Redwood Bank

Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 2017 after receiving its banking licence from the Prudential Regulation Authority and Financial Conduct Authority (Financial Services Register firm reference 755924, company number 09872265), it is wholly owned by Redwood Financial Partners Ltd — a vehicle controlled by Jonathan and David Rowland, with Warrington Borough Council holding a roughly one-third stake. Redwood focuses narrowly on business and charity savings accounts and individually underwritten commercial and buy-to-let mortgages, and is not one of the CMA9 mandated banks. Because its product range is deposit- and lending-only (it does not offer a payment / business current account), it falls outside the PSD2 scope that compels UK Open Banking, and as of this review it publishes no public developer portal, no OBIE Read/Write (AIS/PIS/CBPII) APIs, and no confirmed Open Banking Open Data endpoint.

Redwood Bank publishes 1 API on the APIs.io network. Tagged areas include Financial Services, Banking, Business Banking, SME, and Savings.

Redwood Bank’s developer surface includes authentication, engineering blog, support, legal docs, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
22.6/100 emerging ▬ flat Agent 14/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
1 APIs
Financial ServicesBankingBusiness BankingSMESavingsCommercial MortgagesOpen BankingPSD2OBIEUnited Kingdom

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 22.6/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.5 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 14/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/redwood-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Redwood Bank Website Member Authentication (Umbraco Delivery API)

The OpenID Connect member-authentication surface (OpenIddict) behind the Umbraco headless-CMS "Content Delivery API" that powers redwoodbank.co.uk. This is the only live, machin...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Redwood Bank Authentication

oauth2/openIdConnect · 2 schemes

SECURITY

Redwood Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Legal
Legal

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: redwood-bank
url: https://raw.githubusercontent.com/api-evangelist/redwood-bank/refs/heads/main/apis.yml
name: Redwood Bank
kind: company
description: Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth
  Garden City, Hertfordshire. Launched in 2017 after receiving its banking licence from the Prudential Regulation Authority
  and Financial Conduct Authority (Financial Services Register firm reference 755924, company number 09872265), it is wholly
  owned by Redwood Financial Partners Ltd — a vehicle controlled by Jonathan and David Rowland, with Warrington Borough Council
  holding a roughly one-third stake. Redwood focuses narrowly on business and charity savings accounts and individually underwritten
  commercial and buy-to-let mortgages, and is not one of the CMA9 mandated banks. Because its product range is deposit- and
  lending-only (it does not offer a payment / business current account), it falls outside the PSD2 scope that compels UK Open
  Banking, and as of this review it publishes no public developer portal, no OBIE Read/Write (AIS/PIS/CBPII) APIs, and no
  confirmed Open Banking Open Data endpoint.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Business Banking
- SME
- Savings
- Commercial Mortgages
- Open Banking
- PSD2
- OBIE
- United Kingdom
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- name: Redwood Bank Website Member Authentication (Umbraco Delivery API)
  description: The OpenID Connect member-authentication surface (OpenIddict) behind the Umbraco headless-CMS "Content Delivery
    API" that powers redwoodbank.co.uk. This is the only live, machine-readable API surface published on the domain; it authenticates
    website members / gated content and is NOT an Open Banking or banking-product API. Discovered via the live /.well-known/openid-configuration
    and JWKS documents.
  humanURL: https://www.redwoodbank.co.uk/
  baseURL: https://redwoodbank.co.uk/umbraco/delivery/api/v1/
  properties:
  - type: OpenIDConnect
    url: https://www.redwoodbank.co.uk/.well-known/openid-configuration
  - type: Authentication
    url: authentication/redwood-bank-authentication.yml
  - type: WellKnown
    url: well-known/redwood-bank-well-known.yml
  - type: Conformance
    url: conformance/redwood-bank-conformance.yml
common:
- type: DomainSecurity
  url: security/redwood-bank-domain-security.yml
- type: WellKnown
  url: well-known/redwood-bank-well-known.yml
- type: Authentication
  url: authentication/redwood-bank-authentication.yml
- type: Conformance
  url: conformance/redwood-bank-conformance.yml
- type: Website
  url: https://www.redwoodbank.co.uk/
- type: Blog
  url: https://redwoodbank.co.uk/news
- type: Support
  url: https://redwoodbank.co.uk/contact-us/support
- type: TermsOfService
  url: https://redwoodbank.co.uk/legal/website-terms
- type: PrivacyPolicy
  url: https://redwoodbank.co.uk/legal/privacy
- type: Legal
  url: https://redwoodbank.co.uk/legal
- type: LinkedIn
  url: https://www.linkedin.com/company/redwoodbank/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com