regions-financial Customer API
Customer profile and identity
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OpenAPI Specification
openapi: 3.2.0
info:
title: Regions Open Banking Account Information Customer API
description: Regions Bank is implementing FDX-compliant open banking APIs through its partnership with Axway Amplify Open Banking. These APIs enable secure, consent-based financial data sharing for consumer banking, corporate banking, and wealth management, replacing legacy screen-scraping with standardized API access. Built to Financial Data Exchange (FDX) API v6.x standards. Regions joined FDX in 2021 and is targeting full compliance with CFPB open banking rules by April 2027.
version: 1.0.0
contact:
name: Regions Bank Developer Support
url: https://www.regions.com
x-api-id: regions-open-banking-api
x-audience: partner
x-standard: FDX
servers:
- url: https://api.regions.com/v1
description: Production
security:
- OAuth2:
- accounts:read
tags:
- name: Customer
description: Customer profile and identity
paths:
/customers/current:
get:
operationId: getCurrentCustomer
summary: Get Current Customer
description: Retrieve the profile of the currently authenticated customer.
tags:
- Customer
responses:
'200':
description: Customer profile
content:
application/json:
schema:
$ref: '#/components/schemas/Customer'
'401':
$ref: '#/components/responses/Unauthorized'
components:
schemas:
Name:
type: object
properties:
first:
type: string
middle:
type: string
last:
type: string
prefix:
type: string
suffix:
type: string
Address:
type: object
properties:
line1:
type: string
line2:
type: string
city:
type: string
state:
type: string
postalCode:
type: string
country:
type: string
default: US
Error:
type: object
properties:
code:
type: string
message:
type: string
details:
type: string
traceId:
type: string
Customer:
type: object
properties:
customerId:
type: string
description: Unique customer identifier
name:
$ref: '#/components/schemas/Name'
email:
type: string
format: email
phone:
type: string
address:
$ref: '#/components/schemas/Address'
dateOfBirth:
type: string
format: date
description: Customer date of birth (masked for privacy)
responses:
Unauthorized:
description: Missing or invalid OAuth2 token
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
securitySchemes:
OAuth2:
type: oauth2
description: OAuth 2.0 with customer consent (FDX standard)
flows:
authorizationCode:
authorizationUrl: https://auth.regions.com/oauth/authorize
tokenUrl: https://auth.regions.com/oauth/token
scopes:
accounts:read: Read account information
transactions:read: Read transaction history
customers:read: Read customer profile
payments:write: Initiate payments