Float Financial

Float Financial Solutions Inc. is a Toronto-based Canadian business finance platform combining corporate charge cards, high-yield business accounts, expense management, accounts payable / bill pay, employee reimbursements and multi-currency FX into one spend management product for Canadian companies. Founded in 2019 and used by thousands of Canadian businesses, Float publishes a REST "Float Public API" at api.floatfinancial.com that exposes card and account transactions, cards and card limits, bills and bill attachments, payments, reimbursements, receipts, vendors, GL codes, tax codes and components, custom fields, subsidiaries, teams, users, approval and submission policies, accounting connections and webhook subscriptions — designed primarily for finance teams building custom accounting/ERP integrations where Float's packaged QuickBooks Online, Xero and NetSuite connectors do not fit.

Float Financial publishes 1 API on the APIs.io network: Float Public API. Tagged areas include spend-management, corporate-cards, expense-management, accounts-payable, and bill-pay.

The Float Financial catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Float Financial’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, pricing, and 26 more developer resources.

59.9/100 strong Agent 50/100 agent native Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
1 APIs
spend-managementcorporate-cardsexpense-managementaccounts-payablebill-payreimbursementsbusiness-bankingaccounting-integrationfintechcanadapaymentserp-integration

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 59.9/100 · strong
Contract Quality 12.8 / 21
Developer Ergonomics 10.0 / 17
Commercial Clarity 15.7 / 17
Operational Transparency 4.4 / 11
Governance 2.1 / 10
Discoverability 6.5 / 9
Regulatory Posture 8.4 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/float-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Float Public API

REST API (OpenAPI 3.1.0, 71 operations across 47 paths) for automating accounting and reporting against Float. Read card transactions, account transactions, bills, bill attachme...

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Float Financial Rate Limits

0 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Float Financial Authentication

http · 1 scheme

SECURITY

Float Financial Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Float Financial Trust Center

SOC 2 Type 2, PCI DSS

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 6

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: float-financial
name: Float Financial
description: Float Financial Solutions Inc. is a Toronto-based Canadian business finance platform combining corporate charge
  cards, high-yield business accounts, expense management, accounts payable / bill pay, employee reimbursements and multi-currency
  FX into one spend management product for Canadian companies. Founded in 2019 and used by thousands of Canadian businesses,
  Float publishes a REST "Float Public API" at api.floatfinancial.com that exposes card and account transactions, cards and
  card limits, bills and bill attachments, payments, reimbursements, receipts, vendors, GL codes, tax codes and components,
  custom fields, subsidiaries, teams, users, approval and submission policies, accounting connections and webhook subscriptions
  — designed primarily for finance teams building custom accounting/ERP integrations where Float's packaged QuickBooks Online,
  Xero and NetSuite connectors do not fit.
image: https://floatfinancial.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/float-financial/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.21'
created: '2026-08-16'
modified: '2026-08-16'
tags:
- spend-management
- corporate-cards
- expense-management
- accounts-payable
- bill-pay
- reimbursements
- business-banking
- accounting-integration
- fintech
- canada
- payments
- erp-integration
apis:
- name: Float Public API
  description: REST API (OpenAPI 3.1.0, 71 operations across 47 paths) for automating accounting and reporting against Float.
    Read card transactions, account transactions, bills, bill attachments, payments, reimbursements and receipts; manage the
    coding dimensions (GL codes, tax codes, tax components, custom fields, vendors, subsidiaries); read cards, card limits,
    teams, users, approval and submission policies; create and manage API accounting connections and webhook subscriptions.
    Bearer-token auth with per-business API tokens issued from the Float web app. Cursor-free page/page_size pagination with
    created_at range filters.
  humanURL: https://docs.floatfinancial.com/
  baseURL: https://api.floatfinancial.com
  tags:
  - spend-management
  - corporate-cards
  - expense-management
  - accounts-payable
  - reimbursements
  - accounting-integration
  - erp-integration
  - fintech
  - canada
  properties:
  - type: OpenAPI
    url: openapi/float-financial-openapi.yml
  - type: Documentation
    url: https://docs.floatfinancial.com/
  - type: APIReference
    url: https://docs.floatfinancial.com/reference/gettransactions
  - type: GettingStarted
    url: https://help.floatfinancial.com/hc/en-us/articles/38048585600404-Get-Started-with-Float-s-Public-API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/float-financial-domain-security.yml
- type: Authentication
  url: authentication/float-financial-authentication.yml
- type: Website
  url: https://floatfinancial.com/
- type: DeveloperPortal
  url: https://docs.floatfinancial.com/
- type: Documentation
  url: https://docs.floatfinancial.com/
- type: APIReference
  url: https://docs.floatfinancial.com/reference/gettransactions
- type: GettingStarted
  url: https://help.floatfinancial.com/hc/en-us/articles/38048585600404-Get-Started-with-Float-s-Public-API
- type: Support
  url: https://help.floatfinancial.com/hc/en-us
- type: Blog
  url: https://floatfinancial.com/blog
- type: GitHubOrganization
  url: https://github.com/floatfinancial
- type: Pricing
  url: https://floatfinancial.com/pricing
- type: SignUp
  url: https://app.floatfinancial.com/signup
- type: Login
  url: https://app.floatfinancial.com/
- type: TermsOfService
  url: https://floatfinancial.com/legal
- type: PrivacyPolicy
  url: https://floatfinancial.com/legal#float-financial-solutions-privacy-policy
- type: TrustCenter
  url: security/float-financial-trust-center.yml
- type: Compliance
  url: conformance/float-financial-conformance.yml
- type: Conformance
  url: conformance/float-financial-conformance.yml
- type: Security
  url: security/float-financial-vulnerability-disclosure.yml
- type: VulnerabilityDisclosure
  url: security/float-financial-vulnerability-disclosure.yml
- type: LLMsTxt
  url: llms/float-financial-llms.txt
- type: Packages
  url: packages/float-financial-packages.yml
- type: Conventions
  url: conventions/float-financial-conventions.yml
- type: Idempotency
  url: conventions/float-financial-conventions.yml
- type: ErrorCatalog
  url: errors/float-financial-problem-types.yml
- type: Lifecycle
  url: lifecycle/float-financial-lifecycle.yml
- type: ChangeLog
  url: changelog/float-financial-changelog.yml
- type: DataModel
  url: data-model/float-financial-data-model.yml
- type: Webhooks
  url: asyncapi/float-financial-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/float-financial-openapi-overlay.yaml
- type: Plans
  url: plans/float-financial-plans-pricing.yml
- type: RateLimits
  url: rate-limits/float-financial-rate-limits.yml
x-enrichment:
  date: '2026-08-16'
  status: enriched
  artifacts_added: 25
  pass: local-v1
x-coverage:
  state: covered
x-not-emitted:
  note: Artifacts written that document an ABSENCE deliberately carry no apis.yml pointer, so a recorded negative is never
    scored as a presence. Recorded here so a later round does not "fix" them by adding one.
  pointers:
  - type: StatusPage
    reason: Float Financial publishes no status page. status.floatfinancial.com does not resolve; status.float.com (HTTP 200)
      belongs to Float the resource-management product at float.com, a different company sharing the brand name — its components
      are "Float App", "www.float.com" and "Float Payments & Subscriptions".
  - type: Deprecation
    reason: No deprecation policy and no RFC 8594 Sunset/Deprecation headers.
  - type: SDKs
    reason: No first-party client library in any registry — npm search empty, PyPI 404, and the six public repos in github.com/floatfinancial
      are forks of third-party libraries, not Float API clients.
  - type: WellKnown
    reason: All eight /.well-known/* paths 404 on floatfinancial.com, api.floatfinancial.com and docs.floatfinancial.com.
      app.floatfinancial.com answers 200 for every path with the SPA HTML shell, which is a miss, not a document.
  - type: SecurityTxt
    reason: No RFC 9116 security.txt served. The security contact is prose on floatfinancial.com/security.
  - type: AgentCard
    reason: No A2A agent card. /.well-known/agent-card.json and /.well-known/agent.json 404 on every real host; the app host's
      200s are SPA shells.
  - type: MCPServer
    reason: Float ships no MCP server. mcp/float-financial-mcp.yml is a DERIVED candidate tool list with deployment.mode =
      none — pointing at it would credit an agent surface that does not exist.
  - type: Sandbox
    reason: Float's own FAQ states it offers no sandbox or test environment. sandbox/float-financial-sandbox.yml documents
      that absence.
  - type: AsyncAPI
    reason: No AsyncAPI document published and the OpenAPI webhooks object is empty. The four documented card-transaction
      events are captured as a webhook catalog under type Webhooks instead.
  - type: OAuthScopes
    reason: No OAuth or OIDC — a single unscoped http/bearer scheme. No scope surface exists to record.
  - type: DeclineCodes
    reason: Float is an issuer, not an acquirer, and publishes no decline-code reference.
  - type: Postman
    reason: Postman search for "floatfinancial" and "float financial" returned zero public workspaces.
  - type: Roadmap
    reason: floatfinancial.com/roadmap and docs.floatfinancial.com/roadmap both 404.
  - type: CLI
    reason: No first-party CLI published.
  - type: Components
    reason: No embeddable/client-side UI component library published.