Avenue Bank
Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian Authorised Deposit-taking Institution (ADI) regulated by APRA, holding a full (unrestricted) banking licence granted in 2024 after operating as a Restricted ADI from 2021. Founded by Dale Hurley and Colin Porter (co-founders of CreditorWatch) and majority-backed by Sherman Ma's Liberty Financial Group as its largest strategic shareholder, Avenue is a digital business bank that is the first and only Australian bank specialising exclusively in bank guarantees for SMEs, alongside term deposits. As an ADI, Avenue is a designated data holder class under Australia's Consumer Data Right (CDR / Open Banking) and is therefore subject to the shared Data Standards Body (DSB) Consumer Data Standards Banking API surface (Get Products through Get Payees) that every ADI data holder implements verbatim under the /cds-au/v1 path. Avenue holds a permanent ACCC exemption (granted 6 June 2025, s56GD) covering the term-deposit aspect of its bank guarantee product, publishes no first-party developer portal, and a probe of its API host on 2026-07-21 returned HTTP 403 (WAF) rather than a CDS-conformant payload, so its live CDR data-holder surface is documented here against the standard but recorded as unverified.
Avenue Bank publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Data Right.
The Avenue Bank catalog on APIs.io includes 1 Spectral governance ruleset.
Avenue Bank’s developer surface includes engineering blog, support, signup flow, authentication, and 16 more developer resources.
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | regulated | 38.3 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 5
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 7
Individual APIs this provider publishes, each with its own machine-readable definition.
Avenue Bank Banking Account Balances API
Banking Account Balance endpoints
Avenue Bank Banking Account Direct Debits API
Banking Account Direct Debit endpoints
Avenue Bank Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
Avenue Bank Banking Account Transactions API
Banking Account Transaction endpoints
Avenue Bank Banking Accounts API
Banking Account endpoints
Avenue Bank Banking Payees API
Banking Payee endpoints
Avenue Bank Banking Products API
Banking Product endpoints
Scroll for all 7
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CDR Banking Banking Account Balances API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Accounts API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Payees API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Products API
OPEN COLLECTIONScroll for all 7
Agent Skills 3
Packaged agent skills for driving this provider's APIs from an AI assistant.
Read consented accounts and balances
AGENT SKILLList Avenue Bank products (public CDR PRD)
AGENT SKILLRetrieve consented account transactions
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Avenue Bank API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Avenue Bank Cds Banking Overlay
DERIVEDSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
Source (apis.yml)
Avenue Bank API — frequently asked questions
Does Avenue Bank have an API?
Yes. APIs.io lists 7 APIs from Avenue Bank, including Avenue Bank Banking Account Balances API, Avenue Bank Banking Account Direct Debits API and Avenue Bank Banking Account Scheduled Payments API, and 4 more.
Is there an OpenAPI specification for the Avenue Bank API?
Yes. APIs.io indexes 7 OpenAPI specifications for Avenue Bank, each linked for download from this page.
How do I authenticate with the Avenue Bank API?
Avenue Bank uses bearer-token authentication (none/oauth2/openIdConnect/mutualTLS · 2 schemes). The details are profiled on APIs.io as Avenue Bank Authentication.
Is the Avenue Bank API ready for AI agents?
Avenue Bank has a Kin Score of 20.6 out of 100 (emerging) and an Agent Readiness score of 30.8 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.