Sallie Mae Bank

Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28, 2005 and headquartered in Salt Lake City, Utah, operating as the FDIC-insured banking subsidiary (FDIC cert #58177) of SLM Corporation (NASDAQ SLM), the publicly traded, S&P 400 consumer-finance company best known as the largest originator of private student loans in the United States. Beyond student and education lending, the bank offers retail deposit products including high-yield savings accounts, money market accounts, and certificates of deposit through salliemae.com. Sallie Mae Bank does not operate a first-party public developer program - there is no developer.salliemae.com portal, no api.salliemae.com host, and no published OpenAPI/Swagger definitions. Consumer account and transaction data is reachable only on a permissioned basis through third-party data aggregators (historically Plaid), and no first-party FDX data-access API or published CFPB Section 1033 data-rights posture could be confirmed. This is an identity-only, aggregator-access record reflecting the honest reality that this institution exposes no public API surface.

Sallie Mae Bank is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Industrial Bank, and Student Loans.

Sallie Mae Bank’s developer surface includes engineering blog and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

3.6/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-ServicesBankingUnited StatesIndustrial BankStudent LoansSavingsConsumer FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 3.6/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 1.1 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.1 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/sallie-mae: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Source (apis.yml)

aid: sallie-mae
url: https://raw.githubusercontent.com/api-evangelist/sallie-mae/refs/heads/main/apis.yml
name: Sallie Mae Bank
kind: company
description: 'Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28,
  2005 and headquartered in Salt Lake City, Utah, operating as the FDIC-insured banking subsidiary (FDIC cert #58177) of SLM
  Corporation (NASDAQ SLM), the publicly traded, S&P 400 consumer-finance company best known as the largest originator of
  private student loans in the United States. Beyond student and education lending, the bank offers retail deposit products
  including high-yield savings accounts, money market accounts, and certificates of deposit through salliemae.com. Sallie
  Mae Bank does not operate a first-party public developer program - there is no developer.salliemae.com portal, no api.salliemae.com
  host, and no published OpenAPI/Swagger definitions. Consumer account and transaction data is reachable only on a permissioned
  basis through third-party data aggregators (historically Plaid), and no first-party FDX data-access API or published CFPB
  Section 1033 data-rights posture could be confirmed. This is an identity-only, aggregator-access record reflecting the honest
  reality that this institution exposes no public API surface.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Industrial Bank
- Student Loans
- Savings
- Consumer Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Industrial Bank
- Student Loans
- Savings
- Consumer Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: Login
  url: https://www.salliemae.com/login/
- type: DomainSecurity
  url: security/sallie-mae-domain-security.yml
- type: Website
  url: https://www.salliemae.com/
- type: TermsOfService
  url: https://www.salliemae.com/legal/terms-of-use/
- type: PrivacyPolicy
  url: https://www.salliemae.com/legal/privacy-policies-and-notices/
- type: GitHubOrganization
  url: https://github.com/SallieMae
- type: LinkedIn
  url: https://www.linkedin.com/company/salliemae
- type: Blog
  url: https://www.salliemae.com/resources/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com