Allica Bank · Agentic Access

Allica Bank Agentic Access

x-agentic-access generated

Allica Bank exposes 37 API operations that an AI agent could call, of which 11 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 26 read, 2 write, and 9 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

Financial ServicesBankingOpen BankingPSD2OBIEFAPIUnited KingdomPaymentsAccount InformationSMEBusiness BankingFintech
Operations: 37 Acting: 11 Human-in-the-loop: 0 Method: generated

By consequence

read 26 write 2 physical 9

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /domestic-payment-consents physical conditional
POST /domestic-payments physical conditional
POST /domestic-scheduled-payment-consents physical conditional
POST /domestic-scheduled-payments physical conditional
POST /domestic-standing-order-consents physical conditional
POST /domestic-standing-orders physical conditional
POST /file-payment-consents physical conditional
POST /file-payment-consents/{ConsentId}/file physical conditional
POST /file-payments physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-07-23'
method: generated
source: openapi/allica-bank-account-information-openapi.yaml, openapi/allica-bank-payment-initiation-openapi.yaml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 37
  by_action_class:
    acting: 11
    connected: 26
  by_consequence:
    write: 2
    read: 26
    physical: 9
  human_in_the_loop_required: 0
operations:
- path: /account-access-consents
  method: post
  operationId: CreateAccountAccessConsents
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account-access-consents/{ConsentId}
  method: get
  operationId: GetAccountAccessConsentsConsentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /account-access-consents/{ConsentId}
  method: delete
  operationId: DeleteAccountAccessConsentsConsentId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts
  method: get
  operationId: GetAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}
  method: get
  operationId: GetAccountsAccountId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/balances
  method: get
  operationId: GetAccountsAccountIdBalances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/beneficiaries
  method: get
  operationId: GetAccountsAccountIdBeneficiaries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/direct-debits
  method: get
  operationId: GetAccountsAccountIdDirectDebits
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/offers
  method: get
  operationId: GetAccountsAccountIdOffers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/parties
  method: get
  operationId: GetAccountsAccountIdParties
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/party
  method: get
  operationId: GetAccountsAccountIdParty
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/product
  method: get
  operationId: GetAccountsAccountIdProduct
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/scheduled-payments
  method: get
  operationId: GetAccountsAccountIdScheduledPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/standing-orders
  method: get
  operationId: GetAccountsAccountIdStandingOrders
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{AccountId}/transactions
  method: get
  operationId: GetAccountsAccountIdTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /balances
  method: get
  operationId: GetBalances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-payment-consents
  method: post
  operationId: CreateDomesticPaymentConsents
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-payment-consents/{ConsentId}
  method: get
  operationId: GetDomesticPaymentConsentsConsentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-payment-consents/{ConsentId}/funds-confirmation
  method: get
  operationId: GetDomesticPaymentConsentsConsentIdFundsConfirmation
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-payments
  method: post
  operationId: CreateDomesticPayments
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-payments/{DomesticPaymentId}
  method: get
  operationId: GetDomesticPaymentsDomesticPaymentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-payments/{DomesticPaymentId}/payment-details
  method: get
  operationId: GetDomesticPaymentsDomesticPaymentIdPaymentDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-scheduled-payment-consents
  method: post
  operationId: CreateDomesticScheduledPaymentConsents
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-scheduled-payment-consents/{ConsentId}
  method: get
  operationId: GetDomesticScheduledPaymentConsentsConsentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-scheduled-payments
  method: post
  operationId: CreateDomesticScheduledPayments
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-scheduled-payments/{DomesticScheduledPaymentId}
  method: get
  operationId: GetDomesticScheduledPaymentsDomesticScheduledPaymentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details
  method: get
  operationId: GetDomesticScheduledPaymentsDomesticScheduledPaymentIdPaymentDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-standing-order-consents
  method: post
  operationId: CreateDomesticStandingOrderConsents
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-standing-order-consents/{ConsentId}
  method: get
  operationId: GetDomesticStandingOrderConsentsConsentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-standing-orders
  method: post
  operationId: CreateDomesticStandingOrders
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /domestic-standing-orders/{DomesticStandingOrderId}
  method: get
  operationId: GetDomesticStandingOrdersDomesticStandingOrderId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /domestic-standing-orders/{DomesticStandingOrderId}/payment-details
  method: get
  operationId: GetDomesticStandingOrdersDomesticStandingOrderIdPaymentDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /file-payment-consents
  method: post
  operationId: CreateFilePaymentConsents
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /file-payment-consents/{ConsentId}
  method: get
  operationId: GetFilePaymentConsentsConsentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none
- path: /file-payment-consents/{ConsentId}/file
  method: post
  operationId: CreateFilePaymentConsentsConsentIdFile
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /file-payments
  method: post
  operationId: CreateFilePayments
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /file-payments/{FilePaymentId}
  method: get
  operationId: GetFilePaymentsFilePaymentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments
    token:
      max-ttl: 3600
    audit: none