Konfio website screenshot

Konfio

Konfio is a leading Mexican fintech serving small and medium businesses (SMBs) with an all-in-one platform: working-capital and term loans (Konfio Creditos), a business credit card (Konfio Tarjeta), payment terminals and acceptance (Konfio Pagos / Sirvis), and SMB management tools. Underwriting is powered by a proprietary algorithm that combines alternative data and ML to score creditworthiness in minutes. Konfio's product surface is overwhelmingly direct-to-SMB and the company does not publish a self-service public developer portal. Partner integrations (e.g. PayPal Working Capital, Goldman Sachs / Gramercy capital facilities, marketplace lending) are negotiated bilaterally.

Konfio is profiled on the APIs.io network. Tagged areas include SMB Lending, Business Banking, Credit Cards, Payment Terminals, and Fintech.

Konfio’s developer surface includes engineering blog and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub
6.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
SMB LendingBusiness BankingCredit CardsPayment TerminalsFintechMexicoLatin America

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 6.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/konfio: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Konfio Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 5

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn
 Careers
Careers
 Partnerships
Partnerships

Other 1

Properties that don't map to a standard resource type

Products
Products

Source (apis.yml)

apis.yml Raw ↑ 
aid: konfio
name: Konfio
description: 'Konfio is a leading Mexican fintech serving small and medium businesses (SMBs) with an all-in-one platform:
  working-capital and term loans (Konfio Creditos), a business credit card (Konfio Tarjeta), payment terminals and acceptance
  (Konfio Pagos / Sirvis), and SMB management tools. Underwriting is powered by a proprietary algorithm that combines alternative
  data and ML to score creditworthiness in minutes. Konfio''s product surface is overwhelmingly direct-to-SMB and the company
  does not publish a self-service public developer portal. Partner integrations (e.g. PayPal Working Capital, Goldman Sachs
  / Gramercy capital facilities, marketplace lending) are negotiated bilaterally.'
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/konfio.png
access: Partner-Only
position: Consumer
created: '2026-05-23'
modified: '2026-05-23'
tags:
- SMB Lending
- Business Banking
- Credit Cards
- Payment Terminals
- Fintech
- Mexico
- Latin America
url: https://raw.githubusercontent.com/api-evangelist/konfio/refs/heads/main/apis.yml
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/konfio-domain-security.yml
- type: Website
  url: https://konfio.mx/
- type: Products
  url: https://konfio.mx/productos
- type: Blog
  url: https://konfio.mx/tips
- type: LinkedIn
  url: https://www.linkedin.com/company/konfio
- type: Careers
  url: https://konfio.mx/carreras
- type: Partnerships
  url: https://konfio.mx/contacto
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com