Atlantic Union Bank website screenshot

Atlantic Union Bank

Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal banking subsidiary of Atlantic Union Bankshares Corporation (NYSE: AUB), a Richmond, Virginia bank holding company regulated under the Bank Holding Company Act of 1956. It is the largest regional bank headquartered in Virginia, with roughly $37 billion in assets and a branch network across Virginia, Maryland, and North Carolina, offering consumer and business checking, savings, lending, mortgages, credit cards, and wealth management. Like most US regional banks, Atlantic Union Bank operates under the voluntary, fragmented US open-finance landscape rather than a mandated open-banking regime: it publishes no first-party public developer portal or documented public API. Consumer-permissioned account and transaction data is reached indirectly through third-party data aggregators (Plaid, Finicity by Mastercard, MX, Teller) as surfaced by aggregator coverage directories, and no direct FDX-conformant data-access endpoint, Akoya participation, or published CFPB Section 1033 posture was found. This is an identity-only, aggregator-only record with no first-party API surface.

Atlantic Union Bank is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Regional Bank, and Virginia.

Atlantic Union Bank’s developer surface includes support and 9 more developer resources.

10.3/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
Financial-ServicesBankingUnited StatesRegional BankVirginiaOpen FinanceData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 10.3/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.8 / 17
Access Clarity 3.6 / 17
Operational Transparency 1.2 / 11
Contract Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/atlantic-union-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Atlantic Union Bank Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: atlantic-union-bank
url: https://raw.githubusercontent.com/api-evangelist/atlantic-union-bank/refs/heads/main/apis.yml
name: Atlantic Union Bank
kind: company
description: 'Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal
  banking subsidiary of Atlantic Union Bankshares Corporation (NYSE: AUB), a Richmond, Virginia bank holding company regulated
  under the Bank Holding Company Act of 1956. It is the largest regional bank headquartered in Virginia, with roughly $37
  billion in assets and a branch network across Virginia, Maryland, and North Carolina, offering consumer and business checking,
  savings, lending, mortgages, credit cards, and wealth management. Like most US regional banks, Atlantic Union Bank operates
  under the voluntary, fragmented US open-finance landscape rather than a mandated open-banking regime: it publishes no first-party
  public developer portal or documented public API. Consumer-permissioned account and transaction data is reached indirectly
  through third-party data aggregators (Plaid, Finicity by Mastercard, MX, Teller) as surfaced by aggregator coverage directories,
  and no direct FDX-conformant data-access endpoint, Akoya participation, or published CFPB Section 1033 posture was found.
  This is an identity-only, aggregator-only record with no first-party API surface.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Regional Bank
- Virginia
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Regional Bank
- Virginia
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/atlantic-union-bank-domain-security.yml
- type: WellKnown
  url: well-known/atlantic-union-bank-well-known.yml
- type: LLMsTxt
  url: llms/atlantic-union-bank-llms.txt
- type: Website
  url: https://www.atlanticunionbank.com/
- type: InvestorRelations
  url: https://investors.atlanticunionbank.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/atlantic-union-bank
- type: PrivacyPolicy
  url: https://www.atlanticunionbank.com/about/helpful-links/privacy
- type: TermsOfService
  url: https://www.atlanticunionbank.com/about/helpful-links/terms-of-use
- type: Security
  url: https://www.atlanticunionbank.com/about/helpful-links/security-fraud-center
- type: Support
  url: https://www.atlanticunionbank.com/about/contact-us
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com