Avenue Bank Authentication

generated: '2026-07-21'
method: searched
source: https://consumerdatastandardsaustralia.github.io/standards/#security-profile
docs: https://consumerdatastandardsaustralia.github.io/standards/#security-profile
note: The harvested OpenAPI declares no securitySchemes (it is the bare shared DSB Consumer Data Standards
  Banking API contract). Authentication is defined by the CDR (Consumer Data Right) security profile every
  Australian ADI data holder implements, documented here against the standard. Avenue's live registered
  data-holder status is unverified (API host returned HTTP 403 WAF on 2026-07-21).
summary:
  types:
  - none
  - oauth2
  - openIdConnect
  - mutualTLS
  public_surface: Product Reference Data (Get Products, Get Product Detail) is public and unauthenticated.
  protected_surface: All account/balance/transaction/payee/direct-debit/scheduled-payment/instalment families
    require CDR consumer authorisation.
  oauth2_flows:
  - authorizationCode
profile:
  standard: CDR Security Profile (FAPI 1.0 Advanced profile, AU adaptation)
  oidc: OpenID Connect with the Hybrid/Authorization Code flow; consumer authorises data sharing.
  par: Pushed Authorization Requests (PAR) required.
  client_auth: private_key_jwt (asymmetric).
  token_binding: MTLS-bound (certificate-bound) access tokens; holder-of-key.
  consent_model: Accredited Data Recipient (ADR) requests consumer consent; sharing arrangement with lifetime
    and scopes.
  request_headers:
  - x-v
  - x-min-v
  - x-fapi-interaction-id
  - x-fapi-auth-date
  - x-fapi-customer-ip-address
  - x-cds-client-headers
schemes:
- name: public
  type: none
  applies_to:
  - listBankingProducts
  - getBankingProductDetail
  note: PRD endpoints require no authentication per the standard.
- name: cdr-oauth2
  type: oauth2
  flow: authorizationCode
  note: CDR ADR consumer-authorised access for all non-PRD families; scopes in scopes/avenue-bank-scopes.yml.
  sources:
  - openapi/avenue-bank-cds-banking-openapi.json