Aspire

Aspire is a Singapore-headquartered fintech offering an all-in-one finance platform for growing businesses operating globally. Its products include multi-currency business accounts, corporate cards, global payments and FX, expense and budget management, bill pay, bulk payments, invoice and accounts-receivable management, yield on idle balances, and global payroll. Aspire also exposes a developer API (api.aspireapp.com/public/v1) covering payouts/transfers, card issuance, and bank-feed/transaction reporting, secured with OAuth 2.0 bearer tokens (client-credentials and authorization-code + PKCE flows), idempotency keys, and webhooks. The company serves 50,000+ businesses, is backed by Lightspeed Venture Partners, and is PCI DSS v4.0.1, ISO/IEC 27001:2022, and SOC 2 Type 2 certified.

Aspire is listed with 1 API on the APIs.io network. Tagged areas include Company, Fintech, Business Banking, Payments, and Payouts.

The Aspire catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Aspire’s developer surface includes documentation, getting-started guide, engineering blog, support, pricing, signup flow, and 11 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

54.1/100 developing ▲ 7.9 Agent 29/100 agent ready Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessSelf serve

1 API 1 MCP Servers

Company Fintech Business Banking Payments Payouts Card Issuance Foreign Exchange Expense Management Financial Services Singapore

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 54.1/100 · developing

Contract Quality 8.3 / 21

Developer Ergonomics 10.5 / 17

Access Clarity 15.7 / 17

Operational Transparency 2.0 / 11

Contract Governance 1.9 / 10

Discoverability 5.5 / 9

Regulatory Posture 5.4 / 15

Agent readiness — 29/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/aspire/"><img src="https://apis.io/badge/aspire/card.svg" alt="Aspire on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 39.0 — up to +15.3 composite points
Operational Transparency scores 18.4 — up to +10.6 composite points
Contract Governance scores 18.2 — up to +9.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/aspire/apis.yml: open an issue on github.com/api-evangelist/aspire to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Gulf and Southeast Asia Open Finance	regulated	19.2 (thin)	-	-
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Aspire API

Aspire's public REST API for business finance automation: payout/transfer operations across 30+ currencies (local and SWIFT), FX quotes, virtual card issuance and controls, and ...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Aspire MCP Server

MCP SERVER

Pricing Plans 2

Published pricing tiers and plan structures.

Aspire Plans Pricing

3 plans

PLANS

Aspire Price Estimates

0 plans

PLANS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Aspire Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Aspire Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aspire Authentication

oauth2/http · 2 schemes

SECURITY

Aspire Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Aspire Scopes

2 scopes · clientCredentials/authorizationCode

2 scopes

SCOPES

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

Postman

Postman

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: aspire
name: Aspire
description: Aspire is a Singapore-headquartered fintech offering an all-in-one finance platform for growing businesses operating
  globally. Its products include multi-currency business accounts, corporate cards, global payments and FX, expense and budget
  management, bill pay, bulk payments, invoice and accounts-receivable management, yield on idle balances, and global payroll.
  Aspire also exposes a developer API (api.aspireapp.com/public/v1) covering payouts/transfers, card issuance, and bank-feed/transaction
  reporting, secured with OAuth 2.0 bearer tokens (client-credentials and authorization-code + PKCE flows), idempotency keys,
  and webhooks. The company serves 50,000+ businesses, is backed by Lightspeed Venture Partners, and is PCI DSS v4.0.1, ISO/IEC
  27001:2022, and SOC 2 Type 2 certified.
url: https://raw.githubusercontent.com/api-evangelist/aspire/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lightspeed-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://aspireapp.com/favicon.ico
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-19
x-docs-hosting: github-pages
tags:
- Company
- Fintech
- Business Banking
- Payments
- Payouts
- Card Issuance
- Foreign Exchange
- Expense Management
- Financial Services
- Singapore
tags_raw:
- Company
- Fintech
- Business Banking
- Payments
- Payouts
- Card Issuance
- Foreign Exchange
- Expense Management
- Financial Services
- Singapore
- Financial-Services
apis:
- name: Aspire API
  description: 'Aspire''s public REST API for business finance automation: payout/transfer operations across 30+ currencies
    (local and SWIFT), FX quotes, virtual card issuance and controls, and bank-feed/transaction reporting. Authenticated with
    OAuth 2.0 bearer tokens; POST requests require an Idempotency-Key header; list endpoints are paginated; webhooks deliver
    transfer-status updates.'
  humanURL: https://docs.api.aspireapp.com
  baseURL: https://api.aspireapp.com/public/v1
  properties:
  - type: Documentation
    url: https://docs.api.aspireapp.com
  - type: Authentication
    url: https://docs.api.aspireapp.com/authentication
  - type: Authentication
    url: authentication/aspire-authentication.yml
  - type: OAuthScopes
    url: scopes/aspire-scopes.yml
  - type: Conventions
    url: conventions/aspire-conventions.yml
  - type: Idempotency
    url: conventions/aspire-conventions.yml
  - type: ErrorCatalog
    url: errors/aspire-problem-types.yml
  - type: Webhooks
    url: asyncapi/aspire-webhooks.yml
  - type: Sandbox
    url: sandbox/aspire-sandbox.yml
  - type: DataModel
    url: data-model/aspire-data-model.yml
  - type: Lifecycle
    url: lifecycle/aspire-lifecycle.yml
  - type: Conformance
    url: conformance/aspire-conformance.yml
  - type: Glossary
    url: https://docs.api.aspireapp.com/glossary
common:
- type: Plans
  url: plans/aspire-plans-pricing.yml
- type: MCPServer
  url: mcp/aspire-mcp.yml
- type: DomainSecurity
  url: security/aspire-domain-security.yml
- type: LLMsTxt
  url: llms/aspire-llms.txt
- type: Website
  url: https://aspireapp.com
- type: DeveloperPortal
  url: https://docs.api.aspireapp.com
- type: Documentation
  url: https://docs.api.aspireapp.com
- type: GettingStarted
  url: https://docs.api.aspireapp.com/authentication
- type: Blog
  url: https://aspireapp.com/blog
- type: Support
  url: https://help.aspireapp.com/en/
- type: Pricing
  url: https://aspireapp.com/pricing
- type: SignUp
  url: https://app.aspireapp.com/login
- type: TermsOfService
  url: https://aspireapp.com/tnc/master-service-agreement
- type: PrivacyPolicy
  url: https://aspireapp.com/tnc/privacy-policy
- type: Compliance
  url: https://aspireapp.com/security-and-compliance
- type: Security
  url: https://aspireapp.com/security-and-compliance
- type: Postman
  url: https://aspireapi.postman.co/network/import?collection=28742427-8779dc4f-4c34-42e5-b43e-9ad318f7c026-2s9YXccQHr
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Aspire API — frequently asked questions

Does Aspire have an API?

Yes. APIs.io lists 1 API from Aspire, including Aspire API.

How do I authenticate with the Aspire API?

Aspire uses bearer-token authentication (oauth2/http · 2 schemes). The details are profiled on APIs.io as Aspire Authentication.

How much does the Aspire API cost?

APIs.io lists 3 pricing plans for Aspire, with each plan's price, limits and inclusions under Pricing Plans on this page.

Does Aspire have an MCP server?

Yes. APIs.io lists 1 MCP server for Aspire.

Is the Aspire API ready for AI agents?

Aspire has a Kin Score of 54.1 out of 100 (developing) and an Agent Readiness score of 29.4 (agent-ready), scored by API Evangelist on 2026-10-31.

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