Truist Financial Commercial Transactions API

Commercial account transaction operations

Operations 2

GET /commercial/accounts/{accountId}/transactions List Commercial Account Transactions #
GET /commercial/accounts/{accountId}/transactions/{transactionId} Get Commercial Transaction #

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API
curl "https://apis.io/api/v1/apis/truist-financial-commercial-transactions-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

truist-financial-commercial-transactions-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Truist Commercial Account Transactions Accounts Commercial Transactions API
  description: Enables programmatic retrieval of commercial account transaction data including ACH credits and debits, wire transfers, checks, and other payment types. Supports ERP integrations, cash flow reconciliation, and automated accounting workflows.
  version: 1.0.0
  contact:
    url: https://developer.truist.com/
  termsOfService: https://www.truist.com/about-truist/terms-conditions
servers:
- url: https://api.truist.com/v1
  description: Production
tags:
- name: Commercial Transactions
  description: Commercial account transaction operations
paths:
  /commercial/accounts/{accountId}/transactions:
    get:
      operationId: listCommercialTransactions
      summary: List Commercial Account Transactions
      description: Retrieve commercial account transactions including ACH, wires, and checks with optional filtering by date range and transaction type.
      tags:
      - Commercial Transactions
      security:
      - OAuth2:
        - commercial.transactions:read
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
        description: Unique account identifier
      - name: fromDate
        in: query
        required: false
        schema:
          type: string
          format: date
        description: Start date for transaction retrieval (YYYY-MM-DD)
      - name: toDate
        in: query
        required: false
        schema:
          type: string
          format: date
        description: End date for transaction retrieval (YYYY-MM-DD)
      - name: transactionType
        in: query
        required: false
        schema:
          type: string
          enum:
          - ACH
          - WIRE
          - CHECK
          - BOOK_TRANSFER
          - FEE
          - INTEREST
          - ALL
        description: Filter by transaction type
      - name: debitCreditIndicator
        in: query
        required: false
        schema:
          type: string
          enum:
          - DEBIT
          - CREDIT
        description: Filter by debit or credit
      - name: limit
        in: query
        required: false
        schema:
          type: integer
          default: 100
          maximum: 500
        description: Maximum number of transactions to return
      - name: offset
        in: query
        required: false
        schema:
          type: integer
          default: 0
        description: Pagination offset
      responses:
        '200':
          description: Commercial transactions retrieved successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CommercialTransactionListResponse'
        '401':
          description: Unauthorized
        '403':
          description: Forbidden
        '404':
          description: Account not found
  /commercial/accounts/{accountId}/transactions/{transactionId}:
    get:
      operationId: getCommercialTransaction
      summary: Get Commercial Transaction
      description: Retrieve details for a specific commercial account transaction.
      tags:
      - Commercial Transactions
      security:
      - OAuth2:
        - commercial.transactions:read
      parameters:
      - name: accountId
        in: path
        required: true
        schema:
          type: string
        description: Unique account identifier
      - name: transactionId
        in: path
        required: true
        schema:
          type: string
        description: Unique transaction identifier
      responses:
        '200':
          description: Commercial transaction retrieved successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CommercialTransaction'
        '401':
          description: Unauthorized
        '404':
          description: Transaction not found
components:
  schemas:
    CommercialTransactionListResponse:
      type: object
      properties:
        transactions:
          type: array
          items:
            $ref: '#/components/schemas/CommercialTransaction'
        totalCount:
          type: integer
        pageSize:
          type: integer
        offset:
          type: integer
    CommercialTransaction:
      type: object
      properties:
        transactionId:
          type: string
          description: Unique transaction identifier
        accountId:
          type: string
          description: Associated account identifier
        transactionDate:
          type: string
          format: date
          description: Transaction value date
        postedDate:
          type: string
          format: date
          description: Date transaction was posted to account
        amount:
          type: number
          format: double
          description: Transaction amount (positive for credits, negative for debits)
        currency:
          type: string
          default: USD
        debitCreditIndicator:
          type: string
          enum:
          - DEBIT
          - CREDIT
        transactionType:
          type: string
          enum:
          - ACH
          - WIRE
          - CHECK
          - BOOK_TRANSFER
          - FEE
          - INTEREST
          description: Payment type
        bankReferenceNumber:
          type: string
          description: Bank-assigned reference number
        customerReferenceNumber:
          type: string
          description: Customer-provided reference number
        description:
          type: string
          description: Transaction narrative description
        originatorName:
          type: string
          description: Originating party name (ACH/wire)
        receiverName:
          type: string
          description: Receiving party name
        checkNumber:
          type: string
          description: Check number if applicable
        achTraceNumber:
          type: string
          description: ACH trace number
        wireReferenceNumber:
          type: string
          description: Wire transfer reference number
        runningBalance:
          type: number
          format: double
          description: Ledger balance after transaction
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://api.truist.com/oauth2/token
          scopes:
            commercial.transactions:read: Read access to commercial transaction data