Relay
Relay is an online business banking and cash-flow management platform for small and medium-sized businesses, offering up to 20-50 checking accounts, virtual and physical Visa debit/credit cards, accounts payable and bill pay, and one-way data integrations with accounting and payroll tools such as QuickBooks Online, Xero, and Gusto. Banking services are provided by Thread Bank, Member FDIC. Relay does not publish a public developer API; the surfaces below are product features and inbound integrations rather than developer-facing APIs.
APIs
Relay Business Banking
Online business checking and high-yield savings, with up to 20-50 checking accounts per business for envelope-style cash management. Delivered as an in-app product feature; no p...
Relay Cards
Issuance of virtual and physical Visa debit and credit cards with per-card spend limits, role-based controls, and real-time transaction tracking. Card management is an in-app fe...
Relay Bill Pay / Accounts Payable
Accounts payable and bill pay workflow - upload bills, route approvals, and pay vendors via ACH, check, and wire, including batch vendor payments on higher tiers. Operated throu...
Relay Accounting Integrations
Native one-way data sync of transaction data and statements into accounting and back-office tools - QuickBooks Online, Xero, and Gusto - plus account data sharing to third-party...