America First Credit Union

America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah, founded in 1939. With roughly $19 billion in assets, more than one million members, and about 124 branches across seven western states (Utah, Idaho, Oregon, New Mexico, Arizona, Nevada, and California), it is one of the largest credit unions in the United States. Like the vast majority of US credit unions, America First operates no public first-party developer portal and publishes no downloadable OpenAPI/Swagger specifications. It provides no self-serve, publicly documented API surface; consumer-permissioned account data access is handled through third-party data aggregators and its core banking provider rather than a direct first-party API. No public FDX participation or CFPB Section 1033 data-access posture is documented on its public website as of this bootstrap. This record is an honest identity profile with no fabricated API surface.

America First Credit Union is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Credit Union, and Consumer Banking.

America First Credit Union’s developer surface includes engineering blog, support, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.5/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-ServicesBankingUnited StatesCredit UnionConsumer BankingOpen FinanceData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 12.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 4.9 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.6 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/america-first-credit-union: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: america-first-credit-union
url: https://raw.githubusercontent.com/api-evangelist/america-first-credit-union/refs/heads/main/apis.yml
name: America First Credit Union
kind: company
description: America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah,
  founded in 1939. With roughly $19 billion in assets, more than one million members, and about 124 branches across seven
  western states (Utah, Idaho, Oregon, New Mexico, Arizona, Nevada, and California), it is one of the largest credit unions
  in the United States. Like the vast majority of US credit unions, America First operates no public first-party developer
  portal and publishes no downloadable OpenAPI/Swagger specifications. It provides no self-serve, publicly documented API
  surface; consumer-permissioned account data access is handled through third-party data aggregators and its core banking
  provider rather than a direct first-party API. No public FDX participation or CFPB Section 1033 data-access posture is documented
  on its public website as of this bootstrap. This record is an honest identity profile with no fabricated API surface.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Credit Union
- Consumer Banking
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Credit Union
- Consumer Banking
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: Blog
  url: https://www.americafirst.com/content/afcu/us/en/about/news
- type: TrustCenter
  url: https://www.americafirst.com/trust
- type: DomainSecurity
  url: security/america-first-credit-union-domain-security.yml
- type: Website
  url: https://www.americafirst.com
- type: PrivacyPolicy
  url: https://www.americafirst.com/privacy
- type: Security
  url: https://www.americafirst.com/security
- type: TermsOfService
  url: https://www.americafirst.com/about/help/legal-disclosures-and-documents.html
- type: Support
  url: https://www.americafirst.com/about/help/support.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com