Fazz

Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and Indonesia (IDR). Not to be confused with the consumer-facing Payfazz agent app.

Fazz publishes 3 APIs on the APIs.io network: Disbursements API, Payment Methods API, and Payments API. Tagged areas include Fintech, Payments, Business Banking, Disbursements, and Southeast Asia.

The Fazz catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Fazz’s developer surface includes authentication, documentation, changelog, sandbox, getting-started guide, support, and 29 more developer resources.

🌐 Visit website 📡 Source on GitHub

57.7/100 strong ▬ flat Agent 51/100 agent native Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1

AccessPaidSelf serve

5 APIs 1 MCP Servers

FintechPaymentsBusiness BankingDisbursementsSoutheast AsiaPayNowVirtual Accounts

Kin Score

Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1

Composite quality — 57.7/100 · strong

Contract Quality 16.3 / 25

Developer Ergonomics 12.9 / 20

Commercial Clarity 11.6 / 20

Operational Transparency 6.5 / 13

Governance 1.4 / 12

Discoverability 9.3 / 10

Agent readiness — 51/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fazz: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Fazz Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox

Sandbox

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

WellKnown

LLMsTxt

MCPServer

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Webhooks

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

Packages

SDKs

Postman

Access & Security 4

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

ChangeLog

ChangeLog

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

FinOps

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: fazz
url: https://raw.githubusercontent.com/api-evangelist/fazz/refs/heads/main/apis.yml
name: Fazz
kind: company
description: Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz
  and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via
  local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and Indonesia
  (IDR). Not to be confused with the consumer-facing Payfazz agent app.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fazz.png
tags:
- Fintech
- Payments
- Business Banking
- Disbursements
- Southeast Asia
- PayNow
- Virtual Accounts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: fazz:fazz-indonesia-payments-api
  name: Fazz Indonesia Payments API (v4-ID)
  tags:
  - Payments
  - Disbursements
  - Indonesia
  - Virtual Accounts
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/v4-ID/docs/home
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://docs.fazz.com/v4-ID/docs/home
    type: Documentation
  - url: https://docs.fazz.com/v4-ID/docs/disbursements
    type: APIReference
  description: Indonesia-market payments and disbursements (v4-ID) covering local virtual accounts and bank transfers, billed
    in IDR. Shares the Fazz/Xfers v4 request patterns with region-specific methods and destinations.
- aid: fazz:fazz-callbacks
  name: Fazz Callbacks (Webhooks)
  tags:
  - Webhooks
  - Callbacks
  - Events
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/docs/callbacks
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://docs.fazz.com/docs/callbacks
    type: Documentation
  description: HTTP POST webhook callbacks that notify your endpoint of payment and disbursement status changes in JSON, verified
    against your account signing secret.
- aid: fazz:fazz-disbursements-api
  name: Fazz Disbursements API
  description: Send API — disburse funds to recipients (payouts).
  humanURL: https://docs.fazz.com/reference/create-payment
  baseURL: https://www.xfers.io/api/v4
  tags:
  - Disbursements
  properties:
  - type: OpenAPI
    url: openapi/fazz-disbursements-api-openapi.yml
  - type: Documentation
    url: https://fazz.com/business/products/payments-api/
  - type: APIReference
    url: https://docs.fazz.com/reference/create-payment
  - type: APIReference
    url: https://docs.fazz.com/reference/create-disbursement
  - type: APIReference
    url: https://docs.fazz.com/reference/accept-payment-methods
- aid: fazz:fazz-payment-methods-api
  name: Fazz Payment Methods API
  description: Create reusable payment method objects (PayNow, virtual bank account).
  humanURL: https://docs.fazz.com/reference/create-payment
  baseURL: https://www.xfers.io/api/v4
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/fazz-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://fazz.com/business/products/payments-api/
  - type: APIReference
    url: https://docs.fazz.com/reference/create-payment
  - type: APIReference
    url: https://docs.fazz.com/reference/create-disbursement
  - type: APIReference
    url: https://docs.fazz.com/reference/accept-payment-methods
- aid: fazz:fazz-payments-api
  name: Fazz Payments API
  description: Accept API — create and query payments (collections).
  humanURL: https://docs.fazz.com/reference/create-payment
  baseURL: https://www.xfers.io/api/v4
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/fazz-payments-api-openapi.yml
  - type: Documentation
    url: https://fazz.com/business/products/payments-api/
  - type: APIReference
    url: https://docs.fazz.com/reference/create-payment
  - type: APIReference
    url: https://docs.fazz.com/reference/create-disbursement
  - type: APIReference
    url: https://docs.fazz.com/reference/accept-payment-methods
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/fazz/overview
- type: AgenticAccess
  url: agentic-access/fazz-agentic-access.yml
- type: TrustCenter
  url: security/fazz-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/fazz-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fazz-domain-security.yml
- type: Authentication
  url: authentication/fazz-authentication.yml
- type: GitHubOrganization
  url: https://github.com/xfers
- type: LinkedIn
  url: https://www.linkedin.com/company/fazz-financial
- type: Website
  url: https://fazz.com/
- type: Documentation
  url: https://docs.fazz.com/
- type: Plans
  url: plans/fazz-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fazz-rate-limits.yml
- type: FinOps
  url: finops/fazz-finops.yml
- type: Packages
  url: packages/fazz-packages.yml
- type: SDKs
  url: packages/fazz-packages.yml
- type: WellKnown
  url: well-known/fazz-well-known.yml
- type: LLMsTxt
  url: llms/fazz-llms.txt
- type: MCPServer
  url: mcp/fazz-mcp.yml
- type: Overlay
  url: overlays/fazz-openapi-overlay.yaml
- type: Conformance
  url: conformance/fazz-conformance.yml
- type: ErrorCatalog
  url: errors/fazz-error-codes.yml
- type: Lifecycle
  url: lifecycle/fazz-lifecycle.yml
- type: Conventions
  url: conventions/fazz-conventions.yml
- type: Idempotency
  url: conventions/fazz-conventions.yml
- type: ChangeLog
  url: changelog/fazz-changelog.yml
- type: Sandbox
  url: sandbox/fazz-sandbox.yml
- type: DataModel
  url: data-model/fazz-data-model.yml
- type: Webhooks
  url: asyncapi/fazz-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Postman
  url: collections/fazz.postman_collection.json
- type: DeveloperPortal
  url: https://docs.fazz.com/
- type: GettingStarted
  url: https://docs.fazz.com/docs/getting-started
- type: Support
  url: https://support-sg.fazz.com/
- type: TermsOfService
  url: https://fazz.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://fazz.com/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com