niche · 1.8

Business Banking

Score 19.4 / 100 40 providers 14 APIs Search apis.io →
Variants seen in the corpus: Business Bankingbusiness-banking

Providers using this tag (40)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
QontoNeobankFintechPayments1 API73.3
Strong 3 Solid coverage with minor gaps
Memo BankCompanyFintech Insurtechbankingbusiness-banking3 APIs66.2SlashCompanyBankingPaymentsFinancial-Services1 API60.6Float Financialspend-managementcorporate-cardsexpense-managementaccounts-payable2 APIs60.2
Developing 11 Usable, with meaningful gaps to close
FazzFintechPaymentsDisbursements1 API47.8AspireCompanyFintechPayments1 API47.6Allica BankFinancial-ServicesBankingOpen BankingPSD22 APIs46.7SoFiPersonal FinanceBankingLendingStudent Loans2 APIs46.6HolviCompanyBankingFintechPayments1 API46.5Australia and New Zealand Banking Group (ANZ)FinancialBanksOpen BankingCDR1 API44.6InvestecFinancial-ServicesBankingOpen BankingPSD23 APIs42.9Macquarie BankFinancialBanksOpen BankingCDR1 API42.7Commonwealth BankFinancialBanksConsumer Banking8 APIs42.6Cashplus BankFinancial-ServicesBankingOpen BankingPSD23 APIs41.7MettleFinancial-ServicesBankingOpen Banking1 API39.5
Thin 1 Limited public surface area
BBVABankingFinancial-ServicesOpen BankingPSD24 APIs28.6
Emerging 15 Early or largely undocumented
NovoBankingFintechSmall Business1 API25.9BluevineSmall BusinessFintechLine of Credit25.1FoundFintechBookkeepingTaxes1 API22.3Avenue BankFinancialBanksOpen BankingCDR1 API21.8TideCompanyFintechPayments18.0ArcArcTreasuryCash Management1 API16.1RhoRhoTreasuryCorporate Cards1 API15.7Redwood BankFinancial-ServicesBankingSME1 API15.5PiggyVestFintechSavingsInvestmentsDigital Wallet1 API14.6RelayFintechSMBCash Flow1 API14.0HighbeamCompanyBankingFintech12.0Nave BankCompanyFintechBankingDigital Bank11.3Karat.ioCompanyFintechPayments11.2MidFirst BankFinancial-ServicesBankingUnited StatesSavings Association11.1OakNorthCompanyFintechBankingLending11.1
Minimal 9 Almost no public developer surface
WindenCompanyFintechCredit Cards10.0FinomCompanyFintechPayments7.9KudaBankingNeobankDigital BankRetail Banking4.9Canadian Western BankFinancial-ServicesBankingCanadaSchedule I Bank2.2FairMoneyDigital BankNeobankMobile BankingMicro-Lending2.2Erebor BankCompanyBankingFinancial-Services1.5KonfioSMB LendingCredit CardsPayment Terminals1.5NorthOneCompanyBankingFintech1.5OpenCompanyFintechBanking1.5

APIs with this tag (14)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 13 Usable, with meaningful gaps to close
SoFi Business Banking APISoFi Business Banking (marketed as Big Business Banking) is SoFi Bank, N.A.'s API-driven commercial platfor...46.6Australia and New Zealand Banking Group (ANZ) Account Statements APIANZ's first-party Account Statements API provides real-time and end-of-day account statements so business a...44.6Australia and New Zealand Banking Group (ANZ) ACMC (Accounts & Cash Management) APIANZ's first-party ACMC (Accounts & Cash Management) API suite supports client-monies and cash-management us...44.6Australia and New Zealand Banking Group (ANZ) Confirmation of Payee APIANZ's first-party Confirmation of Payee API matches a recipient's account name against their BSB and accoun...44.6Australia and New Zealand Banking Group (ANZ) FX APIANZ's first-party FX (Foreign Exchange) API to automate currency management and optimise foreign-exchange o...44.6Australia and New Zealand Banking Group (ANZ) PayID Check APIANZ's first-party PayID Check API to verify that a PayID is registered before initiating a payment or colle...44.6Australia and New Zealand Banking Group (ANZ) Payments APIANZ's first-party Payments API suite on the ANZ Developer Portal, letting business and institutional custom...44.6Australia and New Zealand Banking Group (ANZ) PayTo APIANZ's first-party PayTo API (also available as a file channel) for real-time account-to-account payments an...44.6Australia and New Zealand Banking Group (ANZ) Real-Time Notification APIANZ's first-party Real-Time Notification API delivers instant alerts for transaction and account events so ...44.6Investec Business & Commercial Banking APIFirst-party Programmable Banking API to retrieve data and perform actions on Investec business and commerci...42.9Macquarie Connectivity & Data APIMacquarie's connectivity / data APIs for business, documented through the registered Macquarie developer po...42.7Macquarie DEFT Payments APIMacquarie's DEFT payments platform, surfaced through the registered Macquarie developer portal, lets busine...42.7CommBizCommBiz is CommBank's business and corporate online banking platform supporting multi-user payments, accoun...42.6
Thin 1 Limited public surface area
BBVA Mexico Business Payments APIBusiness payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier paym...28.6

Score breakdown

Frequency
46.5
log-scaled weighted occurrences
Breadth
1.1
spread across providers
Quality lift
32.5
mean composite of providers using it
Cohesion
6.6
strength of nearest seed neighbor

Related tags

SME 5 co-occurrences PSD2 8 co-occurrences OBIE 5 co-occurrences Open Banking 17 co-occurrences Account Information 6 co-occurrences Savings 5 co-occurrences Banking 24 co-occurrences Invoicing 8 co-occurrences

Where this tag comes from

Provider tag36
Api tag14

Cohort brief

Auto-generated

The 40 providers in the APIs.io catalog tagged Business Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
40
all scored
Mean Kin Score
26.9
+6.2 vs catalog 20.7
Mean Agent Readiness
14.7
+5.0 vs catalog 9.7
Spread
1.5–74.6
median 19.4 · σ 20.8
How the 40 split by band
Exemplar 2Strong 2Developing 11Thin 1Emerging 15Minimal 9
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 32.1 22.3 +9.8 40
Developer Ergonomics 25.7 17.9 +7.8 40
Discoverability 65.7 60.4 +5.3 40
Contract Governance 9.9 6.4 +3.5 40
Operational Transparency 14.8 11.3 +3.5 40
Contract Quality 20.1 17.5 +2.6 40

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 35% 16% +19
MCP server (first-party) 10% 7% +3
Agent Skills 0% 0% 0
OAuth scopes 30% 9% +21
Security 100% 88% +12
Arazzo workflows 0% 2% -2
Governance rules 3% 13% -10

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Qonto 74.6
  2. 2 Memo Bank 67
  3. 3 Slash 63.7
  4. 4 Float Financial 61.8
  5. 5 Fazz 49.1
  6. 6 Allica Bank 48.6
  7. 7 SoFi 48.6
  8. 8 Holvi 47.1
  9. 9 Australia and New Zealand Banking Group (ANZ) 46.6
  10. 10 Mettle 45
Top by Agent Readiness
  1. 1 Allica Bank 52.3
  2. 2 Slash 47.2
  3. 3 Qonto 44.1
  4. 4 Memo Bank 40.3
  5. 5 Mettle 39
  6. 6 Cashplus Bank 34.4
  7. 7 Investec 34.4
  8. 8 Float Financial 32.6
  9. 9 Fazz 31.1
  10. 10 Avenue Bank 29.3
All 40 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 25 August 2026, across 26891 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

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Tools for tags

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  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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This tag 
curl "https://apis.io/api/v1/tags/business-banking"
All tags 
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As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/business-banking"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/business-banking/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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