tokens represent a tokenized card number that can be used for Card Push Transfers and Card Validations.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Tokens
  properties:
  - type: OpenAPI
    url: openapi/increase-card-tokens-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-card-validations-api
  name: Increase Card Validations API
  description: Card Validations are used to validate a card and its cardholder before sending funds to or pulling funds from
    a card.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Card Validations
  properties:
  - type: OpenAPI
    url: openapi/increase-card-validations-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-cards-api
  name: Increase Cards API
  description: Cards may operate on credit, debit, or prepaid BINs. They’ll immediately work for online purchases after you
    create them. All cards work on a good funds model, and maintain a maximum limit of 100% of the Account’s available balance
    at the time of transaction. Funds are deducted from the Account upon transaction settlement.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/increase-cards-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-check-deposits-api
  name: Increase Check Deposits API
  description: Check Deposits allow you to deposit images of paper checks into your account.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Check Deposits
  properties:
  - type: OpenAPI
    url: openapi/increase-check-deposits-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-check-transfers-api
  name: Increase Check Transfers API
  description: Check Transfers move funds from your Increase account by mailing a physical check.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Check Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-check-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-declined-transactions-api
  name: Increase Declined Transactions API
  description: Declined Transactions are refused additions and removals of money from your bank account. For example, Declined
    Transactions are caused when your Account has an insufficient balance or your Limits are triggered.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Declined Transactions
  properties:
  - type: OpenAPI
    url: openapi/increase-declined-transactions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-digital-card-profiles-api
  name: Increase Digital Card Profiles API
  description: This contains artwork and metadata relating to a Card's appearance in digital wallet apps like Apple Pay and
    Google Pay. For more information, see our guide on [digital card artwork](https://increase.com/documentation/card-art).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Digital Card Profiles
  properties:
  - type: OpenAPI
    url: openapi/increase-digital-card-profiles-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-digital-wallet-tokens-api
  name: Increase Digital Wallet Tokens API
  description: A Digital Wallet Token is created when a user adds a Card to their Apple Pay or Google Pay app. The Digital
    Wallet Token can be used for purchases just like a Card.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Digital Wallet Tokens
  properties:
  - type: OpenAPI
    url: openapi/increase-digital-wallet-tokens-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-entities-api
  name: Increase Entities API
  description: Entities are the legal entities that own accounts. They can be people, corporations, partnerships, government
    authorities, or trusts. To learn more, see [Entities](/documentation/entities).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/increase-entities-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-entity-beneficial-owners-api
  name: Increase Entity Beneficial Owners API
  description: The Entity Beneficial Owners API from Increase — 3 operation(s) for entity beneficial owners.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Entity Beneficial Owners
  properties:
  - type: OpenAPI
    url: openapi/increase-entity-beneficial-owners-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-entity-onboarding-sessions-api
  name: Increase Entity Onboarding Sessions API
  description: Entity Onboarding Sessions let your customers onboard themselves by completing Increase-hosted forms. Create
    a session and redirect your customer to the returned URL. When they're done, they'll be redirected back to your site.
    This API is used for [hosted onboarding](/documentation/hosted-onboarding).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Entity Onboarding Sessions
  properties:
  - type: OpenAPI
    url: openapi/increase-entity-onboarding-sessions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-entity-supplemental-documents-api
  name: Increase Entity Supplemental Documents API
  description: The Entity Supplemental Documents API from Increase — 1 operation(s) for entity supplemental documents.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Entity Supplemental Documents
  properties:
  - type: OpenAPI
    url: openapi/increase-entity-supplemental-documents-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-event-subscriptions-api
  name: Increase Event Subscriptions API
  description: Webhooks are event notifications we send to you by HTTPS POST requests. Event Subscriptions are how you configure
    your application to listen for them. You can create an Event Subscription through your [developer dashboard](https://dashboard.increase.com/developers/webhooks)
    or the API. For more information, see our [webhooks guide](https://increase.com/documentation/webhooks).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Event Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/increase-event-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-events-api
  name: Increase Events API
  description: Events are records of things that happened to objects at Increase. Events are accessible via the List Events
    endpoint and can be delivered to your application via webhooks. For more information, see our [webhooks guide](https://increase.com/documentation/webhooks).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/increase-events-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-exports-api
  name: Increase Exports API
  description: Exports are generated files. Some exports can contain a lot of data, like a CSV of your transactions. Others
    can be a single document, like a tax form. Since they can take a while, they are generated asynchronously. We send a webhook
    when they are ready. For more information, please read our [Exports documentation](https://increase.com/documentation/exports).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Exports
  properties:
  - type: OpenAPI
    url: openapi/increase-exports-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-external-accounts-api
  name: Increase External Accounts API
  description: External Accounts represent accounts at financial institutions other than Increase. You can use this API to
    store their details for reuse.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - External Accounts
  properties:
  - type: OpenAPI
    url: openapi/increase-external-accounts-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-fednow-transfers-api
  name: Increase Fednow Transfers API
  description: The Fednow Transfers API from Increase — 4 operation(s) for fednow transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Fednow Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-fednow-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-file-links-api
  name: Increase File Links API
  description: File Links let you generate a URL that can be used to download a File.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - File Links
  properties:
  - type: OpenAPI
    url: openapi/increase-file-links-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-files-api
  name: Increase Files API
  description: Files are objects that represent a file hosted on Increase's servers. The file may have been uploaded by you
    (for example, when uploading a check image) or it may have been created by Increase (for example, an autogenerated statement
    PDF). If you need to download a File, create a File Link.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Files
  properties:
  - type: OpenAPI
    url: openapi/increase-files-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-groups-api
  name: Increase Groups API
  description: Groups represent organizations using Increase. You can retrieve information about your own organization via
    the API. More commonly, OAuth platforms can retrieve information about the organizations that have granted them access.
    Learn more about OAuth [here](https://increase.com/documentation/oauth).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Groups
  properties:
  - type: OpenAPI
    url: openapi/increase-groups-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-ach-transfers-api
  name: Increase Inbound Ach Transfers API
  description: The Inbound Ach Transfers API from Increase — 5 operation(s) for inbound ach transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Ach Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-ach-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-check-deposits-api
  name: Increase Inbound Check Deposits API
  description: Inbound Check Deposits are records of third-parties attempting to deposit checks against your account.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Check Deposits
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-check-deposits-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-fednow-transfers-api
  name: Increase Inbound Fednow Transfers API
  description: The Inbound Fednow Transfers API from Increase — 2 operation(s) for inbound fednow transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Fednow Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-fednow-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-mail-items-api
  name: Increase Inbound Mail Items API
  description: Inbound Mail Items represent pieces of physical mail delivered to a Lockbox Address.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Mail Items
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-mail-items-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-real-time-payments-transfers-api
  name: Increase Inbound Real Time Payments Transfers API
  description: The Inbound Real Time Payments Transfers API from Increase — 2 operation(s) for inbound real time payments
    transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Real Time Payments Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-real-time-payments-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-wire-drawdown-requests-api
  name: Increase Inbound Wire Drawdown Requests API
  description: Inbound wire drawdown requests are requests from someone else to send them a wire. For more information, see
    our [Wire Drawdown Requests documentation](/documentation/wire-drawdown-requests).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Wire Drawdown Requests
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-wire-drawdown-requests-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-inbound-wire-transfers-api
  name: Increase Inbound Wire Transfers API
  description: An Inbound Wire Transfer is a wire transfer initiated outside of Increase to your account.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Inbound Wire Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-inbound-wire-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-intrafi-account-enrollments-api
  name: Increase Intrafi Account Enrollments API
  description: The Intrafi Account Enrollments API from Increase — 3 operation(s) for intrafi account enrollments.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Intrafi Account Enrollments
  properties:
  - type: OpenAPI
    url: openapi/increase-intrafi-account-enrollments-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-intrafi-exclusions-api
  name: Increase Intrafi Exclusions API
  description: The Intrafi Exclusions API from Increase — 3 operation(s) for intrafi exclusions.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Intrafi Exclusions
  properties:
  - type: OpenAPI
    url: openapi/increase-intrafi-exclusions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-lockbox-addresses-api
  name: Increase Lockbox Addresses API
  description: Lockbox Addresses are physical locations that can receive mail containing paper checks.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Lockbox Addresses
  properties:
  - type: OpenAPI
    url: openapi/increase-lockbox-addresses-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-lockbox-recipients-api
  name: Increase Lockbox Recipients API
  description: Lockbox Recipients represent an inbox at a Lockbox Address. Checks received for a Lockbox Recipient are deposited
    into its associated Account.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Lockbox Recipients
  properties:
  - type: OpenAPI
    url: openapi/increase-lockbox-recipients-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-oauth-api
  name: Increase Oauth API
  description: The Oauth API from Increase — 1 operation(s) for oauth.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Oauth
  properties:
  - type: OpenAPI
    url: openapi/increase-oauth-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-oauth-applications-api
  name: Increase Oauth Applications API
  description: The Oauth Applications API from Increase — 2 operation(s) for oauth applications.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Oauth Applications
  properties:
  - type: OpenAPI
    url: openapi/increase-oauth-applications-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-oauth-connections-api
  name: Increase Oauth Connections API
  description: The Oauth Connections API from Increase — 2 operation(s) for oauth connections.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Oauth Connections
  properties:
  - type: OpenAPI
    url: openapi/increase-oauth-connections-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-pending-transactions-api
  name: Increase Pending Transactions API
  description: Pending Transactions are potential future additions and removals of money from your bank account. They impact
    your available balance, but not your current balance. To learn more, see [Transactions and Transfers](/documentation/transactions-transfers).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Pending Transactions
  properties:
  - type: OpenAPI
    url: openapi/increase-pending-transactions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-physical-card-profiles-api
  name: Increase Physical Card Profiles API
  description: This contains artwork and metadata relating to a Physical Card's appearance. For more information, see our
    guide on [physical card artwork](https://increase.com/documentation/card-art-physical-cards).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Physical Card Profiles
  properties:
  - type: OpenAPI
    url: openapi/increase-physical-card-profiles-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-physical-cards-api
  name: Increase Physical Cards API
  description: Custom physical Visa cards that are shipped to your customers. The artwork is configurable by a connected [Card
    Profile](/documentation/api#card-profiles). The same Card can be used for multiple Physical Cards. Printing cards incurs
    a fee. Please contact [support@increase.com](mailto:support@increase.com) for pricing!
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Physical Cards
  properties:
  - type: OpenAPI
    url: openapi/increase-physical-cards-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-programs-api
  name: Increase Programs API
  description: Programs determine the compliance and commercial terms of Accounts. By default, you have a Commercial Banking
    program for managing your own funds. If you are lending or managing funds on behalf of your customers, or otherwise engaged
    in regulated activity, we will work together to create additional Programs for you.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Programs
  properties:
  - type: OpenAPI
    url: openapi/increase-programs-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-real-time-decisions-api
  name: Increase Real Time Decisions API
  description: The Real Time Decisions API from Increase — 2 operation(s) for real time decisions.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Real Time Decisions
  properties:
  - type: OpenAPI
    url: openapi/increase-real-time-decisions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-real-time-payments-transfers-api
  name: Increase Real Time Payments Transfers API
  description: The Real Time Payments Transfers API from Increase — 4 operation(s) for real time payments transfers.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Real Time Payments Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-real-time-payments-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-routing-numbers-api
  name: Increase Routing Numbers API
  description: Routing numbers are used to identify your bank in a financial transaction.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Routing Numbers
  properties:
  - type: OpenAPI
    url: openapi/increase-routing-numbers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-simulations-api
  name: Increase Simulations API
  description: The Simulations API from Increase — 48 operation(s) for simulations.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Simulations
  properties:
  - type: OpenAPI
    url: openapi/increase-simulations-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-swift-transfers-api
  name: Increase Swift Transfers API
  description: Swift Transfers send funds internationally.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Swift Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-swift-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-transactions-api
  name: Increase Transactions API
  description: Transactions are the immutable additions and removals of money from your bank account. They're the equivalent
    of line items on your bank statement. To learn more, see [Transactions and Transfers](/documentation/transactions-transfers).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/increase-transactions-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-wire-drawdown-requests-api
  name: Increase Wire Drawdown Requests API
  description: Wire drawdown requests enable you to request that someone else send you a wire. Because there is nuance to
    making sure your counterparty's bank processes these correctly, we ask that you reach out to [support@increase.com](mailto:support@increase.com)
    to enable this feature so we can help you plan your integration. For more information, see our [Wire Drawdown Requests
    documentation](/documentation/wire-drawdown-requests).
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Wire Drawdown Requests
  properties:
  - type: OpenAPI
    url: openapi/increase-wire-drawdown-requests-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
- aid: increase:increase-wire-transfers-api
  name: Increase Wire Transfers API
  description: Wire transfers move funds between your Increase account and any other account accessible by Fedwire.
  humanURL: https://increase.com/documentation/api
  baseURL: https://api.increase.com
  tags:
  - Wire Transfers
  properties:
  - type: OpenAPI
    url: openapi/increase-wire-transfers-api-openapi.yml
  - type: Documentation
    url: https://increase.com/documentation/api
common:
- type: AgenticAccess
  url: agentic-access/increase-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/increase-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/increase-domain-security.yml
- type: Authentication
  url: authentication/increase-authentication.yml
- type: GitHubOrganization
  url: https://github.com/Increase
- type: LinkedIn
  url: https://www.linkedin.com/company/increasebank
- type: Website
  url: https://increase.com/
- type: Plans
  url: plans/increase-plans-pricing.yml
- type: RateLimits
  url: rate-limits/increase-rate-limits.yml
- type: FinOps
  url: finops/increase-finops.yml
- type: LlmsText
  url: https://increase.com/llms.txt
- type: Blog
  url: https://increase.com/updates.xml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com