Allica Bank

Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current accounts, savings, commercial mortgages, asset finance, and invoice finance. It is a privately owned, venture-backed challenger bank (not a mutual or building society), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and PRA (FRN 821851), registered in England and Wales (company number 07706156). As an FCA-authorised ASPSP it participates in UK Open Banking under the Open Banking Implementation Entity (OBIE) Read/Write Standard and PSD2 - it is not one of the nine CMA9 mandated banks, but publishes a public developer portal exposing Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (fundsconfirmations) APIs for its Business Rewards accounts. Access is secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, mutual-TLS client authentication, and dynamic client registration using Open Banking Directory / eIDAS certificates and Software Statement Assertions.

Allica Bank publishes 18 API contracts indexed on the APIs.io network, including Account Access API, Accounts API, Balances API, and 15 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

The Allica Bank catalog on APIs.io includes 1 Spectral governance ruleset.

Allica Bank’s developer surface includes pricing, authentication, sandbox, getting-started guide, documentation, engineering blog, support, and 27 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

53.5/100 developing ▬ flat Agent 47/100 agent ready Front door AI 1/6 silent Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaidSelf serve

2 published contracts 2 Agent Skills

Financial Services Banking Open Banking PSD2 OBIE FAPI United Kingdom Payments Account Information Small Business Business Banking Fintech

What this lets a business do 4

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Domestic PaymentsDomestic Scheduled PaymentsDomestic Standing OrdersFile PaymentsPayment Details

GET /domestic-payment-consents/{ConsentId} GET /domestic-payment-consents/{ConsentId}/funds-confirmation POST /domestic-payments POST /domestic-standing-order-consents

Personal Finance & Consumer Money

AE-190

Account AccessBalances

POST /account-access-consents GET /accounts/{AccountId}/balances

Deposits & Savings Management

BC-1330

Accounts

GET /accounts

Banking Customer Management

BC-1300

Parties

GET /accounts/{AccountId}/parties GET /accounts/{AccountId}/party

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 53.5/100 · developing

Contract Quality 9.5 / 19

Developer Ergonomics 9.9 / 15

Access Clarity 9.9 / 15

Operational Transparency 1.0 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 7.3 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 47/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Protected Resource Metadata +5 pts — a served /.well-known/oauth-protected-resource carrying `resource` (documented), and naming its authorization_servers (verified)
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service, OR (0.27) a live x402 payment challenge from _data/x402-adoption.json — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

4 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 50.8 — up to +12.3 composite points
Operational Transparency scores 10.5 — up to +11.6 composite points
Contract Governance scores 18.2 — up to +9.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/allica-bank/apis.yml: open an issue on github.com/api-evangelist/allica-bank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 5

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

FAPI

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

Open Banking Standard

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

Dynamic Client Registration

measured — observed by APIs.io (published)

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 18

Individual APIs this provider publishes, each with its own machine-readable definition.

Allica Bank Confirmation of Funds API

Allica Bank's UK Open Banking Confirmation of Funds (CBPII) capability, exposed through the OBIE Read/Write Standard and the `fundsconfirmations` OAuth scope, allowing authorise...

Allica Bank Dynamic Client Registration API

OBIE Dynamic Client Registration (DCR) v3.2 endpoint used by regulated Third Party Providers to register OAuth clients with Allica Bank using Software Statement Assertions issue...

Allica Bank Account Access API

The Account Access API from Allica Bank — 2 operation(s) for account access.

Allica Bank Accounts API

The Accounts API from Allica Bank — 2 operation(s) for accounts.

Allica Bank Balances API

The Balances API from Allica Bank — 2 operation(s) for balances.

Allica Bank Beneficiaries API

The Beneficiaries API from Allica Bank — 1 operation(s) for beneficiaries.

Allica Bank Direct Debits API

The Direct Debits API from Allica Bank — 1 operation(s) for direct debits.

Allica Bank Domestic Payments API

The Domestic Payments API from Allica Bank — 5 operation(s) for domestic payments.

Allica Bank Domestic Scheduled Payments API

The Domestic Scheduled Payments API from Allica Bank — 4 operation(s) for domestic scheduled payments.

Allica Bank Domestic Standing Orders API

The Domestic Standing Orders API from Allica Bank — 4 operation(s) for domestic standing orders.

Allica Bank File Payments API

The File Payments API from Allica Bank — 5 operation(s) for file payments.

Allica Bank Offers API

The Offers API from Allica Bank — 1 operation(s) for offers.

Allica Bank Parties API

The Parties API from Allica Bank — 2 operation(s) for parties.

Allica Bank Payment Details API

The Payment Details API from Allica Bank — 3 operation(s) for payment details.

Allica Bank Products API

The Products API from Allica Bank — 1 operation(s) for products.

Allica Bank Scheduled Payments API

The Scheduled Payments API from Allica Bank — 1 operation(s) for scheduled payments.

Allica Bank Standing Orders API

The Standing Orders API from Allica Bank — 1 operation(s) for standing orders.

Allica Bank Transactions API

The Transactions API from Allica Bank — 1 operation(s) for transactions.

Scroll for all 18

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Initiate an Allica Bank domestic payment

AGENT SKILL

Retrieve Allica Bank account information

AGENT SKILL

Allica Bank API pricing

Prices published by Allica Bank, read 2026-09-20 from www.allica.bank/fees/rewards-account-fees-and-limits.

Plan	Price
Monthly account fee	None* Includes: No monthly fee if average balance is at least £10,000
CHAPS - Outgoing	£20 per transaction
Faster Payments - Outgoing	None** Includes: Faster Payments are free for up to 150 transactions per month
Cashback offer	1% cashback on every settled card transaction Includes: Once your total card spend before a transaction exceeds £10,000 in a month, you will earn 1.5% on fu

Plan details, limits and sources →

Billed by: transaction · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Allica Bank Plans Pricing

4 plans

PLANS

Allica Bank Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Allica Bank

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Allica Bank Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Allica Bank API Rules

70 rules · 66 errors 3 warnings 1 info

SPECTRAL

OpenAPI Overlays 2

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Allica Bank Account Information Overlay

2 actions · update · allica-bank-account-information-openapi.yaml

DERIVED

Allica Bank Payment Initiation Overlay

2 actions · update · allica-bank-payment-initiation-openapi.yaml

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Allica Bank Authentication

oauth2 · 2 schemes

SECURITY

Allica Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Allica Bank Vulnerability Disclosure

security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Allica Bank Scopes

17 scopes · clientCredentials/authorizationCode

17 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Allica Bank Agentic Access

37 operations · 11 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox

Sandbox

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

WellKnown

WellKnown

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Lifecycle

Conformance

DataModel

Access & Security 7

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

OAuthScopes

Authentication

SecurityTxt

Security

Authentication

Scroll for all 7

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

Plans

TermsOfService

PrivacyPolicy

Company 4

The organization behind the API

BlogRSS

BlogRSS

Website

Website

LinkedIn

Blog

Blog

Other 3

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Overlay

Overlay

Source (apis.yml)

aid: allica-bank
url: https://raw.githubusercontent.com/api-evangelist/allica-bank/refs/heads/main/apis.yml
name: Allica Bank
kind: company
description: Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized
  businesses, offering business current accounts, savings, commercial mortgages, asset finance, and invoice finance. It is
  a privately owned, venture-backed challenger bank (not a mutual or building society), authorised by the Prudential Regulation
  Authority and regulated by the Financial Conduct Authority and PRA (FRN 821851), registered in England and Wales (company
  number 07706156). As an FCA-authorised ASPSP it participates in UK Open Banking under the Open Banking Implementation Entity
  (OBIE) Read/Write Standard and PSD2 - it is not one of the nine CMA9 mandated banks, but publishes a public developer portal
  exposing Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (fundsconfirmations)
  APIs for its Business Rewards accounts. Access is secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication,
  mutual-TLS client authentication, and dynamic client registration using Open Banking Directory / eIDAS certificates and
  Software Statement Assertions.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - scopes
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
- Small Business
- Business Banking
- Fintech
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
- SME
- Business Banking
- Fintech
- Financial-Services
created: '2026-07-23'
modified: '2026-10-06'
specificationVersion: '0.23'
apis:
- aid: allica-bank:allica-bank-confirmation-of-funds-api
  name: Allica Bank Confirmation of Funds API
  description: Allica Bank's UK Open Banking Confirmation of Funds (CBPII) capability, exposed through the OBIE Read/Write
    Standard and the `fundsconfirmations` OAuth scope, allowing authorised Card-Based Payment Instrument Issuers and payment
    flows to confirm the availability of funds on Allica Business Rewards accounts. Documented on the Allica developer portal;
    FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA) and not independently verified without OBIE onboarding.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/cbpii
  tags:
  - Confirmation of Funds
  - CBPII
  - Open Banking
  - OBIE
  properties:
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-dynamic-client-registration-api
  name: Allica Bank Dynamic Client Registration API
  description: OBIE Dynamic Client Registration (DCR) v3.2 endpoint used by regulated Third Party Providers to register OAuth
    clients with Allica Bank using Software Statement Assertions issued by the Open Banking Directory. Confirmed as the registration_endpoint
    in Allica's production OIDC discovery document.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/dynamic-client-registration/v3.2/register
  tags:
  - Dynamic Client Registration
  - DCR
  - Onboarding
  - OBIE
  properties:
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: OpenIDConfiguration
    url: https://auth1.api.ob.allica.bank/.well-known/openid-configuration
- aid: allica-bank:allica-bank-account-access-api
  name: Allica Bank Account Access API
  description: The Account Access API from Allica Bank — 2 operation(s) for account access.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Account Access
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-account-access-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-accounts-api
  name: Allica Bank Accounts API
  description: The Accounts API from Allica Bank — 2 operation(s) for accounts.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-balances-api
  name: Allica Bank Balances API
  description: The Balances API from Allica Bank — 2 operation(s) for balances.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-beneficiaries-api
  name: Allica Bank Beneficiaries API
  description: The Beneficiaries API from Allica Bank — 1 operation(s) for beneficiaries.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-direct-debits-api
  name: Allica Bank Direct Debits API
  description: The Direct Debits API from Allica Bank — 1 operation(s) for direct debits.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-domestic-payments-api
  name: Allica Bank Domestic Payments API
  description: The Domestic Payments API from Allica Bank — 5 operation(s) for domestic payments.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Domestic Payments
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-domestic-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-domestic-scheduled-payments-api
  name: Allica Bank Domestic Scheduled Payments API
  description: The Domestic Scheduled Payments API from Allica Bank — 4 operation(s) for domestic scheduled payments.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Domestic Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-domestic-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-domestic-standing-orders-api
  name: Allica Bank Domestic Standing Orders API
  description: The Domestic Standing Orders API from Allica Bank — 4 operation(s) for domestic standing orders.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Domestic Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-domestic-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-file-payments-api
  name: Allica Bank File Payments API
  description: The File Payments API from Allica Bank — 5 operation(s) for file payments.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - File Payments
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-file-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-offers-api
  name: Allica Bank Offers API
  description: The Offers API from Allica Bank — 1 operation(s) for offers.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-offers-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-parties-api
  name: Allica Bank Parties API
  description: The Parties API from Allica Bank — 2 operation(s) for parties.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-parties-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-payment-details-api
  name: Allica Bank Payment Details API
  description: The Payment Details API from Allica Bank — 3 operation(s) for payment details.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Payment Details
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-payment-details-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-products-api
  name: Allica Bank Products API
  description: The Products API from Allica Bank — 1 operation(s) for products.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-products-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-scheduled-payments-api
  name: Allica Bank Scheduled Payments API
  description: The Scheduled Payments API from Allica Bank — 1 operation(s) for scheduled payments.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-standing-orders-api
  name: Allica Bank Standing Orders API
  description: The Standing Orders API from Allica Bank — 1 operation(s) for standing orders.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
- aid: allica-bank:allica-bank-transactions-api
  name: Allica Bank Transactions API
  description: The Transactions API from Allica Bank — 1 operation(s) for transactions.
  humanURL: https://developer.api.ob.allica.bank/
  baseURL: https://rs1.api.ob.allica.bank/open-banking/v3.1/aisp
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/allica-bank-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.api.ob.allica.bank/perry/developer/welcome
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/account-info-openapi.yaml
  - type: APIReference
    url: https://developer.api.ob.allica.bank/perry/developer/documentation?resource=ukhub-allica-portal&document=swagger/payment-initiation-openapi.yaml
common:
- url: https://www.allica.bank/blog/rss.xml
  type: BlogRSS
- type: Pricing
  url: https://www.allica.bank/fees/rewards-account-fees-and-limits
- type: Plans
  url: plans/allica-bank-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/allica-bank-capability-edges.yml
  name: Allica Bank Business Capability Map
- type: AgenticAccess
  url: agentic-access/allica-bank-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/allica-bank-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/allica-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/allica-bank-scopes.yml
- type: Authentication
  url: authentication/allica-bank-authentication.yml
- type: WellKnown
  url: well-known/allica-bank-well-known.yml
- type: SecurityTxt
  url: well-known/allica-bank-security.txt
- type: Security
  url: https://www.allica.bank/responsible-disclosure
- type: Conventions
  url: conventions/allica-bank-conventions.yml
- type: Idempotency
  url: conventions/allica-bank-conventions.yml
- type: ErrorCatalog
  url: errors/allica-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/allica-bank-lifecycle.yml
- type: Conformance
  url: conformance/allica-bank-conformance.yml
- type: DataModel
  url: data-model/allica-bank-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/allica-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/allica-bank-llms.txt
- type: Sandbox
  url: sandbox/allica-bank-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/allica-bank-account-information-overlay.yaml
- type: Overlay
  url: overlays/allica-bank-payment-initiation-overlay.yaml
- type: GettingStarted
  url: https://developer.api.ob.allica.bank/perry/developer/welcome
- type: Website
  url: https://www.allica.bank/
- type: DeveloperPortal
  url: https://developer.api.ob.allica.bank/
- type: Documentation
  url: https://developer.api.ob.allica.bank/perry/developer/welcome
- type: Authentication
  url: https://auth1.api.ob.allica.bank/.well-known/openid-configuration
- type: LinkedIn
  url: https://uk.linkedin.com/company/allicabank
- type: Blog
  url: https://www.allica.bank/blog
- type: Support
  url: https://help.allica.bank/
- type: TermsOfService
  url: https://www.allica.bank/website-terms-of-use
- type: PrivacyPolicy
  url: https://www.allica.bank/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Allica Bank API — frequently asked questions

Does Allica Bank have an API?

Yes. APIs.io lists 18 APIs from Allica Bank, including Allica Bank Confirmation of Funds API, Allica Bank Dynamic Client Registration API and Allica Bank Account Access API, and 15 more.

Is there an OpenAPI specification for the Allica Bank API?

Yes. APIs.io indexes 16 OpenAPI specifications for Allica Bank, each linked for download from this page.

How do I authenticate with the Allica Bank API?

Allica Bank documents its authentication (oauth2 · 2 schemes). The details are profiled on APIs.io as Allica Bank Authentication.

How much does the Allica Bank API cost?

Allica Bank publishes its prices; its Monthly account fee plan is None* as of 2026-09-20. APIs.io lists 4 pricing plans for Allica Bank, with each plan's price, limits and inclusions under Pricing on this page.

Is the Allica Bank API ready for AI agents?

Allica Bank has a Kin Score of 53.5 out of 100 (developing) and an Agent Readiness score of 47.0 (agent-ready), scored by API Evangelist on 2026-11-06.

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