Raymond James Bank

Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a wholly owned subsidiary of Raymond James Financial, Inc. (NYSE: RJF), a diversified financial services holding company founded in 1962. Supervised by the Federal Reserve and the Florida Office of Financial Regulation, the bank provides securities-based lending, residential mortgages, commercial and industrial and commercial real estate loans, tax-exempt loans, and deposit products (including its Enhanced Savings Program) primarily to Raymond James wealth-management and institutional clients. On open finance, the bank runs no first-party public developer portal and publishes no downloadable API specifications; consumer-permissioned account data is reachable only indirectly through third-party aggregators such as Plaid. No FDX participation or CFPB Section 1033 data-access posture is publicly documented for this institution as of this record.

Raymond James Bank publishes 1 API on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Wealth Management, and Securities-Based Lending.

Raymond James Bank’s developer surface includes engineering blog, support, and 6 more developer resources.

10.9/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
1 APIs
Financial-ServicesBankingUnited StatesWealth ManagementSecurities-Based LendingOpen FinanceData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 10.9/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 1.2 / 17
Access Clarity 4.7 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 5.0 / 9
Regulatory Posture 2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/raymond-james-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Raymond James Bank Consumer Data Access (Aggregator-Only)

Raymond James Bank exposes no first-party public API. Consumer-permissioned account and transaction data is available only indirectly through third-party data aggregators (e.g.,...

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Raymond James Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: raymond-james-bank
url: https://raw.githubusercontent.com/api-evangelist/raymond-james-bank/refs/heads/main/apis.yml
name: Raymond James Bank
kind: company
description: 'Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a
  wholly owned subsidiary of Raymond James Financial, Inc. (NYSE: RJF), a diversified financial services holding company founded
  in 1962. Supervised by the Federal Reserve and the Florida Office of Financial Regulation, the bank provides securities-based
  lending, residential mortgages, commercial and industrial and commercial real estate loans, tax-exempt loans, and deposit
  products (including its Enhanced Savings Program) primarily to Raymond James wealth-management and institutional clients.
  On open finance, the bank runs no first-party public developer portal and publishes no downloadable API specifications;
  consumer-permissioned account data is reachable only indirectly through third-party aggregators such as Plaid. No FDX participation
  or CFPB Section 1033 data-access posture is publicly documented for this institution as of this record.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Wealth Management
- Securities-Based Lending
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Wealth Management
- Securities-Based Lending
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: raymond-james-bank:raymond-james-bank-data-access
  name: Raymond James Bank Consumer Data Access (Aggregator-Only)
  description: Raymond James Bank exposes no first-party public API. Consumer-permissioned account and transaction data is
    available only indirectly through third-party data aggregators (e.g., Plaid). This entry is an honest pointer to the bank's
    public web presence; there is no documented developer portal, base URL, or downloadable specification.
  humanURL: https://www.raymondjamesbank.com/
  tags:
  - Data Aggregation
  - Open Finance
  properties:
  - type: Documentation
    url: https://www.raymondjamesbank.com/privacy-and-security-statements
common:
- type: DomainSecurity
  url: security/raymond-james-bank-domain-security.yml
- type: Website
  url: https://www.raymondjamesbank.com/
- type: About
  url: https://www.raymondjamesbank.com/more/about-us
- type: Blog
  url: https://www.raymondjamesbank.com/more/news-and-media
- type: PrivacyPolicy
  url: https://www.raymondjamesbank.com/privacy-and-security-statements
- type: TermsOfService
  url: https://www.raymondjamesbank.com/terms-of-use
- type: Support
  url: https://www.raymondjamesbank.com/more/contact-us
- type: Login
  url: https://www.raymondjamesbank.com/account-login
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com