Honey Insurance

aid: honey-insurance
url: https://raw.githubusercontent.com/api-evangelist/honey-insurance/refs/heads/main/apis.yml
name: Honey Insurance
kind: company
description: 'Honey Insurance is an Australian direct-to-consumer insurtech selling smart home, contents, renters and landlord
  insurance, founded by Richard Joffe and headquartered in Sydney. Honey Insurance Pty Ltd (ABN 52 643 672 628, AFSL 528244)
  distributes and administers the policies, which are underwritten by RACQ Insurance Limited (ABN 50 009 704 152, AFSL 233082),
  an APRA-authorised general insurer. Its differentiator is a bundle of free smart-home sensors supplied at policy inception
  in exchange for a recurring premium discount, a three-minute online quote-and-bind funnel, and a heavy prevention rather
  than indemnity pitch. It sells personal lines only and distributes through its own website plus embedded partnerships with
  mortgage aggregators, home builders and real-estate groups (Finsure, Metricon, McGrath, BGC, Specialist Finance Group, Bank
  of Queensland, AGL, RACQ). Its API posture is closed: Honey publishes no public developer portal, no API reference, no OpenAPI
  or Swagger definition, no Postman collection, no GraphQL surface and no webhook or event catalogue. Probes of developer,
  developers, docs, /developers, /api, /developer, /partners and /integrations all return NXDOMAIN or HTTP 404, and the sitemap
  contains no developer, API or partner-portal page at all. A real backend host exists at api.honeyinsurance.com, but it is
  a private AWS API Gateway that answers every path with HTTP 403 {"message":"Forbidden"}; it serves Honey''s own quote funnel
  and account app and is not documented for third parties. The only publicly reachable standards-based surface is an Auth0
  custom-domain tenant at auth.honeyinsurance.com serving anonymous OpenID Connect discovery for consumer account sign-in
  — not developer API credentials. Quote, bind, issue and FNOL all exist only as consumer web and telephone journeys. No ACORD,
  AL3, ACORD XML or NGDS reference appears anywhere on the site, which is consistent with an Australian personal-lines carrier
  operating outside the ACORD agency-download world and with a home market where the Consumer Data Right was designated for
  general insurance and then deferred, leaving no forcing function for open insurance APIs.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - security
  generated: '2026-09-02'
  method: derived
image: https://www.honeyinsurance.com/images/honey-banner.png
tags:
- Insurance
- Australia
- Insurtech
- Home Insurance
- Property and Casualty
- Personal Lines
- Direct to Consumer
- Embedded Insurance
- Smart Home
- Claims
- Underwriting
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/honey-insurance-domain-security.yml
- type: Website
  url: https://www.honeyinsurance.com/
- type: About
  url: https://www.honeyinsurance.com/about-us/
- type: Blog
  url: https://www.honeyinsurance.com/blog/
- type: Newsroom
  url: https://www.honeyinsurance.com/media-centre/newsroom/
- type: Support
  url: https://www.honeyinsurance.com/honey-help/
- type: FAQ
  url: https://www.honeyinsurance.com/faq/
- type: Vocabulary
  url: https://www.honeyinsurance.com/glossary/
- type: Login
  url: https://www.honeyinsurance.com/my-account
- type: TermsOfService
  url: https://www.honeyinsurance.com/terms/
- type: PrivacyPolicy
  url: https://www.honeyinsurance.com/privacy/
- type: SignUp
  url: https://www.honeyinsurance.com/get-a-quote/start
- type: Careers
  url: https://www.honeyinsurance.com/join-the-team/
- type: BrandKit
  url: https://www.honeyinsurance.com/media-centre/brand-assets/
- type: Press
  url: https://www.honeyinsurance.com/media-centre/
- type: WellKnown
  url: well-known/honey-insurance-well-known.yml
- type: OpenIDConnect
  url: https://auth.honeyinsurance.com/.well-known/openid-configuration
- type: Authentication
  url: authentication/honey-insurance-authentication.yml
- type: OAuthScopes
  url: scopes/honey-insurance-scopes.yml
- type: Conformance
  url: conformance/honey-insurance-conformance.yml
- type: Lifecycle
  url: lifecycle/honey-insurance-lifecycle.yml
- type: Packages
  url: packages/honey-insurance-packages.yml
- type: LLMsTxt
  url: llms/honey-insurance-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com