regions-financial

Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions Bank is implementing open banking capabilities through a partnership with Axway's Amplify Open Banking solution, building APIs aligned to the Financial Data Exchange (FDX) standard to enable secure financial data sharing with fintech partners and third-party platforms. Regions joined FDX in 2021 and is targeting compliance with CFPB open banking rules by April 2027.

regions-financial publishes 5 APIs on the APIs.io network, including Account Information API, Consent API, Customer API, and 2 more. Tagged areas include Banking, Financial Services, Open Banking, FDX, and Consumer Banking.

The regions-financial catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

regions-financial’s developer surface includes authentication and 9 more developer resources.

43.4/100 developing ▼ -5.1 Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessEnterpriseSelf serve
5 APIs
BankingFinancial ServicesOpen BankingFDXConsumer BankingWealth ManagementFortune 500

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 43.4/100 · developing
Contract Quality 16.7 / 25
Developer Ergonomics 2.2 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.7 / 13
Governance 8.3 / 12
Discoverability 6.9 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/regions-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

regions-financial Account Information API

Consumer and business account balances and details

regions-financial Consent API

Customer consent management for data sharing

regions-financial Customer API

Customer profile and identity

regions-financial Payments API

Payment initiation and status

regions-financial Transactions API

Account transaction history

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Regions Open Banking API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Regions Financial Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Regions Financial Context

32 classes · 2 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

regions-financial API Rules

5 rules · 3 warnings 2 info

SPECTRAL

regions-financial API Rules

8 rules · 2 errors 6 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Account

8 properties

JSON SCHEMA

Transaction

12 properties

JSON SCHEMA

JSON Structure 2

JSON Structure definitions describing this provider's data shapes.

Regions Account Structure

0 properties

JSON STRUCTURE

Regions Transaction Structure

0 properties

JSON STRUCTURE

Examples 2

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Regions Financial Authentication

oauth2 · 1 scheme

SECURITY

Regions Financial Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Regions Financial Scopes

4 scopes · authorizationCode

4 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Regions Financial Agentic Access

8 operations · 2 acting · 1 human-in-the-loop

8 operations · 2 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Regions Says AI Lifts Productivity 20% as Loan Growth Cools

2026-05-25

Regions Bank Taps IBM's AI to Power Next Generation ...

2026-05-25

Regions Bank and CRE FinTech Blooma Collaborate to ...

2026-05-25

Generative Artificial Intelligence: The Next Disruptive ...

2026-05-25

Regions AI tool helps steer cross-selling

2026-05-25

Resources

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 3

Authentication, authorization, and security posture

Company 4

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: regions-financial
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/regions-financial.png
url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/apis.yml
modified: '2026-05-19'
description: Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers
  of consumer and commercial banking, wealth management, and mortgage products and services. Regions Bank is implementing
  open banking capabilities through a partnership with Axway's Amplify Open Banking solution, building APIs aligned to the
  Financial Data Exchange (FDX) standard to enable secure financial data sharing with fintech partners and third-party platforms.
  Regions joined FDX in 2021 and is targeting compliance with CFPB open banking rules by April 2027.
apis:
- aid: regions-financial:regions-financial-account-information-api
  name: regions-financial Account Information API
  description: Consumer and business account balances and details
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Account Information
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-account-information-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-consent-api
  name: regions-financial Consent API
  description: Customer consent management for data sharing
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Consent
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-consent-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-customer-api
  name: regions-financial Customer API
  description: Customer profile and identity
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Customer
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-customer-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-payments-api
  name: regions-financial Payments API
  description: Payment initiation and status
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-payments-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-transactions-api
  name: regions-financial Transactions API
  description: Account transaction history
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-transactions-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
common:
- type: AgenticAccess
  url: agentic-access/regions-financial-agentic-access.yml
- type: DomainSecurity
  url: security/regions-financial-domain-security.yml
- type: Authentication
  url: authentication/regions-financial-authentication.yml
- type: OAuthScopes
  url: scopes/regions-financial-scopes.yml
- type: Website
  url: https://www.regions.com
- type: Website
  url: https://www.regions.com/personal-banking
- type: Website
  url: https://www.regions.com/commercial-banking
- type: LinkedIn
  url: https://www.linkedin.com/company/regions-financial-corporation
- type: OpenAPI
  url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/openapi/regions-open-banking-openapi.yml
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/vocabulary/regions-financial-vocabulary.yml
tags:
- Banking
- Financial Services
- Open Banking
- FDX
- Consumer Banking
- Wealth Management
- Fortune 500