Chase

JPMorgan Chase Bank, N.A. is a leading US financial institution providing consumer and commercial banking, credit cards, mortgages, and merchant services. The Chase Developer Portal exposes APIs for FDX-aligned account aggregation, customer consent, rewards balances, and the Loyalty Pay with Points platform that lets enrolled merchants and partners enable customers to redeem Ultimate Rewards points at checkout.

Chase publishes 11 APIs on the APIs.io network, including Rewards Balance API, Accounts API, Consents API, and 8 more. Tagged areas include Account Aggregation, Banking, Consent, Credit Cards, and FDX.

The Chase catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Chase’s developer surface includes authentication, developer portal, FAQ, support, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

37.8/100 thin ▬ flat Agent 27/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessSelf serve

5 APIs

Account Aggregation Banking Consent Credit Cards FDX Financial-Services Loyalty Open BankingPay with PointsRewards

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 37.8/100 · thin

Contract Quality 9.4 / 19

Developer Ergonomics 4.7 / 15

Access Clarity 5.1 / 15

Operational Transparency 0.8 / 10

Contract Governance 0.9 / 9

Discoverability 5.6 / 8

Regulatory Posture 8.0 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/chase: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Chase Rewards Balance API

API that allows merchant and partner systems to retrieve a Chase cardholder's current rewards points balance for use in loyalty experiences and Pay with Points checkouts.

Chase Accounts API

The Accounts API from Chase — 2 operation(s) for accounts.

Chase Consents API

The Consents API from Chase — 2 operation(s) for consents.

Chase Customers API

The Customers API from Chase — 1 operation(s) for customers.

Chase Enrollments API

The Enrollments API from Chase — 2 operation(s) for enrollments.

Chase Merchants API

The Merchants API from Chase — 2 operation(s) for merchants.

Chase Orders API

The Orders API from Chase — 4 operation(s) for orders.

Chase Refunds API

The Refunds API from Chase — 1 operation(s) for refunds.

Chase Statements API

The Statements API from Chase — 1 operation(s) for statements.

Chase Tax Forms API

The Tax Forms API from Chase — 1 operation(s) for tax forms.

Chase Transactions API

The Transactions API from Chase — 1 operation(s) for transactions.

Scroll for all 11

Open Collections 17

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Chase Account Aggregation User Consent API

OPEN COLLECTION

Chase Account and Customer Information API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Consents API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Customers API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Enrollments API

OPEN COLLECTION

Chase Loyalty Pay with Points Enrollment Service API

OPEN COLLECTION

Chase Loyalty Pay with Points Order Service API

OPEN COLLECTION

Chase Loyalty PCI Merchant Relationship Manager API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Merchants API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Orders API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Refunds API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Rewards Balance API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Statements API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Tax Forms API

OPEN COLLECTION

Chase Account Aggregation User Consent Accounts Transactions API

OPEN COLLECTION

Scroll for all 17

Pricing Plans 1

Published pricing tiers and plan structures.

Chase Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Chase Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Chase Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Chase Context

0 classes · 5 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Chase API Rules

5 rules · 3 warnings 2 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Chase FDX Account

9 properties

JSON SCHEMA

Chase Rewards Balance

4 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Chase Structure

0 properties

JSON STRUCTURE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Chase Authentication

oauth2 · 2 schemes

SECURITY

Chase Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Chase Scopes

11 scopes · authorizationCode/clientCredentials

11 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Chase Agentic Access

23 operations · 11 acting · 2 human-in-the-loop

23 operations · 11 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Portal

Portal

Demo

Demo

Documentation 2

Reference material describing how the API behaves

JSONSchema

JSONSchema

JSONSchema

JSONSchema

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

JSONLD

JSONLD

Spectral

Spectral

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

FAQ

FAQ

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Glossary

Glossary

Source (apis.yml)

aid: chase
name: Chase
description: JPMorgan Chase Bank, N.A. is a leading US financial institution providing consumer and commercial banking, credit
  cards, mortgages, and merchant services. The Chase Developer Portal exposes APIs for FDX-aligned account aggregation, customer
  consent, rewards balances, and the Loyalty Pay with Points platform that lets enrolled merchants and partners enable customers
  to redeem Ultimate Rewards points at checkout.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/chase.png
url: https://raw.githubusercontent.com/api-evangelist/chase/refs/heads/main/apis.yml
type: Index
access: 3rd-Party
position: Consuming
tags:
- Account Aggregation
- Banking
- Consent
- Credit Cards
- FDX
- Financial-Services
- Loyalty
- Open Banking
- Pay with Points
- Rewards
tags_raw:
- Account Aggregation
- Banking
- Consent
- Credit Cards
- FDX
- Financial Services
- Loyalty
- Open Banking
- Pay with Points
- Rewards
created: '2025-02-21'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: chase:rewards-balance-api
  name: Chase Rewards Balance API
  description: API that allows merchant and partner systems to retrieve a Chase cardholder's current rewards points balance
    for use in loyalty experiences and Pay with Points checkouts.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.chase.com/products/rewards-balance-api/
  baseURL: https://api.chase.com/loyalty/rewards-balance
  tags:
  - Loyalty
  - Rewards
  properties:
  - type: Documentation
    url: https://developer.chase.com/products/rewards-balance-api/specification
  - type: OpenAPI
    url: openapi/chase-rewards-balance-api-openapi.yml
- aid: chase:chase-accounts-api
  name: Chase Accounts API
  description: The Accounts API from Chase — 2 operation(s) for accounts.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/chase-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-consents-api
  name: Chase Consents API
  description: The Consents API from Chase — 2 operation(s) for consents.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Consents
  properties:
  - type: OpenAPI
    url: openapi/chase-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-customers-api
  name: Chase Customers API
  description: The Customers API from Chase — 1 operation(s) for customers.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/chase-customers-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-enrollments-api
  name: Chase Enrollments API
  description: The Enrollments API from Chase — 2 operation(s) for enrollments.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/chase-enrollments-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-merchants-api
  name: Chase Merchants API
  description: The Merchants API from Chase — 2 operation(s) for merchants.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/chase-merchants-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-orders-api
  name: Chase Orders API
  description: The Orders API from Chase — 4 operation(s) for orders.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Order
  tags_raw:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/chase-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-refunds-api
  name: Chase Refunds API
  description: The Refunds API from Chase — 1 operation(s) for refunds.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/chase-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-statements-api
  name: Chase Statements API
  description: The Statements API from Chase — 1 operation(s) for statements.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/chase-statements-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-tax-forms-api
  name: Chase Tax Forms API
  description: The Tax Forms API from Chase — 1 operation(s) for tax forms.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Tax Forms
  properties:
  - type: OpenAPI
    url: openapi/chase-tax-forms-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
- aid: chase:chase-transactions-api
  name: Chase Transactions API
  description: The Transactions API from Chase — 1 operation(s) for transactions.
  humanURL: https://developer.chase.com/products/aggregation-fdx/
  baseURL: https://api.chase.com/aggregation/fdx
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/chase-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-fdx/guides/using-the-account-and-customer-information-api/
  - type: Documentation
    url: https://developer.chase.com/products/aggregation-consent/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-order-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pay-with-points-enrollment-service/
  - type: Documentation
    url: https://developer.chase.com/products/loyalty-pci-merchant-relation-manager/
common:
- type: CapabilityMap
  url: capabilities/chase-capability-edges.yml
  name: Chase Business Capability Map
- type: AgenticAccess
  url: agentic-access/chase-agentic-access.yml
- type: DomainSecurity
  url: security/chase-domain-security.yml
- type: Authentication
  url: authentication/chase-authentication.yml
- type: OAuthScopes
  url: scopes/chase-scopes.yml
- type: GitHubOrganization
  url: https://github.com/jpmorganchase
- type: LinkedIn
  url: https://www.linkedin.com/company/chase
- type: Website
  url: https://www.chase.com/
- type: DeveloperPortal
  url: https://developer.chase.com/
- type: Portal
  url: https://developer.chase.com/
- type: Demo
  url: https://apidemo.chase.com/
- type: FAQ
  url: https://developer.chase.com/support/faqs
- type: Glossary
  url: https://developer.chase.com/support/glossary/
- type: Support
  url: https://developer.chase.com/support
- type: TermsOfService
  url: https://developer.chase.com/terms
- type: PrivacyPolicy
  url: https://www.chase.com/digital/resources/privacy-security
- type: JSONLD
  url: json-ld/chase-context.jsonld
- type: JSONSchema
  url: json-schema/chase-account-schema.json
- type: JSONSchema
  url: json-schema/chase-rewards-balance-schema.json
- type: Spectral
  url: spectral/chase-spectral.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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