Increase External Accounts API
External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.
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OpenAPI Specification
openapi: 3.2.0
info:
description: Anything that you can achieve with PDFs, presence, and persistence in a bank branch you can do with our API.
title: Increase External Accounts API
version: 0.0.1
servers:
- url: https://api.increase.com
- url: https://sandbox.increase.com
security:
- bearerAuth: []
tags:
- description: External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.
name: External Accounts
paths:
/external_accounts:
get:
operationId: list_external_accounts
parameters:
- in: query
name: cursor
required: false
schema:
description: Return the page of entries after this one.
type: string
x-documentation-priority: low
- in: query
name: limit
required: false
schema:
description: Limit the size of the list that is returned. The default (and maximum) is 100 objects.
minimum: 1
type: integer
x-documentation-priority: low
- in: query
name: status.in
required: false
schema:
description: Filter External Accounts for those with the specified status or statuses. For GET requests, this should be encoded as a comma-delimited string, such as `?in=one,two,three`.
items:
enum:
- active
- archived
type: string
x-enum-descriptions:
- The External Account is active.
- The External Account is archived and won't appear in the dashboard.
type: array
x-documentation-priority: default
explode: false
- in: query
name: routing_number
required: false
schema:
description: Filter External Accounts to those with the specified Routing Number.
maxLength: 9
minLength: 9
pattern: ^[0-9]*$
type: string
x-documentation-priority: default
- in: query
name: idempotency_key
required: false
schema:
description: Filter records to the one with the specified `idempotency_key` you chose for that object. This value is unique across Increase and is used to ensure that a request is only processed once. Learn more about [idempotency](https://increase.com/documentation/idempotency-keys).
maxLength: 200
minLength: 1
type: string
x-documentation-priority: default
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/external_account_list'
description: External Account List
4XX:
$ref: '#/components/responses/errorResponse'
5XX:
$ref: '#/components/responses/errorResponse'
summary: List External Accounts
x-sandbox-only: false
x-tag: External Accounts
tags:
- External Accounts
post:
operationId: create_an_external_account
parameters: []
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/create_an_external_account_parameters'
required: true
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/external_account'
description: External Account
4XX:
$ref: '#/components/responses/errorResponse'
5XX:
$ref: '#/components/responses/errorResponse'
summary: Create an External Account
x-sandbox-only: false
x-tag: External Accounts
tags:
- External Accounts
/external_accounts/{external_account_id}:
get:
operationId: retrieve_an_external_account
parameters:
- example: external_account_ukk55lr923a3ac0pp7iv
in: path
name: external_account_id
required: true
schema:
description: The identifier of the External Account.
type: string
x-documentation-priority: default
x-id-reference-to: External Accounts
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/external_account'
description: External Account
4XX:
$ref: '#/components/responses/errorResponse'
5XX:
$ref: '#/components/responses/errorResponse'
summary: Retrieve an External Account
x-sandbox-only: false
x-tag: External Accounts
tags:
- External Accounts
patch:
operationId: update_an_external_account
parameters:
- example: external_account_ukk55lr923a3ac0pp7iv
in: path
name: external_account_id
required: true
schema:
description: The external account identifier.
type: string
x-documentation-priority: default
x-id-reference-to: External Accounts
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/update_an_external_account_parameters'
required: true
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/external_account'
description: External Account
4XX:
$ref: '#/components/responses/errorResponse'
5XX:
$ref: '#/components/responses/errorResponse'
summary: Update an External Account
x-sandbox-only: false
x-tag: External Accounts
tags:
- External Accounts
components:
schemas:
update_an_external_account_parameters:
additionalProperties: false
example:
description: New description
properties:
account_holder:
description: The type of entity that owns the External Account.
enum:
- business
- individual
type: string
x-documentation-priority: default
x-enum-descriptions:
- The External Account is owned by a business.
- The External Account is owned by an individual.
description:
description: The description you choose to give the external account.
maxLength: 200
minLength: 1
type: string
x-documentation-priority: default
funding:
description: The funding type of the External Account.
enum:
- checking
- savings
- general_ledger
- other
type: string
x-documentation-priority: default
x-enum-descriptions:
- A checking account.
- A savings account.
- A general ledger account.
- A different type of account.
status:
description: The status of the External Account.
enum:
- active
- archived
type: string
x-documentation-priority: default
x-enum-descriptions:
- The External Account is active.
- The External Account is archived and won't appear in the dashboard.
type: object
x-event-categories: []
x-stainless-empty-object: false
create_an_external_account_parameters:
additionalProperties: true
example:
account_holder: business
account_number: '987654321'
description: Landlord
routing_number: '101050001'
properties:
account_holder:
description: The type of entity that owns the External Account.
enum:
- business
- individual
- unknown
type: string
x-documentation-priority: default
x-enum-descriptions:
- The External Account is owned by a business.
- The External Account is owned by an individual.
- It's unknown what kind of entity owns the External Account.
account_number:
description: The account number for the destination account.
maxLength: 17
minLength: 1
pattern: ^[a-zA-Z0-9]*$
type: string
x-documentation-priority: default
description:
description: The name you choose for the Account.
maxLength: 200
minLength: 1
type: string
x-documentation-priority: default
funding:
description: The type of the destination account. Defaults to `checking`.
enum:
- checking
- savings
- general_ledger
- other
type: string
x-documentation-priority: default
x-enum-descriptions:
- A checking account.
- A savings account.
- A general ledger account.
- A different type of account.
routing_number:
description: The American Bankers' Association (ABA) Routing Transit Number (RTN) for the destination account.
maxLength: 9
minLength: 9
pattern: ^[0-9]*$
type: string
x-documentation-priority: default
required:
- routing_number
- account_number
- description
type: object
x-event-categories: []
x-stainless-empty-object: false
external_account_list:
additionalProperties: true
description: A list of External Account objects.
example:
data:
- account_holder: business
account_number: '987654321'
created_at: '2020-01-31T23:59:59Z'
description: Landlord
funding: checking
id: external_account_ukk55lr923a3ac0pp7iv
idempotency_key: null
routing_number: '101050001'
status: active
type: external_account
next_cursor: v57w5d
properties:
data:
description: The contents of the list.
items:
$ref: '#/components/schemas/external_account'
type: array
x-documentation-priority: default
next_cursor:
anyOf:
- description: A pointer to a place in the list. Pass this as the `cursor` parameter to retrieve the next page of results. If there are no more results, the value will be `null`.
type: string
x-documentation-priority: default
- type: 'null'
required:
- data
- next_cursor
title: External Account List
type: object
x-event-categories: []
x-stainless-empty-object: false
x-title-plural: External Account Lists
external_account:
additionalProperties: true
description: External Accounts represent accounts at financial institutions other than Increase. You can use this API to store their details for reuse.
example:
account_holder: business
account_number: '987654321'
created_at: '2020-01-31T23:59:59Z'
description: Landlord
funding: checking
id: external_account_ukk55lr923a3ac0pp7iv
idempotency_key: null
routing_number: '101050001'
status: active
type: external_account
properties:
account_holder:
description: The type of entity that owns the External Account.
enum:
- business
- individual
- unknown
type: string
x-documentation-priority: default
x-enum-descriptions:
- The External Account is owned by a business.
- The External Account is owned by an individual.
- It's unknown what kind of entity owns the External Account.
account_number:
description: The destination account number.
type: string
x-documentation-priority: default
created_at:
description: The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which the External Account was created.
format: date-time
type: string
x-documentation-priority: default
description:
description: The External Account's description for display purposes.
type: string
x-documentation-priority: default
funding:
description: The type of the account to which the transfer will be sent.
enum:
- checking
- savings
- general_ledger
- other
type: string
x-documentation-priority: default
x-enum-descriptions:
- A checking account.
- A savings account.
- A general ledger account.
- A different type of account.
id:
description: The External Account's identifier.
type: string
x-documentation-priority: default
x-id-reference-to: External Accounts
idempotency_key:
anyOf:
- description: The idempotency key you chose for this object. This value is unique across Increase and is used to ensure that a request is only processed once. Learn more about [idempotency](https://increase.com/documentation/idempotency-keys).
type: string
x-documentation-priority: default
- type: 'null'
routing_number:
description: The American Bankers' Association (ABA) Routing Transit Number (RTN).
type: string
x-documentation-priority: default
status:
description: The External Account's status.
enum:
- active
- archived
type: string
x-documentation-priority: default
x-enum-descriptions:
- The External Account is active.
- The External Account is archived and won't appear in the dashboard.
type:
description: A constant representing the object's type. For this resource it will always be `external_account`.
enum:
- external_account
type: string
x-documentation-priority: default
required:
- type
- id
- created_at
- description
- status
- routing_number
- account_number
- funding
- account_holder
- idempotency_key
title: External Account
type: object
x-event-categories:
- external_account.created
- external_account.updated
x-stainless-empty-object: false
x-tag: External Accounts
x-title-plural: External Accounts
error:
anyOf:
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 404
type: integer
title:
type: string
type:
enum:
- api_method_not_found_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 403
type: integer
title:
type: string
type:
enum:
- environment_mismatch_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
resource_id:
description: ''
type: string
x-documentation-priority: default
status:
enum:
- 409
type: integer
title:
type: string
type:
enum:
- idempotency_key_already_used_error
type: string
required:
- type
- title
- detail
- status
- resource_id
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 403
type: integer
title:
type: string
type:
enum:
- insufficient_permissions_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 500
type: integer
title:
type: string
type:
enum:
- internal_server_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
reason:
description: ''
enum:
- deleted_credential
- expired_credential
- ip_not_allowed
- no_credential
- no_header
- no_api_access
- wrong_environment
type: string
x-documentation-priority: default
x-enum-descriptions:
- deleted_credential
- expired_credential
- ip_not_allowed
- no_credential
- no_header
- no_api_access
- wrong_environment
status:
enum:
- 401
type: integer
title:
type: string
type:
enum:
- invalid_api_key_error
type: string
required:
- type
- title
- detail
- status
- reason
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 409
type: integer
title:
type: string
type:
enum:
- invalid_operation_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
errors:
description: All errors related to parsing the request parameters.
items:
additionalProperties: true
properties: {}
title: ErrorsElement
type: object
x-event-categories: []
x-stainless-empty-object: false
x-title-plural: ErrorsElements
type: array
x-documentation-priority: default
status:
enum:
- 400
type: integer
title:
type: string
type:
enum:
- invalid_parameters_error
type: string
required:
- type
- title
- detail
- status
- errors
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 400
type: integer
title:
type: string
type:
enum:
- malformed_request_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 404
type: integer
title:
type: string
type:
enum:
- object_not_found_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
status:
enum:
- 403
type: integer
title:
type: string
type:
enum:
- private_feature_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
- properties:
detail:
anyOf:
- type: string
- type: 'null'
retry_after:
anyOf:
- description: ''
type: integer
x-documentation-priority: default
- type: 'null'
status:
enum:
- 429
type: integer
title:
type: string
type:
enum:
- rate_limited_error
type: string
required:
- type
- title
- detail
- status
type: object
x-event-categories: []
responses:
errorResponse:
content:
application/json:
schema:
allOf:
- $ref: '#/components/schemas/error'
description: Error
securitySchemes:
bearerAuth:
scheme: bearer
type: http
x-tagGroups:
- name: Accounts
tags:
- Accounts
- Account Numbers
- Account Transfers
- name: Transactions
tags:
- Transactions
- Pending Transactions
- Declined Transactions
- name: Ach Transfers
tags:
- ACH Transfers
- Inbound ACH Transfers
- ACH Prenotifications
- name: Check Transfers
tags:
- Check Transfers
- Inbound Check Deposits
- name: Real Time Payments Transfers
tags:
- Real-Time Payments Transfers
- Inbound Real-Time Payments Transfers
- name: Fednow Transfers
tags:
- FedNow Transfers
- Inbound FedNow Transfers
- name: Swift Transfers
tags:
- Swift Transfers
- name: Wire Transfers
tags:
- Wire Transfers
- Inbound Wire Transfers
- Wire Drawdown Requests
- Inbound Wire Drawdown Requests
- name: Card Transfers
tags:
- Card Tokens
- Card Push Transfers
- Card Validations
- name: Check Deposits
tags:
- Check Deposits
- Lockbox Addresses
- Lockbox Recipients
- Inbound Mail Items
- name: Cards
tags:
- Cards
- Card Payments
- Card Purchase Supplements
- Card Disputes
- Physical Cards
- Digital Card Profiles
- Physical Card Profiles
- Digital Wallet Tokens
- name: Compliance
tags:
- Entities
- Beneficial Owners
- Supplemental Documents
- Entity Onboarding Sessions
- Programs
- name: Events and Webhooks
tags:
- Events
- Event Subscriptions
- Real-Time Decisions
- name: External Accounts
tags:
- Routing Numbers
- External Accounts
- name: Files and Exports
tags:
- Account Statements
- Files
- File Links
- Exports
- name: OAuth
tags:
- Groups
- OAuth Applications
- OAuth Connections
- OAuth Tokens
- name: Intrafi
tags:
- IntraFi Account Enrollments
- IntraFi Balances
- IntraFi Exclusions