Aspire

Aspire is a Singapore-headquartered fintech offering an all-in-one finance platform for growing businesses operating globally. Its products include multi-currency business accounts, corporate cards, global payments and FX, expense and budget management, bill pay, bulk payments, invoice and accounts-receivable management, yield on idle balances, and global payroll. Aspire also exposes a developer API (api.aspireapp.com/public/v1) covering payouts/transfers, card issuance, and bank-feed/transaction reporting, secured with OAuth 2.0 bearer tokens (client-credentials and authorization-code + PKCE flows), idempotency keys, and webhooks. The company serves 50,000+ businesses, is backed by Lightspeed Venture Partners, and is PCI DSS v4.0.1, ISO/IEC 27001:2022, and SOC 2 Type 2 certified.

Aspire publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Business Banking, Payments, and Payouts.

The Aspire catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Aspire’s developer surface includes documentation, getting-started guide, engineering blog, support, pricing, signup flow, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

47.3/100 developing ▬ flat Agent 29/100 agent ready Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-09-19 · rubric v0.22.0

AccessSelf serve

1 APIs 1 MCP Servers

Company Fintech Business Banking Payments Payouts Card Issuance Foreign Exchange Expense Management Financial-Services Singapore

Kin Score

Kin Score How this is scored →
scored 2026-09-19 · rubric v0.22.0

Composite quality — 47.3/100 · developing

Contract Quality 8.8 / 21

Developer Ergonomics 10.5 / 17

Access Clarity 6.7 / 17

Operational Transparency 2.0 / 11

Contract Governance 1.9 / 10

Discoverability 6.5 / 9

Regulatory Posture 9.4 / 15

Agent readiness — 29/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/aspire: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Aspire API

Aspire's public REST API for business finance automation: payout/transfer operations across 30+ currencies (local and SWIFT), FX quotes, virtual card issuance and controls, and ...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Aspire MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Aspire Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aspire Authentication

oauth2/http · 2 schemes

SECURITY

Aspire Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Aspire Scopes

2 scopes · clientCredentials/authorizationCode

2 scopes

SCOPES

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

Postman

Postman

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: aspire
name: Aspire
description: Aspire is a Singapore-headquartered fintech offering an all-in-one finance platform for growing businesses operating
  globally. Its products include multi-currency business accounts, corporate cards, global payments and FX, expense and budget
  management, bill pay, bulk payments, invoice and accounts-receivable management, yield on idle balances, and global payroll.
  Aspire also exposes a developer API (api.aspireapp.com/public/v1) covering payouts/transfers, card issuance, and bank-feed/transaction
  reporting, secured with OAuth 2.0 bearer tokens (client-credentials and authorization-code + PKCE flows), idempotency keys,
  and webhooks. The company serves 50,000+ businesses, is backed by Lightspeed Venture Partners, and is PCI DSS v4.0.1, ISO/IEC
  27001:2022, and SOC 2 Type 2 certified.
url: https://raw.githubusercontent.com/api-evangelist/aspire/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lightspeed-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://aspireapp.com/favicon.ico
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-19
x-docs-hosting: github-pages
tags:
- Company
- Fintech
- Business Banking
- Payments
- Payouts
- Card Issuance
- Foreign Exchange
- Expense Management
- Financial-Services
- Singapore
tags_raw:
- Company
- Fintech
- Business Banking
- Payments
- Payouts
- Card Issuance
- Foreign Exchange
- Expense Management
- Financial Services
- Singapore
apis:
- name: Aspire API
  description: 'Aspire''s public REST API for business finance automation: payout/transfer operations across 30+ currencies
    (local and SWIFT), FX quotes, virtual card issuance and controls, and bank-feed/transaction reporting. Authenticated with
    OAuth 2.0 bearer tokens; POST requests require an Idempotency-Key header; list endpoints are paginated; webhooks deliver
    transfer-status updates.'
  humanURL: https://docs.api.aspireapp.com
  baseURL: https://api.aspireapp.com/public/v1
  properties:
  - type: Documentation
    url: https://docs.api.aspireapp.com
  - type: Authentication
    url: https://docs.api.aspireapp.com/authentication
  - type: Authentication
    url: authentication/aspire-authentication.yml
  - type: OAuthScopes
    url: scopes/aspire-scopes.yml
  - type: Conventions
    url: conventions/aspire-conventions.yml
  - type: Idempotency
    url: conventions/aspire-conventions.yml
  - type: ErrorCatalog
    url: errors/aspire-problem-types.yml
  - type: Webhooks
    url: asyncapi/aspire-webhooks.yml
  - type: Sandbox
    url: sandbox/aspire-sandbox.yml
  - type: DataModel
    url: data-model/aspire-data-model.yml
  - type: Lifecycle
    url: lifecycle/aspire-lifecycle.yml
  - type: Conformance
    url: conformance/aspire-conformance.yml
  - type: Glossary
    url: https://docs.api.aspireapp.com/glossary
common:
- type: MCPServer
  url: mcp/aspire-mcp.yml
- type: DomainSecurity
  url: security/aspire-domain-security.yml
- type: LLMsTxt
  url: llms/aspire-llms.txt
- type: Website
  url: https://aspireapp.com
- type: DeveloperPortal
  url: https://docs.api.aspireapp.com
- type: Documentation
  url: https://docs.api.aspireapp.com
- type: GettingStarted
  url: https://docs.api.aspireapp.com/authentication
- type: Blog
  url: https://aspireapp.com/blog
- type: Support
  url: https://help.aspireapp.com/en/
- type: Pricing
  url: https://aspireapp.com/pricing
- type: SignUp
  url: https://app.aspireapp.com/login
- type: TermsOfService
  url: https://aspireapp.com/tnc/master-service-agreement
- type: PrivacyPolicy
  url: https://aspireapp.com/tnc/privacy-policy
- type: Compliance
  url: https://aspireapp.com/security-and-compliance
- type: Security
  url: https://aspireapp.com/security-and-compliance
- type: Postman
  url: https://aspireapi.postman.co/network/import?collection=28742427-8779dc4f-4c34-42e5-b43e-9ad318f7c026-2s9YXccQHr
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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