MOVE Bank

MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian credit licence 234 536), headquartered in Brisbane, Queensland. Founded in 1968 as Railways Credit Union to serve railway workers and their families, it rebranded to MOVE Bank in 2018 to serve the broader transport and logistics community nationally, and today manages more than $750 million in assets across transaction and savings accounts, term deposits, home and personal loans, and insurance. As an authorised deposit-taking institution, MOVE Bank participates in Australia's Consumer Data Right (CDR / Open Banking) as a data holder, exposing a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body's Consumer Data Standards, alongside the accredited, consent-based consumer data sharing surface governed by the CDR security profile.

MOVE Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

MOVE Bank’s developer surface includes authentication, getting-started guide, API reference, documentation, engineering blog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub

32.9/100 thin ▬ flat Agent 34/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessSelf serve

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingMutual BankAustraliaProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 32.9/100 · thin

Contract Quality 10.8 / 21

Developer Ergonomics 5.2 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.9 / 11

Contract Governance 1.7 / 10

Discoverability 6.9 / 9

Regulatory Posture 7.6 / 15

Agent readiness — 34/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/move-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Conformance

Lifecycle

DataModel

Arazzo

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 1

Status, limits, changes, and where to get help

Deprecation

Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: move-bank
url: https://raw.githubusercontent.com/api-evangelist/move-bank/refs/heads/main/apis.yml
name: MOVE Bank
kind: company
description: MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian
  credit licence 234 536), headquartered in Brisbane, Queensland. Founded in 1968 as Railways Credit Union to serve railway
  workers and their families, it rebranded to MOVE Bank in 2018 to serve the broader transport and logistics community nationally,
  and today manages more than $750 million in assets across transaction and savings accounts, term deposits, home and personal
  loans, and insurance. As an authorised deposit-taking institution, MOVE Bank participates in Australia's Consumer Data Right
  (CDR / Open Banking) as a data holder, exposing a public, unauthenticated Product Reference Data (PRD) API conforming to
  the Data Standards Body's Consumer Data Standards, alongside the accredited, consent-based consumer data sharing surface
  governed by the CDR security profile.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/move-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Mutual Bank
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.23'
apis:
- aid: move-bank:move-bank-banking-account-balances-api
  name: MOVE Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-account-direct-debits-api
  name: MOVE Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-account-scheduled-payments-api
  name: MOVE Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-account-transactions-api
  name: MOVE Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-accounts-api
  name: MOVE Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-payees-api
  name: MOVE Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- aid: move-bank:move-bank-banking-products-api
  name: MOVE Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.movebank.com.au/about-us/corporate-information/open-banking/
  baseURL: https://openbanking.movebank.com.au/OpenBanking/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/move-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://openbanking.movebank.com.au/OpenBanking
  - type: APIReference
    url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
common:
- type: AgenticAccess
  url: agentic-access/move-bank-agentic-access.yml
- type: DomainSecurity
  url: security/move-bank-domain-security.yml
- type: Authentication
  url: authentication/move-bank-authentication.yml
- type: OAuthScopes
  url: scopes/move-bank-scopes.yml
- type: Conventions
  url: conventions/move-bank-conventions.yml
- type: ErrorCatalog
  url: errors/move-bank-problem-types.yml
- type: Conformance
  url: conformance/move-bank-conformance.yml
- type: Compliance
  url: https://www.movebank.com.au/reusable-documents/important-documents/cdr-policy/
- type: Lifecycle
  url: lifecycle/move-bank-lifecycle.yml
- type: Deprecation
  url: lifecycle/move-bank-lifecycle.yml
- type: MCPServer
  url: mcp/move-bank-mcp.yml
- type: LLMsTxt
  url: llms/move-bank-llms.txt
- type: Overlay
  url: overlays/move-bank-cds-banking-products-overlay.yaml
- type: DataModel
  url: data-model/move-bank-data-model.yml
- type: AgentSkill
  url: skills/move-bank-discover-products.md
- type: Arazzo
  name: Discover MOVE Bank banking products
  url: arazzo/move-bank-discover-products.yml
- type: GettingStarted
  url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/
- type: Website
  url: https://www.movebank.com.au/
- type: DeveloperPortal
  url: https://openbanking.movebank.com.au/OpenBanking
- type: Documentation
  url: https://www.movebank.com.au/about-us/corporate-information/open-banking/
- type: LinkedIn
  url: https://www.linkedin.com/company/movebanksocial
- type: Blog
  url: https://www.movebank.com.au/about-us/news/
- type: PrivacyPolicy
  url: https://www.movebank.com.au/about-us/corporate-information/privacy-policy-summary/
- type: TermsOfService
  url: https://www.movebank.com.au/about-us/corporate-information/conditions-of-use/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com