niche · 0.0 market domainindustry

Business Banking

Score 18.5 / 100 35 providers +4 via APIs 13 APIs Search apis.io →

Providers using this tag (35)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
QontoNeobankFintechPayments1 API71.7
Strong 4 Solid coverage with minor gaps
Memo BankCompanyFintech InsurtechBanking3 APIs66.4LiliBankingFinancial-ServicesFintech3 APIs64.5Float FinancialSpend ManagementCorporate CardsExpense ManagementAccounts Payable2 APIs63.1SlashCompanyBankingPaymentsFinancial-Services1 API61.6
Developing 7 Usable, with meaningful gaps to close
AspireCompanyFintechPayments1 API47.3Allica BankFinancial-ServicesBankingOpen BankingPSD22 APIs46.0HolviCompanyBankingFintechPayments1 API45.8FazzFintechPaymentsDisbursements1 API43.3Commonwealth BankFinancialBanksConsumer Banking8 APIs41.9MettleFinancial-ServicesBankingOpen Banking1 API41.2Cashplus BankFinancial-ServicesBankingOpen BankingPSD23 APIs41.0
Thin 1 Limited public surface area
NovoBankingFintechSmall Business1 API26.3
Emerging 14 Early or largely undocumented
BluevineSmall BusinessFintechLine of Credit25.1FoundFintechBookkeepingTax1 API22.8Avenue BankFinancialBanksOpen BankingCDR1 API21.1TideCompanyFintechPayments18.0ArcArcTreasuryCash Management1 API16.1RhoRhoTreasuryCorporate Cards1 API15.7Redwood BankFinancial-ServicesBankingSME1 API15.5PiggyVestFintechSavingsInvestmentDigital Wallet1 API14.6RelayFintechSMBCash Flow1 API14.0HighbeamCompanyBankingFintech12.0Nave BankCompanyFintechBankingDigital Bank11.3Karat.ioCompanyFintechPayments11.2MidFirst BankFinancial-ServicesBankingUnited StatesSavings Association11.1OakNorthCompanyFintechBankingLending11.1
Minimal 8 Almost no public developer surface
WindenCompanyFintechCredit Cards10.0FinomCompanyFintechPayments8.9KudaBankingNeobankDigital BankRetail Banking5.9Canadian Western BankFinancial-ServicesBankingCanadaSchedule I Bank2.2FairMoneyDigital BankNeobankMobile BankingMicro-Lending2.2KonfioSMB LendingCredit CardsPayment Terminals1.5NorthOneCompanyBankingFintech1.5OpenCompanyFintechBanking1.5

APIs with this tag (13)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 12 Usable, with meaningful gaps to close
Australia and New Zealand Banking Group (ANZ) Account Statements APIANZ's first-party Account Statements API provides real-time and end-of-day account statements so business a...43.9Australia and New Zealand Banking Group (ANZ) ACMC (Accounts & Cash Management) APIANZ's first-party ACMC (Accounts & Cash Management) API suite supports client-monies and cash-management us...43.9Australia and New Zealand Banking Group (ANZ) Confirmation of Payee APIANZ's first-party Confirmation of Payee API matches a recipient's account name against their BSB and accoun...43.9Australia and New Zealand Banking Group (ANZ) FX APIANZ's first-party FX (Foreign Exchange) API to automate currency management and optimise foreign-exchange o...43.9Australia and New Zealand Banking Group (ANZ) PayID Check APIANZ's first-party PayID Check API to verify that a PayID is registered before initiating a payment or colle...43.9Australia and New Zealand Banking Group (ANZ) Payments APIANZ's first-party Payments API suite on the ANZ Developer Portal, letting business and institutional custom...43.9Australia and New Zealand Banking Group (ANZ) PayTo APIANZ's first-party PayTo API (also available as a file channel) for real-time account-to-account payments an...43.9Australia and New Zealand Banking Group (ANZ) Real-Time Notification APIANZ's first-party Real-Time Notification API delivers instant alerts for transaction and account events so ...43.9Investec Business & Commercial Banking APIFirst-party Programmable Banking API to retrieve data and perform actions on Investec business and commerci...42.7Macquarie Connectivity & Data APIMacquarie's connectivity / data APIs for business, documented through the registered Macquarie developer po...42.0Macquarie DEFT Payments APIMacquarie's DEFT payments platform, surfaced through the registered Macquarie developer portal, lets busine...42.0CommBizCommBiz is CommBank's business and corporate online banking platform supporting multi-user payments, accoun...41.9
Thin 1 Limited public surface area
BBVA Mexico Business Payments APIBusiness payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier paym...28.6

Companies reaching this through an API (4)

These companies publish an API, specification or operation carrying “Business Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Australia and New Zealand Banking Group (ANZ) BBVA Investec Macquarie Bank

Score breakdown

Frequency
45.5
log-scaled weighted occurrences
Breadth
1.0
spread across providers
Quality lift
29.6
mean composite of providers using it
Cohesion
6.3
strength of nearest seed neighbor

Related tags

Bill Pay 5 co-occurrences OBIE 5 co-occurrences SME 6 co-occurrences PSD2 8 co-occurrences Account Information 6 co-occurrences Open Banking 16 co-occurrences Savings 5 co-occurrences Banking 23 co-occurrences

Where this tag comes from

Provider tag35
Api tag13

Cohort brief

Auto-generated

The 35 providers in the APIs.io catalog tagged Business Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
35
all scored
Mean Kin Score
26.1
+2.1 vs catalog 24
Mean Agent Readiness
16.6
+4.2 vs catalog 12.4
Spread
1.5–71.7
median 16.1 · σ 21.2
How the 35 split by band
Exemplar 1Strong 4Developing 7Thin 1Emerging 14Minimal 8
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 34.9 26.5 +8.4 35
Developer Ergonomics 26 23.4 +2.6 35
Discoverability 62.6 61 +1.6 35
Operational Transparency 15.3 14 +1.3 35
Contract Governance 4.9 6.5 -1.6 35
Contract Quality 18.2 20.1 -1.9 35

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 14% 10% +4
MCP server (first-party) 20% 13% +7
Agent Skills 0% 0% 0
OAuth scopes 29% 11% +18
Security 100% 96% +4
Arazzo workflows 0% 2% -2
Governance rules 0% 13% -13

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Qonto 71.7
  2. 2 Memo Bank 66.4
  3. 3 Lili 64.5
  4. 4 Float Financial 63.1
  5. 5 Slash 61.6
  6. 6 Aspire 47.3
  7. 7 Allica Bank 46
  8. 8 Holvi 45.8
  9. 9 Fazz 43.3
  10. 10 Commonwealth Bank 41.9
Top by Agent Readiness
  1. 1 Qonto 59.2
  2. 2 Memo Bank 58.4
  3. 3 Allica Bank 50.2
  4. 4 Lili 48.6
  5. 5 Slash 45.1
  6. 6 Mettle 39
  7. 7 Cashplus Bank 37.6
  8. 8 Float Financial 32.6
  9. 9 Fazz 31.1
  10. 10 Aspire 29.4
All 35 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 20 September 2026, across 27620 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

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Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

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This tag 
curl "https://apis.io/api/v1/tags/business-banking"
All tags 
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/business-banking"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/business-banking/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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