regions-financial

Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions Bank is implementing open banking capabilities through a partnership with Axway's Amplify Open Banking solution, building APIs aligned to the Financial Data Exchange (FDX) standard to enable secure financial data sharing with fintech partners and third-party platforms. Regions joined FDX in 2021 and is targeting compliance with CFPB open banking rules by April 2027.

regions-financial publishes 5 APIs on the APIs.io network, including Account Information API, Consent API, Customer API, and 2 more. Tagged areas include Banking, Financial-Services, Open Banking, FDX, and Consumer Banking.

The regions-financial catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

regions-financial’s developer surface includes authentication and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

33.8/100 thin ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessEnterpriseSelf serve

5 APIs

BankingFinancial-ServicesOpen BankingFDXConsumer BankingWealth ManagementFortune 500

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 33.8/100 · thin

Contract Quality 13.4 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.6 / 11

Contract Governance 2.6 / 10

Discoverability 5.8 / 9

Regulatory Posture 7.2 / 15

Agent readiness — 29/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/regions-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Regions Financial Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Examples 2

Example request and response payloads for these APIs.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Regions Financial Scopes

4 scopes · authorizationCode

4 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Regions Financial Agentic Access

8 operations · 2 acting · 1 human-in-the-loop

8 operations · 2 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Documentation 1

Reference material describing how the API behaves

OpenAPI

OpenAPI

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Vocabulary

Vocabulary

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Company 4

The organization behind the API

Website

Website

Website

Website

Website

Website

LinkedIn

Source (apis.yml)

aid: regions-financial
specificationVersion: '0.23'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/regions-financial.png
url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/apis.yml
modified: '2026-05-19'
description: Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers
  of consumer and commercial banking, wealth management, and mortgage products and services. Regions Bank is implementing
  open banking capabilities through a partnership with Axway's Amplify Open Banking solution, building APIs aligned to the
  Financial Data Exchange (FDX) standard to enable secure financial data sharing with fintech partners and third-party platforms.
  Regions joined FDX in 2021 and is targeting compliance with CFPB open banking rules by April 2027.
apis:
- aid: regions-financial:regions-financial-account-information-api
  name: regions-financial Account Information API
  description: Consumer and business account balances and details
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Account Information
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-account-information-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-consent-api
  name: regions-financial Consent API
  description: Customer consent management for data sharing
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Consent
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-consent-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-customer-api
  name: regions-financial Customer API
  description: Customer profile and identity
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Customers
  tags_raw:
  - Customer
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-customer-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-payments-api
  name: regions-financial Payments API
  description: Payment initiation and status
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-payments-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
- aid: regions-financial:regions-financial-transactions-api
  name: regions-financial Transactions API
  description: Account transaction history
  humanURL: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
  baseURL: https://api.regions.com/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/regions-financial-transactions-api-openapi.yml
  - type: PressRelease
    url: https://ir.regions.com/news-events/press-releases/news-details/2025/Enhancing-Customer-Control-of-Financial-Data-Regions-Bank-Selects-Axway-to-Accelerate-Open-Banking-Services/default.aspx
common:
- type: AgenticAccess
  url: agentic-access/regions-financial-agentic-access.yml
- type: DomainSecurity
  url: security/regions-financial-domain-security.yml
- type: Authentication
  url: authentication/regions-financial-authentication.yml
- type: OAuthScopes
  url: scopes/regions-financial-scopes.yml
- type: Website
  url: https://www.regions.com
- type: Website
  url: https://www.regions.com/personal-banking
- type: Website
  url: https://www.regions.com/commercial-banking
- type: LinkedIn
  url: https://www.linkedin.com/company/regions-financial-corporation
- type: OpenAPI
  url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/openapi/regions-open-banking-openapi.yml
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/regions-financial/refs/heads/main/vocabulary/regions-financial-vocabulary.yml
tags:
- Banking
- Financial-Services
- Open Banking
- FDX
- Consumer Banking
- Wealth Management
- Fortune 500
tags_raw:
- Banking
- Financial Services
- Open Banking
- FDX
- Consumer Banking
- Wealth Management
- Fortune 500

regions-financial

APIs 5

Open Collections 7

Pricing Plans 1

Rate Limits 1

FinOps 1

Semantic Vocabularies 1

Spectral Rules 2

JSON Schema 2

JSON Structure 2

Examples 2

Security Posture 2

Scopes 1

Agentic Access 1

Press 5

Regions Says AI Lifts Productivity 20% as Loan Growth Cools

Regions Bank Taps IBM's AI to Power Next Generation ...

Regions Bank and CRE FinTech Blooma Collaborate to ...

Generative Artificial Intelligence: The Next Disruptive ...

Regions AI tool helps steer cross-selling

Documentation 1

Agent Surfaces 1

Design & Contract 1

Access & Security 3

Company 4

Source (apis.yml)