Konfio

Konfio is a leading Mexican fintech serving small and medium businesses (SMBs) with an all-in-one platform: working-capital and term loans (Konfio Creditos), a business credit card (Konfio Tarjeta), payment terminals and acceptance (Konfio Pagos / Sirvis), and SMB management tools. Underwriting is powered by a proprietary algorithm that combines alternative data and ML to score creditworthiness in minutes. Konfio's product surface is overwhelmingly direct-to-SMB and the company does not publish a self-service public developer portal. Partner integrations (e.g. PayPal Working Capital, Goldman Sachs / Gramercy capital facilities, marketplace lending) are negotiated bilaterally.

Konfio is profiled on the APIs.io network. Tagged areas include SMB Lending, Business Banking, Credit Cards, Payment Terminals, and Fintech.

Konfio’s developer surface includes engineering blog and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

1.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

SMB LendingBusiness Banking Credit CardsPayment TerminalsFintech Mexico Latin America

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 1.5/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 3.8 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/konfio: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 5

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Careers

Careers

Partnerships

Partnerships

Other 1

Properties that don't map to a standard resource type

Products

Products

Source (apis.yml)

aid: konfio
name: Konfio
description: 'Konfio is a leading Mexican fintech serving small and medium businesses (SMBs) with an all-in-one platform:
  working-capital and term loans (Konfio Creditos), a business credit card (Konfio Tarjeta), payment terminals and acceptance
  (Konfio Pagos / Sirvis), and SMB management tools. Underwriting is powered by a proprietary algorithm that combines alternative
  data and ML to score creditworthiness in minutes. Konfio''s product surface is overwhelmingly direct-to-SMB and the company
  does not publish a self-service public developer portal. Partner integrations (e.g. PayPal Working Capital, Goldman Sachs
  / Gramercy capital facilities, marketplace lending) are negotiated bilaterally.'
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/konfio.png
access: Partner-Only
position: Consumer
created: '2026-05-23'
modified: '2026-05-23'
tags:
- SMB Lending
- Business Banking
- Credit Cards
- Payment Terminals
- Fintech
- Mexico
- Latin America
url: https://raw.githubusercontent.com/api-evangelist/konfio/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/konfio-domain-security.yml
- type: Website
  url: https://konfio.mx/
- type: Products
  url: https://konfio.mx/productos
- type: Blog
  url: https://konfio.mx/tips
- type: LinkedIn
  url: https://www.linkedin.com/company/konfio
- type: Careers
  url: https://konfio.mx/carreras
- type: Partnerships
  url: https://konfio.mx/contacto
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com

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