Investec

Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating through Investec plc (UK) and Investec Limited (South Africa). In the United Kingdom, Investec Bank plc is authorised by the PRA and regulated by the FCA and PRA and is an FCA-registered Account Servicing Payment Service Provider (ASPSP) under UK Open Banking, exposing Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) interfaces built to the Open Banking Implementation Entity (OBIE) Read/Write API Standard (v3.1), secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using OBIE/eIDAS certificates. Investec is a specialist private bank and wealth manager rather than a mass-market retail bank, so it is not one of the CMA9 and does not operate a branch or ATM network. Alongside Open Banking, Investec runs a first-party Programmable Banking / Open API developer platform at openapi.investec.com offering Private Bank, Business & Commercial Banking, Intermediaries, Intermediaries Forex, and Card APIs secured with OAuth2 client credentials, published through the Investec Developer Portal at developer.investec.com.

Investec publishes 3 APIs on the APIs.io network: Account and Transaction Information API (AIS), Payment Initiation API (PIS), and Confirmation of Funds API (CBPII). Tagged areas include Financial-Services, Banking, Open Banking, PSD2, and OBIE.

Investec’s developer surface includes authentication, documentation, API reference, engineering blog, support, sandbox, getting-started guide, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub

44.8/100 developing ▬ flat Agent 40/100 agent ready Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

9 APIs

Financial-Services Banking Open Banking PSD2 OBIE United Kingdom Payments Account InformationSpecialist BankWealth Management FAPIProgrammable Banking

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 44.8/100 · developing

Contract Quality 11.9 / 21

Developer Ergonomics 11.2 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.3 / 11

Contract Governance 1.7 / 10

Discoverability 6.9 / 9

Regulatory Posture 9.1 / 15

Agent readiness — 40/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/investec: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Investec Scopes

4 scopes · clientCredentials/authorizationCode

4 scopes

SCOPES

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

Sandbox

GettingStarted

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

LLMsTxt

AgentSkill

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Postman

Postman

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

OAuthScopes

OAuthScopes

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 3

Properties that don't map to a standard resource type

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Source (apis.yml)

aid: investec
url: https://raw.githubusercontent.com/api-evangelist/investec/refs/heads/main/apis.yml
name: Investec
kind: company
description: Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and
  Johannesburg Stock Exchange and operating through Investec plc (UK) and Investec Limited (South Africa). In the United Kingdom,
  Investec Bank plc is authorised by the PRA and regulated by the FCA and PRA and is an FCA-registered Account Servicing Payment
  Service Provider (ASPSP) under UK Open Banking, exposing Account and Transaction Information (AIS), Payment Initiation (PIS),
  and Confirmation of Funds (CBPII) interfaces built to the Open Banking Implementation Entity (OBIE) Read/Write API Standard
  (v3.1), secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using OBIE/eIDAS certificates.
  Investec is a specialist private bank and wealth manager rather than a mass-market retail bank, so it is not one of the
  CMA9 and does not operate a branch or ATM network. Alongside Open Banking, Investec runs a first-party Programmable Banking
  / Open API developer platform at openapi.investec.com offering Private Bank, Business & Commercial Banking, Intermediaries,
  Intermediaries Forex, and Card APIs secured with OAuth2 client credentials, published through the Investec Developer Portal
  at developer.investec.com.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Specialist Bank
- Wealth Management
- FAPI
- Programmable Banking
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Specialist Bank
- Wealth Management
- FAPI
- Programmable Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: investec:investec-private-bank-api
  name: Investec Private Bank API
  description: First-party Programmable Banking API to retrieve data and perform actions on your own or your business's Investec
    Private Banking account, including accounts, balances, transactions, transfers, and payments.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com
  tags:
  - Private Banking
  - Account
  - Payments
  tags_raw:
  - Private Banking
  - Accounts
  - Payments
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
  - type: Authentication
    url: https://developer.investec.com/api-reference
- aid: investec:investec-business-commercial-banking-api
  name: Investec Business & Commercial Banking API
  description: First-party Programmable Banking API to retrieve data and perform actions on Investec business and commercial
    banking accounts.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com
  tags:
  - Business Banking
  - Account
  tags_raw:
  - Business Banking
  - Accounts
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
- aid: investec:investec-intermediaries-api
  name: Investec Intermediaries API
  description: First-party Programmable Banking API to retrieve data and perform actions on behalf of your clients, including
    forex quoting and trading.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com
  tags:
  - Intermediaries
  - Forex
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
- aid: investec:investec-intermediaries-forex-api
  name: Investec Intermediaries Forex API
  description: First-party Programmable Banking API for Balance of Payments (BOP) reporting and foreign-exchange information
    retrieval on behalf of your clients.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com
  tags:
  - Forex
  - Reporting
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
- aid: investec:investec-card-api
  name: Investec Card API
  description: First-party Programmable Banking Card API to retrieve card data and programmatically attach rules that run
    before and after transactions on Investec programmable cards.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com
  tags:
  - Cards
  - Programmable Cards
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
- aid: investec:investec-authorisation-api
  name: Investec Authorisation API (OAuth)
  description: First-party OAuth2 authorisation endpoint that generates and refreshes the access tokens authorising calls
    to the Investec Programmable Banking APIs.
  humanURL: https://developer.investec.com/api-reference
  baseURL: https://openapi.investec.com/identity/v2/oauth2/token
  tags:
  - Authentication
  tags_raw:
  - OAuth
  - Authentication
  properties:
  - type: Documentation
    url: https://developer.investec.com/api-reference
  - type: APIReference
    url: https://developer.investec.com/api-reference
- aid: investec:investec-account-transaction-information-api
  name: Investec Account and Transaction Information API (AIS)
  description: UK Open Banking Account Information Service (AISP) interface for accessing account, balance, transaction, and
    product data. Investec Bank plc conforms to the OBIE Read/Write API Standard (v3.1); the harvested OpenAPI is the shared
    OBIE standard specification, not an Investec-proprietary contract, and is FAPI-secured (OAuth2/OIDC + mTLS + PSD2 SCA).
  humanURL: https://developer.investec.com/api-products
  baseURL: /open-banking/v3.1/aisp
  tags:
  - Open Banking
  - Account Information
  - AISP
  properties:
  - type: OpenAPI
    url: openapi/obie-account-info-openapi.yaml
  - type: Documentation
    url: https://developer.investec.com/api-products
  - type: APIReference
    url: https://www.openbanking.org.uk/regulated-providers/investec-bank-plc/
- aid: investec:investec-payment-initiation-api
  name: Investec Payment Initiation API (PIS)
  description: UK Open Banking Payment Initiation Service (PISP) interface for initiating domestic and other payments. Investec
    Bank plc conforms to the OBIE Read/Write API Standard (v3.1); the harvested OpenAPI is the shared OBIE standard specification,
    not an Investec-proprietary contract, and is FAPI-secured (OAuth2/OIDC + mTLS + PSD2 SCA).
  humanURL: https://developer.investec.com/api-products
  baseURL: /open-banking/v3.1/pisp
  tags:
  - Open Banking
  - Payments
  - PISP
  properties:
  - type: OpenAPI
    url: openapi/obie-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://developer.investec.com/api-products
  - type: APIReference
    url: https://www.openbanking.org.uk/regulated-providers/investec-bank-plc/
- aid: investec:investec-confirmation-of-funds-api
  name: Investec Confirmation of Funds API (CBPII)
  description: UK Open Banking Confirmation of Funds (CBPII) interface for checking whether funds are available on an account.
    Investec Bank plc conforms to the OBIE Read/Write API Standard (v3.1); the harvested OpenAPI is the shared OBIE standard
    specification, not an Investec-proprietary contract, and is FAPI-secured (OAuth2/OIDC + mTLS + PSD2 SCA).
  humanURL: https://developer.investec.com/api-products
  baseURL: /open-banking/v3.1/cbpii
  tags:
  - Open Banking
  - Confirmation of Funds
  - CBPII
  properties:
  - type: OpenAPI
    url: openapi/obie-confirmation-funds-openapi.yaml
  - type: Documentation
    url: https://developer.investec.com/api-products
  - type: APIReference
    url: https://www.openbanking.org.uk/regulated-providers/investec-bank-plc/
common:
- type: AgenticAccess
  url: agentic-access/investec-agentic-access.yml
- type: DomainSecurity
  url: security/investec-domain-security.yml
- type: OAuthScopes
  url: scopes/investec-scopes.yml
- type: Authentication
  url: authentication/investec-authentication.yml
- type: Website
  url: https://www.investec.com/
- type: DeveloperPortal
  url: https://developer.investec.com/
- type: Documentation
  url: https://developer.investec.com/api-reference
- type: APIReference
  url: https://developer.investec.com/api-products
- type: Blog
  url: https://investec.gitbook.io/programmable-banking-community-wiki
- type: GitHubOrganization
  url: https://github.com/investec
- type: LinkedIn
  url: https://www.linkedin.com/company/investec
- type: Support
  url: https://developer.investec.com/support
- type: Packages
  url: packages/investec-packages.yml
- type: Conformance
  url: conformance/investec-conformance.yml
- type: ErrorCatalog
  url: errors/investec-problem-types.yml
- type: Lifecycle
  url: lifecycle/investec-lifecycle.yml
- type: Sandbox
  url: sandbox/investec-sandbox.yml
- type: Conventions
  url: conventions/investec-conventions.yml
- type: Idempotency
  url: conventions/investec-conventions.yml
- type: DataModel
  url: data-model/investec-data-model.yml
- type: LLMsTxt
  url: llms/investec-llms.txt
- type: Overlay
  url: overlays/investec-account-info-overlay.yaml
  name: Account Info overlay
- type: Overlay
  url: overlays/investec-payment-initiation-overlay.yaml
  name: Payment Initiation overlay
- type: Overlay
  url: overlays/investec-confirmation-funds-overlay.yaml
  name: Confirmation of Funds overlay
- type: AgentSkill
  url: skills/investec-retrieve-accounts-and-transactions.md
  name: Retrieve accounts & transactions
- type: AgentSkill
  url: skills/investec-initiate-domestic-payment.md
  name: Initiate a domestic payment
- type: AgentSkill
  url: skills/investec-confirm-funds.md
  name: Confirm funds availability
- type: GettingStarted
  url: https://investec.gitbook.io/programmable-banking-community-wiki/get-started/get-started-overview
- type: SignUp
  url: https://developer.investec.com/individuals
- type: Postman
  url: https://www.postman.com/investec-open-api/workspace/programmable-banking
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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Investec

Kin Score

APIs 9

Investec Private Bank API

Investec Business & Commercial Banking API

Investec Intermediaries API

Investec Intermediaries Forex API

Investec Card API

Investec Authorisation API (OAuth)

Investec Account and Transaction Information API (AIS)

Investec Payment Initiation API (PIS)

Investec Confirmation of Funds API (CBPII)

Security Posture 2

Investec Authentication

Investec Domain Security

Scopes 1

Investec Scopes

Agentic Access 1

Investec Agentic Access

Resources

Get Started 4

Documentation 2

Agent Surfaces 5

Design & Contract 6

Build 3

Access & Security 3

Operate 1

Company 3

Other 3

Source (apis.yml)

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