Highbeam

Highbeam is a business banking and finance platform built for modern consumer brands (direct-to-consumer and e-commerce). It brings together operating and high-yield accounts, a charge card that pays cashback on advertising spend, working capital and credit lines, automated bill pay, and spend intelligence, alongside Luma, an applied-AI finance assistant. Banking services are delivered through partner banks (Thread Bank, member FDIC) and Airwallex. Highbeam is based in New York City. As of this profile it publishes no public developer API, developer portal, or machine-readable API specification; this entry captures the company identity, its public web properties, and a live domain-security probe.

Highbeam is profiled on the APIs.io network. Tagged areas include Company, Banking, Fintech, Business Banking, and Financial Services.

Highbeam’s developer surface includes engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyBankingFintechBusiness BankingFinancial ServicesE-commerceWorking CapitalConsumer Brands

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 17.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/highbeam: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: highbeam
name: Highbeam
description: Highbeam is a business banking and finance platform built for modern consumer brands (direct-to-consumer and
  e-commerce). It brings together operating and high-yield accounts, a charge card that pays cashback on advertising spend,
  working capital and credit lines, automated bill pay, and spend intelligence, alongside Luma, an applied-AI finance assistant.
  Banking services are delivered through partner banks (Thread Bank, member FDIC) and Airwallex. Highbeam is based in New
  York City. As of this profile it publishes no public developer API, developer portal, or machine-readable API specification;
  this entry captures the company identity, its public web properties, and a live domain-security probe.
url: https://raw.githubusercontent.com/api-evangelist/highbeam/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/63d267912f9b4a0465ec5c14/67dc518a89a4109c7f50ee36_Open-Graph-Image-Option-3.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- mayfield
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Banking
- Fintech
- Business Banking
- Financial Services
- E-commerce
- Working Capital
- Consumer Brands
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.highbeam.com
- type: Blog
  url: https://www.highbeam.com/blog
- type: Support
  url: https://www.highbeam.com/faq
- type: SignUp
  url: https://www.highbeam.com/qualify
- type: Login
  url: https://app.highbeam.co/
- type: TermsOfService
  url: https://www.highbeam.com/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.highbeam.com/legal/privacy-policy
- type: DomainSecurity
  url: security/highbeam-domain-security.yml
- type: LLMsTxt
  url: llms/highbeam-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence