Fazz

Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and Indonesia (IDR). Not to be confused with the consumer-facing Payfazz agent app.

Fazz publishes 3 APIs on the APIs.io network: Accept API (Singapore), Send API (Singapore), and Payment Methods API. Tagged areas include Fintech, Payments, Business Banking, Disbursements, and Southeast Asia.

The Fazz catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Fazz’s developer surface includes authentication, documentation, changelog, sandbox, getting-started guide, support, and 28 more developer resources.

55.7/100 developing Agent 90/100 agent native Full breakdown ↓
scored 2026-07-20 · rubric v0.4
5 APIs 1 MCP Servers 0 Features
FintechPaymentsBusiness BankingDisbursementsSoutheast AsiaPayNowVirtual Accounts

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 55.7/100 · developing
Contract Quality 12.4 / 25
Developer Ergonomics 15.2 / 20
Commercial Clarity 11.6 / 20
Operational Transparency 6.5 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 90/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fazz: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

Fazz Accept API (Singapore)

Accept payments securely across local Singapore payment methods - PayNow QR (UEN-based instant transfer) and virtual bank accounts - for one-time or unlimited collections, bille...

Fazz Send API (Singapore)

Send payouts to recipients in bulk via automated bank-transfer disbursements from your Fazz Business account, billed in SGD.

Fazz Payment Methods API

Create and manage reusable payment method objects (virtual bank accounts, PayNow) that collect unlimited payments from your customers.

Fazz Indonesia Payments API (v4-ID)

Indonesia-market payments and disbursements (v4-ID) covering local virtual accounts and bank transfers, billed in IDR. Shares the Fazz/Xfers v4 request patterns with region-spec...

Fazz Callbacks (Webhooks)

HTTP POST webhook callbacks that notify your endpoint of payment and disbursement status changes in JSON, verified against your account signing secret.

MCP Servers

fazz-mcp.yml

MCP SERVER

Pricing Plans

Fazz Plans Pricing

2 plans

PLANS

Rate Limits

Fazz Rate Limits

1 limits

RATE LIMITS

FinOps

Fazz Finops

FINOPS

Event Specifications

Fazz Webhooks

ASYNCAPI

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: fazz
url: https://raw.githubusercontent.com/api-evangelist/fazz/refs/heads/main/apis.yml
name: Fazz
kind: company
description: Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz
  and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via
  local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and Indonesia
  (IDR). Not to be confused with the consumer-facing Payfazz agent app.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Fintech
- Payments
- Business Banking
- Disbursements
- Southeast Asia
- PayNow
- Virtual Accounts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: fazz:fazz-accept-api
  name: Fazz Accept API (Singapore)
  tags:
  - Payments
  - Collections
  - PayNow
  - Virtual Accounts
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/reference/create-payment
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://fazz.com/business/products/payments-api/
    type: Documentation
  - url: https://docs.fazz.com/reference/create-payment
    type: APIReference
  - url: openapi/fazz-openapi.yml
    type: OpenAPI
  description: Accept payments securely across local Singapore payment methods - PayNow QR (UEN-based instant transfer) and
    virtual bank accounts - for one-time or unlimited collections, billed in SGD.
- aid: fazz:fazz-send-api
  name: Fazz Send API (Singapore)
  tags:
  - Disbursements
  - Payouts
  - Bank Transfer
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/reference/create-disbursement
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://fazz.com/business/products/payments-api/
    type: Documentation
  - url: https://docs.fazz.com/reference/create-disbursement
    type: APIReference
  - url: openapi/fazz-openapi.yml
    type: OpenAPI
  description: Send payouts to recipients in bulk via automated bank-transfer disbursements from your Fazz Business account,
    billed in SGD.
- aid: fazz:fazz-payment-methods-api
  name: Fazz Payment Methods API
  tags:
  - Payment Methods
  - Virtual Accounts
  - PayNow
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/reference/accept-payment-methods
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://docs.fazz.com/reference/accept-payment-methods
    type: APIReference
  - url: openapi/fazz-openapi.yml
    type: OpenAPI
  description: Create and manage reusable payment method objects (virtual bank accounts, PayNow) that collect unlimited payments
    from your customers.
- aid: fazz:fazz-indonesia-payments-api
  name: Fazz Indonesia Payments API (v4-ID)
  tags:
  - Payments
  - Disbursements
  - Indonesia
  - Virtual Accounts
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/v4-ID/docs/home
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://docs.fazz.com/v4-ID/docs/home
    type: Documentation
  - url: https://docs.fazz.com/v4-ID/docs/disbursements
    type: APIReference
  description: Indonesia-market payments and disbursements (v4-ID) covering local virtual accounts and bank transfers, billed
    in IDR. Shares the Fazz/Xfers v4 request patterns with region-specific methods and destinations.
- aid: fazz:fazz-callbacks
  name: Fazz Callbacks (Webhooks)
  tags:
  - Webhooks
  - Callbacks
  - Events
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.fazz.com/docs/callbacks
  baseURL: https://www.xfers.io/api/v4
  properties:
  - url: https://docs.fazz.com/docs/callbacks
    type: Documentation
  description: HTTP POST webhook callbacks that notify your endpoint of payment and disbursement status changes in JSON, verified
    against your account signing secret.
common:
- type: AgenticAccess
  url: agentic-access/fazz-agentic-access.yml
- type: TrustCenter
  url: security/fazz-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/fazz-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fazz-domain-security.yml
- type: Authentication
  url: authentication/fazz-authentication.yml
- type: GitHubOrganization
  url: https://github.com/xfers
- type: LinkedIn
  url: https://www.linkedin.com/company/fazz-financial
- type: Website
  url: https://fazz.com/
- type: Documentation
  url: https://docs.fazz.com/
- type: Plans
  url: plans/fazz-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fazz-rate-limits.yml
- type: FinOps
  url: finops/fazz-finops.yml
- type: Packages
  url: packages/fazz-packages.yml
- type: SDKs
  url: packages/fazz-packages.yml
- type: WellKnown
  url: well-known/fazz-well-known.yml
- type: LLMsTxt
  url: llms/fazz-llms.txt
- type: MCPServer
  url: mcp/fazz-mcp.yml
- type: Overlay
  url: overlays/fazz-openapi-overlay.yaml
- type: Conformance
  url: conformance/fazz-conformance.yml
- type: ErrorCatalog
  url: errors/fazz-error-codes.yml
- type: Lifecycle
  url: lifecycle/fazz-lifecycle.yml
- type: Conventions
  url: conventions/fazz-conventions.yml
- type: Idempotency
  url: conventions/fazz-conventions.yml
- type: ChangeLog
  url: changelog/fazz-changelog.yml
- type: Sandbox
  url: sandbox/fazz-sandbox.yml
- type: DataModel
  url: data-model/fazz-data-model.yml
- type: Webhooks
  url: asyncapi/fazz-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Postman
  url: collections/fazz.postman_collection.json
- type: DeveloperPortal
  url: https://docs.fazz.com/
- type: GettingStarted
  url: https://docs.fazz.com/docs/getting-started
- type: Support
  url: https://support-sg.fazz.com/
- type: TermsOfService
  url: https://fazz.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://fazz.com/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com