Truist Financial

Truist Financial Corporation is a purpose-driven financial services company headquartered in Charlotte, North Carolina, formed by the merger of BB&T and SunTrust Banks in 2019. As one of the ten largest commercial banks in the United States, Truist offers a comprehensive suite of developer APIs through its Developer Center, enabling financial institutions, fintech companies, and enterprise clients to integrate banking capabilities into their applications. The platform covers personal and small business banking, commercial accounts, transactions, open banking, and association services, with OAuth 2.0 and API key authentication. Truist launched FDX-compliant open banking in 2026, partnering with Mastercard and Plaid to enable secure, tokenized financial data sharing for consumers and businesses.

8 APIs 3 Features

BankingFinancial ServicesOpen BankingCommercial BankingPersonal BankingPaymentsAccountsTransactionsFortune 500

Truist banking APIs are commercial banking integrations available to enterprise treasury management customers.

InvestorRelations

Sources

opencollection: 1.0.0
info:
  name: Truist Personal and Small Business Transactions API
  version: 1.0.0
items:
- info:
    name: Transactions
    type: folder
  items:
  - info:
      name: List Personal Account Transactions
      type: http
    http:
      method: GET
      url: https://api.truist.com/v1/personal/accounts/:accountId/transactions
      params:
      - name: accountId
        value: ''
        type: path
        description: Unique account identifier
      - name: fromDate
        value: ''
        type: query
        description: Start date for transaction retrieval (YYYY-MM-DD)
      - name: toDate
        value: ''
        type: query
        description: End date for transaction retrieval (YYYY-MM-DD)
      - name: status
        value: ''
        type: query
        description: Filter by transaction status
      - name: limit
        value: ''
        type: query
        description: Maximum number of transactions to return
      - name: offset
        value: ''
        type: query
        description: Pagination offset
      auth:
        type: oauth2
        flow: authorization_code
        authorizationUrl: https://api.truist.com/oauth2/authorize
        accessTokenUrl: https://api.truist.com/oauth2/token
        credentials:
          clientId: '{{clientId}}'
          clientSecret: '{{clientSecret}}'
    docs: Retrieve posted and pending transactions for a personal or small business account with optional date range filtering.
  - info:
      name: Get Personal Transaction
      type: http
    http:
      method: GET
      url: https://api.truist.com/v1/personal/accounts/:accountId/transactions/:transactionId
      params:
      - name: accountId
        value: ''
        type: path
        description: Unique account identifier
      - name: transactionId
        value: ''
        type: path
        description: Unique transaction identifier
      auth:
        type: oauth2
        flow: authorization_code
        authorizationUrl: https://api.truist.com/oauth2/authorize
        accessTokenUrl: https://api.truist.com/oauth2/token
        credentials:
          clientId: '{{clientId}}'
          clientSecret: '{{clientSecret}}'
    docs: Retrieve details for a specific transaction on a personal or small business account.
bundled: true

Truist Financial

APIs

Truist Personal and Small Business Accounts API

Truist Personal and Small Business Transactions API

Truist Personal and Small Business Client Contact API

Truist Commercial Accounts API

Truist Commercial Account Transactions API

Truist Commercial Account Transaction Image API

Truist Open Banking API

Truist Association Services API

Collections

Truist Commercial Account Transactions API

Truist Commercial Accounts API

Truist Personal and Small Business Accounts API

Truist Personal and Small Business Transactions API

Pricing Plans

Truist Financial Plans Pricing

Rate Limits

Truist Financial Rate Limits

FinOps

Truist Financial Finops

Features

Semantic Vocabularies

Truist Financial Context

API Governance Rules

Truist Financial API Rules

JSON Structure

Truist Financial Account Structure

Truist Financial Transaction Structure

Example Payloads

Truist Get Personal Account Balances Example

Truist List Commercial Accounts Example

Truist List Commercial Transactions Example

Truist List Personal Accounts Example

Truist List Personal Transactions Example

Resources

Sources