American Express

American Express Payment Account Reference (PAR)

Payment Account Reference (PAR) provides an aggregated view of a Card Member's account activity across different payment formats. Developed by EMVCo, it is a non-financial reference generated by American Express Network Services that is associated with a Primary Account Number (PAN). PAR links the PAN and its associated network tokens to allow acquirers and merchants to comply with their obligations and provide value-added services such as loyalty, analytics, and fraud management to Card Members across tokenized and non-tokenized transactions.

GitHub

Documentation

📖
Documentation
https://developer.americanexpress.com/products/payment-account-reference-public/overview

API entry from apis.yml

apis.yml Raw ↑ 
aid: american-express:american-express-payment-account-reference-par-
name: American Express Payment Account Reference (PAR)
tags:
- Tokenization
- EMVCo
- Payments
- Card Network
- United States
humanURL: https://developer.americanexpress.com/products/payment-account-reference-public/overview
properties:
- url: https://developer.americanexpress.com/products/payment-account-reference-public/overview
  type: Documentation
description: Payment Account Reference (PAR) provides an aggregated view of a Card Member's account activity
  across different payment formats. Developed by EMVCo, it is a non-financial reference generated by American
  Express Network Services that is associated with a Primary Account Number (PAN). PAR links the PAN and
  its associated network tokens to allow acquirers and merchants to comply with their obligations and
  provide value-added services such as loyalty, analytics, and fraud management to Card Members across
  tokenized and non-tokenized transactions.