SchoolsFirst FCU

SchoolsFirst Federal Credit Union is a federally chartered, member-owned credit union headquartered in Tustin, California, serving educators and their families. Founded in 1934 as Orange County Teachers Credit Union, it is the largest credit union in California and one of the largest in the United States, with roughly $31.9 billion in assets, over 1.4 million members, and about 70 branches. It offers savings, checking, loans, mortgages, credit cards, and investment services. Like most US credit unions, SchoolsFirst runs no first-party public developer program: probes of developer.schoolsfirstfcu.org fail to resolve and /developers returns 404, and its api.schoolsfirstfcu.org host is the member online-banking login backend, not a documented API. Consumer-permissioned data access is available only through open-finance aggregators (Plaid, Finicity, MX, Akoya) rather than a direct API. No public FDX participation or CFPB Section 1033 data-access posture is documented at this time.

SchoolsFirst FCU is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, United States, Credit Union, and Open Finance.

SchoolsFirst FCU’s developer surface includes engineering blog, support, signup flow, and 5 more developer resources.

14.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5
0 APIs
Financial ServicesBankingUnited StatesCredit UnionOpen FinanceData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 14.1/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.7 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/schoolsfirst: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Schoolsfirst Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: schoolsfirst
url: https://raw.githubusercontent.com/api-evangelist/schoolsfirst/refs/heads/main/apis.yml
name: SchoolsFirst FCU
kind: company
description: 'SchoolsFirst Federal Credit Union is a federally chartered, member-owned credit union headquartered in Tustin,
  California, serving educators and their families. Founded in 1934 as Orange County Teachers Credit Union, it is the largest
  credit union in California and one of the largest in the United States, with roughly $31.9 billion in assets, over 1.4 million
  members, and about 70 branches. It offers savings, checking, loans, mortgages, credit cards, and investment services. Like
  most US credit unions, SchoolsFirst runs no first-party public developer program: probes of developer.schoolsfirstfcu.org
  fail to resolve and /developers returns 404, and its api.schoolsfirstfcu.org host is the member online-banking login backend,
  not a documented API. Consumer-permissioned data access is available only through open-finance aggregators (Plaid, Finicity,
  MX, Akoya) rather than a direct API. No public FDX participation or CFPB Section 1033 data-access posture is documented
  at this time.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Credit Union
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/schoolsfirst-domain-security.yml
- type: Website
  url: https://www.schoolsfirstfcu.org
- type: LinkedIn
  url: https://www.linkedin.com/company/schoolsfirst-federal-credit-union
- type: Blog
  url: https://www.schoolsfirstfcu.org/about-us/newsroom/
- type: PrivacyPolicy
  url: https://www.schoolsfirstfcu.org/privacy-policy/
- type: Support
  url: https://www.schoolsfirstfcu.org/contact-us
- type: SignUp
  url: https://www.schoolsfirstfcu.org/join/become-a-member/how-to-join/
- type: Login
  url: https://online.schoolsfirstfcu.org/member-login/login
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com