Bluevine website screenshot

Bluevine

Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit, bill pay, invoicing, and cash flow management tools for United States small and medium businesses. Bluevine does not publish a first-party public developer API or developer portal; external programmatic connectivity is delivered through the Plaid open-banking aggregator (with Finicity/Mastercard coverage also reported) and through native app integrations to QuickBooks Online, Xero, Wave, Expensify, Stripe, Square, Gusto, Cash App, and Venmo. Deposits are FDIC-insured up to $3 million through a sweep network, with revolving credit up to $250,000 issued by Celtic Bank.

Bluevine is profiled on the APIs.io network. Tagged areas include Business Banking, Small Business, Fintech, Line of Credit, and Bill Pay.

The Bluevine catalog on APIs.io includes 1 JSON-LD context.

Bluevine’s developer surface includes getting-started guide, documentation, support, engineering blog, pricing, signup flow, and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub
25.2/100 emerging ▬ flat Agent 3/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessPaid
0 APIs
Business BankingSmall BusinessFintechLine of CreditBill PayInvoicingCash FlowBusiness CheckingOpen BankingLendingUnited StatesAggregator Access

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 25.2/100 · emerging
Contract Quality 1.5 / 21
Developer Ergonomics 4.9 / 17
Access Clarity 11.4 / 17
Operational Transparency 0.3 / 11
Contract Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 2.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bluevine: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Pricing Plans 1

Published pricing tiers and plan structures.

Bluevine Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Bluevine Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Bluevine Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bluevine Context

0 classes · 0 properties

JSON-LD

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bluevine Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted
 Signup
Signup
 Login
Login

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support
Support
 RateLimits
RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing
Pricing
 PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService
 Plans
Plans
 FinOps
FinOps

Company 4

The organization behind the API

Website
Website
 Blog
Blog
 Newsroom
Newsroom
 LinkedIn
LinkedIn

Other 3

Properties that don't map to a standard resource type

X
X
 ProductPage
ProductPage
 ProductPage
ProductPage

Source (apis.yml)

apis.yml Raw ↑ 
aid: bluevine
name: Bluevine
kind: company
description: Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit,
  bill pay, invoicing, and cash flow management tools for United States small and medium businesses. Bluevine does not publish
  a first-party public developer API or developer portal; external programmatic connectivity is delivered through the Plaid
  open-banking aggregator (with Finicity/Mastercard coverage also reported) and through native app integrations to QuickBooks
  Online, Xero, Wave, Expensify, Stripe, Square, Gusto, Cash App, and Venmo. Deposits are FDIC-insured up to $3 million through
  a sweep network, with revolving credit up to $250,000 issued by Celtic Bank.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bluevine.png
url: https://raw.githubusercontent.com/api-evangelist/bluevine/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-07-25'
enriched: '2026-07-23'
specificationVersion: '0.23'
tags:
- Business Banking
- Small Business
- Fintech
- Line of Credit
- Bill Pay
- Invoicing
- Cash Flow
- Business Checking
- Open Banking
- Lending
- United States
- Aggregator Access
apis: []
common:
- type: GettingStarted
  url: https://www.bluevine.com/help-center/getting-started
- type: Website
  url: https://www.bluevine.com/
- type: Documentation
  url: https://www.bluevine.com/guides/
- type: Support
  url: https://support.bluevine.com/
- type: Blog
  url: https://www.bluevine.com/blog/
- type: Newsroom
  url: https://www.bluevine.com/newsroom
- type: Pricing
  url: https://www.bluevine.com/business-checking/
- type: PrivacyPolicy
  url: https://www.bluevine.com/privacy-policy
- type: TermsOfService
  url: https://app.bluevine.com/contracts/registrationterms
- type: Signup
  url: https://app.bluevine.com/signup/checking
- type: Login
  url: https://app.bluevine.com/login
- type: LLMsTxt
  url: https://raw.githubusercontent.com/api-evangelist/bluevine/refs/heads/main/llms/bluevine-llms.txt
- type: LinkedIn
  url: https://www.linkedin.com/company/bluevine
- type: X
  url: https://x.com/bluevine
- type: GitHubOrganization
  url: https://github.com/bluevine-dev
- type: DomainSecurity
  url: security/bluevine-domain-security.yml
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/bluevine/refs/heads/main/plans/bluevine-plans-pricing.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/bluevine/refs/heads/main/rate-limits/bluevine-rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/bluevine/refs/heads/main/finops/bluevine-finops.yml
- type: ProductPage
  url: https://www.bluevine.com/line-of-credit/
- type: ProductPage
  url: https://www.bluevine.com/help-center/sending-payments/connecting-financial-apps
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com