Winden

Winden (Winden Technologies, Inc.) is a US fintech offering an AI-powered business credit card built to maximize cash back on every purchase. Its Visa commercial card advertises 2% unlimited cash back, and its Scout AI automatically hunts for discounts and promo codes at checkout. Alongside the card, Winden bundles business banking-style services: virtual cards with custom spend limits and merchant locks, free domestic ACH and wire transfers, invoicing and payment management, an AI CFO for accounting and cash-flow projections, 24/7 concierge support, and integrations with common accounting and payroll software. Winden is a consumer/SMB financial product; as of this enrichment pass it publishes no public developer API, SDKs, or API documentation surface.

Winden is profiled on the APIs.io network. Tagged areas include Company, Fintech, Business Banking, Credit Cards, and Payments.

Winden’s developer surface includes pricing and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Business Banking Credit Cards Payments Cashback SMB Corporate Cards

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 11.0/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 6.5 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/winden: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: winden
name: Winden
description: 'Winden (Winden Technologies, Inc.) is a US fintech offering an AI-powered business credit card built to maximize
  cash back on every purchase. Its Visa commercial card advertises 2% unlimited cash back, and its Scout AI automatically
  hunts for discounts and promo codes at checkout. Alongside the card, Winden bundles business banking-style services: virtual
  cards with custom spend limits and merchant locks, free domestic ACH and wire transfers, invoicing and payment management,
  an AI CFO for accounting and cash-flow projections, 24/7 concierge support, and integrations with common accounting and
  payroll software. Winden is a consumer/SMB financial product; as of this enrichment pass it publishes no public developer
  API, SDKs, or API documentation surface.'
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/62ba0a15888f8ec50d46aa98/63751bd88a7acf04cfa3e9f5_Winden%20Open%20Graph%20Image.png
url: https://raw.githubusercontent.com/api-evangelist/winden/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Business Banking
- Credit Cards
- Payments
- Cashback
- SMB
- Corporate Cards
tags_raw:
- Company
- Fintech
- Business Banking
- Credit Cards
- Payments
- Cash Back
- SMB
- Corporate Cards
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.winden.co
- type: Pricing
  url: https://www.winden.co/#pricing
- type: TermsOfService
  url: https://www.winden.co/terms
- type: PrivacyPolicy
  url: https://www.winden.co/privacy-policy
- type: Login
  url: https://app.winden.co/auth/login
- type: DomainSecurity
  url: security/winden-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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